How much of a problem would you consider this bill to be if you have this amount of money?

It wouldn't bother me. I'd count myself fortunate to be able to afford the work; most people have much less or nothing in savings and things still go wrong in their houses.

We have about half that in savings and ended up with a similar sized vets bill last year. I genuinely didn’t care, I just wanted my boy to be okay. The vets saved his life and my overwhelming feeling was gratefulness that we had the means to do it and a real awareness that some people are not that fortunate.

I would be a bit grumpy about it for a few days. Not because I would worry about the money, but because I’d prefer my savings to be spent on fun stuff and not boring essential repairs.

An unexpected 7k bill would certainly ruin my day, I think anyone saying otherwise is being a bit weird. Yes, I’d be grateful I had the money to fix it but having to fork out six months of savings for something essential but boring is never nice.

I don’t think home maintenance comes from savings, it comes from an account set aside for that sort of shit. I call it my buffer. It builds up and gets used on larger household expenses. If I had 60k on hand I’d prob have 50k in savings and 10k in the buffer.
So I wouldn’t be saving 1k a month but say £700, then £300 in the buffer.

I'm a person who likes saving (when I can) but can't save much, if any, now I've retired. However, I've had some big bills (up to £4000) and apart from brief irritation, I just pay them and forget about them. Sometimes you just have to.

£7k isn't that much these days for large -ish house maintenance. That could easily be window replacement, work on a dodgy roof, insulation for the whole house for a few examples. An average daily rate for a builder is £250. I'd be very happy that I had more than enough to pay for it, including any extra coats that might crop up while it's happening

I'd be pleased that it proved that my savings were a good idea.

Mildly annoyed that the house needs work but essential work that needs to be done is part of what savings are for.

I’d be extremely irritated but not concerned if that makes sense

I would heave a big sigh and roll my eyes and a be a bit irritated, maybe an "oh for fucks sake" as I'm quite a sweary person. And then be grateful I could afford it.

How do I know this? Because I ended up with a £4k cost immediately after a £2k cost when I had less than that in savings and that was exactly my reaction.

Of course I have. In American tv shows.

It's a minor derailment rather than a hijack. On a thread that OP seems uninterested in responding to anyway which always pisses people off.

If I had that much in savings and was able to save £1,000 per month I would thank my lucky stars and happily spend the money on something essential.

Yep, i agree

It’s very puzzling that this person has never heard anyone used to word ‘pissed’ to be annoyed. Utterly bizarre thread hijack.

It would be very odd for it to ‘not bother you at all’ to spend such a large sum of money.

Yes, I’d be grateful I had the money but people who save actually get enjoyment from watching the numbers grow rather than spending it on expensive cars, big mortgages etc like most people with excess money seem to. So yeah I wouldn’t be happy.

But I would spend it if needed. I assume this is a reverse?

I’m actually Irish…so hth…we don’t always finish it as pissed OFF…

Alright, no need to get so pissed OFF about it 😂

It's a bit annoying, but at the same time what a relief that you're able to pay it! I think I would just be glad I had the means to pay that, rather than loaning/borrowing/begging/selling all my belongings for it.

And how do you know that poster isn't American? Stop policing people's language, it's really fucking tedious. There's a board for this kind of nonsense. If it isn't offensive or preventing people's understanding then it serves no purpose other than you spotting an opportunity to get on your soapbox.

As to the op, I'd feel a mix of emotions. Really grateful I had the money but also annoyed to spend it on something boring rather than something fun.

A bit of a bummer it's not being spent on a treat lol but it is what it is. Plus being able to save £1k a month means it's not the only money I'd ever have in savings and will soon top up.

I'd be more concerned if my £60k was in a crappy account making no interest. That would piss me off more actually!

What's better than a plumbing issue? That shit is right up there with a roof over your head.

I'd be happy the money was there OP. That's what savings are for.

What do you consider savings for?

I’d be massively annoyed. The money could have been spent on something better.

i have over £400k in my savings accounts (I know I shouldn’t and it is going be invested shortly). I currently have a plumbing issue that is going to cost circa £15k to fix. I’m massively annoyed and stressed by it.

Depends what it was for and whether I thought it was worth it. If I was able to save £1000 a month then it can be replaced in 7 months so I would be grateful to be so comfortable.