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Where do you hide your running away fund

332 replies

Somuchsugarinoneday · 17/01/2026 16:47

If you have one?

I’m soon going to be working more hours and earning almost double what Dp does. I’m not planning to run away, but I do want to save that money and Dp is hopeless with money and it all gets frittered away somehow.
I want/need to save the money for an important reason-medical tests and help for my ill Dd and then possibly a trip to Disneyland in a year or so. I plan to work very hard for as long as this opportunity presents itself and to save as much as possible.
I’m thinking cash in a larger envelope, but where? My thoughts are in a high up picture frame in Dd’s bedroom, but i’m not sure 🤔

Where do you hide yours, if you even do?

OP posts:
Catwalking · 17/01/2026 18:40

Catwalking · 17/01/2026 18:33

Premium bonds, have an online account, & if any ‘winnings’ can be paid back into buy more premium bonds

appologies, assumed OP in UK.
really hope you find something suitable 💐

OnARainyDay2012 · 17/01/2026 18:36

In an ISA which only I know the details of. Mine is largely shares from a redundancy payout in any case. Cash is a terrible idea! What if you have to leave in a hurry and can't go home?

FWSsupporter · 17/01/2026 18:34

Somuchsugarinoneday · 17/01/2026 17:21

No, this is the thing, it’s cash and I need to pay own taxes etc, he won’t know how much is coming in

That is a perfect excuse to set up a current account with a different bank/building society and then a savings account. You say you need this to make sure you put your pay aside for your tax and NI. You then set up a savings account he knows nothing about.

Catwalking · 17/01/2026 18:33

Premium bonds, have an online account, & if any ‘winnings’ can be paid back into buy more premium bonds

SilenceInside · 17/01/2026 18:31

@Somuchsugarinoneday you're not currently living or working in the UK, is that right? So advice about paying in cash via the Post Office isn't likely to be relevant, and opening a new bank account in the UK might be trickier/not possible too.

MorningActivity · 17/01/2026 18:27

MorningActivity · 17/01/2026 18:19

Just open an online account (Starlink is great).
All done online. Easy agd straight forward. No one needs to know.
Statements are online
The only person who has access is you.
If the situation is complicated, you could have your wage going into your account and you then move whatever is agreed on the joint account.

fwiw if you have to hide money to be able to pay for health expenses, then you have a big issue….

Just to reiterate.
i have an account with Starling. I do NOT receive letters, statements or anything from them ever. Everything is either through email or through the app.

Having checked, depositing cash in the account is straight forward (go to the post office with your card) but is only free up to £1000. After that, it’s charged at 0.7%
cheques: done through the app.

Somuchsugarinoneday · 17/01/2026 18:27

Pusstachio · 17/01/2026 17:44

Missed the bit where her DH funded comprehensive wraparound childcare during this time- or do you think OP is obliged to provide this gratis?

❤️ And did…and does everything else

OP posts:
climbintheback · 17/01/2026 18:26

Under the carpet in the airing cupboard but the plumber found it!

Butterflyarms · 17/01/2026 18:23

Agree cash is bonkers but couldn't help contemplating places to hide cash:
In a deep part of the attic
In the pockets of a coat in your wardrobe
In the hood of a coat in your wardrobe
In the hoover
Between pages of books
In the top of the piano
Under the spare wheel in the car

Where else?

VikingLady · 17/01/2026 18:23

If you go to HSBC, they can talk you through setting up separate finances on the quiet. They had a brief advertising campaign about it a few years back.

BillieWiper · 17/01/2026 18:22

Leaving cash around even in a hidden place isn't wise. If it gets pinched what then?

Just open an instant access ISA? You can do one online so nothing about it much would ever come through the post?

If you really want to have post sent somewhere different I think you can have a PO box no and it gets sent to a locker or something?

MorningActivity · 17/01/2026 18:19

Just open an online account (Starlink is great).
All done online. Easy agd straight forward. No one needs to know.
Statements are online
The only person who has access is you.
If the situation is complicated, you could have your wage going into your account and you then move whatever is agreed on the joint account.

fwiw if you have to hide money to be able to pay for health expenses, then you have a big issue….

BatchCookBabe · 17/01/2026 18:18

maddiemookins16mum · 17/01/2026 18:13

If you need a running away fund you should have already ran surely?

??? Eh?

BatchCookBabe · 17/01/2026 18:18

Pusstachio · 17/01/2026 18:06

Exactly. Men fret about the financial impact of divorce because they don’t want the indignity of living in the smaller houses or flats many women are literally dreaming of getting together enough cash to secure because they’ve scaffolded their partner’s careers for a decade.

Yep!

Hankunamatata · 17/01/2026 18:17

Your bank may have a team that specialised in financial abuse etc. They will be able to help you set up and account

redfishcat · 17/01/2026 18:16

You need a total reset of your money. Use the new job as the reason.

You need a personal current account and so does he, one each, for your own spending money.
You then need a joint account you both put an agreed amount ( you lie about your income here ) . This could be 50:50 of agreed joint expenses. Or proportional to your incomes.
You then set up a saving account or two with a new bank, and transfer money. You may need a current account too, but this is easy to do. If you access this via a website rather than an app, it won’t show up on your phone.
You need a saving account for your taxes and a saving account for your running away fund.

This is what we do, and we have accounts with four banks to get good rates, and so that at least one will survive a cyber attack.

ForNoisyCat · 17/01/2026 18:14

Somuchsugarinoneday · 17/01/2026 16:47

If you have one?

I’m soon going to be working more hours and earning almost double what Dp does. I’m not planning to run away, but I do want to save that money and Dp is hopeless with money and it all gets frittered away somehow.
I want/need to save the money for an important reason-medical tests and help for my ill Dd and then possibly a trip to Disneyland in a year or so. I plan to work very hard for as long as this opportunity presents itself and to save as much as possible.
I’m thinking cash in a larger envelope, but where? My thoughts are in a high up picture frame in Dd’s bedroom, but i’m not sure 🤔

Where do you hide yours, if you even do?

I always had a slush fund but never in cash. If haven’t already, open your own bank account as long as you DH can’t see your main bank statements for income and transfers.

maddiemookins16mum · 17/01/2026 18:13

If you need a running away fund you should have already ran surely?

Galatine · 17/01/2026 18:12

I believe that in the uk the bank is required to send a summary by post once a year. Might be worth checking.

Dweetfidilove · 17/01/2026 18:10

This is concerning, especially as he has a child that isn't yours, so this is not a fresh relationship straight out of high school.

How do you not have an individual account?

How do you not know that you can have paperless banking; when most organisations are begging customers to go paperless?

I have a joint account with my daughter that shows on both our apps, but the single name accounts only show in our individual apps.

For your peace of mind, just open an account with a separate bank, in your name only and opt for paperless everything.

Money in envelopes and threadbags was my grandmother's days. I don't even think that's safe anymore, especially in a complicated relationship.

MonGrainDeSel · 17/01/2026 18:09

Open a Monzo or Revolut account - they also do savings accounts and ISAs. Get your salary paid there and transfer however much of it you don't want to save into your joint account each month. That way he will not know how much you are earning and how much you have squirrelled away. It can still look like you've had a pay rise but you don't have to own up to all of it.

CunningLinguist2 · 17/01/2026 18:09

Nationwide does online accounts only w a decent interest rate. No statements etc in the post.
I have a few (not running away fund _ we just have a jo8nt a/c elsewhere which we both pay into. My money in excess of that are mine, and his money”s his)

or a GBP Wise account. No statements either.

Januaryfalls · 17/01/2026 18:06

I have an isa with £20 000 every year solely in name and so does husband and every child over 18. Solely in my name and solely in his name. I could walk tomorrow and pay upfront for a years rent as could he.

Pusstachio · 17/01/2026 18:06

BatchCookBabe · 17/01/2026 18:00

Another REALLY depressing example of how wifework/childcare/domestic duties are classed as worthless and not as important as a 'paid job.' (In the eyes of some!!!)

Absolutely unbelievable that it's 2026, and some people still have this shitty attitude! The OP spent time looking after and raising the children and brought less income home from 'a job' because of this... The children she chose to have, and her husband CHOSE to have too. He CHOSE this. As you say, he would have paid a fuck load out of his money from his big important job if he had had to pay for childcare!

.

Edited

Exactly. Men fret about the financial impact of divorce because they don’t want the indignity of living in the smaller houses or flats many women are literally dreaming of getting together enough cash to secure because they’ve scaffolded their partner’s careers for a decade.

BatchCookBabe · 17/01/2026 18:00

Pusstachio · 17/01/2026 17:44

Missed the bit where her DH funded comprehensive wraparound childcare during this time- or do you think OP is obliged to provide this gratis?

Another REALLY depressing example of how wifework/childcare/domestic duties are classed as worthless and not as important as a 'paid job.' (In the eyes of some!!!)

Absolutely unbelievable that it's 2026, and some people still have this shitty attitude! The OP spent time looking after and raising the children and brought less income home from 'a job' because of this... The children she chose to have, and her husband CHOSE to have too. He CHOSE this. As you say, he would have paid a fuck load out of his money from his big important job if he had had to pay for childcare!

.