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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Friends comments about our lifestyle, house and inheritance

241 replies

summerSt68xol · 30/01/2026 17:21

Both DH and I have been working full time since we finished education. We don’t have kids. We rented for 7 years and just bought our first home together, thanks to some savings and an inheritance from my mum who passed away in 2024. We’re doing well after some promotions at work and don’t have to stress about money, but it hasn’t always been this way or easy for us. We’ve never claimed any benefits, not that we’d qualify for them anyway.

A close friend of mine has 4 kids. She separated from their dad last year. She’s always worked part time, to be fair. Her ex hardly ever worked (he had one job a few years back that lasted only 3 months) and he’s always been lazy with no real goals (her words). They’ve mostly relied on benefits. They used to live in a 2 bedroom flat when they had 3 kids, but after having their youngest, they were moved to a more suitable property. I bring this up because people on here often say that circumstances change after having kids, and maybe they could afford it before, but that’s not the case here. In my opinion, they were never in a strong enough financial position to have 4 kids (she’s said this herself to be fair), but they’re here now and very loved, so it’s all good. I just wanted to provide some context before anyone thinks I’m bashing benefits. I’m not, it’s just the reality.

So, as I mentioned earlier, DH and I just bought our first house. We managed to do this through our savings and some inheritance. My mum passed away a couple of years ago and left us a bit of money. Since then, friend has been making comments about how lucky we are to have bought a house, and how fortunate we are to have had some help, plus remarks about our cars and furniture and how we’re lucky to afford them (we bought the cars before the inheritance, so I’m not sure where she’s getting that from. We both drive Fords, not exactly Range Rovers and they are on finance not bought outright). We also have a holiday planned for June (our first in 5 years), and she’s commented on that too! It’s really grating on me now. I find it insensitive for her to keep saying “lucky” since I only received that money because my mum died. We’ve also put in a lot of hard work over the years, climbing the career ladder like many others!

Couldn’t I say she’s lucky to have had 4 kids? A lovely home? A flexible job? Time with her kids? Support from the Government? Why is it a one way thing and only we’re lucky? I know I will get accused of bashing benefits, people can’t discuss the topic here without someone saying it, but I’m just really tired of it and feel like I want to give up on this friendship. AIBU?

OP posts:
caringcarer · 01/02/2026 04:41

Mincepietastic · 30/01/2026 17:24

I would absolutely say that you would rather have your mum than the inheritance and could she please not say that you're lucky in that context again as you find it very upsetting.

This. I'd give up my inheritance 10 times over of I get my lovely Mum back.

Bringemout · 01/02/2026 04:13

On the inheritance thing, Dh and I aren’t likely to be getting much in the way of inheritance and thats absolutely fine. But DD is, I’m going to die either way and I do happen to think she’s lucky we’ll have something to leave her, she’s done nothing to earn it but she just happened to have parents who are able to do that. That is the luck of the draw.

I do think though a lot of stuff people do is within their control. Life isn’t fair but people do sometimes make choices that make their own lives harder (having 4 kids with someone who is useless is one of those choices, it’s fine if your kids are worth it to you but do it consciously and own it). Done stupid things myself so I’m not judging, it is what it is.

Tablesandchairs23 · 01/02/2026 03:44

Tell her the harder you work the luckier you get. Your friend is jealous and insensitive. Its not your fault she chose a deadleg husband and had kids she couldn't afford. She has plenty of things to be grateful for. Tell her what you've posted. If she's a true friend she'll understand why you're upset.

Jumpingthruhoops · 01/02/2026 03:22

Didshejustsaythatoutloud · 30/01/2026 17:25

Ooh, aren't you lucky that dp and I work to pay taxes, so you don't have to.

This! 😂

2O25 · 01/02/2026 03:20

"Many people go through all that and don't have an inheritance that allows them to have a very nice house and holidays. You are lucky to have that. Many, many don't, and still have the same heartache."

One reason for not receiving an inheritance is because the parents were elderly and had to pay to live in a nursing home so they had very little money left. But most people don't lose their mother when they are young. It is tragic and incredibly sad that her Mom passed away at 51. It is a huge loss to OP and I am sure she does not feel very lucky.

LucyLoo1972 · 01/02/2026 03:15

Bringemout · 30/01/2026 18:00

It’s internal locus of comtrol vs external locus of control thinking. Yes your inheritance bumped you up but you would have eventually been able to buy a home with the mindset you and your Dh have anyway.

Some people think that life is all about luck and stuff “just happens”. They don’t see that they actively choose stuff. Other people are “lucky” because it’s easier to believe that than to believe you made a series of decisions which have brought you to where you are today. Yes people can suffer from catastrophic bad luck but most people are somewhere in the middle.

Either grey rock it or point out that you made different decisions but expect her to take that really badly.

I came from a truly terribel background and made all the right choices. never had any debt except for mortgage, world hard to get my dream career in academia in a subject I was passionate about, never had any substance issues, never drank to excess and never smoked. then I submitted my PhD and went into psychosis from which ive never recovered nine years later. I have plenty of material things but they mean nothign. my mum left me an inheritance and half a share of a property in Italy but my life is nothign with a mental state like this. I enjoynnothing and my beautiful marriage os horrible now. what makes me most angry is that the wring choices I made were working too hard and not looking after my needs and in fact not spending money when I needed to

Ijwwm · 01/02/2026 02:41

Isthismykarma · 30/01/2026 18:10

I don’t get why people always say they’re not lucky for their inheritance because they’d rather have their mum back. Most people lose their mum and are lumped with a funeral bill - of course you’re lucky to have an inheritance 🤣
Friend is rude to point it out though

Laughing emoji is pretty insensitive. I think most people who have lost their mum (if they had a good relationship) would acknowledge that they are fortunate to receive anything, but would trade it in in a heartbeat for their mum still being around.

Friendlygingercat · 01/02/2026 02:28

I would be quietly dropping the rope on this friendship by gradually becoming less and less available. What are you going to do when your friend begins to ask you to "loan" her money which she will never be in a position to repay?

pineapplesundae · 01/02/2026 02:23

Time for a slow breakup.

AutumnAllTheWay · 01/02/2026 01:38

Your lives are chalk and cheese.

Just saying, yeah we are lucky. So are you, just in different ways.

Which is true.

Crochetandtea · 01/02/2026 01:07
  • grateful
Crochetandtea · 01/02/2026 00:59

Didshejustsaythatoutloud · 30/01/2026 17:25

Ooh, aren't you lucky that dp and I work to pay taxes, so you don't have to.

Tell her this. Funny how the harder you work the luckier you become! She can’t afford her family and should be graceful for what she does have.

Petitcha · 01/02/2026 00:55

Oh OP, you have dealt with huge loss and grief.
Step back from this utter twit.
She's toxic.

CollieModdle · 01/02/2026 00:13

Spookyspaghetti · 31/01/2026 21:58

Oh good, another benefit’s bashing thread. Working people who claim UC due to the low wages in this country do pay taxes btw.

Im sure it’s a piece of cake for your single mother friend juggling part time work and 4 kids with a completely useless ex who doesn’t work and is unlikely to be paying much CMS.

I feel completely comfortable about saying this as someone who only received inheritance because I lost my mum too soon in horrible circumstances. Just be honest and tell your friend that the word ‘lucky’ is triggering for you, and rightly so, because you would have your mother in a heart beat. But bear in mind that, on most other fronts, you are actually very lucky and that your views on your friend’s circumstances are very harsh.

You are lucky to be in a position not to need to claim benefits which, regardless of what the DM says, most people don’t want to need to claim. Your luck might run out one day and one of you might get ill and become unable to work or you might be made redundant. You might need the safety net we all pay for through taxes. Let’s hope others don’t look down their nose at you because of it.

This isn’t really fair.

The friend knew her ex had no job and was in the friend’s words ‘lazy and had no goals’. Friend chose, nevertheless, to have four children with him. Good for her for working p/t with 4 kids, but family only ever had one part time wage to support them all.

That wasn’t misfortune, it was a choice. It wasn’t redundancy or a disability caused by accident or illness.

The inheritance is only a part of the OP’s income. The friend, having made her decisions, is carting on about luck being the basis of the OP’s financial comfort. It isn’t luck, it’s (for the most part) different circumstances. Which are 2 f/t incomes (and no children)

And given that the lack of work was not a result of an unexpected job loss etc etc, the friend IS bloody lucky that there is a welfare state to make sure she and her kids have a big enough home and don’t starve!

So how is it ‘benefit bashing’?

Not having sympathy with the envy of a person on benefits is not the same as benefit bashing.

AlexStocks · 31/01/2026 22:57

Maybe the better response would be, "I'd give all of this up for another 10 minutes with my mom. She did help make this possible though."

And then every time she brings it up, "yep, mom did us good. Too bad she had to die for us to get here."

Every time.

Spookyspaghetti · 31/01/2026 21:58

Oh good, another benefit’s bashing thread. Working people who claim UC due to the low wages in this country do pay taxes btw.

Im sure it’s a piece of cake for your single mother friend juggling part time work and 4 kids with a completely useless ex who doesn’t work and is unlikely to be paying much CMS.

I feel completely comfortable about saying this as someone who only received inheritance because I lost my mum too soon in horrible circumstances. Just be honest and tell your friend that the word ‘lucky’ is triggering for you, and rightly so, because you would have your mother in a heart beat. But bear in mind that, on most other fronts, you are actually very lucky and that your views on your friend’s circumstances are very harsh.

You are lucky to be in a position not to need to claim benefits which, regardless of what the DM says, most people don’t want to need to claim. Your luck might run out one day and one of you might get ill and become unable to work or you might be made redundant. You might need the safety net we all pay for through taxes. Let’s hope others don’t look down their nose at you because of it.

TheYetty · 31/01/2026 20:18

I suggest you don't explain or justify yourself. Keep away from her physically and block all messages. Have enough respect for yourself and rid people like this.

Tangyfan · 31/01/2026 20:11

You're in a better financial position than her. No matter how you got it it's true. Lots of people lose parents, it doesn't equal housing stability. Give her a break.

Endorewitch · 31/01/2026 20:01

Ask her where she thinks she gets her benefits from. From people like you who have worked hard and paid taxes.
Frankly I wouldn't bother seeing her. You don't enjoy the friendship.

Pessismistic · 31/01/2026 19:45

Hi op sorry for your loss I think your friend is so envious that’s she’s not even hearing herself. Op if she says it again or something similar I think you need to remind her a loss of a parent at such a young age is far from lucky and if she thinks this then she she very much mistaken and if anyone is lucky it’s her. Op just remind her she basically has had everything handed to her on a plate and if you were to have four children you definitely would not be entitled to so much help financially so in your eyes you think she’s the lucky one. If your roof caved in you would have to pay for the repairs if her roof caved in she would be rehoused and it all paid for by someone else.

TiredCatLady · 31/01/2026 19:36

I think I’d be telling this “friend” to fuck off to be honest. Insensitive and jealous.
If this is what she’s saying to your face, what is she saying to other people?

Catladywithacat · 31/01/2026 19:20

She is jealous, I just had this issue with a friend, constantly making shady comments that I felt I had to justify myself like saying I brought things on credit.

I cut her off do not keep jealous people around you and it’s always the ones who are lazy and don’t want to work. You want nice things you work simple as

Rainbowdottie · 31/01/2026 19:06

Tbh I’d give her a wide berth and concentrate on my lovely new house, a holiday to look forward to and time with my dh. I’d try and distance myself from the friendship. Sounds like she’s waking round with a chip on her shoulder myself.

i lost my mum at 16, I’m now in my 50s. I was left a small inheritance that like you, I did very sensible and practical things with. And for a long time a lot of people have assumed that the money has lasted forever and taken me far in life. It’s far from the truth. I’ve worked bloody hard, as has my dh to get where we are in life. I’ve taken every 15 minutes overtime where a lot of my colleagues couldn’t be bothered, I’ve taken every after school club (I’m a retired teacher) that I could get my hands on to get the money in, whilst my own kids were at home…..exactly where I wanted to be too. We’ve left our cars parked down the street because we couldn’t quite make it home on the petrol. My mil even used to buy us a bit of food every week back in the day. And do you know what, I would have lived on the street to have my mum back and at probably a crucial era of my life. Even now at my age now, I’d give my right arm to have some more time back with her.

dont put up with this “friend “. I mean, sure don’t keep telling her your news and business, dont share the details of your life, sadly not everyone in life is happy for us, but I’d definitely look to distance myself from this. Whilst you’re in the process of dropping her, every time she calls you lucky, just reply aren’t you lucky to still have your mum.

familyissues12345 · 31/01/2026 19:03

We get comments, live in a nice house, nice cars, I only work part time. However, to get all of that, DH lost both of his parents, his mum in his 20’s, his Dad 20 years later. Our lifestyle is great, but there’s a PIL shaped hole that can never be filled.

KatsPJs · 31/01/2026 18:55

Dutchhouse14 · 31/01/2026 09:51

I think its fine to acknowledge that an inheritance has given you a financial advantage.
Shes probably a bit envious of your financial security and lifestyle but as you point out she has lots to be thankful for too.
I think you just have to be honest with her, acknowledge the inheritance has helped you financially but say how much you miss and grieve for your mum.
Tell her the cars are on finance. Say how hard you worked for promotion etc.
Sounds like she made bad relationship choices.
But Id try and remind her of her blessings to hopefully
move her mindset in from being envious to being grateful for everything she has, so tell her how great her kids are, that it must be lovely to work flexibly etc (although with 4 DC she probably isnt getting much downtime!) If she still has her mum (and a good relationship with her) remind her of this too.

Why on earth should the OP have to explain herself to such a degree? She doesn’t have to acknowledge anything of the sort.

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