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To think we shouldn’t have to contribute to soch if we don’t intend to use it?

737 replies

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

OP posts:
rose69 · 28/01/2026 14:27

Will people who pay in have badges like the fire insurance plaques on houses in days of yore (when soch was a thing). Basic flaw to system was the
house fire burning the plaques.

No one intends to need emergency or medical help but life sometimes bites you on the bum.

ttcat37 · 28/01/2026 14:22

slozenger · 27/01/2026 23:42

No I’d try some of my self tested ailments and alleviate symptoms

I would absolutely love to know how you would treat a heart attack at home please? If you could share what your ‘self tested ailment’ might be for a stroke, broken leg or catastrophic bleed I’m sure we’d all be grateful too. Imagine the money we could save the NHS!

GETTINGLIKEMYMOTHER · 28/01/2026 14:17

notatinydancer · 27/01/2026 22:29

It’s not. That’s why people are asking.

I think she’s made it up.

Grammarnut · 28/01/2026 14:16

slozenger · 27/01/2026 23:38

I wouldn’t go

If, when you are catastrophically ill, you will not go to the NHS what are you going to do and who are you expecting to treat you? Unless you are a Saudi Prince or a member of the RF you don't have another recourse (and even the RF have used the NHS i.e. the DofE was operated on at Bart's, and NHS hospital renowned for heart surgery - likekly the best in the country).
Or are you going to let yourself die?

rainonfriday · 28/01/2026 14:13

ProcrastinatorsAnonymous · 28/01/2026 10:40

If you want to go and live alone in the woods, then yes.

If you want to remain part of the wider society with all the security and benefits that brings - no.

You can't go live alone in the woods. Not even if you own the woods. You'd have to apply for (and wouldn't get) a change of use with the planning department.

Those asking why some have referred to OP as "boomer", she claims to be 4 years off retirement age.

Anyone asking what "Soch" is, it doen't exist. OPs nan (who I suspect also doesn't exist) made it up. She's talking shit about national insurance contributions.

Grammarnut · 28/01/2026 14:11

slozenger · 28/01/2026 00:06

Just don’t want to use resources would rather a discount

But - as I have said elsewhere - you are using the resources even if you do not visit your GP or enter a NHS hospital. Because you benefit from the herd immunity provided by a nationwide system of vaccination which is co-ordinated and delivered by the NHS. You benefit from not having to pay private health insurance from your post-tax income or have your employer sequester such payments into a health scheme which you will/may lose if you lose your job or change your job. You benefit from the prevention and treating of diseases which you might otherwise catch and die from. And all that without going near a hospital.
Why can you have these benefits (and others) without contributing?

Needspaceforlego · 28/01/2026 14:09

UncannyFanny · 28/01/2026 13:13

Some people won’t be having children either. They might not to pay for child based things.

They were a child, whos education was paid by other people.

AguNwaanyi · 28/01/2026 14:07

slozenger · 27/01/2026 22:10

Well I don’t really want to pay for that either as I won’t be having one so feels quite unfair.

I feel your frustrations on this one, but social/societal contributions don't work on a pay-per-use strategy. And you absolutely cannot guarantee not needing the NHS.

Grammarnut · 28/01/2026 14:06

SouthernNights59 · 27/01/2026 23:49

Oh please don't take everything so literally. I was agreeing with the pp that we can't pick and choose what we contribute to via our taxes, and I never said I didn't benefit from our health service (I don't live in the UK), merely that I have never used the hospital. If you want to argue with someone why not do so with the OP who is the one who came up with this ridiculous idea.

I was making the point that we all benefit from tax funded/free at point of access healthcare and public health even if, as adults, we have not yet used it. Some on this thread do not understand this i.e. they behave as if they are individuals with no connections to anyone or anything. Not meaning you specifically.

Salvadoridory · 28/01/2026 13:46

BishyBarnyBee · 28/01/2026 13:08

You come from a wealthy country where you pay no tax but chose to have your manicure somewhere frequented by benefits claimants?

Its not a criteria I apply to my choice of nail place. But its a small market town and the only one and is your typical shabby chic middle classy type rather than a Vietnamese one not that im that bothered. I just wanted my nails filed down and polished before they started to break. I dont think people decide not to frequent places where there may be benefit claimants and if they do, they are twats

grumpygrape · 28/01/2026 13:35

ACynicalDad · 28/01/2026 09:16

If you have a heart attack you’re going to an nhs hospital.

No, OP is going to resuscitate herself. Job done. 😉

Frugalgal · 28/01/2026 13:29

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

You think that now but you don't know what's going to happen in the future. What is society supposed to do with you if things change?

Blondiebeachbabe · 28/01/2026 13:26

Longtimelurkerfinallyposts · 28/01/2026 13:19

what a heartwarming fairy story, about the power of trickle-down economics and the many mani-pedi-curists who are being kept in business thanks solely to the Great British benefits system...

HTF can you be so smugly certain that all these women are using 'benefits' to pay for their treatments? As you don't live in the UK, perhaps you are unaware of (a) how low the payments are & (b) the fact that between a third and half of those claiming Universal Credit payments are in work, just paid incredibly badly.

---
In other news, I've just been investigating the TCP Shortage mentioned by the OP. It's rumoured to still be available online/ in certain shops in Northern Ireland. And may be back in the shops in April....

That's quite an assumption to make isn't it? If I go to the salon, it'll be a week day. This is because I'm self employed, I can pick and choose when I work, and I prefer the salon on a quiet week day, rather than on a busy Saturday. I don't claim any benefits because my business pays me well.

LadyLaLaLand · 28/01/2026 13:24

Blondiebeachbabe · 28/01/2026 12:42

This is like people who don't have kids, moaning that women get Mat leave and SMP, and free education for their kids, and how that's "not fair" because they don't get those things, as they are childless.

They conveniently forget that women with children usually take career breaks or go part time, meaning a huge loss of earnings and a much depleted pension. They raise the next generation, so that when said complainers (who never had kids) hits old age, there will be a good supply of doctors, nurses, pharmacists, ambulance drivers, carers etc - because the women who had kids supplied the next generation of people!! And at great financial sacrifice, not to mention the physical sacrifice of numerous pregnancies and births!! And all without any bloody thanks.

This argument is always being trotted out. Because, OF COURSE, the reason you had kids was to contribute to the future of our society 🙄. Are you going to be encouraging your kids to do those jobs? Become a carer for example?

No. Thought not.

And “ambulance driver” is not a job.

Longtimelurkerfinallyposts · 28/01/2026 13:19

Salvadoridory · 28/01/2026 12:47

I am in the UK for a week but live elsewhere and dont pay tax. I doubt i will live here again unless access to decent private healthcare becomes easier. I have just been for a manicure, there were 4 other women in there and a stream coming in and out for the sunbed and I am fairly certain none of them would be using money other than benefits to pay. I dont really object because I think the social services and education system seem to just perpetuate damaged and neglected children having child having children and there's no point in forcing people to work. I would happily contribute any amount to supporting families and funding sure start type things and the creation of a strategic, apolotical plan to break these destructive cycles and abusive authorities but thats not going to happen so I am glad I dont pay tax.

what a heartwarming fairy story, about the power of trickle-down economics and the many mani-pedi-curists who are being kept in business thanks solely to the Great British benefits system...

HTF can you be so smugly certain that all these women are using 'benefits' to pay for their treatments? As you don't live in the UK, perhaps you are unaware of (a) how low the payments are & (b) the fact that between a third and half of those claiming Universal Credit payments are in work, just paid incredibly badly.

---
In other news, I've just been investigating the TCP Shortage mentioned by the OP. It's rumoured to still be available online/ in certain shops in Northern Ireland. And may be back in the shops in April....

UncannyFanny · 28/01/2026 13:13

slozenger · 27/01/2026 22:10

Well I don’t really want to pay for that either as I won’t be having one so feels quite unfair.

Some people won’t be having children either. They might not to pay for child based things.

BloominNora · 28/01/2026 13:09

slozenger · 27/01/2026 22:13

It’s self explanatory

Acronyms are only self explanatory if you use the correct form.

I thought you'd misspelled "such" but with this reply I assume you mean SoCH (Social Care and Health) - which isn't exactly an acronym that is in everyday parlance!

BishyBarnyBee · 28/01/2026 13:08

Salvadoridory · 28/01/2026 12:47

I am in the UK for a week but live elsewhere and dont pay tax. I doubt i will live here again unless access to decent private healthcare becomes easier. I have just been for a manicure, there were 4 other women in there and a stream coming in and out for the sunbed and I am fairly certain none of them would be using money other than benefits to pay. I dont really object because I think the social services and education system seem to just perpetuate damaged and neglected children having child having children and there's no point in forcing people to work. I would happily contribute any amount to supporting families and funding sure start type things and the creation of a strategic, apolotical plan to break these destructive cycles and abusive authorities but thats not going to happen so I am glad I dont pay tax.

You come from a wealthy country where you pay no tax but chose to have your manicure somewhere frequented by benefits claimants?

whynotwhatknot · 28/01/2026 13:06

did op say why would i get hit by a car

do you live in venice?

monkeysox · 28/01/2026 13:00

slozenger · 27/01/2026 22:07

I think child based stuff should remain something we all provide for, to ensure low income families are not affected.

But for example a non NHS user who does not want a state pension should be able to opt out of soch payments imo.

This person has an accident. Private health care doesn't have a and e. They're fucked.

MrsSlocombesCat · 28/01/2026 12:56

Salvadoridory · 28/01/2026 12:47

I am in the UK for a week but live elsewhere and dont pay tax. I doubt i will live here again unless access to decent private healthcare becomes easier. I have just been for a manicure, there were 4 other women in there and a stream coming in and out for the sunbed and I am fairly certain none of them would be using money other than benefits to pay. I dont really object because I think the social services and education system seem to just perpetuate damaged and neglected children having child having children and there's no point in forcing people to work. I would happily contribute any amount to supporting families and funding sure start type things and the creation of a strategic, apolotical plan to break these destructive cycles and abusive authorities but thats not going to happen so I am glad I dont pay tax.

That’s such a shame.

Blondiebeachbabe · 28/01/2026 12:56

Balloonhearts · 28/01/2026 12:44

Well I don't think its fair for childless people to have to contribute to other people having children they can't afford but that's the way it is. You can't pick and choose. Get over it

But when you are elderly, you need to access lots of services. My 84 year old Dad has carers in 4 times a day, he takes loads of medication every day (needs a pharmacist and a GP for that), he regularly calls an ambulance (need someone manning the 999 calls, need an ambulance driver, see a Doctor at the hospital) etc, etc.

If women stopped having children, then when you are 85, there won't be anyone to care for you.

When you are 85, and you are needing significant help to survive, the people helping you will be the people that were born, say 25-50 years ago, whose mothers took pay cuts, lost pensions etc to raise that generation. You ought to be thankful that they did that, not resentful that you helped (in a much smaller way) to pay for that generation existing.

MrsSlocombesCat · 28/01/2026 12:55

CautiousLurker2 · 28/01/2026 11:15

Yes - it’s been at the core of political discussion for about 10 years. It’s the reason Germany (well, Merkle) welcomed as many immigrants as they could get thinking it would mean more tax payers, more money in the pot, preservation of social services/pensions. The issue is that even with the declining numbers of young people we have now, there are already not enough jobs - or jobs people are willing to do that pay a living wage - and an expectation that we can just import people to ‘wipe bums’ as the Lib leader charmingly put it.

Long term, we are going to need to change the model as I can’t reconcile the idea that if my kids are lucky enough to get work, they will have to bank roll my generation with hideous taxes and may never get on the property ladder unless we fund it for them (we are fortunately enough that we will be able to do this - many of their friends/peers are less lucky).

I get where the [pension] model started in the late 1800s. I get the altruistic nature of a society that supports it’s elderly and vulnerable and want to be a part of a society that has these values… but at the end of the day it’s not something we can afford anymore. Along with no cap to child benefit and unending ever growing welfare bill. I have no idea what the answer is, but as with most things in life, if you can’t afford something, you have to accept to can’t buy it or gift it. And a government one day will have no choice but to be the one to utterly reform and curtail what we provide as a state. I suspect pensions will be one area of focus.

Edited

If only they could raise more tax revenue. Like, taxing corporations for example. But they can’t do that can they?

MrsSlocombesCat · 28/01/2026 12:52

AllTheChaos · 27/01/2026 22:40

And what about if you start costing more to run? The whole point is you cannot know if you want ll or not, and if you start costing more the taxpayer will cover it. Social contract - we won’t leave you to die in a gutter if you get sick and lose your job. I bet Bezos won’t be getting a UK pension, does that mean Amazon should get a tax discount?!

I thought they already did.

Salvadoridory · 28/01/2026 12:47

I am in the UK for a week but live elsewhere and dont pay tax. I doubt i will live here again unless access to decent private healthcare becomes easier. I have just been for a manicure, there were 4 other women in there and a stream coming in and out for the sunbed and I am fairly certain none of them would be using money other than benefits to pay. I dont really object because I think the social services and education system seem to just perpetuate damaged and neglected children having child having children and there's no point in forcing people to work. I would happily contribute any amount to supporting families and funding sure start type things and the creation of a strategic, apolotical plan to break these destructive cycles and abusive authorities but thats not going to happen so I am glad I dont pay tax.

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