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Helping the government save money

467 replies

Samdelila · 23/01/2026 18:49

I think free prescriptions for people with certain conditions should be means tested. What else could the government cut to save money?

OP posts:
Maidmarrigold · 24/01/2026 10:28

Samdelila · 23/01/2026 18:49

I think free prescriptions for people with certain conditions should be means tested. What else could the government cut to save money?

Do you think being Welsh, Scottish or Northern Irish should be a special condition?

Currently prescriptions are free along with I believe hospital parking In these areas of the UK 🇬🇧

LilyBunch25 · 24/01/2026 10:27

HerNeighbourTotoro · 24/01/2026 10:21

Who are millionnaires on DLA and PIP?
I hate posts like this. "I know one person whose fmaily thinks she is making things up"- it's your personal opinion she doesnt need it, clearlywhoever assessed her begged to differ. Do oyou know how many people are entitled to these and don't get them/have been refused DLA/PIP?
How do you know your other two people you know dont have additional costs due to their autism? Are you a specialist? Do oyu live in their heads? What are your credentials?

You sound very jaded and jealous. The solution- be disabled. Seriously. Or look after a disabled person. And then see how easy life with a disability is, and come to tell us how it went.

Means testing for PIP and DLA will leave many disabled people stranded financially if a partner or other household member included in the calculation puts them outside the eligibility criteria, for many with life changing disabilities this would remove what dignity and independence they have left and is why I have always been absolutely against it after 12 years in benefits casework.

Waitfortheguinness · 24/01/2026 10:26

Maybe also NHS maternity care and birthing in a hospital should be means tested too………after all it’s a life choice, not an illness?

LilyBunch25 · 24/01/2026 10:23

Samdelila · 24/01/2026 09:44

I can actually see your point and concede that there should be exceptions.

Thats extremely magnanimous of you. However I advise you to do more research before starting threads where you will massively offend certain groups..

HerNeighbourTotoro · 24/01/2026 10:21

TheBlueKoala · 23/01/2026 19:43

PIP and DLA. It's ridiculous handing out money to millionnaires who don't need it. I can't even imagine applying for it if I didn't need it. Know 3 people who get it for autism/adhd and anxiety. One is very well off and is not anxious at all but likes to play the system. Her family is embarrassed and even offered to give her the 400 £ per month but it's like a game to her. The other two both work and don't have any extra costs due to their autism and adhd for the other which I think should be a criteria to get it.

Who are millionnaires on DLA and PIP?
I hate posts like this. "I know one person whose fmaily thinks she is making things up"- it's your personal opinion she doesnt need it, clearlywhoever assessed her begged to differ. Do oyou know how many people are entitled to these and don't get them/have been refused DLA/PIP?
How do you know your other two people you know dont have additional costs due to their autism? Are you a specialist? Do oyu live in their heads? What are your credentials?

You sound very jaded and jealous. The solution- be disabled. Seriously. Or look after a disabled person. And then see how easy life with a disability is, and come to tell us how it went.

HerNeighbourTotoro · 24/01/2026 10:16

Samdelila · 24/01/2026 09:06

I started this thread because I would like to identify ways the government could save money.

Is this you, Rachel Reeves?

Questionablmouse · 24/01/2026 10:09

Bringing in a universal basic income that's enough to live on rather than managing and approving several benefits would save a fortune but it'll never happen.

Jamsponges · 24/01/2026 10:07

Oblahdeeoblahdoe · 24/01/2026 10:00

I agree with this. It applied to me before I retired because I have an underactive thyroid. It's fair enough for the levothyroxine to be free but I can't understand why I got everything free. In fact I wrote to the Secretary of State at the time but they said it would cost too much to work out if any other medication is related to the condition- Surely the GP could use a code or something.
I also don't agree with over 60s receiving free prescriptions if they can afford to pay.

But it's not that clear cut. With my condition, which is on the list , if I get any illness it causes a flare of the underlying condition. So treating any illness promptly and effectively is key. The alternative is a lengthy ICU stay.

To make op feel better though I don't claim any benefits and I work full time as a higher rate tax payer so I'm pretty sure the £ 120 a year I'm costing the government (by not needing to get a prepaid certificate) is not worth her stressing over

Questionablmouse · 24/01/2026 10:06

TheBlueKoala · 23/01/2026 19:43

PIP and DLA. It's ridiculous handing out money to millionnaires who don't need it. I can't even imagine applying for it if I didn't need it. Know 3 people who get it for autism/adhd and anxiety. One is very well off and is not anxious at all but likes to play the system. Her family is embarrassed and even offered to give her the 400 £ per month but it's like a game to her. The other two both work and don't have any extra costs due to their autism and adhd for the other which I think should be a criteria to get it.

You can't get either of those things for anxiety or ND alone.

Believe me, I've just been through the process (for panic disorder) and was refused.

CactusSwoonedEnding · 24/01/2026 10:02

What a ridiculous idea @Samdelila.

Currently people who get Medical Exemption are people with cancer, permanent fistulas, specific diabetes types, Addison’s disease, myasthenia gravis, hypothyroidism, epilepsy requiring constant medication, and physical disabilities restricting mobility. The vast majority of these people are not going to be in a position to be amassing serious wealth.

When I got cancer my exemption certificate was given to me immediately when I got my diagnosis - and I needed it because the volumes of drugs I had to start taking were significant. I hadn't had the foggiest idea that this was going to happen. I was in no fit state to be plunged into the complexities of a means testing assessment - I would not have been able to cope, and the last thing any kind of caring system should do to someone reeling from the shock of knowing they have cancer is to dump that on them and require them to suddenly open up all their personal financial records. The admin cost of doing that assessment would probably cost the government significant money in civil servant's time and resources - let's guess a cost of £50 per patient, the vast majority of whom would be found to actually not be particularly wealthy so most of those £50 costs are wasted money anyway. For the small proportion for whom that cruel and unreasonable assessment results in the government saying they are too wealtthy for free prescriptions, they can then buy a prepayment certificate for £114.50 per year, so the government saves a grand total of £64.50 per wealthy seriously-ill-person at the cost of significant suffering and distress.

What I would do to save the government money? Well I recently read that the cost of Male Violence Against Women is about £66bn per year in terms of lost productivity, treatment of the physical and mental wounds of victims, providing housing and resources to those fleeing it and incarcerating the small percentage of perpetrators who end up being convicted. Meanwhile the amount of investment that goes towards preventing Male Violence Against Women tiny in comparison. MVAW causes many times more harm and death than terrorism but has a fraction of the budget to combat it because our society doesn't value those lives as much. Tripling the money, resources and effort spent preventing Male Violence Against Women would save many billions in the long term.

LakieLady · 24/01/2026 10:00

Samdelila · 24/01/2026 09:03

There should not be people on benefits that earn more than people who are working.

Even if the person on benefits is paying £2k a month in rent, and some people working have no rent or mortgage to pay? Even if they have a disability that means they have significant extra costs arising from that?

Oblahdeeoblahdoe · 24/01/2026 10:00

taxguru · 23/01/2026 19:21

I think that's the killer really. Fair enough that, say, Diabetes drugs are prescribed free of charge, but why does that also apply to other things that the person was on before Diabetes diagnosis that they previously paid for? Why should it apply to completely unrelated drugs for unrelated conditions?

I agree with this. It applied to me before I retired because I have an underactive thyroid. It's fair enough for the levothyroxine to be free but I can't understand why I got everything free. In fact I wrote to the Secretary of State at the time but they said it would cost too much to work out if any other medication is related to the condition- Surely the GP could use a code or something.
I also don't agree with over 60s receiving free prescriptions if they can afford to pay.

EmeraldShamrock000 · 24/01/2026 09:59

It would definitely help the system if high earners paid for prescriptions, not life saving prescriptions like diabetes medication as it wouldn’t be affordable even for the rich.
Out patient services are covered in Ireland under the hse but GP appointments and prescriptions are chargeable if you are earning over 40,000.
A lot of patients are brought across the country for dialysis several times a week in taxis as an outpatient.
As it is in Ireland anyone on a medical card, for various reasons use the GP a lot making it harder for patients to get an appointment, if everyone was free there would never be spare appointments, as workers only attend when they really have too, paying €60 euro.
Means testing isn’t necessary as if your earning over 40,000 you don’t bother applying for you and if you do qualify, it’s with you until you earn over 40,000.

LakieLady · 24/01/2026 09:55

taxguru · 23/01/2026 19:19

YANBU. Personally I think ALL (and I mean ALL) benefits should be means tested. Yes, that includes free prescriptions, state pension, child benefit, even disability benefits. BUT, I think the criteria needs to be a relatively high level, such as £60k personal annual income or £100k personal annual income. They can means test child benefit over £60k and means test to remove the tax free personal allowance (and free childcare) over £100k. We just need to extend that idea to ALL benefits. No one with an income of £100k needs ANY benefits at all.

Means testing is an expensive process, and prone to error. The cost of adjusting someone's benefits every time their income changes is significant, especially if they have income from more than one source and/or aren't on PAYE. And it's challenging for the self-employed, whose income can fluctuate significantly. It takes time to process the adjustments, so self-employed people often find that by the time their benefits are reduced because they've had a good month, they're in a bad month and utterly skint.

Errors, either by DWP or the claimant, lead to over and underpayments, both of which can cause significant hardship.

UC has improved things somewhat for employees, thanks to RTI reporting, but they're still constantly playing catch-up. If someone on a ZHC has a month when they don't get many hours, it can be almost another month before this is reflected in their UC.

It's ok for those who are organised, numerate and have good literacy, but that's far from everyone. Even my highly intelligent and organised niece, currently on mat leave and with a partner who was self-employed, struggled to manage reporting his earnings and work out how much UC they would get each month (they're in a high rent area, so get help with housing costs). He is now employed, and earning less as a result, simply because it was such a nightmare to manage their finances.

Nevermind17 · 24/01/2026 09:52

Samdelila · 24/01/2026 09:11

My point is that we are trying to identify ways for the government to save money -and not giving free prescriptions to people who can easily afford them seems like a good starting point to me.

Look at how much tax self-employed people are evading avoiding. Look at how much the government are spending on pensions - both state and public sector. Look at NHS waste. Look at grossly inflated costs of government projects.

Free prescriptions for wealthy people is absolute nibshit in the grand scheme of things. It’s pennies.

FurForksSake · 24/01/2026 09:50

Free prescriptions cost around £10billion a year. The majority of that is for over 60 and under 16s and in the nations that do not charge.

As with most things it is not a simple linear saving if the programme ended or changed.

The cost of exemptions due to long term conditions is estimated to be a relatively small percentage of that.

compliance with medication will decrease the burden on the health care system in the short and long term and those costs are significant.

If people are rationing medications, not taking medications or seeing more health professionals due to not taking the medication then the amount saves will diminish very quickly. Add in decreased productivity and increased reliance on ill health benefits and you can see that advanced modelling is needed to see if there would be any real benefit.

Selecting exemption for only the medication related to the long term health condition is also very challenging. Having a long term health condition is likely to put you at more risk of other conditions.

The one thing that could be considered is increasing the age at which prescriptions become free. However, I don’t think that would result in any significant savings.

24caratgoldlabubu · 24/01/2026 09:50

Tax the billionaires. That would bring a lot of revenue in!

MotherofPufflings · 24/01/2026 09:50

The system for free prescriptions really needs an overhaul. I am a high earner and get free prescriptions forever, just because I have no thyroid function. Not just thyroxine but everything else I need. I don't know why myxoedema means I am eligible for a medical exemption certificate but people with e.g. severe asthma don't.

Samdelila · 24/01/2026 09:49

LilyBunch25 · 24/01/2026 09:29

You clearly stated those on benefits who've already been means tested should just qualify. Next you are clutching your pearls about people being on benefits. Surely you read your own posts back?

I think that we can avoid means testing people to see if they should qualify for free prescriptions by restricting eligibility to people who already qualify for benefits. This avoids paying extra for means testing. I also think we need to reform the benefits system so only those who really need benefits are entitled to them. These ideas do not contradict each other.

OP posts:
Jamsponges · 24/01/2026 09:45

Femalemachinest · 24/01/2026 09:36

The list is short but they then get every medication with the exemption. So I believe what people are saying (myself included) is could it be possible they receive this medication for free but pay for any unrelated medication.

Who is going to sit around determining what is unrelated and what isn't ? Sometimes it's not going to be clear cut at all so that would be an absolute faff to administrate

Samdelila · 24/01/2026 09:44

LilyBunch25 · 24/01/2026 09:31

Id love to see how you got on on a disabled veterans' discussion site.....

I can actually see your point and concede that there should be exceptions.

OP posts:
Jamsponges · 24/01/2026 09:43

Thewonderfuleveryday · 24/01/2026 09:38

But it's a solution to all the millions who are allergic to using their legs and wearing a coat. My neighbours drive a mile to the shops and back. I can do it in almost the same time on foot, cutting through the estate, as I'm not fannying about in a car park, junctions or traffic lights.

I wonder if my neighbours judge me for driving short distances. What they won't know, because I don't broadcast my medical condition, is that my car is really my wheelchair and I cannot walk long distances. That wouldn't be obvious to a casual observer though.

I would bloody love to walk everywhere. I did before I got ill.

Samdelila · 24/01/2026 09:39

Oneforallandallforone · 23/01/2026 23:56

You sound bitter about the person you know. And too quick to say give it to those on benefits.
There are many on benefits who don't need them. People who fudge their income, people who work cash in hand, people who pretend to be single parents. people who have many kids so they keep getting benefits.
Of course there are people who need them too.
The same as with those get free prescriptions.

I agree that there are people on benefits who don’t need them and changes need to be made to the system so those people are identified.

OP posts:
LilyBunch25 · 24/01/2026 09:39

Femalemachinest · 24/01/2026 09:36

The list is short but they then get every medication with the exemption. So I believe what people are saying (myself included) is could it be possible they receive this medication for free but pay for any unrelated medication.

I know for a fact that those with war pension exemption certificates under 60 only get free medication for the service attributable conditions and have to pay for anything else, e.g antibiotics, any other prescription not listed on their SAC's.

Thewonderfuleveryday · 24/01/2026 09:38

LilyBunch25 · 24/01/2026 08:05

Mm...except my husband can barely walk. Military service saw to that. Not really a one size fits all solution..

Edited

But it's a solution to all the millions who are allergic to using their legs and wearing a coat. My neighbours drive a mile to the shops and back. I can do it in almost the same time on foot, cutting through the estate, as I'm not fannying about in a car park, junctions or traffic lights.

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