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Share your dilemmas and get honest opinions from other Mumsnetters.

To feel like having £2000 in your bank account

121 replies

JollyLilacGoose · 15/02/2026 00:27

Is having no money as it can go so quickly

OP posts:
Luckyingame · 15/02/2026 10:09

It's relative.
Without some small change, this is what I'll be paying to get my teeth fixed, now when they started to go home. 😐

Fgfgfg · 15/02/2026 10:06

ACommonTreasuryForAll · 15/02/2026 00:33

Eh? What exactly can it 'go' on 'so quickly'? How would £2,000 ever feel like nothing?

Spent £1200 on one trip to the vet a few months ago.

Emori · 15/02/2026 09:47

FairKoala · 15/02/2026 07:17

Where is this £2000 supposed to come from. I don’t even earn £2000 per month

Slightly over minimum wage after tax.

PhuckTrump · 15/02/2026 09:44

If someone had £2k in their current account, but has £2100 rent due next week, well…

WelcometomyUnderworld · 15/02/2026 09:40

ACommonTreasuryForAll · 15/02/2026 00:33

Eh? What exactly can it 'go' on 'so quickly'? How would £2,000 ever feel like nothing?

Well it wouldn’t cover my monthly bills, so if on payday there was only £2k in my account it would feel like less than nothing as it’d already be allocated towards bills.

The OP gives no context, but that’s a scenario where it’d feel like nothing.

I imagine if that was your only income each month too then it would often feel like nothing as it would be difficult to live on that alone.

Talkingtomyhouseplants · 15/02/2026 09:38

Well it depends when it is in the month doesn’t it. £2000 in my current account the day before pay day is a lot. £2000 ON pay day is less than my take home so I would be pretty worried. £2000 in a savings account isn’t a lot.

Gall10 · 15/02/2026 09:38

£2000?
To single mums on here who can’t get an absent partner to pay towards his children’s food- that’s a fortune.
To mumsnetters who have sleepless nights deciding on whether to choose Caribbean or Tuscan holidays, it’s probably just loose change!
To me….it would be bloody fantastic!

CoralOP · 15/02/2026 09:31

Harrietsaunt · 15/02/2026 07:54

Read the room!

So many people are struggling with debt and poverty.

I can only imagine your thread is a nasty little wind up.

The 'room' on MN is relatively well off.

There's endless threads here discussing finances and the majority of people have savings, investments and disposable money, they are also allowed to talk about it too.

randomchap · 15/02/2026 09:30

Strange that op hasn't responded to his/her goady thread

AstheCrowFlies22 · 15/02/2026 09:20

I get that in account on pay day for 5 mins...then all the rent & bills come out 😂

Jc2001 · 15/02/2026 09:18

JollyLilacGoose · 15/02/2026 00:27

Is having no money as it can go so quickly

Bit of a meaningless statement without any context whatsoever. I mean, if you have that in the bank then day before you get paid, it's sounds pretty good. If you need to survive a month and you have a £1.8k mortgage coming out tomorrow. Not so good.

Happyjoe · 15/02/2026 09:16

£2,000 a month to cover all bills is nothing. £2k after covering bills would be loads of money. Ah, that would be nice.

Solost92 · 15/02/2026 09:15

No. Our bank balance starts with a minus sign more oftne then not. Having 2k is not the same as having nothing.

Alpacajigsaw · 15/02/2026 09:13

Well it depends doesn’t it? If it’s on payday before your bills come out it’s a lot less than if your bills are all paid and it’s payday again tomorrow.

stupid post

usedtobeaylis · 15/02/2026 09:04

It can go quickly but you're not going to spiral into high interest debt if your fridge breaks.

FriedFalafels · 15/02/2026 09:04

You’ll see posters on AIBU who are really struggling, and for them £2k is a lot.
My situation changed recently. I went from almost no disposable income to about £2.5k a month after bills and a weekly buffer. I used to think that would feel like loads: £500 for fun, £1k to invest, £1k for holidays. I’m not counting pennies anymore, but it still doesn’t feel like much as I’m also aware of costs I haven’t planned for. I’ve realised my scarcity mindset won’t just disappear. Spending still feels irresponsible, and I don’t know when that will change.

Coconutter24 · 15/02/2026 09:04

You’ve not really given any information there OP. Is that £2000 in your account before housing and bills come out or £2000 left after that’s all come out. That should of been a key bit of information in your OP

Rocknrollstar · 15/02/2026 09:03

We brought up two children while never having £2000 in our bank account.

Holidaymodeon · 15/02/2026 09:03

I might have this in my bank account one day and think ok we can have a cheap holiday so pay for that then A few unexpected bills on top puts me on the breadline very quickly , flood, damaged floors, broken boiler, pet operation, vet bills where insurance didn’t pay out, storm damage, child disability adaptations local authority won’t fund, travel to specialist appointments etc .
it feels like instant karma for thinking we deserve a 2/3 star holiday

ThiagoJones · 15/02/2026 09:02

Absolutely pointless thread with no context.
I have £400 in my current account. It just needs to pay for food/half term activities until next Friday when I get paid. It’s plenty. If I had £400 left on payday after paying bills, it would be a struggle.
I also have £25k in a savings account and the same again in investments.

Disturbia81 · 15/02/2026 09:01

If it was after bills I would feel rich.

BlackCat14 · 15/02/2026 09:01

No, “no money” is literally nothing, 2 grand is still 2 grand. Why are you asking?

Wexone · 15/02/2026 09:01

bumphousebump · 15/02/2026 08:21

Missing the point of the thread but £110 on jeans…wow.

how is it wow? people are allowed to spend their hard earned money on what they like.

AndrewPreview · 15/02/2026 08:54

£2k takes an awful lot of time to save, but can disappear with just one or two emergencies.

So once you've got it, it may feel like nothing, but if £2k is out of your reach it feels like a fortune.

PigletJohn · 15/02/2026 08:50

If you usually have less, it is a comforting amount.

If you usually have less, don't let it burn a hole in your pocket.