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Ex wants to stop paying for DC whilst so he can get a mortgage

185 replies

fedupofex · 20/02/2026 10:33

Me and my ex share 2 DC together.
Both under 4 and live with me full time.

I live in a rented HA property whilst he currently resides in a council flat.

Because I live in a house he is adamant that he should also live in a house.

He is 43 and feels as if the time is going for him to purchase a property.

He is now asking if he can stop paying me child maintenance so when he goes for a mortgage it won't show on his bank statements that he pays me XYZ every week.

He was out of work from November last year and only started work last week.
He paid me no money this time.

He generally is an awful person to be honest.

In my last pregnancy I suffered life threatening complications during child birth and all he did was abuse me in the hospital and even the midwives were so alarmed that they had written this in my notes.

All he did was complain about having time of work to help me with the baby.

He see's DC for few hours a week and think thats parenting, he has no idea how hard it is.

He has also just got a new car Mercedes on HP.

I don't feel this is fair or right what he is asking.

I want to know would I be unreasonable to just let it all go through the courts?
I don't want him seeing the kids when he is not even paying me.
He only see's them for 4 hours on a weekend.
Never had them stay over.
He does live 45 minutes away however which is a huge factor due to petrol.

It is hard for me as I only work part time and I would love to save for a house but it would be impossible at this stage.

OP posts:
ItsOkItsDarkChocolate · 22/02/2026 07:57

WhatAreYouDoingSundayBaby · 20/02/2026 10:48

I don't want him seeing the kids when he is not even paying me.

Not cool OP.

But yes, submit a claim via CMS and let them deal with it.

Also, this I’m afraid OP.

ItsOkItsDarkChocolate · 22/02/2026 07:54

OriginalUsername2 · 20/02/2026 10:35

Tough shit for him. This is not your problem. Even if he’d been nice to you this whole time, it’s completely unreasonable to ask.

First post nails it….

Captcha4903 · 22/02/2026 00:16

janj52301 · 21/02/2026 19:18

I'm interested to know how a single bloke gets a council house!!

This was also the point that stood out for me. A single man is the worst thing you can be when it comes to getting social housing.

Granddama · 21/02/2026 22:51

Both in Social Housing!! How did you manage that? Take him to Court, get it sorted, He has a roof over his head. He's not your problem. The children will decide for themselves soon enough if they don't want to see him anymore, but even that shouldn't stop his contributions for their care.

fedupofex · 21/02/2026 22:32

I'm in the UK.

OP posts:
fedupofex · 21/02/2026 22:32

Hi
So I explained to him that paying me in cash causes me an inconvenience as all my bills come out my bank and I don't have time to go to the bank every week.

I am glad that people have confirmed what I have been thinking, he won't be able to buy a house on his salary.

He also has a default from November 2025.

He has now told me that he will be selling all his gold in a bid to save for this house deposit.

He is very immature for his age and quite child like, so I just let him carry on.

I have also told him no more visits in my house, he needs to take DC out of my house.
I even have to help him change my youngest's nappy, there is no break for me.

He absolutely is a vile abusive creep as PP correctly pointed out.

I will see next week if he pays me into my bank as when I reminded him yesterday he said "oh but that messes up my house situation".

He is lucky to live in a council flat close to a city centre, and it would make sense for him to buy that but because I live in a house he has to live in a house.

Even when he got his new car last month he told me before he came "You may not like this and get jealous".
Very childish.

OP posts:
Aussiemum87 · 21/02/2026 22:26

I can’t tell which country you are in, but in Australia , the government collects child support - so the parent has no say in whether they would like to pay or not.

Shamsie24 · 21/02/2026 20:41

And will your children be happy living in a cold house with no food and broken shoes? Not surprised you got rid. Tell him to take it up with your solicitor.

NoisyMonster678 · 21/02/2026 20:13

Tell him to go and get stood on.

MeridianB · 21/02/2026 20:03

He is a vile, abusive creep.

He doesn’t get to come into your home anymore. Any potential benefit for your small children is far, far outweighed by his disgusting attitude and verbal abuse towards you. Your children need protecting from that.

if he fails to pay maintenance then go straight to CMS.

Ask your parents to drop/block contact with him to help protect you from his dysfunctional and abusive behaviour (and to protect them).

Please consider the Freedom Programme to discover ways to maximise your boundaries, minimise his presence in your life and avoid ending up with any similar types of men in the future.

You and your little ones deserve so much more than this scumbag.

Laura95167 · 21/02/2026 19:51

fedupofex · 20/02/2026 17:33

Update:
He has just paid me, he has now asked if he can just give me cash every week.

I do online shopping and hardly ever spend cash unless it is to pay the handyman for jobs.

You can pay cash into your bank account.

Laura95167 · 21/02/2026 19:50

YWBU to deny him access to his DC based on money. Thats a separate issue and shouldnt be a bargaining chip. If hes a shitshow they need to learn that themselves eventually.

However YANBU to say the money isnt yours, is your children's and they need it to be warm fed and clothed and you arent OKing him letting them down. Of course he has to pay maintainence.

He can turn his car back in if he needs to cut expenses.

NoFiller · 21/02/2026 19:50

On this sort of thread, it’s inevitable that we get a one-sided view as an OP will always present herself in the best possible light, and the other party in the worst, with selective information presented.

I was with you until I saw this disgusting comment, when the mask must have slipped:

”I don't want him seeing the kids when he is not even paying me.”

It made me wonder, if someone was trying to present themself as the honest and wronged party, how vile they must be if they are weaponising their children, their children’s right to see a parent, and a parent’s right to see their children, for money.

The rest of the post then became white noise.

treesocks23 · 21/02/2026 19:37

fedupofex · 20/02/2026 11:16

Lol I know he won't get a mortgage as he earns 30K, his HP monthly payment is £150 a month, not including insurance.

And he is looking at houses at around the 210k mark with no deposit.

I have just asked him if he will be paying me today considering he gets paid today.

Sooooo…….he’s delusional??

Nicecatneighbour · 21/02/2026 19:26

Most lenders want at least 6 months bank statements, proof of regular income and statements showing all outgoings. I think he is lying to you, OP. Or is deluded. Either way, he should be paying, the gobshite.

Uberella · 21/02/2026 19:24

So where’s the deposit coming from if he’s been out of work?

Lenders also like to see someone in long term employment before they’ll take a risk;he’ll unlikely get approved.

He has two kids he’s responsible for;you still have to pay for their things so he should too;I’m betting he doesn’t exactly pay a massive amount in maintenance anyway.

He’s a CF.

janj52301 · 21/02/2026 19:18

I'm interested to know how a single bloke gets a council house!!

napody · 21/02/2026 19:07

PivotPivotmakingmargaritas · 20/02/2026 10:55

Tell him to pay you 12 months in advance as a compromise… lol I’m sure he won’t . But then he can’t play the you are the baddie card

That's what I was thinking!
His planned mortgage fraud is utterly his problem, you can't stop him doing that.
But absolutely don't ok him not paying for his children, as a pp said he gets used to not paying he won't restart.

TwinklySquid · 21/02/2026 19:01

Just go through child maintenance . You don’t even need to talk to him. Let them deal with him.

vickylou78 · 21/02/2026 18:58

He wants to pay in cash so it won't show up on his bank as a regular payment. Tell him no you need it paid via standing order direct to your bank account so you can pay the bills (to house and feed and keep warm his children)

Zerosleep · 21/02/2026 18:18

Not your problem and nothing to do with you. Screw him. He can do what he wants but he needs to pay for his kids.

hcee19 · 21/02/2026 17:59

A giant "NO". He is as much responsible for the children as you are...I am disgusted he even suggested this to you. Your children are not responsible for his housing conditions....

Laurmolonlabe · 21/02/2026 17:57

No of course he can't stop paying you child maintenance so he can have a mortgage- his children are a prior commitment- you would have to claim the money from DWP in order to look after your children, they would then pursue him for it- wanting a mortgage doesn't spirit away your responsibilities, . Tell the Child maintenance agency they will pursue him- if you take him to court you will have to pay or get Legal Aid (very difficult) let the CMA sort him out they can garnish his wages if necessary- short of leaving the country , he's stuck with it.

Toooldtocare25 · 21/02/2026 17:53

Fuck right off should cover it

RedFlagsAllOver · 21/02/2026 08:17

He won't get a mortgage. Having just started a new job, no deposit no chance also Having a car on finance definitely not. My husband decided to buy a Toyota chr when he was working and the repayments stopped any chance we had of getting one and we had money for a deposit.

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