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Ex wants to stop paying for DC whilst so he can get a mortgage

185 replies

fedupofex · 20/02/2026 10:33

Me and my ex share 2 DC together.
Both under 4 and live with me full time.

I live in a rented HA property whilst he currently resides in a council flat.

Because I live in a house he is adamant that he should also live in a house.

He is 43 and feels as if the time is going for him to purchase a property.

He is now asking if he can stop paying me child maintenance so when he goes for a mortgage it won't show on his bank statements that he pays me XYZ every week.

He was out of work from November last year and only started work last week.
He paid me no money this time.

He generally is an awful person to be honest.

In my last pregnancy I suffered life threatening complications during child birth and all he did was abuse me in the hospital and even the midwives were so alarmed that they had written this in my notes.

All he did was complain about having time of work to help me with the baby.

He see's DC for few hours a week and think thats parenting, he has no idea how hard it is.

He has also just got a new car Mercedes on HP.

I don't feel this is fair or right what he is asking.

I want to know would I be unreasonable to just let it all go through the courts?
I don't want him seeing the kids when he is not even paying me.
He only see's them for 4 hours on a weekend.
Never had them stay over.
He does live 45 minutes away however which is a huge factor due to petrol.

It is hard for me as I only work part time and I would love to save for a house but it would be impossible at this stage.

OP posts:
WhatAreYouDoingSundayBaby · 20/02/2026 10:48

I don't want him seeing the kids when he is not even paying me.

Not cool OP.

But yes, submit a claim via CMS and let them deal with it.

Hwory · 20/02/2026 10:48

Oh so he's fine having his mercedes payment on his bank statement which will reduce his affordability but contributing to his children is too far??

What a loser. Say no.

Shoutinglagerlagerlager · 20/02/2026 10:44

The children have a right to see their father, so you would be unreasonable to restrict this on the basis of maintenance. However, they also have a right to be financially supported, so you should ignore his request. His living arrangements are not your concern.

pinkdelight · 20/02/2026 10:42

The Merc HP is surely going to cause more of an affordability issue than CM, unless he's minted in which case neither should be an issue. If he had half a brain, he'd have at least offered to keep paying you in cash then he wouldn't be short-changing his kids and pissing you off while needing your support to get what he wants. But anyway, YANBU at all and he sounds vile. Go through courts and get it all done officially for your DC sake. He's lucky to have a council flat.

INX · 20/02/2026 10:41

Tell him absolutely not.

If the kids are happy to see their dad, don't stop them as that's not fair on them.

But make it clear you'll be taking it further if he stops paying you.

fedupofex · 20/02/2026 10:40

@AmberSpy - Thank you for that, I have never heard of mortgage fraud and a quick google search confirms that this is what he intends on doing.

OP posts:
DPotter · 20/02/2026 10:39

A single man with a council flat ? He doesn't know how lucky he is.

Don't agree to anything. He has 2 children, he has financial responsibility for them. As Original says - not your problem.

autumncrisp · 20/02/2026 10:39

Children are not pay per view. Maintenance and visitation are two separate things.

It's quite worrying that you say he's an awful man but the only reason you dont want him visiting his children is because he doesn't pay you.

Go to court.

AmberSpy · 20/02/2026 10:37

I'm not an expert but I think this could potentially be considered mortgage fraud by your ex. I'd have absolutely no part in this. Make it clear to him that you're not interested in helping him lie to a prospective lender.

OriginalUsername2 · 20/02/2026 10:35

Tough shit for him. This is not your problem. Even if he’d been nice to you this whole time, it’s completely unreasonable to ask.

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