DH to pay off mortgage then stop house bill contributions

Half of you probably don't even contribute to your household bills or only like 20%

Do stop speculating. It's pointless.

Read the the OP's posts. They're an eye opener.

She has said she doesn't think he'll go back to work after a year though. He said he wants at least a year away from work.

But if a partner doesn’t work, then they should take on the vast majority of housework / childcare, unless there are disability / health reasons not to. Regardless of gender.

I pay all the bills for my household if that matters…

Can you agree 6 months then he starts looking plus he pays the £100 pm out of his pension.

All these women on here moaning, with their petty responses "well, he'll have to do all of the cooking/childcare/housework!" stamps feet.

Half of you probably don't even contribute to your household bills or only like 20%.

It's pure envy that someone can be at home. For what it's worth my partner retires next year and I've still got twenty years to work.

It’s one year. If it was endless that would be different. I think him laying off the mortgage and having a year to chill before getting back to earning is reasonable.

So he has been working, presumably you have been working too, or looking after children , or both.
Why should you take the whole burden while he sits about?
I would not agree to it because having had a year off it is little likely he will be capable of, or wanting to go back.
You are a team- you have both worked towards being mortgage free.
I worked freelance and paid off our mortgage as a 40th birthday present to myself.
I didn't decide I needed a year off while my partner kept contributing.
He may deserve to to "take it easy" but you don't deserve to work alone to make that possible-why don't you deserve to "take it easy"- you are not being spoiled or entitled- state your truth, and don't support his year off.
It is very likely at 55 his is not going to work again- you will be on the treadmill until you retire - which won't be for at least another 20 years.

We don’t have his and hers in this way. We look at everything - income, pensions, savings etc - as joint. Thus, my husband would want to continue contributing to the extent he could I this situation.

I'm not arguing against your point, far from it.

I think that at best he's not thought this through, at worst a thoughtless chancer.

See I get his plan. We have a similar plan. When husband retires ill.be going full time and he takes over all of the house stuff. But he's in his 60s.

Your husband doesnt get to retire for a year and just chill. He takes over the grunt work. If he doesn't like that idea then his newly paid house will be sold and you can both go your seperate ways.

Put a spoke in the works now before resentment makes you explode.

He'll probably be begging to go back to work

I am coming from a different culture so bear that in mind when reading this. All the expenses are his responsibilities. I contribute that nice of me and he has said so. He does more out of his love plus do 75% house chores. We share cooking duties but not formally, all oit of love. In return of his contributions and more than equal share, he gets my unwavering loyalties and love/care and lots of other things that he enjoys. In my view the bills/expenses are his responsibility. I can choose to be kept woman i want to but I dont want that as I am independent woman who wanted to be loved, cherished and spoiled. Having said that if he does not have money then my money is his money as well and if he has money that his money is mine. I leave at that. By the way what is he going to with pension assuming he will have decent pension. He should play his part and you should stop counting anf calculating as it takes all the love from the relationship.

He is checking out entirely then it seems. Not sure that’s a recipe for a happy future.

Hmm. Actually she said that HE says his pension is very small.
But it can't be that small if he can pay off what is probably a 6 figure mortgage (must be if payments are £900 a month) by taking his 25% drawdown.
He must still have several hundred a month income. And I'd like to know what savings he has too. There's no way he can't afford to contribute more.

Yes, but it seems he’s made it clear to OP that he won’t be doing it - sounds like he sees himself “retiring” from all his obligations, not just work / financial.

Quite.

@echt I don’t like cooking the dinner. I still do it.

Read the OP's posts. He doesn't like school runs and gets stressed looking after the children.

Surely if he’s not working he will take over the responsibility for childcare, school runs etc?

In the UK we have a local property tax that we call Council Tax. But it's never rolled up with mortgage payments.

OP has already said his pension is very small and he’ll be using it to fund his hobby.

Yeah right 👿. Are you the husband?

Presumably he’s got quite a good DB pension, he’ll have to have, to have accrued a large lump sum. So how much does he get per month and why isn’t he using that to also contribute to the household income?

I originally voted YABU but after reading your updates, I changed my vote. I suspect many YABU voters haven't read any more of the thread. Because he is obviously being completely unreasonable. Great to pay the mortgage off, but there are still bills to pay and he needs to pay his share. OR you agree that you pay for everything but he does the lion's share of looking after kids, cleaning, shopping, cooking etc. He doesn't get to not pay for anything and also not do any parenting or housework.

In any other situation he would be paying for bills. Now he's in a position where you can be mortgage free so he only needs to find £550 a month as opposed to £1000. He could do that with a part time job.

Check the OP's update. He won't do school runs and gets stressed looking after the children.

Fucking lazy glipe.

If it's just for a year, I think that's OK, so he can destress, but longer wouldn't be OK iIMO. His pension isn't his money, it's a joint asset.

Can you reduce your hours too with no mortgage? I'd look at your options now too if I were you.

It does sound like paying off the mortgage is for the best though longer term.