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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Friends comments about our lifestyle, house and inheritance

241 replies

summerSt68xol · 30/01/2026 17:21

Both DH and I have been working full time since we finished education. We don’t have kids. We rented for 7 years and just bought our first home together, thanks to some savings and an inheritance from my mum who passed away in 2024. We’re doing well after some promotions at work and don’t have to stress about money, but it hasn’t always been this way or easy for us. We’ve never claimed any benefits, not that we’d qualify for them anyway.

A close friend of mine has 4 kids. She separated from their dad last year. She’s always worked part time, to be fair. Her ex hardly ever worked (he had one job a few years back that lasted only 3 months) and he’s always been lazy with no real goals (her words). They’ve mostly relied on benefits. They used to live in a 2 bedroom flat when they had 3 kids, but after having their youngest, they were moved to a more suitable property. I bring this up because people on here often say that circumstances change after having kids, and maybe they could afford it before, but that’s not the case here. In my opinion, they were never in a strong enough financial position to have 4 kids (she’s said this herself to be fair), but they’re here now and very loved, so it’s all good. I just wanted to provide some context before anyone thinks I’m bashing benefits. I’m not, it’s just the reality.

So, as I mentioned earlier, DH and I just bought our first house. We managed to do this through our savings and some inheritance. My mum passed away a couple of years ago and left us a bit of money. Since then, friend has been making comments about how lucky we are to have bought a house, and how fortunate we are to have had some help, plus remarks about our cars and furniture and how we’re lucky to afford them (we bought the cars before the inheritance, so I’m not sure where she’s getting that from. We both drive Fords, not exactly Range Rovers and they are on finance not bought outright). We also have a holiday planned for June (our first in 5 years), and she’s commented on that too! It’s really grating on me now. I find it insensitive for her to keep saying “lucky” since I only received that money because my mum died. We’ve also put in a lot of hard work over the years, climbing the career ladder like many others!

Couldn’t I say she’s lucky to have had 4 kids? A lovely home? A flexible job? Time with her kids? Support from the Government? Why is it a one way thing and only we’re lucky? I know I will get accused of bashing benefits, people can’t discuss the topic here without someone saying it, but I’m just really tired of it and feel like I want to give up on this friendship. AIBU?

OP posts:
KatsPJs · 31/01/2026 18:53

Is her mum still alive? If yes, I would genuinely say that I hope she is as “lucky” one day when her mum dies too and see if that clicks OP. And also, it might be time to drop this friendship-you seem to be feeling the need to overanalyse and over explain yourself to her and that’s not healthy. Your money is none of her business.

Darls3000 · 31/01/2026 18:38

When life hasn’t turned out the way you want some people feel entitled to take their disappointment and frustrations at themselves and project them on to friends. Happens all the time. So everyone she says something reframe it in your head and her saying I wish I was lucky. I wish I had it all. This has nothing to do with you.

GlobalTravellerbutespeciallyBognor · 31/01/2026 18:36

Calmly - You’ve mentioned before how lucky I am to have this house. Did I not mention I bought it with the money from my mother’s estate?

long pause

CheesyToes · 31/01/2026 18:30

summerSt68xol · 30/01/2026 17:21

Both DH and I have been working full time since we finished education. We don’t have kids. We rented for 7 years and just bought our first home together, thanks to some savings and an inheritance from my mum who passed away in 2024. We’re doing well after some promotions at work and don’t have to stress about money, but it hasn’t always been this way or easy for us. We’ve never claimed any benefits, not that we’d qualify for them anyway.

A close friend of mine has 4 kids. She separated from their dad last year. She’s always worked part time, to be fair. Her ex hardly ever worked (he had one job a few years back that lasted only 3 months) and he’s always been lazy with no real goals (her words). They’ve mostly relied on benefits. They used to live in a 2 bedroom flat when they had 3 kids, but after having their youngest, they were moved to a more suitable property. I bring this up because people on here often say that circumstances change after having kids, and maybe they could afford it before, but that’s not the case here. In my opinion, they were never in a strong enough financial position to have 4 kids (she’s said this herself to be fair), but they’re here now and very loved, so it’s all good. I just wanted to provide some context before anyone thinks I’m bashing benefits. I’m not, it’s just the reality.

So, as I mentioned earlier, DH and I just bought our first house. We managed to do this through our savings and some inheritance. My mum passed away a couple of years ago and left us a bit of money. Since then, friend has been making comments about how lucky we are to have bought a house, and how fortunate we are to have had some help, plus remarks about our cars and furniture and how we’re lucky to afford them (we bought the cars before the inheritance, so I’m not sure where she’s getting that from. We both drive Fords, not exactly Range Rovers and they are on finance not bought outright). We also have a holiday planned for June (our first in 5 years), and she’s commented on that too! It’s really grating on me now. I find it insensitive for her to keep saying “lucky” since I only received that money because my mum died. We’ve also put in a lot of hard work over the years, climbing the career ladder like many others!

Couldn’t I say she’s lucky to have had 4 kids? A lovely home? A flexible job? Time with her kids? Support from the Government? Why is it a one way thing and only we’re lucky? I know I will get accused of bashing benefits, people can’t discuss the topic here without someone saying it, but I’m just really tired of it and feel like I want to give up on this friendship. AIBU?

I totally understand this. My brother is like this and claims I am ‘lucky’ because I have a high paying job. I’m not lucky, I worked my socks off climbing the career ladder and it came at a huge cost to my mental health but I pushed through.

On a similar note - I also get pissed off when people say I am lucky I am slim (size 8-10) and it’s ‘easy for me’. Nope not luck at all, calorie counting and exercising oh and hard work to keep fit… but yeah, let’s just call it ‘luck’ 🤣

Parsleyforme · 31/01/2026 17:53

I had a couple of people like this too when I lost both parents fairly young. Of course it is “lucky” to be given money, but it doesn’t dampen the grief. Inheritance can also sometimes come along with guilt. In my experience, people who say a bereft person is lucky to their face have often never faced deep grief, which I think is luckier than getting an inheritance

CollieModdle · 31/01/2026 11:47

There is a difference in outlook.

Many people have lots of kids and cheerfully live a competent thrifty life , working hard at making it work. An intentional lifestyle where they have chosen a family over material wealth, understand their choices and decisions and are content, and not envious.

Others have lots of kids and somehow expect ‘ luck’ to fall into their laps, neither working all hours and juggling childcare (like most working parents) nor accepting without envy a reduced standard of material comforts.

I am sure your friend has lovely characteristics that make her a friend but her fatal flaw seems to be her mindset.

KimberleyClark · 31/01/2026 10:05

OP if not having children wasn’t your choice then it would be quite in order to tell her she is lucky to have her children.

Differentforgirls · 31/01/2026 10:02

HelplessSoul · 31/01/2026 09:29

Better that you stick to the OP's thread rather than shower me with compliments.

Thanks all the same anyway. 🙄🤦‍♂️

Sorry I upset you 🤣🤣

Ihatethistimeline · 31/01/2026 09:55

YANBU at all OP and should probably distance yourself. It will only get worse as the kids become teens and things become more expensive for her, and you’ve had more promotions.

Some people don’t want to take responsibility for their choices so talk crap about being ‘left behind’ etc and take their resentment out on others.

Everyone knows kids are expensive, that’s why even many high earners only have two kids. Four kids (unless they are quads) is just plain irresponsible, doubly so when you’re in a financially precarious position. Don’t stick around and be her deflection punchbag.

Dutchhouse14 · 31/01/2026 09:51

I think its fine to acknowledge that an inheritance has given you a financial advantage.
Shes probably a bit envious of your financial security and lifestyle but as you point out she has lots to be thankful for too.
I think you just have to be honest with her, acknowledge the inheritance has helped you financially but say how much you miss and grieve for your mum.
Tell her the cars are on finance. Say how hard you worked for promotion etc.
Sounds like she made bad relationship choices.
But Id try and remind her of her blessings to hopefully
move her mindset in from being envious to being grateful for everything she has, so tell her how great her kids are, that it must be lovely to work flexibly etc (although with 4 DC she probably isnt getting much downtime!) If she still has her mum (and a good relationship with her) remind her of this too.

HelplessSoul · 31/01/2026 09:29

Differentforgirls · 31/01/2026 08:02

What a charmer…

Better that you stick to the OP's thread rather than shower me with compliments.

Thanks all the same anyway. 🙄🤦‍♂️

IsawwhatIsaw · 31/01/2026 08:44

She made her choices- a large family, part time work. She sounds entitled and resentful of you.

TorroFerney · 31/01/2026 08:11

AuraBora · 30/01/2026 20:25

Id give up the friendship in all honesty. I couldn't be friends with someone so dimwitted and also insensitive...

Agree. She’s a bit thick isn’t she. What do you have in common op, what do you talk about when she’s not telling you how lucky you are? Do you have fun?

I read somewhere that when people are horrible or made snide remarks it gives them a dopamine hit ie a little rush of pleasure and that’s why they do it. So reframe it like that , it’s not about you.

are you an over thinker/people pleaser , the amount of detail you’ve put in your post and the over explaining gives that impression. If so that maybe why you are giving it so much headspace rather than just saying something back as you don’t want to upset her. But it’s ok for her to upset you.

MermaidMummy06 · 31/01/2026 08:07

Look, I get her perspective, because she's looking at life always being hard. But shouldn't comment as it's her problem, not yours, from her choices.

From the reverse perspective, when we were both 18 my friend inherited 50k from a fund set up after her DF died when she was a child. She literally waved the cheque in my face and bragged about it and was horrible. This was 30 years ago & at the time, you could have bought a home outright for that. I said I wasn't jealous, I still have my father... Shut her up immediately and never heard another peep about it!! It was the last straw for me though. Horrible.

Differentforgirls · 31/01/2026 08:04

PersephonePomegranate · 31/01/2026 07:24

What an ungrateful and tasteless bitch. All the propping up she and her useless ex have had from hard-working tax payers - like you - so that she can work part time and live a feckless lifestyle with four children? And she thinks you're lucky for getting a decent education, working full time and worst of all, your mum dying?

I couldn't be friends with someone like that.

Bitch?

Rumpledandcrumpled · 31/01/2026 08:03

Next time she does it, just say I’d rather have my mum, so please don’t say that as I find it upsetting.

she’s not thinking, and she’s jealous, we are in our fifties and have close friends behaving similarly, they retired early, at 50, with about 500k in savings, but low pensions, they have spent nearly all of their savings on the last 6 years.

They went from living very frugal lifestyles and saving till retirement, they had fairly average jobs, then retired and went nuts, major house renovation and extension , which cost about 250 grand, and for rhe life of me I can’t see how it was required, it’s a big house and only two of them live there, all new windows, then they bought new cars and went on a lot of very expensive holidays, they also spend their savings to just live ie all their socialising.

now they keep saying they are nearly skint, how they aren’t in our bracket, how lucky we are, but at the same age, we still work. We don’t spend like they do. Can’t imagine ever doing so. They don’t want to downsize and move, and don’t wish to work again, but the comments are pissing us both off, like your friend their lifestyle is a choice, you don’t get to make it then look around enviously and declare everyone else lucky.

Differentforgirls · 31/01/2026 08:02

HelplessSoul · 31/01/2026 06:18

This fake friend of yours sounds like a complete asshole.

I couldnt be friends with someone who thinks that inheritance is more important than the loss of a parent.

She sounds very jealous - if she was that bothered about your "luck", she would have made better life decisions, kept her legs closed and worked hard like you and your DH have done to build a better life rather than have it funded thru state benefits which our taxes pay for.

Do yourself a favour OP and cut this oxygen thief out of your life and live your life the way your mom would have always wanted you to live - happily and proudly.

Your mom is proud of who you are and you dont need fake friends like that in your orbit. Sack her off.

Edited

What a charmer…

DurinsBane · 31/01/2026 08:01

This is really mean of me, but you could always say ‘well as your OH didn’t work, he could have stayed home with the kids and you could have worked full time and then maybe you could afford nicer things’!

Differentforgirls · 31/01/2026 07:56

Putneydad7 · 30/01/2026 19:21

Just point out that she’s lucky that your taxes put food on her table and say “but it’s ok, you don’t need to thank me every time we meet”

What an awful thing to say to anyone, far less a friend.

Meadowfinch · 31/01/2026 07:50

Perhaps you should tell her you envy her lifestyle and her lovely children.

Maybe she hears about your holiday and feels like she has failed her kids and needs a bit of bolstering.

Talk to her, don't let it grow into resentment. You envy her family, she envies the car and house and holiday. You have each made choices and need to own them but you are more equal than you realise.

Whyherewego · 31/01/2026 07:48

Mincepietastic · 30/01/2026 17:24

I would absolutely say that you would rather have your mum than the inheritance and could she please not say that you're lucky in that context again as you find it very upsetting.

I'd say this and withdraw from the friendship

WizdomE · 31/01/2026 07:44

Explain that you don’t feel lucky as the inheritance came due to the loss of your mother and other financial achievements have come due to a combination of hard work, sacrifice, focus and intelligence.

Knitterofcrap · 31/01/2026 07:39

I don’t really think it’s about benefits, more about dreadful insensitivity on the part of your friend.

To use the word “lucky” in connection with inheritance is beneath contempt.

ThePrecisionsifthisislove · 31/01/2026 07:36

Id tell her death money isn't happy money and leave it at that.

PersephonePomegranate · 31/01/2026 07:24

What an ungrateful and tasteless bitch. All the propping up she and her useless ex have had from hard-working tax payers - like you - so that she can work part time and live a feckless lifestyle with four children? And she thinks you're lucky for getting a decent education, working full time and worst of all, your mum dying?

I couldn't be friends with someone like that.

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