To think we shouldn’t have to contribute to soch if we don’t intend to use it?

I have only read part of the thread, but just going on the title, what is "soch"? I have worked in healthcare with socially disadvantaged people my whole life and I have never heard of it. It is definitely not "self-explanatory". If it is some kind of regional term, you do realise that this site has quite a diverse and geographically wide readership?

The assumption is that lots of people die before getting their pension - and of course their families don't get a refund. So individuals opting out would just be in the same boat. There's no money out there with your name on it

surely you're mis-spelling "sheesh"?!
😂

But that could change.You could for example go postal and kill someone and end up in prison for twenty years costing the country many more times the cost of your pension. Or you could be in an accident resulting in you being in a vegetative state for years , again costing a lot more than your state pension. If someone dies just before they reach pensionable age then the pension they would have drawn goes back into the system, why should you be allowed to opt out of that action?

I read an article the other day about the quarter of a million graduates under the age of thirty who have decided they are too frail to work because they are “anxious” so are claiming benefits. I don’t particularly relish contributing out of my taxed pension to them sitting at home, not working, not contributing financially , not repaying their student loans etc etc, but accept that that is the system that has been collectively agreed and to sanction them would be difficult, costly and would hurt those genuinely unable to work. It is called being part of the system , and despite its faults it more or less works for most of us. I for one don’t want to see a system that is already under strain placed under greater stress by people who think it is like the pick and mix sweetie counter.

Hi there, can you explain what soch means? Never heard it before and Google doesn’t know what it is either.

What happens if you go out when well, but still need an ambulance? It will still cost money. You don't have to give consent if you're unconscious.

Your post proposes that you don't pay your full whack into society. Because you will choose not to take part of what you pay for. Is that right?

If you take a pension or not is immaterial. You have benefited from those before you who have payed their full whack. The teachers who taught you, the doctors who looked after you, probably the parents who raised you.

I get a bit fed up of those people who think tax is a burden. Tax is part of the price we pay for living in a decent society.

If someone really doesn't want to be part of that society, they should go and live off grid, with no roads, schools health care of education from birth.

What does it mean? I’ve never heard it before and Google doesn’t seem to think it’s an English word either.
You are more than welcome to opt out of paying a state pension - just don’t pay NI, or give your state pension to charity when you receive it.

Why wouldn’t you want to receive a state pension though? Are you that rich that it wouldn’t make a difference?

Given you don’t understand basic maths, it’s highly unlikely you’re a net contributor.

🤢 <not envy>

But they're definitely defiant!
Painfully so.

What an irritating thread.
(possibly the worst I've seen on here in a long time).

OP: why insist on making up a wierd spelling of a word used only by you/ your gran/ allegedly some other people who live in your immediate vicinity, and criticise everyone else for not understanding what you're on about, while refusing to offer any explanation?!

People elsewhere might refer to "the Social" but it's obvious that nobody shortens it the way you do. And didn't before 2001 either. It is definitely NOT a thing in Scotland - up here we're more likely to call it "the Broo" (as in Labour Bureau).

If you've been around for so long and are oh-so-knowledgeable, surely you know that your NI and tax contributions go towards paying for lots of different services and benefits. Not just state pensions.

You keep saying you care about disabled people and children, and don't mind paying towards things for them, but don't seem to have taken on board the way that everybody in society benefits from the existence of social security/a safety net, and that if you were allowed to claim some level of 'discount' relating to your pension, then other people might think they deserved to pay less too, because they: didn't have children at all, had kids but didn't send them to state school, were able-bodied throughout their lives, didn't need cancer treatment etc etc.

eg I hardly create any landfill rubbish so my bin doesn't need to be emptied very often. And I compost all my own food/ green waste. I never drop litter (or leave dog-shit) in the street. I'm not going to ask for a discount off my council tax!

If you really want to live in a society where there isn't any State support - either you pay for yourself or you go without,, please go and live in one of the places in this world where that is the norm.
Or maybe just have a short holiday there (without any travel insurance).
Even just a week or two.
Think you'd change your mind pretty quickly.

I agree with this. The youngsters among us are unlikely to get a state pension at all unless maybe means tested. Why should people pay in, to get nothing back?

😂😂😂

How can you be sure you aren't going to be the 1 in 2 people who will get cancer in your lifetime?
Private health care tends not to offer chemotherapy or radiotherapy as part of its offerings.

Fall bash your head, need Ambulance and Intensive care, are you still going Private?
Unable to work again due to head injury, how are you paying for everything?

School we'll take that out the equation you benefited from school that the retired generation paid for.

Late to the thread, but just chiming in to point out that the chizzer is where the chips come with "special sauce". As any fule kno.

@slozenger your comprehension skills are poor, to be a net contributor you would need to pay more then £17k in tax per annum, not earn £17 yourself!

I don't benefit from truckloads of hunky firemen turning up at my door every night, doesn't mean I'm entitled to a discount of my contributions to the service. One day there could be a fire, and I for one am glad there's a safety net, for which I'm willing to pay toward. I'm also pretty bloody chuffed that they're there for others regardless of me so far never needing them. (Touch wood!)
Same analogy goes for state pensions.
Get real!

@slozenger Why would I get hit by a car? Realistically that would not happen

??? Do you literally live inside a bubble? Even if so, it could still happen. I have treated/processed quite a few people over the decades hit by cars who were minding their own business walking on pavements, sitting outside cafes, and in two cases sitting in either living room or bedroom of their own houses. In all cases out of control cars mounted pavements/ran off roads and hit them (or went through a wall of their house causing inner damage to fall on them etc). Shit happens. Even if you had some badge, which by the way would likely fly off or be smashed, or trapped with you under a vehicle, that said “I don’t use NHS”, emergency services are still going to deal with you and you will still be loaded in an ambulance and carted off to hospital. Worse case, the morgue, but hang on, not NHS so do you have a friend with a walk in cool room until private arrangements can be made for you?

In totality, not just NHS, this whole thing is the silliest thing I’ve ever read. It’s like me saying I want some form of tax/contribution refund as they have built an open air basketball court in the park for community use, but I don’t play basketball. That’s not how society works.

WTAF is a non NHS user?! You're opting out of A&E? Ambulances being called for you when you're unconscious? When your private op goes wrong and you get thrown to the NHS doctor wolves, you're going to say: "No thank you, I'll die please!".

What if criminals don't want to pay for the police because they play for the other team? What if I don't want to subsidise rural bus routes because I drive in a city?

You will need to leave society to stop paying your pension.

Well ……….if you don’t want your state pension then could you get them to transfer it to me ?

I don't know either. Googled it and still none the wiser.

I didn't know wtf "soch" meant either, but a quick google suggests it's some kind of health initiative in India targeted against HIV.

Is that what you are complaining about? (I think you also said something about coming from where the best tea is - India?)

But if you are from Scotland and are referring in some stupid and indirect way to NI payments I'd suggest you'd be better saying National Insurance or "sosh" rather than impenetrable argot so that everybody else actually knew WTF you were talking about!

(Sorry as I'm sure many have already pointed this out but I can't be arsed reading all of the OP's one-liner meaningless posts)