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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to think that a gift isn’t really a gift if it’s being a carer on holiday?

210 replies

AmazonDiamond · 24/01/2026 19:34

My mother is quite wealthy and is 89. She’s in pretty good health on the whole but she’s got mobility and cognition (not dementia but age related decline) issues. Her financial adviser has recommended that to avoid 40% inheritance tax on her assets as much as possible, she should gift £6k a year (the limits to avoid the 7 year inheritance tax rule is £3k plus another £3k if it’s interest earned on investment and you can prove you don’t need it to live on). She has excellent pensions which give her an income far in excess of what she needs or wants to spend, 4 children and numerous grandchildren. So she could give away £6k a year no problem.

Instead of giving her children the money (and of course she doesn’t need to give it to us - she can give it to a charity or anywhere!) she says that she wants to use the money to pay for us to take her away on holidays. So her gift is us taking her away on holiday. Not all together but each of us taking her away in turn.

I work full time, have three kids (two with SEN) and a limited holiday allowance. AIBU in thinking this isn’t really a gift and is actually working?

For context, I do most of the day to day caring as she moved to be very close to me after my dad died 6 years ago.

She keeps badgering me about where I want to go. I do love her very much but this wouldn’t be a holiday. I don’t know how to say to her that I don’t want to take her on holiday without really hurting her feelings. I’ve suggested a series of day trips but she keeps pushing back with that not being very relaxing for me. She really has no idea that she is not at all relaxing to be with.

If anyone has any good ideas how I could say thanks but no thanks I would love to hear it. And I don’t want her money at all.

OP posts:
AmazonDiamond · 25/01/2026 20:24

Downplayit · 25/01/2026 19:53

I was an unwilling travel companion to my mum. She died some years ago and I look back on those holidays with a lot of lovely memories and so glad I did them despite not really wanting to at the time.

How lovely for you. I can assure you that’s not how I’ll feel as I’ve said in several posts but thanks for sharing your experience.

OP posts:
AmazonDiamond · 25/01/2026 20:22

Caughtletren · 25/01/2026 18:21

So…. You and her aren’t close? Not a particularly loving and thoughtful mother?

I am not clear on whether or not you’re even close to her!

She sounds bloomin selfish

Edited

She’s just really old. Unless you know any 90 year olds well, it’s very difficult to convey.

OP posts:
Downplayit · 25/01/2026 19:53

I was an unwilling travel companion to my mum. She died some years ago and I look back on those holidays with a lot of lovely memories and so glad I did them despite not really wanting to at the time.

CommonlyKnownAs · 25/01/2026 19:44

And I would never go away with her and my kids all at once. We’d never get through the airport (or I’d end up spending the week in airside Wetherspoons while the rest of them jetted off which isn’t a bad idea come to think of it 😂

You appear to have hit on a solution that works for everyone! Problem solved.

cowandplough · 25/01/2026 19:26

Well you could request 2 weeks unpaid annual leave and ask her to cover the costs explaining you need to save your annual leave for a family holiday.

Caughtletren · 25/01/2026 19:15

FluffyMcFluffFace · 25/01/2026 18:48

That's harsh. She sounds like an elderly lady without the mental acuity to necessarily appreciate the issues OP would have in taking such a holiday. My DM used to regularly offer to have my dog stay with them when we were going away. Absolutely no understanding of the fact that said DDog would need 2 hours of walks daily, and she was almost wheelchair bound. She just wanted to help. It sounds like OP and her mum have a pretty close relationship and mum thinks it's a nice offer.

Only the OP can clarify re her mother

Endorewitch · 25/01/2026 19:05

DaisyChain505 · 24/01/2026 20:45

Why don’t you suggest a whole family holiday with your siblings and children and partners etc. Get a villa somewhere and she can pay 6k towards it and you all split the rest.

Excellent idea.

FluffyMcFluffFace · 25/01/2026 18:48

Caughtletren · 25/01/2026 18:21

So…. You and her aren’t close? Not a particularly loving and thoughtful mother?

I am not clear on whether or not you’re even close to her!

She sounds bloomin selfish

Edited

That's harsh. She sounds like an elderly lady without the mental acuity to necessarily appreciate the issues OP would have in taking such a holiday. My DM used to regularly offer to have my dog stay with them when we were going away. Absolutely no understanding of the fact that said DDog would need 2 hours of walks daily, and she was almost wheelchair bound. She just wanted to help. It sounds like OP and her mum have a pretty close relationship and mum thinks it's a nice offer.

Caughtletren · 25/01/2026 18:21

AmazonDiamond · 25/01/2026 18:19

I’ll just reproduce a couple of sentences from my post immediately before yours:

I told her yesterday that I don’t have the holiday to take a week off (and it would mean DH taking time off too to manage the kids on his own) and she asked me again today. She then suggested we do a cruise around the U.K. that she’d read an article about. It’s 14 nights! 😅

So…. You and her aren’t close? Not a particularly loving and thoughtful mother?

I am not clear on whether or not you’re even close to her!

She sounds bloomin selfish

AmazonDiamond · 25/01/2026 18:19

Caughtletren · 25/01/2026 17:48

You don’t answer the key question - do you have a close and loving relationship whereby if you explain your situation, she will be totally understanding?

I’ll just reproduce a couple of sentences from my post immediately before yours:

I told her yesterday that I don’t have the holiday to take a week off (and it would mean DH taking time off too to manage the kids on his own) and she asked me again today. She then suggested we do a cruise around the U.K. that she’d read an article about. It’s 14 nights! 😅

OP posts:
LouiseK93 · 25/01/2026 18:11

Just leave her chilling on the sun lounger with a margharita and you enjoy time in the pool with your kids lol

Caughtletren · 25/01/2026 17:48

You don’t answer the key question - do you have a close and loving relationship whereby if you explain your situation, she will be totally understanding?

AmazonDiamond · 25/01/2026 17:36

Thanks all. Interesting to have different perspectives.

To answer a couple of things

She won’t do a big family holiday - the dynamics don’t work for many reasons. Which is why she hit on the idea of each of us choosing a lovely holiday and her coming along too.

She’s already got holidays booked with two of my siblings and is in planning stages with the other. I think she feels like I should get an equal ‘reward’ in terms of holiday value as the first of those holidays is in March.

I have more recent experience than my siblings of getting her through an airport (v hard work) so will be interesting to hear the feedback on that. Part of the issue is that her short term memory is getting pretty bad and so you have the same conversations over and over again.

I told her yesterday that I don’t have the holiday to take a week off (and it would mean DH taking time off too to manage the kids on his own) and she asked me again today. She then suggested we do a cruise around the U.K. that she’d read an article about. It’s 14 nights! 😅

I can’t remember who asked but yes, I would get time to myself but only an hour or so here and there when she has a rest. She has surprising amounts of energy. I don’t lack quality time with her and will not regret this as a chance to spend time together before she pops her clogs. I speak to her every day and see her 2-3 times a week. We go out to Sunday lunch (just the two of us) once a month and I go and watch tv programmes we both enjoy at her house to keep her company. Three nights in a swanky hotel in an interesting place would feel like a break and is short enough for me to be patient and kind.

And I would never go away with her and my kids all at once. We’d never get through the airport (or I’d end up spending the week in airside Wetherspoons while the rest of them jetted off which isn’t a bad idea come to think of it 😂 )

OP posts:
HAPPILYMARRIEDSINCE2012 · 25/01/2026 14:36

jbm16 · 24/01/2026 21:35

How much care does she require, could you have time to yourself? A change of scenario is sometimes as good as a rest, I did something similar with my DM last year, her care requirements are not too bad, only mornings/evenings etc. we had a love time and managed to spend some quality time together, understand your circumstances might be different.

I guess it depends if you see it as her wanting to spend sometime together and willing to pay your share of holiday, or only paying as only way she could go away.

This

Caughtletren · 25/01/2026 14:18

Violinist64 · 25/01/2026 10:15

She is 89. Quite possibly she would have "adjusted her expectations" twenty years ago but many, if not most very elderly people become very set in their routines and extremely inflexible in their ways and forget that others have different ways of doing things. Their world has diminished and they genuinely do not consider that they are behaving selfishly. When my elderly mother visits us, everything is arranged around her needs and wants - even the television seems to be changed to her programmes. This is fine for a few days in one's own home but a very different proposition when on holiday. @AmazonDiamond, I think you are going to have to be very politely firm. You could say that a long weekend in Eastbourne really is the most you can do as you do not have enough holiday from work. To be honest, most very elderly people would find more than two nights in a hotel overwhelming in any case. She probably has fond memories of past holidays when she was younger and fitter, forgetting that this is impossible now.

My point is…. The reaction of the DM to the OP pointing out that her circumstances simply can’t do a full weeks holiday - will be telling. I get the impression, the DM won’t accept that as an answer and keep on at the Op, which 89 or 39 - is selfish behaviour.

GETTINGLIKEMYMOTHER · 25/01/2026 11:58

Other issues aside, I’d have thought the sort of holiday she’d want would probably not be at all the sort of thing you and your children would enjoy.

MadridMadridMadrid · 25/01/2026 11:56

There's a lot of crucial detail missing from the OP's posts when it comes to assessing what's reasonable/manageable. For example, I am not clear as to whether the OP is a single parent or whether the children's Dad could look after them for a weekend while the OP goes on a weekend break with her Mum to a nice hotel somewhere in the UK. I am also not clear how much care the OP's Mum needs, eg whether she can wash and dress herself and take herself off to the toilet when needed or whether she will require a high level of personal care from the OP. That makes a big difference.

FussyFancyDragon · 25/01/2026 11:53

Does it count as part of the gift allowance if she’s spending it on a holiday? Surely that something that can be put down to just a regular payment rather than as a gift, if that’s what she’s wanting to do with the money.

SonicStars · 25/01/2026 10:45

My MIL used to "treat" us each summer to a week with them in a place of their choice. They would pay accomodation and our limited budget would have to spend money on food and transport for a holiday that didnt feel like a holiday to us. But now she's dead we're really pleased we put in the effort for her and gave her the family time that she wanted.

I think the problem is that it's gotten mixed up with this whole gift/inheritance tax business and so you're finding it hard to see it as what it is, which is a gift for her. You have more sway over the holiday than we did so modify it in terms of length and venue to something you can get through and make some memories. Shortening it to a weekend means you can go somewhere expensive with kids/teens activities built in perhaps?

Happyjoe · 25/01/2026 10:40

I don't think a holiday has anything to do with inheritance tax. She's muddled perhaps? Or just after a nice holiday or two where she spends it with her kids and her kids look after her!

Perfectly ok to say no.

Agapornis · 25/01/2026 10:22

DrossofthedUrbervilles · 25/01/2026 06:28

Yes unless her plan is to give dd the cash to buy the holiday... I might be wrong but think ops carer duties could possibly kick in at the planning stage...

But stipulations on what to spend on (herself) then mean it's not a IHT free gift as she retains some control. Gifts should be no strings. A Gift with Reservation of Benefit (GWR) is still subject to IHT

Violinist64 · 25/01/2026 10:15

Caughtletren · 24/01/2026 19:52

She really isn’t very nice if she’s not going to accept that her full time working mum of two children can’t drop everything to go on an extended holiday with her.

A loving mum would completely adjust her expectations to work around your availabiiity

She is 89. Quite possibly she would have "adjusted her expectations" twenty years ago but many, if not most very elderly people become very set in their routines and extremely inflexible in their ways and forget that others have different ways of doing things. Their world has diminished and they genuinely do not consider that they are behaving selfishly. When my elderly mother visits us, everything is arranged around her needs and wants - even the television seems to be changed to her programmes. This is fine for a few days in one's own home but a very different proposition when on holiday. @AmazonDiamond, I think you are going to have to be very politely firm. You could say that a long weekend in Eastbourne really is the most you can do as you do not have enough holiday from work. To be honest, most very elderly people would find more than two nights in a hotel overwhelming in any case. She probably has fond memories of past holidays when she was younger and fitter, forgetting that this is impossible now.

Blueyelloworange · 25/01/2026 10:14

CactusSwoonedEnding · 24/01/2026 20:59

It's fine to say no to this.
She's welcome to spend her excess money on holidays for herself including paying for a carer to come within her. You are not obliged to be that carer. Money spent on having an accompanying carer on holiday is not a gift to anyone. Your annual leave is for Rest and Recuperation, not for doing additional work.

"Sorry mum, I don't have enough annual leave to do this for you. I am happy to help you find a suitable paid service where you can find a carer who can help you. I totally support the idea of you spending your spare money on some brilliant holidays but it's n9t something I can help you with when I have a job that takes up so much of my energy"

https://guardiancarers.co.uk/services/travelling-care seems to be the service she needs.

"Gifts" don't come with strings attached and obligations. The idea she is offering you is not a gift.

Yes would it work for her to pay for a very expensive holiday with you and a carer to do the the helping so that you could actually enjoy it? Or are there hotels that have caring built in? I have never looked into this, but I'm thinking a service a bit like what kinder hotels do for children?

Gloopsy · 25/01/2026 10:13

AmazonDiamond · 24/01/2026 21:33

Bloody hell! My mum is a bit clueless but not that bad!

she genuinely thinks this is an opportunity for us to have a treat on the basis she doesn’t need a lot of care.

My idea of a holiday is not having anyone else to care for.

Similar - My mum was going to take me on a cruise when Dad died. She'd be saving up to £14k A MONTH (yes a month, for 24 hour care) and was very free and easy with her potential savings

in the end we went abroad and I paid £1,000 for the "privilege"

My sensible siblings wouldn't have dreamt of being so stupid as to offer to take her, be her carer and pay for themselves.

Meridas · 25/01/2026 10:10

Oh @AmazonDiamond I am in a very similar position to you. My DM is also late 80s, wealthy and keen to spend on us - which is really, really generous. But the strings that come with it are sometimes just too much.

My DM too wants to go on holiday with me but she is hard work, more in that she is judgemental although her physical decline is more noticeable now.

I think all I could commit to is a long weekend away.

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