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Paying child support for a 22yr old

259 replies

Evilstepmum81 · 22/02/2026 18:35

Need some advice about my stepchild, as I’m not sure if I’m being unreasonable or not. They are 22, not working (have never worked) but also not on benefits (yet), they didn’t finish school and now say they are too disabled to work and signing on the dole etc is “embarrassing”. They are able to socialize and take care of themselves etc and spend all day on their computer playing games and doing social media stuff so they are not incapacitated or incapable in any way in their day to day life. Their mother also doesn’t work and does claim benefits.

I’ve been on the scene 17 years so have been here a long time and helped or tried to help said child to get the skills needed for independence and self sufficiency. But they refuse to even try as they see their mum doing f all and getting on fine. My husband has continued paying child support even though legally he could have stopped at 18 as they are in uni or anything. It’s been nearly 4 years of extra payments in the hope this young adult gets their act together. They haven’t. And now I think the gravy train should stop and this young adult and their mother not receive child support any more.

My husband is scared of being the bad guy and his ex and child take full advantage of him. He pays them £1200 a month and he now earns a little over £46k so it’s a big chunk, which was agreed during mediation 10 years ago when he earned way more and we didn’t have our kids. He’s never changed the payments or missed any. I can’t grow his balls for him. But am I unreasonable to tell him to make arrangement to stop payments? We have 2 special needs kids ourselves now, I work full time, and could use the child support money to help pay for therapies etc instead of us having to go into debt to pay for these two adults. It’s so hard being a step parent. He’s a great dad and very supportive. And I applaud his commitment to his children. But he’s got to let this adult aged child figure stuff out for themselves now surely?

OP posts:
Daleksatemyshed · 23/02/2026 12:13

You have DC with a Dad whose giving away over £2000 a month Op, that's daft, his Ex hasn't worked for 20 years so of course his DC thinks it's fine to do the same.
If your DH in his 50s he needs to be looking at his finances, for retirement, for Uni expenses, he could reduce what he gives to your DSC by two thirds and be saving it for the future.
In your place this would be a dealbreaker for me, I'm all in favour of DF paying child maintenance but not for two adults to do nothing all their lives

TheBestThingthatAlmostHappened · 23/02/2026 12:05

The obvious answer would be to leave your husband and get £2400 a month to pay for homeschooling! The problem is that that's roughly his monthly take home pay and he is prioritising his 22 yo bone idle child above his younger children. How are your finances currently split? How on earth is he affording this? If you are allowing him to put less in the household pot because of this then that needs to stop straight away.

whynotwhatknot · 23/02/2026 11:59

even if he wanted to carry on paying its way too much should be half of that can you at least show him the cms page

hes enabling both of them to you and your dc detrment

nicepotoftea · 23/02/2026 11:56

Based on the thread title I was ready to say that 22 year olds do sometimes need financial support because of cost of housing etc - but 'too disabled to work but won't be assessed for benefits' is taking the piss - not just out of you but of all the people with disabilities who work.

bridgetreilly · 23/02/2026 11:54

Evilstepmum81 · 23/02/2026 09:38

Thanks all for your input. I agree with you all that this is ridiculous.

To answer a few questions:

my husband got laid off right after the pandemic after working his way up in a management position. He has not been able to get a role with a similar wage as job hunting in your 50s is bloody hard. No one wants to pay decent money these days. He carried on paying the same maintenance though so his first child wouldn’t be affected.

My stepchild’s gender is immaterial in this situation. Their attitude and behavior of entitlement is more important.

I feel like a mug as I have accepted this for so long and I’m tired. I work full time plus I do 90% of everything for our kids. It’s a lot to manage with drs appointments schedules, school refusal, poorly kids frequently, This all falls on me to manage. So I get so frustrated as my stepchild and his ex wife get to sit home and do f all but i don’t have that choice or privilege. But so many people have made me feel that his first priority is his first family and I “knew what I was getting into”.

The straw that broke the camel’s back might just be that I’ve decided that home education might be able to accommodate my children’s needs better but I cannot do it unless I quit work, but my husband says we cannot afford it.

I’ve got some thinking to do. Well I know what I want but I think I have to decide what my next move is. If he does stop paying then we could just about afford for me to stay at home with the kids. But I am worried about the resentment or whatever else might be directed at me by his child and ex and maybe even him too as I’m sure he will be getting flack from them once the gravy train stops.

And for those armchair psychologists his child has been assessed many times for MH stuff as his ex is trying to get them deemed incapable of work so they can get him to pay indefinitely. His child is on a low dose of Prozac and been told by us and I’m sure by Drs too that a job and life away from computer games will help them to feel more productive etc but they insist they don’t want to deal with being stressed out. So they do nothing.

my husband has a lot of guilt because he worked so much when his first child was little and his ex didn’t work once she had their child and then the marriage ended and a year later I came along, and I think in his head he just wants a quiet life where everyone is happy. He has tried so many times to get his child to do something, anything, to be self sufficient. But the child lives with their mother who has done f all for 22 years nearly so there’s no motivation. Somewhere along the way I’ve become not as important in his plans it feels like, and more important his two actual children are suffering too. His adult child is important too yes but not at the expense of us? This is where I struggle. I don’t want to make him choose but he doesn’t seem like he wants to change anything as it will rock the boat.

Make it clear that if he doesn’t change anything that will also rock the boat, with respect to his current wife and children. He cannot keep burying his head in the sand about this.

Soontobesingles · 23/02/2026 11:49

Sorry, OP but I do not know how you put up with this. He is neglecting his responsibilities to his wife and children so he can keep paying for two adults he is not legally responsible for, to not work? Do you not see how insane that is, and how unfair to you and your children? It would be a dealbreaker for me.

myheadsjustmush · 23/02/2026 11:43

That is an insane amount of money to be paying to an ex and his 22 year old 'child' 🙄

Let's be honest, having that amount of money falling into your lap every month will not give them the motivation to find work, will it? Stop the money and tell them to get of their backside and find a job. Any job.

Also, the fact that their mother does nothing is not exactly being a good role model either.

The money needs to stop and be used for your two children, who clearly need it much more than a 22 year old who CBA to work.

I hope you are able to sort this soon @Evilstepmum81

ETA. My DH and I are both self employed, and have worked all our lives. Our eldest started work at 16 to fit around college, and my second DS (16) is about to start doing the same next week. They both have a brilliant work ethic, and know that you need to work to get on in life.

blackpooolrock · 23/02/2026 11:36

But I am worried about the resentment or whatever else might be directed at me by his child and ex and maybe even him too as I’m sure he will be getting flack from them once the gravy train stops.

So what if they moan, let it be water off a ducks back.

you need to get harder for the sake of your kids who need support from you both. IF he won't step up get rid of him and claim UC and get him to pay for his kids properly. Going by what you have written you won't be any worse off as you do most of it anyway.

Jeschara · 23/02/2026 11:36

You need to speak to your husband and get him to stop this. He is enabling this lazy pair of feckless scroungers, who have no respect for themselves, or your husband. He is paying for the ex wife's smoking and going out. This is to the detriment of you and your children.

I would not put up with this. He is making a mug of you. Turn this around, and you are enabling him at the expense of your children.

Bewareofstepfords · 23/02/2026 11:34

Jamesblonde2 · 22/02/2026 23:03

Bollocks. Insist he stops the payment OP.

Abso-f*ing-lutely !!!

ImmortalSnowman · 23/02/2026 11:31

@Evilstepmum81 I'd be taking the claim of being on a low dose of Prozac with a pinch of salt. Unless your husband has seen the prescription which would be Fluoextine in the UK. A young adult spending all their time online will more likely be using American terms for things they don't actually know anything about.

Your husband needs to support his young children and not leave it all to you. Pathetic man that won't stand up to his ex is not a good father.

AnotherChangeDay · 23/02/2026 11:31

Restlessdreams1994 · 23/02/2026 10:36

He’s not “a great dad”. He’s enabling his adult child to sit around playing computer games instead of developing any degree of resilience, coping skills and independence. He’d rather chuck money at them than deal with a difficult situation.

Well put. He is very unkind to not be supporting/enabling his child to grow up

AndyMcFlurry · 23/02/2026 11:21

This must be a joke ! My ex pays £7 / week for his two children - I mean actual children under 18 in full time education. He earns over £250,000 / year and I earn less than £25,000 / year.

Anonanonay · 23/02/2026 11:18

Leaving the money issue aside for a moment, why the fuck are you allowing him to treat you like an utter mug? Why are you working full time AND doing 90% of everything at home? You have bigger problems than this child support payment.

YourFluentQuoter · 23/02/2026 11:04

Give them notice the payments will stop in a year.

Otherwise it'll never end.

My pensioner Mum still has to work because my 45 year old brother lives with her and has 'mental health issues' which he never seeks any actual support or treatment for but which mean he struggles to hold down a job but also thinks claiming benefits is 'degrading'.

He and my Mum have a toxic co-dependence where she martyrs herself and he resents her despite her enabling his dysfunction.

He's currently working full time and they're getting on great but history tells me it won't last and they would both be much happier away from each other. This is his 5th job in 2 years.

In reference to a PP, he's not lazy either but despite being very bright and going to an independent school on a scholarship, in his late teens and 20s he prioritised fun jobs over study, liked booze and drugs and so whenever anything difficult happened like a girlfriend dumping him, drugs and booze took centre stage so he'd lose jobs.

So into his 30s and beyond, the only jobs available to him were minimum wage ones, not at all fulfilling to someone as bright as he is so basically jobs he didn't care about and easy to walk away from or not care if he got sacked. Because he knew he'd always have a roof over his head.

I think posters like the one saying no-one is lazy for no reason are missing the point that work can be really shit for a lot of people and not working if possible is preferable.

ParkingNightmares · 23/02/2026 10:48

A perfect example of enabling behaviour. Of course the SC isnt going to get a job or try to improve their prospects, why would they when all their needs are met ?

notatinydancer · 23/02/2026 10:45

Deal breaker for me. Also why do you do 90% of everything? @Evilstepmum81

pinkyredrose · 23/02/2026 10:42

the lazy label doesn’t help. Nobody is lazy for the sake of being lazy. There is always an underlying reason.

Hollow laugh.

Clonakilla · 23/02/2026 10:40

The bigger problem is surely what changes DH intends to make to his parenting so you don’t end up with more of his children relying on dad or the taxpayer rather than providing for themselves.

It’s very concerning to have raised a child like this.

If you can’t afford it you’ll have to stop paying but it certainly sticks in my throat that the rest of us will be footing the bill instead.

RosePetals86 · 23/02/2026 10:40

yanbu! That’s a huge sum of money each month, no wonder SC does not have any motivation/ want to get a job!

SpanielLover356 · 23/02/2026 10:39

If the 'child' support is paid to the mum who's in receipt of UC she's committing benefit fraud as she should be declaring her un-earned income which will have an impact on her entitlement to UC. It's not like the 'child' is a dependent child anymore for benefit purposes.

DonnyDozzy · 23/02/2026 10:39

There are some kids that will use a handout from parent to improve their lives - do their driving test, get a car, do a course, buy a property and then there are those who when given money causes them to shrink become less - hide from the world - fail to fledge. Money does not help the latter - it destroys them - they need to be pushed to take that first leap, they need a dose of tough love. The 22 year old needs some tough love - they are rapidly approaching an age where never having job will having a massive impact on their lives. The handouts have to stop.

Swiftie1878 · 23/02/2026 10:38

The situation is ridiculous.
I was going to say that you can’t TELL him what to do, but you can talk to him and make him see sense. However, from what you’ve said, you can’t do this!

If he’s sending £1200 in Child Support for one child, ask him where your £2400 is for your two, please? You have to somehow demonstrate how crazy and off-kilter the current arrangement is.

Good luck! Xx

Restlessdreams1994 · 23/02/2026 10:36

He’s not “a great dad”. He’s enabling his adult child to sit around playing computer games instead of developing any degree of resilience, coping skills and independence. He’d rather chuck money at them than deal with a difficult situation.

Araminta1003 · 23/02/2026 10:36

I think he needs to cut it off, because in the long run the country is broke anyway and the benefits gravy train will end sooner or later. And if his step child has nothing on their CV they won’t get a job later on. But he should probably encourage the step child to do a course or something initially to get them out of the house. There must be something they can do which will probably make them happier anyway, even if it is part time work plus study of some sort at a local college.

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