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Personal spending amount

56 replies

dinkdinkdink · 14/01/2026 15:49

I am trying to budget as I want to save for something. Would you say £200 is enough each for personal spending a month?

How would you find it? Oh thinks he needs more. 🤦‍♀️
It is for takeaways, hair cuts, pub, cafe anything that isn't in the main family budget.

OP posts:
Notdanishsusan · 14/01/2026 16:00

I think it depends where you are in life. Historically I’ve lived well within that and quite easily, but as I’ve earned more I’ve started spending on more expensive things and it would be a shock to go back.

But if it’s what you had - it would be fairly easy to cut out takeaways, take packed lunches out etc.

MiddleAgedDread · 14/01/2026 15:57

£67 gym membership
£10 towards haircut
£40 - 4x coffee & bacon roll
leaves me £117 for a meal out and a few drinks in the pub
In reality I clearly spend a lot more than this each month or I'd be loaded 😂

rubyslippers · 14/01/2026 15:52

feels low to me but to others would be loads

takealettermsjones · 14/01/2026 15:52

It really depends on what your current lifestyle and spending is like, and where you live I suppose. £200 would probably get you one night out a week if you're careful, but you couldn't get a haircut on top of that... Entirely depends what you want it for.

LalalaLava · 14/01/2026 15:51

You are saying that you want to save for something. Does he also what to save for it? I think this is an important point.

ThisAzureDuck · 14/01/2026 15:50

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