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How much rent to charge 18 year old?

413 replies

TakeALookAtTheseSwatches · 13/02/2026 13:54

My daughter left college last year and started looking for a job, she started working just after Christmas. She works part time hours and her take home pay per month is around £900. She's putting £50 in to a lifetime ISA and she has no other bills (I currently still pay her phone contract which is about £30 a month)

We provide all her food, she eats tea with us and we have breakfast things/snacks in the house. She doesn't usually eat dinner but will sometimes buy herself a meal deal if she wants something.

So what would be reasonable? I was thinking around £200 a month and I'm happy to put £50 of that in her lifetime ISA too if she wants. She is saving up for a car so isn't spending frivolously. Is £200 too much?

OP posts:
whattheysay · 13/02/2026 15:40

That’s more than I charge my adult children who work full time on good salaries! They are saving to buy a house so I wouldn’t take more off them.
We only started to ask them for a bit of money once they started full time working and after about 6 or so months later.

gratefulmezze · 13/02/2026 15:37

I would get her to pay for her own phone and I wouldn't charge her rent but I would insist she pay an extra £100 into her isa in lieu of rent (or an extra £50 into the isa and £50 towards a car)
I think youngsters have enough pressures on them these days. (Unless money is very tight and you cannot afford to keep her without a contribution)

Ponderingwindow · 13/02/2026 15:35

30% of her pay.
I would require her to get full time work though.

you can set aside some of her rent for savings

she needs to learn to properly budget and if she isn’t in education she should
be working like an adult.

Dontlletmedownbruce · 13/02/2026 15:33

I wouldn't charge rent but would insist she takes over her own bills. She should contribute a little towards the food bill and pay for own cosmetics or extras. More importantly she should take turns doing the grocery shop or cooking. She should be doing her own laundry and some chores around the house. Over time she can increase her responsibilities but at 18 I think this is enough.

GrethaGreen · 13/02/2026 15:32

Figcherry · 13/02/2026 15:30

You’re infantilising a grown man.

Why exactly?

Figcherry · 13/02/2026 15:30

GrethaGreen · 13/02/2026 15:28

We have adult DS living with us again after Uni. He has a full time job earning 45k, but we do not charge him anything. We pay for his food and I pay for gym membership and also buy him clothes and shoes. This might sound crazy to some on this thread, but we are comfortable off and he is saving for a deposit to eventually buy with his girlfriend which we want to support.
If he had been frivolous with money, I would have charged him and given the money back to him when he needed for deposit or similar.

You’re infantilising a grown man.

Toomuchprivateinfo · 13/02/2026 15:29

Men0pauze · 13/02/2026 14:01

Just wondering why would you charge your daughter rent? Is money in the home tight?

Maybe to teach her that life costs money and you don’t get to spend everything you earn.

We will absolutely be charging our kids rent, not because we’re short of money but because it teaches them good financial management. (We will also be helping them out financially when needed, but won’t disclose this until the subject comes up).

GrethaGreen · 13/02/2026 15:28

We have adult DS living with us again after Uni. He has a full time job earning 45k, but we do not charge him anything. We pay for his food and I pay for gym membership and also buy him clothes and shoes. This might sound crazy to some on this thread, but we are comfortable off and he is saving for a deposit to eventually buy with his girlfriend which we want to support.
If he had been frivolous with money, I would have charged him and given the money back to him when he needed for deposit or similar.

Figcherry · 13/02/2026 15:28

JonesTown · 13/02/2026 15:21

Agreed. The culture the UK has in terms of charging rent is a total outlier globally.

Personally I would prohibit it as it is exploiting young people who already have it hard enough.

How do you know they’ve had it hard?
My very fortunate dc who had privileged childhoods and we’re financially supported through uni would laugh at your comment.

MifsBr0wn · 13/02/2026 15:26

WelcometomyUnderworld · 13/02/2026 14:45

Don’t you have to pay to live in your own home?

It’s not an unusual concept… and your daughters will one day indeed pay to live in their own home if they become successful independent adults.

They are both medical students who manage to work part-time too, because they want their own money. And you want me to charge them rent?. That’s not how I do things. Not in my house. Not with my daughters.

Figcherry · 13/02/2026 15:24

Mizanthrope · 13/02/2026 14:47

I would charge her nothing but encourage her to save. In my extended (Asian) family, charging young adults is unheard of (unless there or poverty of course) and they all successfully ‘launch’ with very good work ethics.

Yes but you’re expected to help family members financially when they need it.
My work colleague expected her older brother to contribute towards her house purchase even though he had 4 dc. She was just married and working.
May have just been her though.

dizzydizzydizzy · 13/02/2026 15:22

I would definitely charge something, minimum of £200 per month. £300 also feels ok.

Pepperedpickles · 13/02/2026 15:22

Comefromaway · 13/02/2026 15:15

No, it smacks of they are now working adults and most parents have made financial sacrifices such as their pension etc, in order to bring them up so it is time to contribute to the household. Plus there is no longer any child benefit or in some cases single person's council tax discount.

When would it stop? My sil was still living with her parents in her thirties not paying a penny towards the running of the house.

Absolutely this.

Adults need to pay rent. Or at least some contribution to food etc if they’re earning a full time wage. It’s a life lesson.

My dd is 22 and pays £150 a month. She has just come back from university and is working full time in a semi decent job so £150 is just a small contribution. We don’t charge her more on the basis that she saves the rest of what she would have spent on rent elsewhere. She wants to move to a city and rent somewhere with friends next year.

JonesTown · 13/02/2026 15:21

Mizanthrope · 13/02/2026 14:47

I would charge her nothing but encourage her to save. In my extended (Asian) family, charging young adults is unheard of (unless there or poverty of course) and they all successfully ‘launch’ with very good work ethics.

Agreed. The culture the UK has in terms of charging rent is a total outlier globally.

Personally I would prohibit it as it is exploiting young people who already have it hard enough.

JonesTown · 13/02/2026 15:19

The thing is you would be paying out a lot of money if she had gone down the uni route.

I don’t see why she should have to pay you given that she hasn’t?

ultracynic · 13/02/2026 15:19

I think at that age 10-15% of their wage is reasonable, we plan to charge rent but will invest it for them (without telling them!) and give it back when they want to buy a house.

Figcherry · 13/02/2026 15:16

I charged 20%. It meant that if their wage fluctuated, eg hours dropped, it was fairer.
Also I never had to ask for more board.

@Doseofreality if you don’t wish to charge board that’s fine but you’re no more right than those that do.
Imo if they’re spending their wages on clothes and alcohol then they can spend some on necessities eg food and utilities.
I have given my dc a lot more money towards house deposits and weddings than they ever paid in board.

Comefromaway · 13/02/2026 15:15

Doseofreality · 13/02/2026 15:02

I’d never charge my adult children for living in our family home.

They don’t suddenly cost more once they start earning. It smacks of they’ve got a job so I am going to take advantage of that and profit from it.

No, it smacks of they are now working adults and most parents have made financial sacrifices such as their pension etc, in order to bring them up so it is time to contribute to the household. Plus there is no longer any child benefit or in some cases single person's council tax discount.

When would it stop? My sil was still living with her parents in her thirties not paying a penny towards the running of the house.

Swissmeringue · 13/02/2026 15:10

Another vote for zero unless you actually need the money.

Doseofreality · 13/02/2026 15:02

I’d never charge my adult children for living in our family home.

They don’t suddenly cost more once they start earning. It smacks of they’ve got a job so I am going to take advantage of that and profit from it.

Comefromaway · 13/02/2026 15:01

I charged my daughter £50 per week. We didn't need the money but it gave her a sense of contributing to the household and encouraged her work ethic.

Rowgtfc72 · 13/02/2026 15:01

When dd started her apprenticeship at 16 we asked for £100 a month out of her £900 wages.
We saved this for her and it meant she could by a car and afford to run it.
She's learnt over the last 3 years if she can't afford it, she can't have it.

BlessedCheesemaker · 13/02/2026 14:57

£200 or a little more is completely fair. Either to you as a contribution to bills or she puts it aside in her ISA. Either option teaches something about budgeting.

Snorlaxo · 13/02/2026 14:56

My kids took on some of their own expenses. They paid for clothes, going out, premium toiletries, car expenses (insurance and petrol), gym, contact lenses subscription. They liked knowing how much things cost vs how many hours they worked to buy those things.

Premium toiletries are basically expensive stuff (designer brands) - I bought “normal” toiletries like facewash, mouthwash, toothpaste, deodorant etc with the food shop.

I think that £200 is a reasonable percentage but it might help to explain where that number comes from.

MrsBennetsPoorNervesAreBack · 13/02/2026 14:52

If you're struggling financially, then it's fair to ask for a contribution.

If you aren't struggling, then I wouldn't ask for any rent but I would certainly encourage her to save more than £50 per month.