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Helping the government save money

467 replies

Samdelila · 23/01/2026 18:49

I think free prescriptions for people with certain conditions should be means tested. What else could the government cut to save money?

OP posts:
BashfulClam · 24/01/2026 13:30

How about they stop subsidising meals and drinks for MP’s who earn well. I’m
sire they can afford full price or a meal deal like the best of us? Why am I paying for someone on more than double my wage to have nice meals and drinks?

Get rid of politicians second homes and build blocks of en-suite apartments like halls of residence that are serviced. They can stay there when working in London.

Thats 2 lots of saving without picking on peoples medications.

Figmentofmyimagination · 24/01/2026 13:25

Instead of means testing, I am starting to think the gov should abolish NI and then make a corresponding increase to all forms of income tax, including pension and investment income. At the same time, they should use the extra tax income to significantly cut the interest rate on student loans, as we are currently fleecing everyone over the age of 30 with a degree - some of these people are paying an effective tax rate of 60% as a result of their student loan but the interest rate means that the principal never goes down and they can still be repaying in their 60s. This is where our focus should be.

Rollerbarbie88 · 24/01/2026 13:23

Samdelila · 23/01/2026 19:35

But we can’t afford to give freebies to people who have a lot of money.

The bigger issue is that we can't afford to give freebies to people who refuse to get jobs or use birth control. It sounds as though your friend is likely paying for your entire family's prescriptions so maybe curb your jealousy?

Politicians247UnderwearExtinguishingService · 24/01/2026 13:09

Sunshineandrainbow · 24/01/2026 11:44

Still surprises me that asthma prescriptions are not free.

Why is someone with type 2 diabetes more important than someone with asthma. Is is because of increased hospital costs if diabetes not treated?

Maybe I will write to the health secretary too if thats the correct contact.

And I didn't realise all of their prescriptions then become free!

I don't think everybody with T2D automatically qualify for free prescriptions, do they, if they don't use insulin? I stand to be corrected.

I completely agree with you regarding asthma. You have a lifelong condition that actually affects your regular ability to breathe and thus to stay alive; but that's somehow not all that serious?!

Politicians247UnderwearExtinguishingService · 24/01/2026 13:07

Turn off every other street light in built up areas. There would still be enough light.

But even that relatively small thing is a 'mindset snapshot' that would, like many other things, invariably not stop there. Once it's established that only every other light becomes the norm, it will before long become every other of the remaining lights and so on, until the very idea of street lights becomes an absurdly ostentatious luxury and they all disappear completely.

Then we start to see the same with countless other public costs. Public toilets have been closing up and down the country over the years. Rubbish collections have also been hugely reduced. When I was growing up, your weekly bin collection was just a normal part of life; now it seems absurd to contemplate. Yes, there's the environmental aspect of reducing landfill waste, but the convenient fact that it also saves the authorities a lot of money is mysteriously never mentioned.

Look what happened with student fees: first we had grants; then they were removed and replaced with loans; then tuition fees started, but at a not-too-enormous price; then they rose; then they rose again; now a lot of people will angrily ask why on earth they should have to pay for your university studies that may (or may not) lead to increasing your earning power, and why you shouldn't have a massive debt hanging over you (couched as a considerable 'graduate tax', as if that makes it somehow better) for life?

The state pension will be next: where you'll be considered a disgraceful freeloader for expecting the taxpayer to make provision for your retirement. You'll still have to pay the same amount of tax that ostensibly went towards state pensions during your whole working life, mind.

monkeysox · 24/01/2026 12:26

Samdelila · 24/01/2026 09:11

My point is that we are trying to identify ways for the government to save money -and not giving free prescriptions to people who can easily afford them seems like a good starting point to me.

But the prescription charge is a drop in the ocean compared to actual drug costs.

monkeysox · 24/01/2026 12:11

Samdelila · 23/01/2026 19:58

So you don’t think it’s worth doing, because it doesn’t save enough? How much money would we have to give people who already have plenty before you’d say enough is enough?

Not worth doing. Cost for means testing vs saving a tenner a month for pre payment certificate

CheeseItOn · 24/01/2026 11:57

Samdelila · 24/01/2026 09:15

I’m not on any benefits. I’m trying to identify ways the government could save money.

Frankly until they cut things like the Government Wine Cellar and subsidised MP lunches, purely on principle, them I'm not really inclined to go further to "do my bit".

It's about demonstrating leadership and role modelling ethical spending.

Jamsponges · 24/01/2026 11:54

TheBlueKoala · 24/01/2026 11:48

This. It totally takes away incentives to work. Why spend 40 hours cleaning/serving clients when you can get the same pay and spending your time on hobbies instead. Obviously this is only for the minimum wage earners- work does pay for those with careers.

You would be surprised. I know people with much higher disposable income than me thanks to benefits and I am quite a high earner.

I also know several people whose parents own rental properties and rent them to them and benefits pay for the rent and then their parents give them lots of spending money on top of their benefits- and then they are normally getting a hefty chunk from the father of their children too.

TheBlueKoala · 24/01/2026 11:52

Questionablmouse · 24/01/2026 10:06

You can't get either of those things for anxiety or ND alone.

Believe me, I've just been through the process (for panic disorder) and was refused.

I am sorry you didn't get it but you actually can if you are (or say you are) incapable of living your life as normal. You might not get it at first but if you take it further you will likely get it.

taxguru · 24/01/2026 11:50

TheBlueKoala · 24/01/2026 11:48

This. It totally takes away incentives to work. Why spend 40 hours cleaning/serving clients when you can get the same pay and spending your time on hobbies instead. Obviously this is only for the minimum wage earners- work does pay for those with careers.

I agree. No one on benefits should have more disposal income than anyone working full time (wages and benefits). It should be a non negotiable red line.

TheBlueKoala · 24/01/2026 11:48

Samdelila · 24/01/2026 09:03

There should not be people on benefits that earn more than people who are working.

This. It totally takes away incentives to work. Why spend 40 hours cleaning/serving clients when you can get the same pay and spending your time on hobbies instead. Obviously this is only for the minimum wage earners- work does pay for those with careers.

taxguru · 24/01/2026 11:46

We also need a public enquiry into the fiasco of HS2. Now almost a decade behind schedule, costs trebled, length more than halved, and still barely any of the bridges/tunnels have been completed. It's either gross inefficiency, incompetence or corruption, or a mixture of all three. It's the most expensive railway line in the World per km by a long way. Back in the 1800s, longer railways were built quicker with fewer workers, yet today we have all the machinery that they didn't have back then. Someone (or lots of people) are lining their pockets at the taxpayer's expense (again!). When there was so much fuss about the Covid waste and fraud, it's very strange that everyone is quiet about HS2!

Sunshineandrainbow · 24/01/2026 11:44

Still surprises me that asthma prescriptions are not free.

Why is someone with type 2 diabetes more important than someone with asthma. Is is because of increased hospital costs if diabetes not treated?

Maybe I will write to the health secretary too if thats the correct contact.

And I didn't realise all of their prescriptions then become free!

Allywill · 24/01/2026 11:43

Samdelila · 23/01/2026 19:20

If we can’t claw back unneeded freebies from someone on £200,000 then we’re never going to save money in this country.

or we could look at it as an investment in her health ensuring she continues to work and pay her (massive) tax bill

taxguru · 24/01/2026 11:43

BillieWiper · 24/01/2026 11:27

I don't think that billionaires should be able to avoid paying the correct amount of tax.

But what is the "correct" amount of tax for someone who lives in a different country, or maybe moves around a lot so isn't resident for tax in any country? How do you work it out, how do you enforce it? THe UK has no jurisdiction as to how other countries tax THEIR residents. Billionaires can easily "move" to tax havens. Even millionaires do that! Not just rich business owners, but successful pop stars, sports personalities, actors, etc often become "non resident" to avoid taxes and "live" in a tax haven. Rumours are Tyson Fury is relocating to Isle of Man, which is where others have moved to in the past such as Nigel Mansell, and Lewis Hamilton bought a private jet through the Isle of Man to avoid paying VAT on it. Just like most other private jets, private helicopters and private yachts are bought via tax havens to avoid taxes like VAT worldwide. There will never be a Worldwide tax regime and short of doing a Trump and invading places like Panama, Virgin Islands, Isle of Man, Gibralter, Channel Islands, Dubia, such tax havens will never give up their "tax haven" status as it's deliberate to suck in the millionaires and billionaires.

user746016 · 24/01/2026 11:40

DSA for students to get a free laptop monitor headphones etc. plus hours and hours of training on various software packages and study skills. If they passed their A Levels then broadly they’ve got the skills to cope. The packages cost tens of thousands and are very very easy to access. If we could afford it then fine but we can’t.

Turn off every other street light in built up areas. There would still be enough light.

Prevent councils spending their money on art and statues etc. again- it’s a nice to have which we can’t afford.

Taxis for sen students. This needs far more regulation and whilst it might be necessary in some cases this should be a small contributory allowance rather than using the contracts with firms which rip off the councils.

reduce the contribution rate and the payment levels on public sector pensions. The pension levels are ridiculously high and much much higher than private sector pensions for equivalent roles.

taxguru · 24/01/2026 11:38

LlynTegid · 24/01/2026 08:12

I would cancel all road building plans that are not already under construction.

The more subtle saving though not easily measurable would be to have the same time zone all year, either BST or GMT year round.

As for prescriptions, bus passes and other age related benefits, I would raise the age when you start to receive them.

Free bus pass age has already raised as it's link to state pension age.

But, yes, free prescriptions age should be increased to match state pension age too! Clearly just a civil service/politician cock up that it's not increased in line with other benefits like state pension, free bus pass, etc.

OneZanyPoet · 24/01/2026 11:37

dreamiesformolly · 24/01/2026 07:50

Shame you felt the need to following up your somewhat sensible first sentence by being ignorant and goady in your second.

Calm down dear, this whole thread is a goad fest.

BillieWiper · 24/01/2026 11:27

I don't think that billionaires should be able to avoid paying the correct amount of tax.

taxguru · 24/01/2026 11:26

BlackCatDiscoClub · 23/01/2026 20:12

Stop the Department for Transport (I.e. the taxpayer) from funding the delay repay scheme when train companies should pay it. Thats not a criticism of the government BTW, its a criticism of train companies not taking responsibility.

Edited

Many of the train operating companies are now controlled by the Dept of Transport, so it really doesn't matter which quango pays it as it still comes out of taxpayer money.

taxguru · 24/01/2026 11:25

Bushmillsbabe · 23/01/2026 19:46

Surely you/the dr can just request the prescription every 6 weeks rather than every month?

The prescriptions are controlled by the haematologist, not the GP. He has to go and collect them from the oncology dept at the hospital. He has no control over what they issue. As I said, the haematologist won't change the prescription down to just what he actually takes despite asking many times.

Politicians247UnderwearExtinguishingService · 24/01/2026 11:24

Femalemachinest · 24/01/2026 09:36

The list is short but they then get every medication with the exemption. So I believe what people are saying (myself included) is could it be possible they receive this medication for free but pay for any unrelated medication.

But these conditions frequently spread and affect your body and wellbeing much further than just the one narrow initial diagnosis.

You might just as well say that pregnant women and new mothers shouldn't get free dental care, as teeth are at the other end of the body and have nothing to do with the womb and the 'business end'... except it's very well known that pregnancy can cause knock-on effects elsewhere in the woman's body - including vulnerabilities to teeth.

Moreover, even if it could be determined that severe tooth pain is definitely not caused as a direct result of pregnancy or giving birth, it's hardly going to help you focus properly on giving birth and looking after and feeding a newborn when you're in constant pain elsewhere.

Similarly, with the above conditions (and others, of course), not only do you not know what other nasties in the body the condition could have caused or exacerbated; but if your life is already a constant uphill challenge living with one condition, something else added on top can be the final straw - whereas a usually healthy, able-bodied person who develops that problem in isolation for a short time may be far better equipped to physically and emotionally cope with it.

HerNeighbourTotoro · 24/01/2026 10:57

LilyBunch25 · 24/01/2026 10:27

Means testing for PIP and DLA will leave many disabled people stranded financially if a partner or other household member included in the calculation puts them outside the eligibility criteria, for many with life changing disabilities this would remove what dignity and independence they have left and is why I have always been absolutely against it after 12 years in benefits casework.

Edited

Absolutely agree.
I also have a disabled child and our outgoings becauseof that are crazy, although none of my colleagues (or anyone excelt the closest family) would have known. We spend far more than what we get from DLA. I can imagine people who dont know what our life inside four walls looks like would judge us claiming it.

Penelope23145 · 24/01/2026 10:29

TheBlueKoala · 23/01/2026 19:43

PIP and DLA. It's ridiculous handing out money to millionnaires who don't need it. I can't even imagine applying for it if I didn't need it. Know 3 people who get it for autism/adhd and anxiety. One is very well off and is not anxious at all but likes to play the system. Her family is embarrassed and even offered to give her the 400 £ per month but it's like a game to her. The other two both work and don't have any extra costs due to their autism and adhd for the other which I think should be a criteria to get it.

We definitely need urgent reform of the current ridiculous benefit system. I regularly do Attendance allowance forms for people with hundreds of thousand in the bank and living in massive houses. They are not even at the point of needing to paying for care.