To give up Housing Association house and buy house with partner?

Absolutely, 100% not.

Give your head a wobble, you want to give up a secure property that you can live in your whole life and provide a secure base for your DC and your financial independence for a man; who lives with his Mum and you have only known for a couple of years.

Better for you both to have your own places and you can live between both addresses.

Someone I knew did this. The relationship lasted all of six months. Don’t do it.

I wouldn’t want to be subsidised by the state forever, and then have my daughter be stuck in a generational poverty/dependency cycle on the state as well. It’s good to be aspirational and want to own your own house. However, I would only do it if you’re really sure of this man and the strength of your relationship.

Absolutely never.
I have a lifetime tenancy and I'd need a lottery win before I'd even consider giving it up.
I'd like to move area, but it will only happen if I can swap mine on the same terms, otherwise I'll stay put.

A friend of mine did pass her tenancy to her daughter around 10 years ago, but maybe that's not possible now, no idea.

He could buy a nice house and show you he can look after it and himself and then ask you to marry him and live in it.

If he can’t or won’t, keep him as a boyfriend.

The daughter could only take over the OP's tenancy if the OP dies.

That's a great plan.

@Housingquandary don’t do it ! Don’t give up your daughter’s security for any man. .
He home should be her safe place . All the time in the world when she moves out untill then enjoy your freedom . His living arrangements aren’t your concern , your daughter stability is .

I know,she still shouldn't give up the tenancy.

Don't do it. I know someone who did this and is struggling trying to get private rented places due to them separating not long after. Always keep your safety net

Me too!
Think about what you’re putting on the line.
your security of home and finances.
your daughters security of home.

all for a man you’ve known 10 minutes - who lives with his mum.

what are your respective financial positions? Does he have a fortune stacked somewhere for a deposit?

I absolutely agree.

I'm not encouraging her otherwise but I just didn't want her to think her DD can just have the house willynilly. Its actually quite rare that people inherit HA houses from parents.

I think you would be absolutely mad to give your security and that of your daughter's up for a man of 2 years who lives with his mother.

Grear idea for him wanting to escape his living situation. Ridiculously high risk for you.

If you are still together when your daughter turns 18, consider it then.

Your daughter comes first.

Fair enough but it’s still a very secure, affordable tenancy and OP would be crazy to swap that for a mortgage with a man she’s known for 2 years…

You would do that to your daughter? Give up a very secure affordable tenancy and move in a man that you have known for 2 years and still lives with his mum?

I despair, I really do.

No, don’t give up your secure tenancy. You are not beholden to a private landlord who could kick you out at anytime. You have something precious and you’re lining nobody’s pockets. If your man is worth his salt, he’ll understand you have too much to risk at this stage in your relationship.

I justbwant to point out that the property would only go to her daughter if she was living with her and OP passes away.

Her daughter is 10! If her daughter still lives with her at 50 and OP is 85 (or whatever age) then her daughter would succeed the property.

But if OPs daughter moves out at 25 she has no rights to the home at the point OP leaves it (through choice or death)

Sorry to be so morbid but there seems to be some misconceptions on here that her daughter can just have the house once she is old enough.

No, as a very cynical jaded 58 Yr old, keep your house and your independence. You can have a relationship still, just from the perspective of him in his house and you in yours, no way would I give that up,

Don’t do it x

You would be mad, yes.

2 years is not long enough to move in a man with your DD and I would DEFINITELY NOT give up a secure tenancy on an affordable property that can potentially even be passed to your DD!!

Let him buy a property and you can go stay occasionally. You don’t need to rush this, your DD is your top priority here.

NO do not do this.

You cannot pass tenancies onto people! HA tenancies only pass to people in the event of the named tenant dying! The person left behi must have been living with the tenant for over a year and be capable of paying the rent.

Are either you or he actually in a good position to apply for and be accepted for a mortgage, and have enough equity to purchase? Then pay the mortgage and all repair and maintenance costs for the property.

It is tricky, ideally you would live together for a few years before committing to buying a house. As you may hate living with him. But you can’t really try it out as you have a 10 year old daughter and there shouldn’t be an unrelated man in her house over night. I hope you’re aware of the incredibly high statistics for abuse of girls from mothers boyfriends / men in house.

Overall, best to stay as you are - with your daughter. Less risk of terrible outcomes. Enjoy the years you get to spend with her before she’s all grown up.

Absolutely this,don't even think about it at the moment OP,not even for a second.