To think we shouldn’t have to contribute to soch if we don’t intend to use it?

🤣

Soch & Co
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I think Magasso is Communist propaganda, but my grandparents fought for the right to Treng so I will defend it till my dying breath

According to my google search it means ‘mindful’ in Urdu, so I’m no clearer…

Well I googled "soch" and apparently it's a brand of Indian ethnic wear

It's a difficult one really. I've benefited from Indian ethnic wear at friends' weddings including mendhi parties but that's only the odd occasion. I think that compared to the 1.4 billion ish people in India I probably wear hardly any Indian ethnic wear. You'll catch me in a lehenga maybe twice a year tops. So no on balance I don't think I should have to contribute to it, or if I'm forced to I would like something in return e.g. a genuinely helpful tutorial on how to fold a sari.

Soch is a 2002 Hindi language crime thriller mystery film starring Sanjay Kapoor, Raveena Tandon, Arbaaz Khan, Danny Denzongpa and Aditi Govitrikar.

I’m still stuck wanting to know what SOCH stands for. I can tell that it is referencing pensions, I’m imagining the SO might be ‘state occupational’ but no idea about the CH

Are you planning to emigrate and therefore not claim the pension?
or are you so filthy rich you won’t bother but are desperate to tell someone?

It clearly isn't.

I mean we know what you're talking about but "soch" or "SOCH" has no bearing on NI. And yes, I have googled.

We had a "pench" thread yesterday and now a "soch" thread today?

If we allowed people to opt out of income tax or NI payments on the basis they won't use state funded services in the future, then there simply won't be enough money in the pot today for everyone that currently relies on state funding.

I expect the state pension will eventually be phased out and everyone will be expected to fund their own retirement through auto-enrolment. But we are probably 20 years away from that yet.

I'm not sure about soch but I think everyone should contribute to bilf and magasso. What's your view of treng?

@slozengerSorry if this has been covered but why won’t you use a State Pension

And as people have pointed out, others may want to opt out of other benefits the NIC go towards. Why stop at the state pension? I actually don't think this thread is real, are people really that ignorant about how this all works.

I don’t know what soch means either and I’m fairly bright…
The state pension is a ponzi scheme that will have collasped/become heavily means tested like care homes by the time I retire so my future planning does not include it as I’d like to not be in penury in my dotage, however opting out or paying a reduced amount because you don’t use certain services would be too expensive to implement for it ever to be considered and people could not be trusted to self declare 😂 I pay more in tax and NI per year than the average gross salary, so on paper I should be pro this sort of thing!

Why have I just paid three grand to uplift my state pension?

I'm in my 40s and had no idea what it was. Yes I Googled it and now know but to assume everyone knows what you're talking about or that it's self explanatory just makes you look like a bit of a knob really.

You know nothing until you know it

Every generation pays for the generation before them. I paid into the kitty for my parents but neither reached pension age.
It’s not as cut and dried as you suggest

I’m not sure why you are clear that you will not receive state pension, do you have a signed death warrant ahead of the curfew?

Or will you not be eligible as you haven’t paid in your full stamp? Although I imagine there are safety nets with pension credit etc.

Can't be done. You need to subsidise others, just as they may some day need to subsidise you.

But how do you know that you'll never need the things you want to opt out of?

Why are you happy to pay for society's children to be educated but not for those children's grandparents to eat and put the heating on?

I'm interested why you prioritise one group's needs over another's if you personally will benifit from neither.