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To think we shouldn’t have to contribute to soch if we don’t intend to use it?

737 replies

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

OP posts:
Hesma · 28/01/2026 06:54

slozenger · 27/01/2026 22:13

It’s self explanatory

Errrr no! What is it?????

HereIfYouNeedMe · 28/01/2026 06:52

MasterBeth · 27/01/2026 22:25

Soch is a 2002 Hindi language crime thriller mystery film starring Sanjay Kapoor, Raveena Tandon, Arbaaz Khan, Danny Denzongpa and Aditi Govitrikar.

Hahaha

Igneococcus · 28/01/2026 06:50

user701 · 28/01/2026 06:22

That would be all of us since the OP has made it up.

very annoyingly, because so many people have now said it on this thread, AI now recognises it as a UK term for social security citing this thread alone. Hmm

Ah, thanks, I thought it was another one of those things from before my time in the UK.

Autumn38 · 28/01/2026 06:38

slozenger · 27/01/2026 22:18

I never said I wanted to fully opt out, just a discount for what I won’t be using as I cost less to run.

None of us are contributing to current state pensions BECAUSE we might one day draw from one. We are doing it because that is how our society is set up. If you want to live and work here you are expected to do the same. Feel free to emigrate though, of course.

Cheese55 · 28/01/2026 06:35

slozenger · 27/01/2026 22:07

I think child based stuff should remain something we all provide for, to ensure low income families are not affected.

But for example a non NHS user who does not want a state pension should be able to opt out of soch payments imo.

There is no such thing as a 'non NHS user"

Anonymouseposter · 28/01/2026 06:35

slozenger · 27/01/2026 22:13

It’s self explanatory

No it isn’t. I can guess roughly what you mean but I have never heard of soch. There’s a social contract in this country and some policies that ensure minimum standards for everyone. It might suit you better to live somewhere where there’s no such thing as society and everyone just looks out for themselves.

rainonfriday · 28/01/2026 06:31

Ocelotfeet27 · 27/01/2026 23:33

WTF did i just read.

OP I don't even know what to say. Madness. I'd love to know where you live that you allegedly use all these 'obvious' terms no one has heard of.

The ramblings of a 13yr old who got locked out of Roblox when parental controls kicked in, got bored of playing with his ding-a-ling and decided to come here for revenge on his "boomer" parents?

BooneyBeautiful · 28/01/2026 06:31

slozenger · 27/01/2026 22:07

I think child based stuff should remain something we all provide for, to ensure low income families are not affected.

But for example a non NHS user who does not want a state pension should be able to opt out of soch payments imo.

But you might use the NHS one day. For example, if you needed to go to A & E. Private hospitals don't have A & E departments.

user701 · 28/01/2026 06:31

It doesn’t even make sense. Pench was clearly rooted in a mispronunciation of pension (Penchon - shortened to pench)

Assuming the word was “social” was the OP pronouncing it “so- child”? If so this would be bizarre. Surely it would be something like “soash”?

It’s just a stupid troll thread.

40andnotsofabulous · 28/01/2026 06:30

I think it is quite blinkered to think in this way. You could argue you want ‘reduced’ contribution as you don’t need nhs etc. However, have you ever used NHS services? Say when you were born? Child vaccinations? Did you go to state school? It may be you have no use to this now, but you will likely have benefited in the past.

You are paying not just for yourself, but for others less fortunate/able to. This is how the system works. I realy don’t understand the selfishness of what you are proposing?

Bloopbloopbleep · 28/01/2026 06:24

Girl... you can't spell. You have bigger problems.

RampantIvy · 28/01/2026 06:23

The word soch is simply a word the OP has made up. It isn't even in the urban dictionary. It certainly isn't part of anyone's vocabulary.

The OP is on the wind up.

ParmaVioletTea · 28/01/2026 06:23

slozenger · 27/01/2026 22:30

Well I think you’ll find I know how to spell it the MOST as I’m the one who used the word first. I’ve spelt it both ways for those who struggle with comprehension.

Oh the gags just get better.

user701 · 28/01/2026 06:22

Igneococcus · 28/01/2026 06:07

There are people on Mumsnet who weren't even born when it was called SOCH.

That would be all of us since the OP has made it up.

very annoyingly, because so many people have now said it on this thread, AI now recognises it as a UK term for social security citing this thread alone. Hmm

TaffetaPhrases · 28/01/2026 06:16

We pay for everything privately, I never whinge about it. You’ll find the bigger the tax payers the fewer welfare services they use. So where would it end???

cotswoldsgal1234 · 28/01/2026 06:15

slozenger · 27/01/2026 22:07

I think child based stuff should remain something we all provide for, to ensure low income families are not affected.

But for example a non NHS user who does not want a state pension should be able to opt out of soch payments imo.

So if you need A&E, emergency care, Intensive Care etc, you will refuse? If you need an air ambulance? If you are in a traffic accident and are seriously injured, you would die rather than have anyone help you?

Igneococcus · 28/01/2026 06:07

There are people on Mumsnet who weren't even born when it was called SOCH.

Igneococcus · 28/01/2026 06:06

slozenger · 27/01/2026 22:27

Stop being facetious. You all know full well what soch/sosh is.

I didn't arrive in the UK until 2002 so I, for one, had never heard of SOCH.

Dgll · 28/01/2026 05:57

slozenger · 27/01/2026 22:13

It’s self explanatory

Unfortunately it is nse.

user701 · 28/01/2026 05:52

This is clearly someone trying to be funny due to the Pench thread but in a weirdly aggressive way.

I have one leg. Do I get a.quarter off?

rainonfriday · 28/01/2026 05:52

slozenger · 27/01/2026 22:54

I would self treat myself. As I always do anyway.

So if you have a heart failure, the clone(? that you made of yourself, somehow, without medical help (and trained from a book or something?)) is going to harvest (without any hospital or equipment or assistance?) the heart from the other clone(?) you made of yourself and perform a transplant all by yourself, on yourself????

Can I film it for YouTube please 💀

Barleycat · 28/01/2026 05:51

MasterBeth · 27/01/2026 22:29

I do now, because you just posted what you mean by it.

I have never in my 57 years heard the word.

  1. Never heard of it. OP has to be on a wind up surely.
TortoiseEnthusiast · 28/01/2026 05:44

I get what you mean OP.

But what happens if your neighbour refuses a pension and NHS help, and then causes you massive problems by being mentally unwell and living in awful poverty (stealing from you to make end meet, for example.)

I think that by making basic help available to everyone, we also save ourselves a bit of bother having to cope with our neighbour's problems ourselves.

The thing I worry about is that in old age it gets hard to refuse medical help and to just request to die peacefully. I think the NHS spends a huge amount of money keeping people alive, when they are not with-it enough to say whether they want that. It is very hard in the NHS to say "actually I'm done now", please stop prolonging my life, thank you very much. I think if we could do that, then the taxes would probably be a lot lower.

rainonfriday · 28/01/2026 05:36

slozenger · 27/01/2026 22:47

My gran called it soch in her stamp era. So it’s been around for longer than yours.

So this niche bit of slang belongs to a demographic consisting solely of ...your nan?! who is older than everyone else's nan, so NER 🤪
🤣🤣🤣

DotAndCarryOne2 · 28/01/2026 05:19

slozenger · 28/01/2026 00:50

errrr. quote a part where I did not explain basic math?

Your ‘basic math’ is way off if you think earning over £17k makes you a net contributor.