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To think we shouldn’t have to contribute to soch if we don’t intend to use it?

737 replies

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

OP posts:
Tigerbalmshark · 27/01/2026 22:52

slozenger · 27/01/2026 22:47

My gran called it soch in her stamp era. So it’s been around for longer than yours.

It’s been called National Insurance since it was introduced in 1911…

TipsyCoralOtter · 27/01/2026 22:52

slozenger · 27/01/2026 22:46

How is a person who pays tax not a contributor? Insulting to say the least.

Many people are not net contributors. The estimate is you have to pay 17k alone in taxes per year to be a net contributor.

If you earn 32 grand and have 3 kids, you're taking more out of the system than you're putting in.

If you earn 150 grand with no kids, you're taking less out of the system than you put in.

The purpose of the tax system we have is so those who are working in lower paid, necessary jobs, and having children, for example, are not at a significant disadvantage for doing so. Thus UC that tops up wages, payments towards childcare, etc. Its not a perfect system but it's better than every man or woman for himself like you seem to think.

FrodoBiggins · 27/01/2026 22:51

slozenger · 27/01/2026 22:48

Bravo! And that is why I said we should all support child based stuff from the get go of my thread!!!!!!

The correct phrase is actually "from the gecko", OP.

slozenger · 27/01/2026 22:51

MasterBeth · 27/01/2026 22:49

I now think that the OP was attempting to write the first syllable of "social", but I'm not sure how I would try and spell it.

Not Soch (rhymes with notch) or Sosh (rhymes with nosh).

So...how?

Soesh?

Thank god we have someone in here that understands. It’s So-Shh
Like saying Social with out the ‘ial’ part

OP posts:
YourJustOrca · 27/01/2026 22:50

Why don’t you want a state pension?

Boudy · 27/01/2026 22:50

😂@FrodoBiggins

TheCompactPussycat · 27/01/2026 22:50

slozenger · 27/01/2026 22:30

Well I think you’ll find I know how to spell it the MOST as I’m the one who used the word first. I’ve spelt it both ways for those who struggle with comprehension.

"Soch. Have you heard of the word soch? It's a beautiful word. The greatest word. Nobody had ever heard of the word soch before but I found the word."

Calm down Donald!

TheAutumnCrow · 27/01/2026 22:49

slozenger · 27/01/2026 22:25

Social Securtity contributions. Prior to 2001 this was their name, and therefore how I choose to word it, as I have done for the entirety of my life.

Tity-based stuff aside, are you pronouncing ‘soch’ (or ‘sosh’) to rhyme with ‘gauche’ or with ‘gosh’?

MasterBeth · 27/01/2026 22:49

I now think that the OP was attempting to write the first syllable of "social", but I'm not sure how I would try and spell it.

Not Soch (rhymes with notch) or Sosh (rhymes with nosh).

So...how?

Soesh?

2ndtimefinances · 27/01/2026 22:49

I have no idea what Soch/Sosh is & your explanation doesn't fit the letters used so am very confused.
But do I get a rebate as my husband died at 46 he had worked since he was 12 (whilst at school) & hasn't used the NHS for ages & obviously won't claim any state pension - due to the fact I was younger I don't get a widow's pension.
Oh I limited the number of children I had as well to what I could afford (would have loved more) - can I get a rebate there as well please as I see lots of people having children that the state helps support.
It's ridiculous & the costs to administer would be more than anyone actually saved - but also the idea is just abhorrent

FrodoBiggins · 27/01/2026 22:49

Boudy · 27/01/2026 22:46

'think you’ll find I know how to spell it the MOST'😂

Trumpian, wasn't it 😂

slozenger · 27/01/2026 22:49

IdleThoughts · 27/01/2026 22:48

I haven't been to the GPs in 10 years, do I get a discount for the next 10 years? My brother never had children, surely he and his wife are due a huge refund, no antenatal care, birth etc to pay for not to mention 12+ years of schooling.

Don't be silly.

Where has anyone stated a refund? You’re late to the thread and trying to be funny. It’s failed.

OP posts:
grumpygrape · 27/01/2026 22:49

Where did I leave that box of frogs ?
🐸🐸🐸🐸🐸🐸🐸

SouthernNights59 · 27/01/2026 22:49

slozenger · 27/01/2026 22:27

Stop being facetious. You all know full well what soch/sosh is.

I had no idea, I don't live in the UK (and before you think of moving here you can't opt out here either). Incidentally when I Googled it I got the same search results as pps have mentioned, nothing at all about social security.

slozenger · 27/01/2026 22:48

CautiousLurker2 · 27/01/2026 22:48

Precisely - because the social contract means that even if we don’t have children of our own, we invest in other people’s - because they will be the doctors, the nurses, the policemen working to loo after me and me and/or my children in future decades. We pay to educate them, we pay to keep them safe, we pay to keep them healthy - not because we have children ourselves but because they will form the economic and social centre of the society I will age into.

Bravo! And that is why I said we should all support child based stuff from the get go of my thread!!!!!!

OP posts:
Tigerbalmshark · 27/01/2026 22:48

Floorflood · 27/01/2026 22:47

This passed me by bit slots nearly into the list of terrible words, along with holibobs, moist and hubby.

Surely should be Natty Cons, like Platty Jubs?

IdleThoughts · 27/01/2026 22:48

I haven't been to the GPs in 10 years, do I get a discount for the next 10 years? My brother never had children, surely he and his wife are due a huge refund, no antenatal care, birth etc to pay for not to mention 12+ years of schooling.

Don't be silly.

CautiousLurker2 · 27/01/2026 22:48

saveforthat · 27/01/2026 22:11

You are being ridiculous, what if I don't want children, can I withhold the bit that pays for schools?

Precisely - because the social contract means that even if we don’t have children of our own, we invest in other people’s - because they will be the doctors, the nurses, the policemen working to loo after me and me and/or my children in future decades. We pay to educate them, we pay to keep them safe, we pay to keep them healthy - not because we have children ourselves but because they will form the economic and social centre of the society I will age into.

TipsyCoralOtter · 27/01/2026 22:48

slozenger · 27/01/2026 22:07

I think child based stuff should remain something we all provide for, to ensure low income families are not affected.

But for example a non NHS user who does not want a state pension should be able to opt out of soch payments imo.

Okay, but I don't have children and don't want children, therefore I don't want to pay for anything that supports children then - so that should be fine by your logic? I'm not planning to put children through school, therefore I shouldn't have to pay for children to go to school.

I also don't claim benefits, never have and nor will I ever, therefore I don't want my taxes to support other people in such a way. So I'll pay less then to that system.

Part of being a member of society is contributing to its general running, whether you benefit from all those things or not. Before you get on at me, I am a higher rate tax payer too. But I'm happy for my tax money to support children's education, to support those who need a safety net, to support NHS treatment for all those who need it in the UK and to fund the state pension. With the expectation that if I ever need any of those services, I am also entitled to use it.

That's part of the social contract. Go live off grid and forage for berries if you don't like it.

FrodoBiggins · 27/01/2026 22:48

velvetgeranium · 27/01/2026 22:44

You could just say, sorry, you made a mistake - instead of being arsey and accusing posters of comprehension problems.

And you didn't spell it both ways for others. You got it wrong, spelling it "soch" in your title and then a further three times. Switching it to "sosh" didn't change much, as nobody recognised that either.

Sosh is a budget-friendly arm of telecommunications giant Orange apparently.

Ooooooh so you think it is meant to be pronounced like gauche with an s? Like the first syllable of social?

That makes all the difference! Only joking OP you're still selfish and have no idea how the country works.

BigAnne · 27/01/2026 22:47

@slozenger so who would treat you if you needed emergency surgery?

slozenger · 27/01/2026 22:47

Tigerbalmshark · 27/01/2026 22:46

My parents both worked for the DSS in Rotherham in the 70s and 80s, and neither have heard the word “Sosh”. Because it’s national insurance.

”Stamps”, back when it was a literal stamp you bought and stuck on a card, yes. “Sosh”, nope.

Maybe OP lives in the village of Twyning in Gloucestershire.

My gran called it soch in her stamp era. So it’s been around for longer than yours.

OP posts:
Peridoteage · 27/01/2026 22:47

No. Its a social contract that as a member of the current working age population, you support the elderly who are no longer able to work. Some people will work and contribute till age 59 then drop dead of cancer & won't ever be in the position to benefit from the next generation of working age people to support them, it is what it is.

Floorflood · 27/01/2026 22:47

Icanttakethisanymore · 27/01/2026 22:37

Is this a piss take because someone called their pension a pench?

This passed me by bit slots nearly into the list of terrible words, along with holibobs, moist and hubby.

Boudy · 27/01/2026 22:46

'think you’ll find I know how to spell it the MOST'😂

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