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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Do you think this is a good package?

63 replies

Ratemypay · 18/02/2026 07:05

Salary- 50k
bonus -8%
annual increase 4.5-5%
private healthcare fully paid
10% employer pension contribution
10x death in service benefit

Job hours-39 per week (8-16:30mon-Thurs 8-15:30-Fri)
flexi time
overtime paid at 1.5x or 2x depending on when it is done.
Not a management role.

OP posts:
Ratemypay · 18/02/2026 11:11

Waywardremote · 18/02/2026 11:02

You mentioned earlier you had 3 years experience - next level up from being a grad - which is it? 3 years or 5 years?

I said the role required 3 years experience. I have 5 years in total in the industry. Apologies if I was not clear.

OP posts:
Purpleharlow · 18/02/2026 11:04

Kkjjfs · 18/02/2026 10:06

50k is great in Ur 20s. Not so much in Ur 40s and 50s. My DH was 100k+ in his 40s and now is reaching just over 200k

Your husband? So not you then.

Waywardremote · 18/02/2026 11:02

Ratemypay · 18/02/2026 10:02

I don’t see why this is relevant tbh. I am 5 years in this current industry. I didn’t want to be to specific but it is the pharma industry

You mentioned earlier you had 3 years experience - next level up from being a grad - which is it? 3 years or 5 years?

ForAmusedHazelQuoter · 18/02/2026 10:53

Kkjjfs · 18/02/2026 10:06

50k is great in Ur 20s. Not so much in Ur 40s and 50s. My DH was 100k+ in his 40s and now is reaching just over 200k

And how about you, were you also on 100k plus in your 40’s?

Ratemypay · 18/02/2026 10:29

Kkjjfs · 18/02/2026 10:06

50k is great in Ur 20s. Not so much in Ur 40s and 50s. My DH was 100k+ in his 40s and now is reaching just over 200k

Ok that’s great, my age is irrelevant imo. People’s salary can fluctuate throughout a lifetime…it’s not always something that increases with age. Many factors can influence what you earn and when.

OP posts:
Kkjjfs · 18/02/2026 10:06

Ratemypay · 18/02/2026 10:02

I don’t see why this is relevant tbh. I am 5 years in this current industry. I didn’t want to be to specific but it is the pharma industry

50k is great in Ur 20s. Not so much in Ur 40s and 50s. My DH was 100k+ in his 40s and now is reaching just over 200k

Ratemypay · 18/02/2026 10:02

Kkjjfs · 18/02/2026 09:26

How old are you? @Ratemypay

I don’t see why this is relevant tbh. I am 5 years in this current industry. I didn’t want to be to specific but it is the pharma industry

OP posts:
Kkjjfs · 18/02/2026 09:26

How old are you? @Ratemypay

SundayFundayz · 18/02/2026 09:23

Ratemypay · 18/02/2026 08:48

This IS my job…I’m trying to gauge if it is of suitable compensation. Is that ok with you?! Tbh I think I could be paid more!

No-one will be able to give you an accurate answer for this about the salary without knowing what the job is. (Benefits are different as they vary less by job)

Ratemypay · 18/02/2026 09:20

Waywardremote · 18/02/2026 09:00

I think it's reasonable, but if you are ambitious, at your stage I'd be focusing more on what you are learning, the kind of work you are being exposed to, are you being stretched?

yes I am being stretched, we have little choice in that tbh, but I want it too. I am just trying to adjust my development plan and have a pay review coming up also.

OP posts:
Waywardremote · 18/02/2026 09:00

I think it's reasonable, but if you are ambitious, at your stage I'd be focusing more on what you are learning, the kind of work you are being exposed to, are you being stretched?

ForAmusedHazelQuoter · 18/02/2026 08:49

Yes I do.

Ratemypay · 18/02/2026 08:49

1apenny2apenny · 18/02/2026 08:43

Whenever DP or I have taken a job we ignore any bonus unless it’s contractually guaranteed. I also don’t see how they can guarantee a pay rise, surely it’s dependent upon a number of things. If this is a job you are interested in, a step up, has opportunities/will give you good experience then go for it.

I have been in the job for a year and a half, both are contractual agreements. Based on performance yes.

OP posts:
Ratemypay · 18/02/2026 08:48

HoskinsChoice · 18/02/2026 08:18

Because I don't believe you are legitimate. I think people are trying to help you under the impression that this is actually a job you are considering. You haven't explained what you are trying to achieve which suggests you are doing some sort of research. It's misleading (and against the site rules).

This IS my job…I’m trying to gauge if it is of suitable compensation. Is that ok with you?! Tbh I think I could be paid more!

OP posts:
1apenny2apenny · 18/02/2026 08:43

Whenever DP or I have taken a job we ignore any bonus unless it’s contractually guaranteed. I also don’t see how they can guarantee a pay rise, surely it’s dependent upon a number of things. If this is a job you are interested in, a step up, has opportunities/will give you good experience then go for it.

Left · 18/02/2026 08:38

Have you looked at the employer reviews on glassdoor - that can give an indication of what it’s like to work there.

But without knowing the industry, role, level etc… No one can really give you any informed feedback. There are just too many variables.

HoskinsChoice · 18/02/2026 08:18

Ratemypay · 18/02/2026 08:11

@HoskinsChoice why does it bother you though? If you have no opinion or comparison etc then you could just scroll on?

Because I don't believe you are legitimate. I think people are trying to help you under the impression that this is actually a job you are considering. You haven't explained what you are trying to achieve which suggests you are doing some sort of research. It's misleading (and against the site rules).

treeowl · 18/02/2026 08:17

I’ve never seen anywhere do 10x life assurance

Same & the pension contributions are good for private sector.

Guaranteed bonus & annual increase looks good. Same for the private healthcare.

Actually for the additional benefits the salary looks low if that makes sense. I would expect those benefits along a mores senior role that paid more.

Bjorkdidit · 18/02/2026 08:14

But no-one can give an informed opinion without being informed.

It sounds good for 3 years post grad, and some people will never earn anywhere near that much.

But in some jobs it might be poor.

The benefits sound excellent, especially if it's private sector. People look in awe at public sector pensions, but that almost always comes at a cost of a salary that is lower than comparable private sector posts, especially in 'professions' or admin or healthcare, where the lower grades earn NMW. Plus no bonuses ever, lower pay increases and no 'perks' like paid Christmas parties.

For example public sector death in service is 2-3 x salary, ten times is outstanding. Pensions aren't all that unless you're a higher earner and live longer after retirement. If you die within a few years of retirement, that's game over, unlike a private pension, where your spouse or another relative will inherit your remaining pot, which will be pretty chunky if you're on £50k and your employer has contributed 10% of your salary.

Ratemypay · 18/02/2026 08:11

HoskinsChoice · 18/02/2026 08:10

But why though? The facts are laid out for you. It is an above average salary. Opinions are irrelevant partly because you have given absolutely no context but mostly because a fact is a fact, not an opinion - it is above average therefore good. So what are you hoping to achieve?

@HoskinsChoice why does it bother you though? If you have no opinion or comparison etc then you could just scroll on?

OP posts:
HoskinsChoice · 18/02/2026 08:10

Ratemypay · 18/02/2026 07:57

It’s ok to want to gather opinion.

But why though? The facts are laid out for you. It is an above average salary. Opinions are irrelevant partly because you have given absolutely no context but mostly because a fact is a fact, not an opinion - it is above average therefore good. So what are you hoping to achieve?

Ratemypay · 18/02/2026 07:57

HoskinsChoice · 18/02/2026 07:54

Why? What are you trying to achieve? You know it's an above average salary so why are you asking? And what is your AIBU?

It’s ok to want to gather opinion.

OP posts:
RampantIvy · 18/02/2026 07:55

Where I live that is an excellent salary.

I never understand the bonuses that people get as a matter of course. I have a sales and marketing background, so to me bonuses are only earned if targets are met or exceeded, not by just doing your job.

The one that stuck in everyone's throat last year was the head of Yorkshire water getting a bonus when we were in drought, had a hosepipe ban for months and had pipes bursting regularly due to lack of investment. How on earth can they justify these kind of bonuses?

Sorry about the rant.

HoskinsChoice · 18/02/2026 07:54

Ratemypay · 18/02/2026 07:35

It’s neither, somewhat in the middle I suppose. I don’t want to be too specific

Why? What are you trying to achieve? You know it's an above average salary so why are you asking? And what is your AIBU?

MindYourUsage · 18/02/2026 07:46

Yes that is decent.

BUT disregard anything that is not written into your contract. So here I would probably ignore

the bonus. assume this is tied to company performace, the company could go through a bad patch. I was getting 10% bonus but now we are barely making 1-2% our co performace is so bad

the annual raise. There fould easily be a way that they just dont do this. Every year.

The pension % is excellent.