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To feel like having £2000 in your bank account

121 replies

JollyLilacGoose · 15/02/2026 00:27

Is having no money as it can go so quickly

OP posts:
Toadytoadtoad · 15/02/2026 08:48

All of our bills, mortgage and food come to about £1700 a month, but the other £300 would probably get eaten up by other things (kids clubs, clothes etc) So in the context of my life it isn't a huge amount but it would do. If it was all I had in savings I would make adding to it a big priority.

Yestocoffeeatnight86 · 15/02/2026 08:47

£2000 is only 2/3 of our monthly outgoings to survive, eat, pay bills, use the car etc. But if it was after that I’d feel good.

catmothertes1 · 15/02/2026 08:34

OneNewEagle · 15/02/2026 01:35

Mortgage and council tax?

Yes but the OP is not telling us the context. Is it £2000 going into account to cover all bills and expenses or is it £2000 in account left after bills have been paid?

Hummusanddipdip · 15/02/2026 08:31

Like others have said, joint account on payday... bills ain't getting paid, day before payday, bonza, thats going into the savings for a holiday, or more likely repair costs for the car. I swear that things sniffs out when we have managed to save a bit of money and goes wrong 🤦‍♀️

lauribec · 15/02/2026 08:31

FamilynotMaiden · 15/02/2026 00:29

I've currently got less than £400 in mine! £2000 I would consider a luxury.

Same here! And electricity bill still needs to go out! 😫

TheMorgenmuffel · 15/02/2026 08:25

2000 in savings or 2000 on payday before the bills are paid?

Moneymadness · 15/02/2026 08:24

bumphousebump · 15/02/2026 08:21

Missing the point of the thread but £110 on jeans…wow.

That was two pairs and I got a 10% student discount so I thought that was great 😂

OMGitsnotgood · 15/02/2026 08:22

Depends on your situation and outgoings. There will be people reading this thread who can only dream about having that much in their bank account. Others who would be feeling twitchy if that’s all they have. The perceived wisdom when I bought my first house is that you should aim to havw at least 3 months outgoings in your savings. .ive always lived by that and it saved us when DH was made redundant, covered outgoings til he was working again and then we saved to rebuild
tnat safery net

bumphousebump · 15/02/2026 08:21

Missing the point of the thread but £110 on jeans…wow.

Fatiguedwithlife · 15/02/2026 08:20

I have that ‘in’ my account after pay day.
By the first I have less than £400 so you I know what you mean. It disappears before you’ve ‘done’ anything with it!

ChalkOrCheese · 15/02/2026 08:18

a few big bills for the boiler and car would definitely eat it up.

Recreationally though, it's always easier to spend money than earn it. So there is freedom in realising that you always want something and everything in the house was once that shiny new toy. Craft is my biggest example of that. I've got ££ in materials that I'm now using or selling and it is scary to add up how much I've spent over the years and to realise it used to be money.

My current wish list is:
Spa day
Dyson Airwrap
Alarm clock radio
Heated throw
Smaller stall like books, cookware, homeward and bedding.
Dinner out and a few day trips.

Could easily spend £1k on that lot.
I also want a few weekends away and holidays.

But then I'll want something else. So yeah, it can also go quickly if you spend it!

HigherandHigher · 15/02/2026 08:15

Clearly OP had had a row with someone and wants support here.

What a weird post- 1 post and runs.

HigherandHigher · 15/02/2026 08:13

JollyLilacGoose · 15/02/2026 00:27

Is having no money as it can go so quickly

I don't understand the context of this.

Can you explain?

Why £2K

Why not £100K?

A £ million?

Moneymadness · 15/02/2026 08:13

Harrietsaunt · 15/02/2026 07:54

Read the room!

So many people are struggling with debt and poverty.

I can only imagine your thread is a nasty little wind up.

Tbf @Harrietsaunt i started a thread a little while back and specifically stated it was for those who are broke etc…apparently not many on here are broke and struggling.
I remember being so so broke and I realised that every money thread was taken over by high earners, so I started it. I am not a super high earner even now compared to some, but yes,I earn way better now for sure!

Pllystyrene · 15/02/2026 08:13

I don't think I've ever had the much in my bank account but I'm.a TA so don't make a huge amount. Any above my overdraft I consider a win !

Namechangerage · 15/02/2026 08:12

Before or after bills?

Morepositivemum · 15/02/2026 08:09

ACommonTreasuryForAll
Eh? What exactly can it 'go' on 'so quickly'? How would £2,000 ever feel like nothing?
2000 definitely not nothing to me but my mum’s roof fell apart, we’ve had our apartment have plumbing issues (boiler), also toilet stuff, car has broken down but properly in the garage for weeks then 4 grand bill. So huge but yes out of the ordinary things!!

Alwayswonderedwhy · 15/02/2026 07:59

Depends. On payday, at the end of the month, in addition to savings?
I agree it's not much and can go in a blink, especially if you have a car or are a home owner.

Harrietsaunt · 15/02/2026 07:54

Read the room!

So many people are struggling with debt and poverty.

I can only imagine your thread is a nasty little wind up.

ThatCyanCat · 15/02/2026 07:53

Azandme · 15/02/2026 00:28

It's all relative.

Yup.

As a young, single, childless person in a houseshare, it did for me very well. Married with a mortgage and two children, it wouldn't go far here (although obviously there are people who manage it).

mylittleworld563 · 15/02/2026 07:52

I currently have £132.87 in my bank account to last until the 26th and I have to buy a tyre for my car, although I do not need to buy groceries and money my bills are paid. The only day when I have £2000 in my account is payday.

Having a £2000 cushion sounds amazing. I recognise that it's all relative and my lifestyle modest, but that £2000 would help me feel more secure.

MaryBeardsShoes · 15/02/2026 07:43

ACommonTreasuryForAll · 15/02/2026 00:33

Eh? What exactly can it 'go' on 'so quickly'? How would £2,000 ever feel like nothing?

Broken boiler, washing machine conking out, leaking roof, something going wrong on your car.

It’s not hard to see how £2000 could very quickly disappear.

Of course there are people with zilch in their bank account. But I think you could quite fairly say that £2k is not much these days.

StedSarandos · 15/02/2026 07:42

It's only just enough for my car insurance (new teen driver). I have to make sure I have that put aside plus more for car and house repairs.
Boiler and car broke last year.

Morepositivemum · 15/02/2026 07:39

I get what you mean and it’s true because there’s a lot that can take that in one go but to some of us that's also huge privilege

ChristmasFluff · 15/02/2026 07:37

I earn less than that monthly, but have a tiny mortgage so I manage fine.

£2000 is a good amount to cover unexpected expenses, and would also cover a month without work for many people, so it's certainly not 'nothing'. But if it feels like nothing, then it would perhaps make for a good charity donation?