My husband and I really wanted to move, but have decided to stay put for the next 5yrs largely due to schools. We’ve both fallen out of love with our hose (it was always meant to be a stop gap) but now we are staying I want to at least like it / have it be as nice as it can be.
So I’ve said if we’re staying I want to spend money on the house, we’re due to remortgage and can borrow £30k to do the work and I have £10k saved to put towards it. Without touching other savings so we wouldn’t exactly be pushing ourselves. We’re cutting the mortgage term too and can still easily afford the additional £30k to borrow - we’ll have paid off the car so our monthly outgoings would be the same.
No major work like extensions, or even taking a wall out - but I’d like to do the driveway, new floor downstairs and worktops in the kitchen. Whole house needs repainting and a few other bits like swap my son’s room and guest bedroom to create a proper study. Will involve buying new furniture too.
My husband is a builder so would do / organise most the work.
I want to spend the full £40k and possibly more to do everything ‘properly’. For example, we did an extension years ago and cut some corners ie a smaller patio than I’d like, didn’t put some internal doors on, didn’t buy any furniture for the spaces just got what we could / used old as we were on a budget. Then we never finished everything as my husband needed to go back to earn money so never got a second coat of paint on some rooms. And it shows. I’ve never felt anything was finished and the garden is a mess.
I know if we don’t finish everything now the same thing will happen again, so I want to do everything now.
My husband just wants to do a lick of paint and cut corners again where we can. He says “it costs too much” but admits we can do it in the budget. So then he says he doesn’t see the point of spending that if we are moving in 5yrs and that he “doesn’t want to do the work”.
We’ve just had a big row about it as I said I hate the house and he stormed off. Am I being unreasonable / a bit silly to insist we do everything ‘properly’?