HH income of £250k but we don’t feel rich?

£500 personal spending money + £2000 left over is absolutely loads of money each month! + savings! Most people myself included could only dream of that. How much would you say is “ lots “ of left over money is?

With the greatest of respect you dont have to be a brainy person to realise why you dont have a lot left over. School fees - not necessity. Personal savings - you dont have to save 2k a month. 2k for everything non bills - you dont have to spend that much even if your kids are in loads of clubs, you go on trips and eat fresh.

OP you are saving more in a month than some people have to live on in total. Do you perhaps feel your diamond encrusted shoes are too tight?

This must be a joke. You have nearly £5k a month to save and leftover to fritter away... Most people have way less than that to actually start with. This is the most 'Let them eat cake' post I have read in a long time...

True.
As you say, it is still loads!!

Wow, you are so tone deaf.

compared to the majority of the country, you do have a lot of money left over each month. But instead you are whining because you are not keeping up with the Joneses.

I have zero sympathy for people like you

If you feel like you are short maybe get your butt out to work 🙄

Well she does have enough money left over for everything she needs plus to save

it ma be why she can’t afford the yacht and the beach house in Malibu

3 children
Private school
Big house

Those are the reasons why you don't have enough money left over. MN always list school fees as a reason they're struggling. It's not compulsory. It's a choice.

Are all 3 children in education ? as that is not a lot to pay if they are.
If not, how will you afford any more children going to private school ?

You have the income and choose the luxuries of fancy cars, private education etc. Even people who win the lottery sometimes end up back poor because they overspend. Atleast you have constant money coming in each month and could cut back if you wanted.

Sigh…

You're right, but even if most of us have that adult realisation that money doesn't stretch as far as we thought it would as kids, at the point the OP's at I feel like most reasonable people would go "oh, I thought I'd be taking private planes at this wage... Oh well, yippee I've still got loads, isn't this great!" as opposed to making wide-eyed Mumsnet posts about where it all went wrong.

I think a PP has hit the nail on the head with the perception of what being rich is.

When I was a kid the idea of being a millionaire seemed incredible but now people aren't even that shocked by the idea of billionaires, even multi billionaires.

Equally, someone being able to send their kids to private school, save large amounts of money each month & still live well would have seen fantastical and out of reach but now that doesn't feel rich to you and others on this thread.
Perceptions of wealth have changed and are weirdly skewed now and people never seem to feel satisfied with what they have, even when it's a lot as is the case here.

You have completely lost all sense of reality. Please spend the day outside of your bubble and give yourself a reality check.
These items are luxuries that most people can’t afford:
School fees: £3,000 per month
Personal savings £2000 per month
Kids savings: £450 per month
DH and I take: £500 personal money each per month
£2,000 per month for general spending (after bills!!!)
and I say that as someone who is onto 6 figures too.

if this is real you must ground yourself in reality. Are you in the private school bubble where everyone is much more wealthy than the norm?
i understand that you don’t feel you’ve paid enough into your pension until now (most haven’t at your age!!) and you’ve made the decision to put your kids into private school. But even considering those factors, you’ve plenty of money to be more than comfortable.

I hear you OP. When I was starting out in my career, if you’d asked me what kind of lifestyle I’d be living on that sort of income, I’d have mentioned couture, first class flights and splashing the cash like it was going out of style.
I’d have assumed I’d feel absolutely loaded. In reality, we have plenty but after school fees, pension contributions and holidays (mainly in economy), bills and socialising, I don’t feel particularly rich. And I’m still shopping in Zara.
We do have good investments and pension though but no, I don’t feel rich either.
Still, I have my heating in ten hours a day and never have to worry about day to day spending which I’m grateful for. To feel rich, I’d never be flying anything other than business (not bought with points or upgrades). That’s my Rich metric.

2k a month after savings and all bills are paid is what a lot of people get paid in one month...
what exactly would make you feel rich?!

Have you ever earned your own money or always lived off your husbands?
Maybe you’d feel less insecure if you had your own income instead of having to live off someone else’s earnings ?

You have around £5k a month left over. You decide to save a large chunk of it.

What you have left over is more than most people earn.

Either the post is a lovely bit of trolling or you are completely clueless.

You have lots of money left over each month. The school fees, savings and £500 each spending money are all luxuries. 6.5k - month on all of that.

I think your mistake is thinking 2k of savings is an outgoing a month, it's really not. You really have more disposable income than you think you do and school fees is a choice.

You don’t know what you don’t know.

You've answered your own question.

You didn't start saving into a pension at an earlier age. Even a modest amount early on makes a massive difference as it has longer to grow.

But you can't change the past.

If you want certain things that you value now then you make adjustments.

So so true. Poverty will never be solved then.

Advice from losers like us ....