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How much rent to charge 18 year old?

413 replies

TakeALookAtTheseSwatches · 13/02/2026 13:54

My daughter left college last year and started looking for a job, she started working just after Christmas. She works part time hours and her take home pay per month is around £900. She's putting £50 in to a lifetime ISA and she has no other bills (I currently still pay her phone contract which is about £30 a month)

We provide all her food, she eats tea with us and we have breakfast things/snacks in the house. She doesn't usually eat dinner but will sometimes buy herself a meal deal if she wants something.

So what would be reasonable? I was thinking around £200 a month and I'm happy to put £50 of that in her lifetime ISA too if she wants. She is saving up for a car so isn't spending frivolously. Is £200 too much?

OP posts:
GrethaGreen · 15/02/2026 19:11

There is an interesting article in the ST today about adult children living at home. Very middle
class which ties in with what previous poster said about charging children is mainly a working class thing/ mentality.

I can’t get my head around the posters who save fo their children. What is that teaching them? Are they not able to save themselves?

Wishingplenty · 15/02/2026 19:01

Solmum1964 · 15/02/2026 12:24

I gave my mum £150 when I first started work in 1983. I think it was a third of my take-home pay.
Her rent went up and she lost child benefit so I needed to cover that.

OMG that was an absolute fortune for then. I can't believe you earned enough to hand that over. That must have been tough?

Thechaseison71 · 15/02/2026 18:58

JonesTown · 15/02/2026 18:44

Making up nonsense euphemisms as we tend to do in the UK doesn’t stop it from being rent.

Parents making money out of their children is abhorrent and would not happen in most other countries.

Many parents aren't making money though The adult offspring are still costing more than they contribute

JonesTown · 15/02/2026 18:55

TheSmallAssassin · 15/02/2026 18:50

How is it making money out of their children if the adult offspring are paying for a share of their costs? It's pretty common, and has been for generations, for adult children in this country to pay keep when they start working. Many people who move to another country to work send money back to their families when they don't even live in the same country any more, let alone in the same home.

The fact it’s pretty common in this country doesn’t make it right. It is abhorrent and the UK is an outlier in this sense globally.

Thankfully it looks like the tide is turning going by this thread.

Comefromaway · 15/02/2026 18:55

Yes they do. Have you ever read the universal credit guidance notes and how things like the bedroom tax works.? Or seen how student finance for those living in the family home works.

JonesTown · 15/02/2026 18:53

Comefromaway · 15/02/2026 18:49

It definitely won’t happen anyway. The government make it clear that adult children are meant to contribute to the household expenses.

No they don’t.

DH is Spanish and he says extended families would literally stage an intervention if parents tried to charge DC ‘rent’. It would be absolutely shameful.

Spain has a much more family-centric culture, higher life satisfaction and much fewer mental health issues.

Comefromaway · 15/02/2026 18:53

Many people who move to another country to work send money back to their families when they don't even live in the same country any more, let alone in the same home.

very true, and they are proud to do so.

ThisThreadCouldOutMe · 15/02/2026 18:52

JonesTown · 15/02/2026 18:39

Personally o think the government should be taking action to stop this nonsense.

Tax income from charging DC rent at 100%. Make parents register as landlords. Make contracts setting out DCs’ rights compulsory.

It would soon stop the money grabbing.

That's would definitely help in my house. We'd all be homeless!

I don't "make" any money from what the DC pay me. I have less coming in than I did when I claimed CB and UC for them.

Wishingplenty · 15/02/2026 18:50

Princessbananahamock · 15/02/2026 18:48

Yeah a voice of reason! I’ve always charged my over 18s. Life isn’t a free ride , I’m in my mid fifties when I started working I started paying my way . Let’s face it it was heavily subsidised.

I charge I charge £260 every payday. Includes heat electric food internet phone ( I got a good deal on the plan) I make no money from it . It teaches them the value of money and my kids are excellent savers!
I recently looked at what people are charging for studio flats etc omfg they get a damn good deal.

However, if I was well off yes I would still charge them but save the money for them. Not to be spent on anything frivolous but for something with meaning car blah blah.

God your child's future ruined because Mummy has to make money. Decent parents simply don't do this.

TheSmallAssassin · 15/02/2026 18:50

JonesTown · 15/02/2026 18:44

Making up nonsense euphemisms as we tend to do in the UK doesn’t stop it from being rent.

Parents making money out of their children is abhorrent and would not happen in most other countries.

How is it making money out of their children if the adult offspring are paying for a share of their costs? It's pretty common, and has been for generations, for adult children in this country to pay keep when they start working. Many people who move to another country to work send money back to their families when they don't even live in the same country any more, let alone in the same home.

Comefromaway · 15/02/2026 18:49

It definitely won’t happen anyway. The government make it clear that adult children are meant to contribute to the household expenses.

Wishingplenty · 15/02/2026 18:48

Why o why do parents set their children up to fail as soon as they start earning a bit of money, and especially at such a young and tender age? If you want your child to succeed don't do this. Instead teach them how to save for the future, then they might have a shot at success. Listing every scrap of food they eat and putting a monetary value to it is crass. Your her mother for pity sake, do better!

Princessbananahamock · 15/02/2026 18:48

ExplodingCarrots · 13/02/2026 14:14

Teaching them life skills ? Teaching them how to budget ?
This comment always grips me on here . I’m late 30s and out of people I know / friends , the ones who wasn’t charged rent at home struggle with money now and always running to parents to be bailed out .
Even if you take the money and put it aside for them for later , they’re still learning that you got to budget and can’t live off mum and dad forever and learn to contribute to a household .

Yeah a voice of reason! I’ve always charged my over 18s. Life isn’t a free ride , I’m in my mid fifties when I started working I started paying my way . Let’s face it it was heavily subsidised.

I charge I charge £260 every payday. Includes heat electric food internet phone ( I got a good deal on the plan) I make no money from it . It teaches them the value of money and my kids are excellent savers!
I recently looked at what people are charging for studio flats etc omfg they get a damn good deal.

However, if I was well off yes I would still charge them but save the money for them. Not to be spent on anything frivolous but for something with meaning car blah blah.

Allseeingallknowing · 15/02/2026 18:48

Definitely not money grabbing. Don’t care what they do in other countries!

Comefromaway · 15/02/2026 18:45

JonesTown · 15/02/2026 18:39

Personally o think the government should be taking action to stop this nonsense.

Tax income from charging DC rent at 100%. Make parents register as landlords. Make contracts setting out DCs’ rights compulsory.

It would soon stop the money grabbing.

No, it would just create more homeless people.

JonesTown · 15/02/2026 18:44

TheSmallAssassin · 15/02/2026 18:42

In most cases it's keep, not rent, just paying a share of the bills and food. It's not money grabbing, or income, you are being ridiculous.

No parent has any obligation to house children post 18, so I am not sure what rights you think they should have.

Edited

Making up nonsense euphemisms as we tend to do in the UK doesn’t stop it from being rent.

Parents making money out of their children is abhorrent and would not happen in most other countries.

TheSmallAssassin · 15/02/2026 18:42

JonesTown · 15/02/2026 18:39

Personally o think the government should be taking action to stop this nonsense.

Tax income from charging DC rent at 100%. Make parents register as landlords. Make contracts setting out DCs’ rights compulsory.

It would soon stop the money grabbing.

In most cases it's keep, not rent, just paying a share of the bills and food. It's not money grabbing, or income, you are being ridiculous.

No parent has any obligation to house children post 18, so I am not sure what rights you think they should have.

JonesTown · 15/02/2026 18:39

Personally o think the government should be taking action to stop this nonsense.

Tax income from charging DC rent at 100%. Make parents register as landlords. Make contracts setting out DCs’ rights compulsory.

It would soon stop the money grabbing.

JonesTown · 15/02/2026 18:35

No it is a bonkers solution. DC are perfectly capable of saving and investing their own money.

TheSmallAssassin · 15/02/2026 18:33

Hedjwitch · 15/02/2026 18:14

Nothing,unless you are desperate. She has the rest of her life to pay rent/ mortgage. I woukd encourage her to be saving as much as possible while she can.

We've got the rest of our lives to pay too! I'm proud to have brought up children who won't expect to leech off me.

Allseeingallknowing · 15/02/2026 18:27

sleepylittlebunnies · 15/02/2026 18:00

Is this one of those things that separate the working class mumsnetters from the middle class ones? My grandparents, parents, siblings and I, and on my husband’s side too, have always paid keep once not in further education. It was just expected as once you’re a working adult, you don’t expect your parents to keep you at home without paying your way. All my friends paid keep too.

My parents paid a much bigger share of their pay packets than I did and were proud to hand it over. My mum say me down and we went through the household bills, excluding mortgage, and she did used it by the 5 people living in the house. My parents provided all basic food and toiletries, I bought my own clothes, nicer toiletries and any fancier food, or food when out. I could still afford a good social life and saved for a deposit on a house.

My DC already know they will be expected to pay keep. At the moment we don’t need the money to keep them, so we plan to save it for them for when they move out. We won’t tell them, so it will be in addition to what they save for themselves.

This is the best solution imo

Comefromaway · 15/02/2026 18:24

I think it is probably a working class thing.

Hedjwitch · 15/02/2026 18:14

Nothing,unless you are desperate. She has the rest of her life to pay rent/ mortgage. I woukd encourage her to be saving as much as possible while she can.

JonesTown · 15/02/2026 18:12

sleepylittlebunnies · 15/02/2026 18:00

Is this one of those things that separate the working class mumsnetters from the middle class ones? My grandparents, parents, siblings and I, and on my husband’s side too, have always paid keep once not in further education. It was just expected as once you’re a working adult, you don’t expect your parents to keep you at home without paying your way. All my friends paid keep too.

My parents paid a much bigger share of their pay packets than I did and were proud to hand it over. My mum say me down and we went through the household bills, excluding mortgage, and she did used it by the 5 people living in the house. My parents provided all basic food and toiletries, I bought my own clothes, nicer toiletries and any fancier food, or food when out. I could still afford a good social life and saved for a deposit on a house.

My DC already know they will be expected to pay keep. At the moment we don’t need the money to keep them, so we plan to save it for them for when they move out. We won’t tell them, so it will be in addition to what they save for themselves.

Absolutely bonkers. Why not let them save their own money rather than this bizarre concoction?

My DC know much more about investing than me!

sleepylittlebunnies · 15/02/2026 18:00

Is this one of those things that separate the working class mumsnetters from the middle class ones? My grandparents, parents, siblings and I, and on my husband’s side too, have always paid keep once not in further education. It was just expected as once you’re a working adult, you don’t expect your parents to keep you at home without paying your way. All my friends paid keep too.

My parents paid a much bigger share of their pay packets than I did and were proud to hand it over. My mum say me down and we went through the household bills, excluding mortgage, and she did used it by the 5 people living in the house. My parents provided all basic food and toiletries, I bought my own clothes, nicer toiletries and any fancier food, or food when out. I could still afford a good social life and saved for a deposit on a house.

My DC already know they will be expected to pay keep. At the moment we don’t need the money to keep them, so we plan to save it for them for when they move out. We won’t tell them, so it will be in addition to what they save for themselves.

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