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AIBU?

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Sil being a cf

94 replies

Hairgician · 06/01/2026 14:53

So 2 of my dc have recently been prescribed glasses. Eldest just tested yesterday.
As they are under 16 they get them on nhs so at no/low cost depending on frames.
Eldest is excited to get glasses so was texting sil this morning. Within minutes i get a text from her :
Hi dc1 delighted to b getting glasses..ask them for both his and dc3 to get a receipt under my name (not theirs) so I can claim for it for u...tests and glasses. Thanks xo'

This isnt the first time shes asked about it, ive never took it on, ignored it because theres alterior motive here.

Why would she need it when im not paying anyway?

OP posts:
Ohpleeeease · 06/01/2026 17:22

Not all frames are free with the NHS. Perhaps the DC would like upgraded versions that cost extra and she's offering to claim for these under some sort of scheme? Either way it's not a good idea, I can't see the opticians going for this and it's fraud.

LAMPS1 · 06/01/2026 17:17

Hairgician · 06/01/2026 15:24

I know i dont understand, there was nothing to pay so nothing to claim?

Why not simply respond and ask her what she means.

Dear SIL,
I don’t understand your request for me to tell our dc to get receipts for their new glasses with your name on instead of their own. How and why do you think that’s remotely doable and how is it supposed to benefit you or us ?

Parsleyforme · 06/01/2026 17:06

If she wants to “ease the financial side” then it sounds like she wants to claim it through her insurance and then give the money to you, so why’s she being a CF? Or if you don’t know what she means maybe you can ask her

whymadam · 06/01/2026 16:59

Cucumbermunch · 06/01/2026 14:56

Your child must be exceptionally close to his aunt to be desperate to message her about it!

Yes, and how lovely for everyone

momtoboys · 06/01/2026 16:51

This is one of the most confusing posts in a while.

TheHillIsMine · 06/01/2026 16:41

I read it as she wants to claim as if she's bought glasses for her kids and she gets the non existent money.

HideousKinky · 06/01/2026 16:39

I am also a bit puzzled.... but you just explain it was free, and that's the end of it.
It doesn't seem to be CF behaviour, just a misunderstanding

Loobyloolovesandypandy · 06/01/2026 16:26

Hairgician · 06/01/2026 14:53

So 2 of my dc have recently been prescribed glasses. Eldest just tested yesterday.
As they are under 16 they get them on nhs so at no/low cost depending on frames.
Eldest is excited to get glasses so was texting sil this morning. Within minutes i get a text from her :
Hi dc1 delighted to b getting glasses..ask them for both his and dc3 to get a receipt under my name (not theirs) so I can claim for it for u...tests and glasses. Thanks xo'

This isnt the first time shes asked about it, ive never took it on, ignored it because theres alterior motive here.

Why would she need it when im not paying anyway?

I am with Westfield Health. For a monthly subscription my optical, dental etc costs are partially taken care of. I pay, but then I am reimbursed on claiming. Sounds like SIL might have similar.

OneShyQuail · 06/01/2026 16:14

Did this need a post?! I dont understand....you have said repeatedly there is nothing to claim.as they are free and youve told her no, what did you need us for 😂

ByQuaintAzureWasp · 06/01/2026 16:13

Shes going to claim eye test and prescription glasses, presumably from work?

TimeForATerf · 06/01/2026 16:10

Years ago I used to be in something called Sovereign Healthcare where you paid a small amount from your salary and got money off, or payment for, eye and dental care. I have done a quick search and they still exist but you definitely have to have receipts in your own name.

is she really so thick that she thinks a) children’s glasses and eye tests through the NHS are chargeable and b) the optician would issue a receipt if you had paid in her name?

I think she is suggesting something on this basis.

“Dear SIL, say what? Glasses were free through NHS, not sure what you are asking from us?”

BillieWiper · 06/01/2026 15:54

I don't know what that is either. If it's to do with her private healthcare then I guess she was trying to do you a favour. So I wouldn't be offended by that.

I can't see what else it could be? I guess maybe it's presumptuous for her to assume you couldn't afford it? While obviously not knowing there was no cost attached.

Hairgician · 06/01/2026 15:54

zipadeedodah · 06/01/2026 15:51

Surely the receipt was issued at the same time the glasses were?

So how would you get hold of an additional receipt in someone elses name?

Did you and your SIL cook this idea up together to try and defraud the insurance scheme but your testing it out on mumsnet first to see if it's doable?

Lol def nope.

Theres nothing to claim anyway.

OP posts:
Elektra1 · 06/01/2026 15:53

If you think she’s talking about making a claim on work health insurance, just say “thanks but no need because they’re free, though even if they weren’t, I wouldn’t want you to commit insurance fraud by claiming for children who aren’t your dependants”

Bobiverse · 06/01/2026 15:51

PomPomSugar · 06/01/2026 15:51

Is she self employed? You can turn in receipts for eye test etc if so. Could she be wanting to do this to lower her VAT bill?

An eye test is not a business expense. You can’t claim that against your tax bill.

zipadeedodah · 06/01/2026 15:51

Surely the receipt was issued at the same time the glasses were?

So how would you get hold of an additional receipt in someone elses name?

Did you and your SIL cook this idea up together to try and defraud the insurance scheme but your testing it out on mumsnet first to see if it's doable?

PomPomSugar · 06/01/2026 15:51

Is she self employed? You can turn in receipts for eye test etc if so. Could she be wanting to do this to lower her VAT bill?

Hairgician · 06/01/2026 15:50

SalmonOnFinnCrisp · 06/01/2026 15:48

Yeah i get what she wants....

She wants you to give her a receipt so she can claim back under private health insurance.

She presently doesnt understand you dont receive a receipt 😅
Just nod and smile and give her nothing

And ive already said to her it was free when she asked before. So no need anyway!

OP posts:
dentalflosser · 06/01/2026 15:49

I’ve got a work cash health plan so can claim back costs for eye tests and money towards glasses which is a contribution rather than the full cost.
Unless she wants the receipts to claim back and then give you the cash I don’t see the point in getting paperwork put into her name.
It’s a bit weird OP. Does your SIL wear glasses?

allthingsinmoderation · 06/01/2026 15:49

Hairgician · 06/01/2026 15:39

Ive no idea! But there was nothing to pay so why does she need it?

Both dc chose their own frames, eldest is 12 so would have been happy to pay towards his if he wanted a more expensive frame (within reason cos he can be careless with stuff) but there were suitable styles in the free range and found one he liked.

She may have one of those policies that let you claim the cost of glasses and dentistry. She seems to think if she has a receipt for the cost of someone elses glasses in her name she can claim those costs back.??
Id ask her directly who she is claiming from and why....

SalmonOnFinnCrisp · 06/01/2026 15:48

Hairgician · 06/01/2026 15:16

Shes wanting receipts from the optician to show they had eye tests/prescriptions to claim back but theres nothing to claim back as they are free anyway, and if she wants in her name that would be wrong as not for her and as pp has said, thats fraud.

Yeah i get what she wants....

She wants you to give her a receipt so she can claim back under private health insurance.

She presently doesnt understand you dont receive a receipt 😅
Just nod and smile and give her nothing

outerspacepotato · 06/01/2026 15:46

Don't send her any of your receipts for your children's medical care. That is private info and this sounds like she's trying to "claim back" money "for you" that she is not entitled to, as the glasses were already covered.

So she's trying to get money using your name and your kid's medical receipts.

Steer well clear. That's shady.

housethatbuiltme · 06/01/2026 15:46

If she has private health care she might get a pay out for any free NHS treatment that SHE receives.

My family member had private insurance and had surgery privately for a condition that causes pain and won't get better alone but that the NHS will only operate if it 'ruptures' and becomes life and death. They where scheduled for surgery several months away as it wasn't 'urgent' condition. Their health insurance then stated if it ruptures and they have NHS emergency surgery prior to receiving their private surgery they get paid the full cost of what the private surgery would have cost in 'compensation'.

I didn't believe it at first but read their contract and it was correct. It's not the NHS that gets paid any money for the surgery its the patient, as they are the one with the insurance policy so they get free NHS surgery and also a pay out in lieu of private surgery.

Although that didn't happen, they had their private scheduled surgery with no complications luckily. Thing is though it ONLY applies to the named people on the policy, there is no way to fraudulently claim someone else's medical records. These things are pretty tight and insurance will be looking out for those cases.

Hairgician · 06/01/2026 15:45

Silverbirchleaf · 06/01/2026 15:43

So she has a cash back plan, where you can submit invoices for dentists, opticians etc and get the money back.

But as others have said, there’s nothing to claim back for, and some companies like the name of tge policy holder on the receipt, which would foil her plans.

Yea am not up committing fraud lol. Esp when theres nothing to claim back.

OP posts:
wandererofthekingdom · 06/01/2026 15:45

We have a policy we make claims for my childs glasses under as not everything is covered on the NHS, only certain frames are covered by NHS and they don't cover thinning so we always end up getting about £100 back through the policy.
She'd be committing fraud though as they aren't her children.

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