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To think we shouldn’t have to contribute to soch if we don’t intend to use it?

737 replies

slozenger · 27/01/2026 22:03

For example, I don’t want a state pension - so I should surely be able to opt out of soch based contributions percentage. And just pay a lesser amount to cover anything I do take advantage of.

OP posts:
CautiousLurker2 · 28/01/2026 08:44

IngridBurger · 28/01/2026 08:39

I know. I wasn't being serious... Will clarify in future!

LOL sorry - OP’s posts are frying my brain!

Needspaceforlego · 28/01/2026 08:42

itsthetea · 28/01/2026 08:14

You take advantage of living in a society where you don’t see bodies on the streets , begging rates are relatively low, children are educated to become doctors and nurses

out society is shaped by the social commitment we all make - to opt out you need to move out - leave the country

Can I add to that, we all pay for prisons, even if we never intend to use one?

Although it could be argued we all benefit from their existence

Crimblecrumblerules · 28/01/2026 08:40

slozenger · 27/01/2026 22:25

Social Securtity contributions. Prior to 2001 this was their name, and therefore how I choose to word it, as I have done for the entirety of my life.

60, and never heard of this term, and I'm pretty switched on.

IngridBurger · 28/01/2026 08:39

CautiousLurker2 · 28/01/2026 08:31

the men who collect her bins and fix the roads she uses or serve her coffees or wait her tables in restaurants or police her streets… are 93% educated by state schools and kept healthy by NHS services. It’s called benefiting vicariously. Even if she is not a direct recipient, she still benefits from it.

I know. I wasn't being serious... Will clarify in future!

Auroraloves · 28/01/2026 08:38

Stifledlife · 28/01/2026 08:36

OP I don't think you get this.

We have no idea what SOCH is. We've googled it, and google doesn't know.

Seriously.. It's not in common usage and we have no idea !

OP is trying to self treat stupidity

saveforthat · 28/01/2026 08:37

Stifledlife · 28/01/2026 08:36

OP I don't think you get this.

We have no idea what SOCH is. We've googled it, and google doesn't know.

Seriously.. It's not in common usage and we have no idea !

Of course she gets it. She's winding us all op. Well done op, gave me a good laugh.

IngridBurger · 28/01/2026 08:37

echt · 28/01/2026 08:19

They are all very common occurrences. Why wouldn't they happen?

Do tell. In your own time.

I guess I should have added a sarcasm note everyone, sorry!

I'm not convinced many people plan to have strokes, car accidents, heart attacks etc. Yet the data tells us they do anyway.

Stifledlife · 28/01/2026 08:36

slozenger · 27/01/2026 22:58

Atleast you have common sense. My mind is
blown by those who are parentifying themselves into unknowing babies on the thread so they can gasp at new words and pretend they’re surprised.

OP I don't think you get this.

We have no idea what SOCH is. We've googled it, and google doesn't know.

Seriously.. It's not in common usage and we have no idea !

LoftyPlumLion · 28/01/2026 08:35

So you are basically saying you are rich, don’t need the safety net that some need so want to pay in to the safety net less.

let me guess inherited wealth or landlord parasite? Well done you, no doubt you’ve got a sob story about being self made, you worked hard, if only the poor worked harder they too could achieve what you achieved, have I called that right Elon or is it Donald?

CautiousLurker2 · 28/01/2026 08:31

IngridBurger · 28/01/2026 08:05

Why would any of those things happen to the OP? Sounds very far-fetched.

the men who collect her bins and fix the roads she uses or serve her coffees or wait her tables in restaurants or police her streets… are 93% educated by state schools and kept healthy by NHS services. It’s called benefiting vicariously. Even if she is not a direct recipient, she still benefits from it.

itsthetea · 28/01/2026 08:28

None nhs user would also have to use medics trained outside the UK or that’s cheating. Not consultants who mix private and nhs work

and never need emergency treatment as well as the intensive care treatment

BigAnne · 28/01/2026 08:28

slozenger · 27/01/2026 23:42

No I’d try some of my self tested ailments and alleviate symptoms

What if you were unconscious?

BrickBiscuit · 28/01/2026 08:25

slozenger · 27/01/2026 22:07

I think child based stuff should remain something we all provide for, to ensure low income families are not affected.

But for example a non NHS user who does not want a state pension should be able to opt out of soch payments imo.

non NHS user? Better hope you never need intensive care then.

echt · 28/01/2026 08:24

Sparklesandspandexgallore · 28/01/2026 08:22

I wholeheartedly agree that some people take far more than they contribute and I believe we are far too lenient.
A subject which often comes up is parents paying for their own children.
It maybe unpopular but I think men should be made to pay for every child they father. Then if you can’t afford to keep breeding with random women you stop doing it,
I also think claiming to live apart from the mother of your children should not be a reason for either parent to claim more benefits. It’s basically a scam. Fine live separately but you should still pay for all the dcs.
I’d also like to see women being taken seriously when they request to be sterilised. I know of many women who have been refused sterilisation even when they have been in endless pain. The resulting pregnancies and mental health issues etc have caused enormous health problems and cost to society.

Okaaay.

Nothing to see here, folks. Keep moving.

Sparklesandspandexgallore · 28/01/2026 08:22

I wholeheartedly agree that some people take far more than they contribute and I believe we are far too lenient.
A subject which often comes up is parents paying for their own children.
It maybe unpopular but I think men should be made to pay for every child they father. Then if you can’t afford to keep breeding with random women you stop doing it,
I also think claiming to live apart from the mother of your children should not be a reason for either parent to claim more benefits. It’s basically a scam. Fine live separately but you should still pay for all the dcs.
I’d also like to see women being taken seriously when they request to be sterilised. I know of many women who have been refused sterilisation even when they have been in endless pain. The resulting pregnancies and mental health issues etc have caused enormous health problems and cost to society.

Dollymylove · 28/01/2026 08:21

Has anyone found out what soch means yet? I cant be arsed trawling through 100s of posts

Tanktanktank · 28/01/2026 08:21

And when the life changing event that leaves you penniless you’ll still be happy not receiving health care etc?

in fairness OP im sure a lot of us feel the same but I’d definitely rather have it as a backup than not.

RosieCottonDancing · 28/01/2026 08:19

What’s with all the goady threads on finances lately?? Tedious.

You don’t have to claim your state pension if you don’t want it 😂 You must be well off enough not to miss the contributions then!

BestZebbie · 28/01/2026 08:19

Look, you can't have people opting out of things which are designed to provide a basic survival mechanism when vulnerable (like state pension and NHS) because otherwise people who are being coercively controlled or financially abused will be forced to opt out by their partners so their wages get clipped less, and will then end up with no access to healthcare, food etc.

echt · 28/01/2026 08:19

IngridBurger · 28/01/2026 08:05

Why would any of those things happen to the OP? Sounds very far-fetched.

They are all very common occurrences. Why wouldn't they happen?

Do tell. In your own time.

ByQuaintAzureWasp · 28/01/2026 08:18

Pench and soch ... got to be the same Op.

TinyTear · 28/01/2026 08:18

is soch the same as pench?

ApolloandDaphne · 28/01/2026 08:17

At the grand old age of 63 i have never heard of SOCH. It's always just been national insurance contributions here. Chip shop is the chippy.

TheQuirkyMaker · 28/01/2026 08:16

EvangelicalAboutButteredToast · 27/01/2026 22:12

I think anyone that wants to opt out of national collective tax should ponder if they might want to reside in a different country with different tax systems.

Edited

I always say to people who say they want no part of the European Union they should emigrate to some other country like the US or Australia. Like it or not, we are European in the UK.

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