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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

I don't think I am but... (family expenses)

191 replies

KnowtheAnswer · 28/02/2026 10:04

DH and I have been married for ten years and together longer. We have young DC. I have signed the youngest up for a hobby, which is something I also do, and today I was looking to fill in the DD form. I asked him which of of two joint accounts we should use. He said neither because this hobby is nothing to do with him. I was surprised as one of the accounts is one we use for family expenses like clothes, food, days out, so that's the one he said I should use before then questioning why he is paying for this.

For context, we have a joint account for all the bills, into which we each pay 50% of the amount needed. We have a second joint account we each pay £500 into which we use for food, joint expenses, days out, meals, schools trips, anything we do together.

For further context, I am default parent as many mothers are, which means I usually book holiday club or book annual leave and then I arrange to take them out or see friends or just work with them at home if I really need to. If I take them out in the holidays or on weekends I generally pay on the basis it's, for example, a meal which I've had with them or met friends. I think there's an argument I shouldn't have to use my annual leave AND pay for entertaining the DC.

He has form for being an arse actually told me to go away and leave him alone when I tried to talk to him about this. I do believe he's unreasonable and a bit of a narcissist generally but is he right on this?

OP posts:
Rainbowpumpkin · 01/03/2026 14:01

I still don't understand how families operate financially like this.

Surely you are building a life together, so all monies goes into one pot and is then just spent as a family?

latenightscrolling · 01/03/2026 13:23

BettyBoh · 28/02/2026 10:53

Which account you use for this club is the least of your worries.
it seems you may be married to someone who isn’t very kind. Is he controlling in other ways? Does he care about your needs and validate your feelings?

this

ScartlettSole · 01/03/2026 13:18

I agree with this.

Our youngest does dance and horse riding which I pay for myself. I enrolled her in dance as her big sister had did the classes when she was younger so my choice, my expense. I had a horse and very much love another so when she said she would like to I jumped at the chance and signed her up, again my expense. Her dad feels swimming is important to learn so he signed her up/pays for those because that was his choice.

edit this was meant to reply to someone but hasn't worked!

Bobibbsleigh · 01/03/2026 12:17

Why are you still married to this man - he sounds truly awful

Wishbone436 · 01/03/2026 12:14

It’s to do with him because it’s his child! 🤷🏻‍♀️

allthingsinmoderation · 01/03/2026 12:01

Why does your husband think your DD hobbies are "nothing to do with him"?

Patchworkquilts · 01/03/2026 11:31

Sorry, you lost me at 2 joint accounts and paying for days out out of your own pocket. You’re married ffs. You’re a family. Of course all family related costs should be shared. As should looking after the kids during the holidays. Your husband is an arse and you’re enabling his stupid behaviour by going along with it.

mummybear35 · 01/03/2026 10:35

25yrs married, two kids now adults, never once did I ask re children’s activities and never once did my husband begrudge a penny spent on his children or me…all money into a joint account and all bills out of joint account. There was never any arrangement as to who pays in what, who can spend what…we were a unit, a team…we worked together to create the best life for us and the children..I couldn’t marry or have kids with anyone who counted pennies with his family..

lemonraspberry · 01/03/2026 10:19

Another man who is vaguely aware of short people running about the house but no real engagement or understanding they are 50% his responsibility.

So unless you are under financial strain and he is worried about the cost (he should have said) then as the child is 50% his he is liable to contribute to the cost (whether or not he does it).

Summerlovin24 · 01/03/2026 10:13

Another selfish git
Play the long game OP.
Start squirrelling money away in an account he doesn't know about. Maybe a sibling will let you use an account of theirs.
I can't imagine you want to live with him forever so get planning. You may put up with it for longer, as I did, as you don't want kids coming from a broken home but eventually you eill have had enough

wfhwfh · 01/03/2026 01:21

He’s got a good deal here at your expense. You contribute 50:50 to the financial pot whilst doing the lion’s share of childcare.

Being brutally honest, he doesnt sound like a good man. Of course your child’s hobby should be a joint expense (assuming he is the child’s father).

I dont understand trying to maintain separate finances after children. I think it can often lead to financial abuse of the primary carer.

GertrudePerkinsPaperyThing · 01/03/2026 00:15

Great, by your husband’s logic I shouldn’t have to pay for any of my children’s hobbies because I’m not partaking in them - they’re therefore nothing to do with me. I can’t wait to tell the providers they should give my children the sessions for free!

Uticary · 28/02/2026 22:59

OP, start playing the long game then.
Get planning.
Tell family and friends who will quietly support you.
Grow more independent of him.

StripedVase · 28/02/2026 21:52

You don't need his permission to use your joint family expenses account for family expenses. Simply proceed.

Wildefish · 28/02/2026 21:38

PinkyFlamingo · 28/02/2026 10:10

These type of posts pop up all the time. I always think why do women stay with these mean arses?

Because breaking up a family is not something to be done lightly. Surprisingly people do not always show their true colours until it’s too late.

ncduetooutingsituation · 28/02/2026 21:31

This kind of situation ultimately resulted in my divorce.
My ex husband refused to contribute financially to anything that didn’t specifically benefit him.

Has he ever driven a financial decision that didn’t specifically benefit you?
Would he always use personal funds in this situation?

Use the joint account. Don’t apologise.

Insidesains · 28/02/2026 19:06

What a truly horrible environment for your children

KnowtheAnswer · 28/02/2026 19:03

Its a monthly payment of £30 so it doesn't matter how many times we go.

Thanks for the replies and yes I think he's a narcissist for the record. Not sure why I stay other than I don't want him to take the DC which I think he would fight for 50% just so he didn't have to pay CMS.

Also I find it so stressful that I somehow just feel relieved when he starts acting like a normal person.

OP posts:
SemiRetiredLoveGoddeess · 28/02/2026 18:53

Sounds odd. Has he got something
going on financially he does not want you to know about. Debt, secret lifestyle?
Get to the bottom of this. Not healthy.

localnotail · 28/02/2026 17:25

Anyahyacinth · 28/02/2026 11:21

The answers simple it might allow someone dangerous access to your financial stability

Well why have kids/ live with someone who can rip you off?

Abd80 · 28/02/2026 16:04

Is the hobby expense big like buying ponies for your children?
if not then why do you have to ask you should just have put it through as joint account or his account ?

nothing excuses his rudeness and verbal abuse.
he’s is 100% in the wrong here

IseeBrigadoon · 28/02/2026 15:53

We have a dog, he's my dog really not my husband's. I do a few dog related activities with him- running, obedience, tracking etc. Then there is dog walker, food and vet costs. My husband loves the dog and helps walk him and stuff, but ultimately he is an expensive hobby of mine. My husband insists all of these costs come out of the joint account. I can't imagine being with a partner that wouldn't treat their child and it's costs like my husband treats my dog. My dog is just that, a dog, not even a child and my husband wouldn't even question if I took £30 a month for another dog activity.

Luckyingame · 28/02/2026 15:37

bigboykitty · 28/02/2026 11:23

Your life will be so much happier when you leave this selfish, insufferable cunt @KnowtheAnswer .

Edited

Very good.

pizzaHeart · 28/02/2026 15:15

DaisyChain505 · 28/02/2026 10:14

You’re a family unit, married and with joint children. All money is family money.

You shouldn’t have to be paying out of your pocket for things like taking your children out for the day when I assume you earn and work less so you can care for said children.

He’s a tosser.

This ^
I always discussed DD’s clubs/ outings etc with DH before signing her up - I didn’t if it’s one off thing after school but I did if it’s about a commitment, time and money wise and I was (and is) generally interested in his opinion.
However I couldn’t imagine my DH reacting like yours in this situation.

Insidesains · 28/02/2026 15:10

All I said was was @Montink should reread the op because the relationship doesn’t share anything in common with how @Montink describes her own relationship