Is this a (financially) middle class household these days or not?

I’m not sure what you’ve been reading there but it was absolute drivel my love..

Don’t refer to yourself as underclass!

I think you might be suggesting it’s higher than middle class?

The mumsnet obsession about class never fails to baffle me. Who gives a fuck if your mum worked down the mines, or you have a million dollar mortgage, or you keep ferrets, or went to public school! It doesn’t matter, why the endless rehashing of it?

Not when the take home is over 5k

This is a middle income .
Income has nothing to do with class.
I suspect your best friend is working class -aspiring middle class perhaps.
But class is not and has never been income based.

It absolutely is...but you can obviously pay it comfortably. £3000 disposable after bills?! That's huge!

Most people don't have £3k disposable income.

You are working class, it sounds like your mother had aspirations for being middle class but you are working class. Having middle class hobbies and interests doesn’t make you middle class. If you were boarder line middle class/working class maybe they might tip you one way or the other but you are clearly working class. My husband is also working class and his parents also had aspirations and he has middle class hobbies and interests but he is still working class.

I’m not trying to offend anyone, read somewhere under class have teen pregnancies and I was pregnant with my dc at 15 so just talking about myself here. Underclass is under working class

It's a tiny mortgage payment.
And a high income for a single person.
And a ton of equity.
So thia person is very comfortable compared to the majority of the population.

Class has little to do with income. They are two separate things.

Regardless of "class" that's evidently a very well paid job and a relatively small mortgage on a decent sized house. This sounds like a very comfortable person to me.

What do you mean Underclass?! 😂

If you mean working class that’s rather offensive!

If you’re one adult and one child you could have a smaller house with the mortgage paid off (or paid off sooner anyway).

I don’t actually remember what most of his jobs were. The rent must of been paid through housing benefit which I know makes me sound underclass but I have a really posh accent and growing up mother was always in the middle of some orthorexic diet craze and had extensive disdain for potatoe smiley face eating people which is apparently a middle class trait.

According to what I read on other threads I’m either under class or middle class. Between those two would be working class but I have nothing in common at all with any of the working class interests and things. So yes pretty confusing

Gracious me - what is “under class”? Surely that’s reserved for criminals!

Class isn’t about books and chips n gravy (yum).

Dh and I grew up in low income families, my df was (mainly) unemployed and on the dole and dh’s df was a builder who learnt his trade through a Jobcentre scheme and ended up running his own business. Our DM’s were housewives. So we are WC. But:

DH is very bright and was the first of his family to go to uni. Started his own business in his 20’s. I left school at 16 and worked in offices (where I met dh) until I became a sahm with our 3rd child. By this time dh’s internet business had taken off and we bought our first house together for almost one million in 2005. Our DCs have had a very middle class lifestyle of private school, luxurious holidays etc but we have always tried to install a work ethic in them - they are all bright, two have 2:1 degrees already and one of them is at Bristol University and looks set to get a 1st. They all have expensive hobbies and rich friends and sometimes holiday in very expensive places. We also took them to Haven a few times when they were little bc we wanted them to enjoy the kind of holidays we loved as kids (and which they have very fond memories of)
I didn’t go to university but consider myself better educated than most as I’m always learning and curious about new things and I read widely. I have some pretty niche interests that require time and money. Now the dc’s are older I do charity work. I don’t necessarily think having a degree is a sign of intelligence personally, and I know quite a few rather dim people who have one! I wish I’d gone to university but life didn’t pan out that way and my family were skint.

It’s complicated. We live in a very wealthy area and dh and I often laugh about some of the bourgeois behaviour of Hyacinth Bucket types around here. You can tell they can’t make us out at all bc we don’t hang out at the tennis club or polish our cars at the weekend etc. 😂 I love living here though as it’s so safe. I could go for a walk alone at 1am and feel safe - and when you’ve lived where I grew up that’s something il never take for granted.

We are lucky enough to not have a mortgage. We employ people. We are still WC.

I dress very nicely and probably look quite posh and people are always surprised when I speak to hear a broad accent. I usually get a double take and “where are you from”? kind of response to meeting new people.

It doesn’t matter what “class” you are - just be yourself and don’t try to be something you’re not!

Rent in my area is £1,200. My long term mortgage is only £600

@LadyBlakeneysHanky - I get what you are saying from a Marxist theoretical point of view but I disagree as by your definition I would be working class. I have no property that I rent out and no factories that I own. However, my household income (earned from a desk job) places me in the top 1-2% of UK earners.

My mortgage isn’t completely paid off but it is over £2 million. I don’t employ anyone - other than cleaners and a dog walker a few times a week. I come from a family who has always had to work for their income but even my grandmother (paternal side) went to university and my family is full of doctors and a stuoid number of accountants 😂 on both my paternal and maternal side. Plenty of academics on both sides.

I think I’m truly middle class going back at least three generations. I’ve thought about it a lot as I am not from the UK but find the whole class discussion fascinating.

Most people pay more than that In rent!!!!!!

Just having a “good job” isn’t middle class unless you’re a high court judge or something else that requires a high degree of education like a brain surgeon.

Although I’ve found that you can mimic middle class very well if you speak with a posh RP accent and wear outdoorsy country type clothes in a dowdy way.

How did your mother pay to rent the house if she didn’t work?
What sort of jobs did your father do? Were they blue collar/white collar/ professional?

It’s the rent for my daughter’s flat share! She doesn’t even get a one bedroom flat for 1k. 🙈. And that’s up north, not London.

1k a month isn't a huge mortgages I'd say it's average to low.
Also it's not unusual too at that amount in rent

I would say working class, but the children and husband would be middle class. Your class doesn’t change on marriage. If Princess Anne married Wayne Rooney, she wouldn’t suddenly be working class!

That's us. A much older middle class couple. I'm 60 husband is 63 , children grown up and have homes and wives of their own. Grandchildren to spend money and time on. Mortgage long gone. Would expect a younger middle class person to have a mortgage.