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To think we shouldn’t have to contribute to soch if we don’t intend to use it?

737 replies

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

OP posts:
slozenger · 29/01/2026 15:54

Oftenaddled · 29/01/2026 15:52

Then when the time comes, you can take it and consider it your tax rebate

Good idea

OP posts:
Oftenaddled · 29/01/2026 15:52

slozenger · 29/01/2026 15:51

I do qualify, I just don’t need it

Then when the time comes, you can take it and consider it your tax rebate

slozenger · 29/01/2026 15:51

jdb9803 · 29/01/2026 15:48

I'm guessing the reason they aren't going to get a pension is because they aren't from the UK and don't qualify for one. Wherever they are from pay SOCH or SOSH or whatever - since no one else has a clue what they are on about

I do qualify, I just don’t need it

OP posts:
jdb9803 · 29/01/2026 15:48

I'm guessing the reason they aren't going to get a pension is because they aren't from the UK and don't qualify for one. Wherever they are from pay SOCH or SOSH or whatever - since no one else has a clue what they are on about

Minjou · 29/01/2026 15:48

There's no time limit for posting.

slozenger · 29/01/2026 15:39

ilovesooty · 29/01/2026 15:36

You're not in a position to police other posters' contributions.

I cannot police them. But as they’ve been submitted two days too late, I can certainly refuse to acknowledge them.

OP posts:
ilovesooty · 29/01/2026 15:36

slozenger · 29/01/2026 14:54

As I’ve said previously to others, you’ve missed the boat. It is too late to come just to jump on the bandwagon.

You're not in a position to police other posters' contributions.

StripyHorse · 29/01/2026 15:21

One aspect you have conveniently overlooked is how interlinked our society is. You cannot say 'I am not getting x so I won't pay' when ultimately you are still benefitting.

For example, assuming you don't grow all your own food and weave your own clothes on your £75000 salary.... everything you buy has a chain of workers contributing to the production and distribution. Many of those workers will be paid so poorly, and offered such terrible occupational pensions so they will need a state pension. You indirectly benefit by this because their low wages keep prices down.

Some of the current pensioners you object paying for probably contributed in some way to your life prior to now - again, unless you live in a bubble.

grumpygrape · 29/01/2026 15:12

slozenger · 29/01/2026 14:54

As I’ve said previously to others, you’ve missed the boat. It is too late to come just to jump on the bandwagon.

I haven’t missed anything; I’ve read all of your posts and most others. I had nothing much to add, as others have said what I would have said so there was no point me just repeating the same messages.

I do wonder what boat I have missed; do you just not have any more pearls to drop into the discussion ? I don’t see a bandwagon; just a lot of people wondering what you are really trying to achieve.

Parker231 · 29/01/2026 15:01

slozenger · 27/01/2026 22:25

Social Securtity contributions. Prior to 2001 this was their name, and therefore how I choose to word it, as I have done for the entirety of my life.

If you don’t want to claim your state pension, you don’t have to but you shouldn’t get a reduction in national insurance contributions as current payments are funding those currently receiving their pension.

jbm16 · 29/01/2026 14:57

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

Circumstance could change, what happens if you needed a state pension for some reason and hadn't been contributing?

rainonfriday · 29/01/2026 14:57

Ihatetomatoes · 29/01/2026 14:08

You do love to invent 'words' @slozenger

What is 'particulaed'? 'Alass' with an extra letter, hoping it might catch on?

'Cba' Very stroppy teenager mid tantrum.

Edited

If she's for real, she's in desperate need of a dictionary. She accused us all of "parentifying ourselves" early in the thread. I think she meant becoming parents.

OP we can't parentify ourselves, it's a form of child abuse done to a person by their parents.

slozenger · 29/01/2026 14:54

grumpygrape · 29/01/2026 14:40

OP, I’m fascinated by you and this thread.

You have posted with obscure language and refused to explain. You have posted obscure concepts and refused to elaborate. You have posted that you believe you don’t need the NHS; that you would self-medicate and, other than TCP, haven’t given any insight as to how. Despite allegedly being of mature years you use childish language and arguments.

I’m not going to engage with your ‘concept’ because, as others have told you time and time again, it wouldn’t work but I’ll keep popping occasionally to see how much more ridiculous the thread gets. Thanks for keeping me and others entertained.

As I’ve said previously to others, you’ve missed the boat. It is too late to come just to jump on the bandwagon.

OP posts:
SleepingStandingUp · 29/01/2026 14:44

Can anyone opting out of the NHS wear a lanyard pal so if you get hit by a bus, I know hot to call an ambulance?

SleepingStandingUp · 29/01/2026 14:44

Can anyone opting out of the NHS wear a lanyard pal so if you get hit by a bus, I know hot to call an ambulance?

grumpygrape · 29/01/2026 14:40

OP, I’m fascinated by you and this thread.

You have posted with obscure language and refused to explain. You have posted obscure concepts and refused to elaborate. You have posted that you believe you don’t need the NHS; that you would self-medicate and, other than TCP, haven’t given any insight as to how. Despite allegedly being of mature years you use childish language and arguments.

I’m not going to engage with your ‘concept’ because, as others have told you time and time again, it wouldn’t work but I’ll keep popping occasionally to see how much more ridiculous the thread gets. Thanks for keeping me and others entertained.

slozenger · 29/01/2026 14:27

Ihatetomatoes · 29/01/2026 14:08

You do love to invent 'words' @slozenger

What is 'particulaed'? 'Alass' with an extra letter, hoping it might catch on?

'Cba' Very stroppy teenager mid tantrum.

Edited

And your point is? ‘I hate tomatoes’ is equally childish, grow up and develop an adult palette eh,

OP posts:
Ihatetomatoes · 29/01/2026 14:08

slozenger · 28/01/2026 23:07

Ok well if you’d particulaed in the thread when it was trending I’d be interested to hear your views. But too late. Alass, cba

You do love to invent 'words' @slozenger

What is 'particulaed'? 'Alass' with an extra letter, hoping it might catch on?

'Cba' Very stroppy teenager mid tantrum.

slozenger · 29/01/2026 09:18

DotAndCarryOne2 · 29/01/2026 08:36

Posting on MN, especially in AIBU is not for the easily frustrated. You might want to remember that the next time you’re tempted to post a deliberately goady, garbled thread, using words with which you know no-one will be familiar, and yet expecting posters to understand with no explanation. You come across as entitled, unreasonable and rude, so of course you’re going to be picked apart. Here is my contribution. This is one of the most inane threads I’ve ever seen on MN and if I had the Hubble telescope at my fingertips I still couldn’t locate my interest in it. TAKE THAT !!

Edited to ask, what is ‘alass’ ?

Edited

If you’d shared your views during the threads most critical point, I’d be interested.

However you’re late to the party and have joined only to make a rude and unkind comment and jump on the bandwagon.

OP posts:
DotAndCarryOne2 · 29/01/2026 08:36

slozenger · 28/01/2026 22:51

Er no. But I am increasingly frustrated by people picking apart my thread!!!

Posting on MN, especially in AIBU is not for the easily frustrated. You might want to remember that the next time you’re tempted to post a deliberately goady, garbled thread, using words with which you know no-one will be familiar, and yet expecting posters to understand with no explanation. You come across as entitled, unreasonable and rude, so of course you’re going to be picked apart. Here is my contribution. This is one of the most inane threads I’ve ever seen on MN and if I had the Hubble telescope at my fingertips I still couldn’t locate my interest in it. TAKE THAT !!

Edited to ask, what is ‘alass’ ?

FuzzyPuffling · 29/01/2026 08:11

Oh, but i like Take That, and at long last recognise something the OP is saying.
#Never forget where you've come here from....

BigYellowBus · 29/01/2026 08:05

slozenger · 28/01/2026 22:42

wrong as someone else commented earlier that in London they say ‘on the sosh’ so TAKE THAT

Not anyone I've ever heard in more than 50 years in London, mostly in a job meeting benefits claimants regularly

JG24 · 29/01/2026 08:00

Just read a few of the OPs latest posts and realised they're American...thank god. Let's hope they still live there (apologies to the reasonable Americans)

LoftyPlumLion · 29/01/2026 06:33

Take responsibility, you asked for opinions and people are giving them to you, you just don’t like that the large majority t think you’re a terrible entitled human being.

Theonebutnotonly · 29/01/2026 02:41

slozenger · 28/01/2026 22:42

wrong as someone else commented earlier that in London they say ‘on the sosh’ so TAKE THAT

I am in my 60s. I have lived in London all my life. I have never ever heard the word "sosh" or the expression "on the sosh" before.

Either you are about eight or you are unaware that Take That was a British boyband.

Swipe left for the next trending thread