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AIBU?

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Annoying MIL

108 replies

Snazzy73 · 07/02/2026 01:59

Hello sorry it’s another annoying MIL story… I don’t think she has any clue how frustrating it is for us but… we are struggling to afford the next rung on the ladder. Prices constantly going up despite us earning a little more and feeling we’re getting closer… MIL knows how miserable we are in current house due to issues with our neighbours and keeps commenting on how we could do with more space… Anyway out at dinner she dropped into conversation how she finds it difficult to spend money… she has told us how much she has and keeps telling us how lucky we’ll be… I take this with a pinch of salt as who knows what the future holds!!! But I don’t think she realises how irritating such comments are. She has never even hinted at providing us with any help, despite much of her own savings pot coming from inheritance! Two years ago our car broke down and again she knew we struggled to afford a new second hand model… at the same time she went and bought a brand new car for herself (wasn’t needed as her old car was perfectly fine - she just fancied an upgrade). She never even offered any help with ours. I know if my parents were alive they would have offered a small amount towards it ( I didn’t receive any inheritance from them as they had very little in comparison but always generous and helped where they could with small amounts). I know she is probably being careful with money - I.e thinking about the future but AIBU to think she could offer some help to us. I know we’ve no right to it but I know my parents would have done and they had much less money. It just seems so unthoughtful sometimes given she knows our situation. I also know she can spend her money - or not - how she likes!

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ttcat37 · 11/02/2026 21:57

Katypp · 11/02/2026 06:20

But they are not 'having it so much worse'!
You are grappling with high house prices. My generation grappled with sky-high interest rates, no childcare subsidies, no flexible working etc.
EVERY generation has it's struggles. I really have no idea where this rhetoric that this generation is unique in finding the child-rearing years hard financially has come from, but it is really gathering momentum on MN.

It isn’t the child-rearing years. It’s their entire adult lives so far. It’s gathering momentum on MN because it’s economics, not a rumour.

Manthide · 11/02/2026 11:43

ttcat37 · 10/02/2026 22:42

But, you’re a boomer telling a disgruntled other generation to fuck off because of your generation’s behaviour, rather than recognising said behaviour. Again, as I said up thread, if you have it hard, imagine how difficult it must be for the younger generations who have it so much worse.

Also, interesting that admin deleted my previous pretty innocuous comment yet 2 posters can tell me to fuck off. Double standards there!

I'm not a boomer (born in 1965) and I think having it hard means different things nowadays. I have 4dc ages 18 to 34 and whilst my eldest 2 (aged 32 and 34) have had struggles - I know dd1 would like to move to a bigger house as hers is a bit small if they have a second child - they certainly don't do without!
We did gift dd1 and dd2 a small sum of about £15k when they were 18 and bought a car between them but that has been it.
I would love to be able to help my younger 2 - ds is 22 - but realistically it won't happen and they will have to make their own way.

HarshbutTrue2 · 11/02/2026 09:17

Interesting. My mother was generous in small ways. She helped out with childcare. Small gifts. She was also kind but we were expected to stand on our own two feet. Ditto my in laws, their main generosity was at Christmas. They loved having grandkids. However, they expected us to work for what we wanted. If we couldn't afford it we had to do without. It's called life.
Neither sets of parents had money when they were young. They had a comfortable retirement and good holidays when they were middle aged / retired. We didn't begrudge it to them. We knew how hard they'd worked in their younger days. I used to tell my mother to spend her money on herself. She used to tell me not to waste my money on mothers day presents and Christmas presents for her.
The cycle has repeated itself. My offspring and their cousins are all hardworking. They have better cars and holidays than we could afford at that age. They have close relationships with supportive parents but don't expect us to bankroll them. They don't begrudge us going on holiday and enjoying ourselves.

As far as I know, noone wishes I was dead so they can grab my money and splurge it in a new car and house.

TheBlueKoala · 11/02/2026 06:27

@Snazzy73 YANBU Why doesn't your dh ask her for help?
My Mil is the contrary. Dh and I have to tell her to be less generous (she's not weathy but well off). If we would be struggling she would be there in a heartbeat. And so would I for my kids. Some people are just selfish.

Katypp · 11/02/2026 06:20

ttcat37 · 10/02/2026 22:42

But, you’re a boomer telling a disgruntled other generation to fuck off because of your generation’s behaviour, rather than recognising said behaviour. Again, as I said up thread, if you have it hard, imagine how difficult it must be for the younger generations who have it so much worse.

Also, interesting that admin deleted my previous pretty innocuous comment yet 2 posters can tell me to fuck off. Double standards there!

But they are not 'having it so much worse'!
You are grappling with high house prices. My generation grappled with sky-high interest rates, no childcare subsidies, no flexible working etc.
EVERY generation has it's struggles. I really have no idea where this rhetoric that this generation is unique in finding the child-rearing years hard financially has come from, but it is really gathering momentum on MN.

Bubblewrap22 · 10/02/2026 22:47

Snazzy73 · 07/02/2026 01:59

Hello sorry it’s another annoying MIL story… I don’t think she has any clue how frustrating it is for us but… we are struggling to afford the next rung on the ladder. Prices constantly going up despite us earning a little more and feeling we’re getting closer… MIL knows how miserable we are in current house due to issues with our neighbours and keeps commenting on how we could do with more space… Anyway out at dinner she dropped into conversation how she finds it difficult to spend money… she has told us how much she has and keeps telling us how lucky we’ll be… I take this with a pinch of salt as who knows what the future holds!!! But I don’t think she realises how irritating such comments are. She has never even hinted at providing us with any help, despite much of her own savings pot coming from inheritance! Two years ago our car broke down and again she knew we struggled to afford a new second hand model… at the same time she went and bought a brand new car for herself (wasn’t needed as her old car was perfectly fine - she just fancied an upgrade). She never even offered any help with ours. I know if my parents were alive they would have offered a small amount towards it ( I didn’t receive any inheritance from them as they had very little in comparison but always generous and helped where they could with small amounts). I know she is probably being careful with money - I.e thinking about the future but AIBU to think she could offer some help to us. I know we’ve no right to it but I know my parents would have done and they had much less money. It just seems so unthoughtful sometimes given she knows our situation. I also know she can spend her money - or not - how she likes!

You’re not being unreasonable in the way you’re thinking. My actual parents are like this. Always saying in front of people they would help with a house deposit, and our wedding etc because of their nest egg and when those times actually came they didn’t spend a penny and suddenly it became a thing we’d inherit eventually. Whereas my in laws don’t have much and are very generous. My MIL still sneaks a £20 note into my husbands pocket or makes him take cash and my mother apparently finds it ‘uncomfortable’ because she doesn’t do that with me.

anyway you’re not being unreasonable. Although she is your MIL - is your husband worried about it?

ttcat37 · 10/02/2026 22:42

Beeinalily · 10/02/2026 20:45

Yeah I'm a "boomer" living in the cheapest rental I could find with my basic pension to live on and also totally supporting a relative who can't work. So fod to you as well.

But, you’re a boomer telling a disgruntled other generation to fuck off because of your generation’s behaviour, rather than recognising said behaviour. Again, as I said up thread, if you have it hard, imagine how difficult it must be for the younger generations who have it so much worse.

Also, interesting that admin deleted my previous pretty innocuous comment yet 2 posters can tell me to fuck off. Double standards there!

Cyclebabble · 10/02/2026 21:36

My view for what it is worth, the core responsibility for supporting a family rests with the parents in the family. I have helped my kids with deposits and supported them through college, However, the house you live in, the car you drive and the holidays you can afford need to be paid for by you. If your lifestyle has to be subsidised by your parents then who will be supporting your own children if they need help? In effect you are building a dependency culture which will not help anyone in the long run.

SnuggleReal · 10/02/2026 21:24

ThePeachHiker · 10/02/2026 07:03

My mum is often bemoaning the fact that she has too much money and her accountant has told her to spend some of it. She spent my childhood simultaneously penny pinching and having exotic holidays. I had to work from 13 and pay for my school uniform, school trips, clothes, shoes and even toiletries. I have to admit it’s very grating to watch her rolling in it, she will never spend the wealth she has acquired.
My aim with my children is to pay for things I can watch them enjoy. I have very little money but want to help with weddings, holidays, house deposits and the cost of grandchildren. I don’t expect anything back or even gratitude I just hope they don’t struggle the way I have.

Making a 13 year old work to pay for school things is abusive. Providing for your child's basic education is a fundamental parental responsibility.

Beeinalily · 10/02/2026 20:45

ttcat37 · 08/02/2026 06:25

Oops, looks like the boomers are annoyed at being confronted with their behaviour. Standard!

Yeah I'm a "boomer" living in the cheapest rental I could find with my basic pension to live on and also totally supporting a relative who can't work. So fod to you as well.

whittingtonmum · 10/02/2026 16:20

I think the issue is that she discusses her money. Next time I would ask her to please not disclose how well off she is as it's hard for you at the moment financially.

Your MIL is not your parents so easiest not to have any expectations of her. I am in the same position - both my parents are dead and were a million times more supportive than my MIL. The key here is to accept that your parents were the nicer people and not to expect anything from MIL. Some people are a lot nicer than others - fact of life.

ThePeachHiker · 10/02/2026 07:03

My mum is often bemoaning the fact that she has too much money and her accountant has told her to spend some of it. She spent my childhood simultaneously penny pinching and having exotic holidays. I had to work from 13 and pay for my school uniform, school trips, clothes, shoes and even toiletries. I have to admit it’s very grating to watch her rolling in it, she will never spend the wealth she has acquired.
My aim with my children is to pay for things I can watch them enjoy. I have very little money but want to help with weddings, holidays, house deposits and the cost of grandchildren. I don’t expect anything back or even gratitude I just hope they don’t struggle the way I have.

WeightLossGoal2024 · 09/02/2026 07:28

Vintageblueribbon · 07/02/2026 22:06

This was my parents years ago

They stopped spending anything on me from aged about 12/13-they refused to buy me food,san-pro,school uniform,school books,school trips,clothes etc-i had to work to survive

They would go out and spend £300 on a meal out,knowing I,as a skint single mother who was turning every penny into a pound and scraping pennies together to feed my kids

They bought expensive cars and motorbikes while knowing I was struggling to pay for the dcs shoes

They would go on 5* holidays (only the best of the best for my mother) while I was trying to figure out how to pull together a bus fare

They would splash out on hundreds of pounds woth of tat and clothes while I was panicking on how I was going to pay the nursery fees AND my electric bill

They also put my brothers through their driving lessons,tests and bought them a car each,while paying for them to live rent free with them/help them with holidays/rent/food/luxuries/weddings but couldn't afford to slip me a tenner occasionally

They knew how hard i struggled and didnt give a damn-in fact they would openly laugh in my face about 'benefit spongers who have kids just for the money' and 'how funny it is that your living hand to mouth' while they 'had too much money and couldn't spend it all'

Now dont get me wrong,its their money to spend how they wanted but there is no way I could spend like that knowing my child was making miracles every mealtime and going hungry so they could afford shoes and clothes for their grandchildren-the guilt would cripple me

It's selfish but they are now getting older and I won't be doing any of their care-im the selfish one apparently (im meant to fall over myself to do all their care and feel grateful for the privilege)

Fuck that-i went nc with them years ago and they cant see why-'after all we did for you...' (the square route of nothing)

They've reaped what they've sown and I know where your coming from

@vintageblueribbonyour parents abuser you. I am so sorry to read what yoi have been through. You sound incredibly strong! I hope goimgbNC has given you peace

feelingsarentfacts · 08/02/2026 23:52

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SnuggleReal · 08/02/2026 23:20

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Completely agree. The fastest way for me to zip up my wallet or reduce help is to express entitlement or expectation towards it. I give freely but I'm not a doormat.

feelingsarentfacts · 08/02/2026 22:58

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feelingsarentfacts · 08/02/2026 22:38

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feelingsarentfacts · 08/02/2026 22:29

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LemonTT · 08/02/2026 22:15

Timble · 08/02/2026 09:35

This was 20 years ago. She was young and had already travelled the world more than once. In that situation I’d 100% help my children. I actually do. I enjoy holidays with just DH but I still treat my adult DC regularly, I love to share the money we have with making their lives easier. It is my money and yet here I am sharing it and making their lives richer and happier. As a mum that’s where I get my pleasure, I guess not all mums get pleasure from that. I could never watch my kids struggle to afford a weekend away whilst spending 20k on my own holiday! Im not made like that. We also received inheritance ourselves and have already shared it with DC.

The OP isn’t struggling. She just can’t afford a bigger house or a new car. Thats not breadline stuff. Just a stage of life.

SnuggleReal · 08/02/2026 21:12

Katypp · 08/02/2026 11:27

Exactly but unforunately no one wants to know as it does not fit the rhetoric that no generation has suffered more than today's young families.
High mortgage rates, no childcare subsidies, no UC, no flexible working etc are airily brushed aside because house prices.
Yes, houses are more expensive now but just about everything else - food, energy etc - are proportionally cheaper than they were in the past.
The average age for home ownership may have risen but so has the average age for starting work. The school leaving age used to be 16 when i was at school, so it's perfectly possible that someome my age (58) had already worked six years by the time today's graduates (and most are) join the workforce. That's a six-year head start to getting a mortgage. I got my first mortgage at 22 but i had already been working for four years at that point. Today's equivilent would be 26 i think?
I also wish we could lay to rest the nonsense that most families could live comfortably on one wage as i am sure the lifestyle of families im the 70s and 80s would be regarded as boardering on poverty these days. Lifestyle creep has a lot to answer for.
I had a sahm but if her expectations included driving her own relatively-new car, entertaining us with days out, activities, soft-play, regular holidays, new toys and clothes, and enjoyed regular hairdressing, manicures, lunches and coffees out, clothing, gym membership etc our family could not live on one wage either.
So yes, houses undoubtably are more expensive but this fact carries a lot of heavy lifting in the endless whining about how no generation has ever had a worse deal than today's 30 somethings.
Some things ARE worse now but some things are better. Every generation has its struggles, they are just different.

Edited

So true! My parents, in the 80s, had one very run down car that broke down all the time, my mother got all her clothes from the charity shop and sewed most of ours to save money, or got our clothes second hand. One holiday a year to the beach with tents or single room cabins for a week. Toys only at Christmas and birthday, no lunches and coffees out. We got a sandwich from a cafe once a year on the way to our one holiday. I didn't even go into a cafe until I was 13. Our entertainment was the local neighbourhood, free. Sometimes we skipped heating or had pancakes for dinner to save money.

People might have bought houses younger but they also settled down and had children much younger than families today. I was 13 when my parents bought their first home. After being turned down by multiple banks for a mortgage before finding one that would help them, and maxing out credit cards to raise the deposit.

Vintageblueribbon · 08/02/2026 20:30

tanstaafl · 08/02/2026 19:04

Not sure about the evil , but the other 3 could be explained by having parents like that.

Im not evil,unreasonable,have a drinking problem (I dont like being pissed) nor have a personality disorder

I like to think I dont anyway!

LMichelleFxx · 08/02/2026 20:11

YABU to think she should offer you money, especially if you haven’t ever asked even for a small loan if she has the means.

YANBU to feel as though she is boasting and rubbing your face in it. It really sounds like she can’t read a room.

tanstaafl · 08/02/2026 19:04

Vintageblueribbon · 08/02/2026 13:00

Of course they have

I told them to enjoy it now or leave it to the donkey home as I will not be blackmailed for anyone

Im 'evil,unreasonable and have a drinking problem & personality disorder' apparently

Not sure about the evil , but the other 3 could be explained by having parents like that.

HarshbutTrue2 · 08/02/2026 15:29

So mother in law is worth over a million pounds? She/ you have only got to pay inheritance tax on the sum above a million. There will be plenty left for you to play with once she's dead. Sounds like you just can't wait. Heaven forbid you should stand on your own two feet. Not everyone has a rich mother in law. Some people have to do it off their own backs.
As the Irish would say: Catch yourself on.

Ruthdpl · 08/02/2026 15:23

We’re eternally grateful to my late Dad whose oft-repeated line was ‘I’d rather see you all have the benefit of it now than when I’m dead!’. He died in 2007 & we all remember him with love.