To be upset my friend asked me for 5K?

Absolutely do not give her the money. She is not worried about bills, she has overstretched herself living a Champagne life on beer money. On apractical level - you will need that extra money as a buffer. It needs to get you through a month of not being paid and then have some savings for a rainy day.

If she is living with her Father then she is not going to be made homeless any time soon. If you want to be nice offer to make her a nice dinner or take her out for a meal and tell her 'No, I can't loan you that money. It's all been allocated. I can help you make a budget plan though. Like I had when I was out of work'

I never understand how someone can display the certainty and irritation you do in the post yet claim to not know how to say no? You can, can’t you? Is it more you want to share your shock at her cheekiness?

I think there are some people who are quite entitled like this and see any windfall of someone else as an opportunity for them. They’re life’s losers, don’t worry about it

This and then phase her out.

Absolute No. If you've already paid your parents back that only leaves £12000 from the compensation payment. If she takes £5000 they only leaves you with £7000..not much more than the amount she wants to take from you. I would try to find a bit of anger here op. How dare she ask you for such an amount...or anything at all. Why would any friend ...or anyone ...think it would be acceptable to leave you with only £7000 from your own compensation award? Only £2000 more than she would be taking! Please don't give her anything at all. Watch out in case she tries a ,'compromise' if you say no to the £5000 ..like asking for £1000. No good friend or decent person would ask you for anything from your much deserved and needed compensation. 💐

Tell her what you had left after paying back your own debts is locked away in a high interest account and you have no access to it.

This isn’t friendship tell her to do one.

No is a full sentence. But if youre struggling with that, Give her £100. Thats affordable but it could have the effect that she stays away from you because she owes you money; and if she doesn't stay awak and asks again, then you've got the absolute gold excuse of "you've not paid me back the £100 i lent you, so why would I give you any more?"

And drop her like a hot stone because she is a leach.

This @OhMyLantern after paying back the money you borrowed, what’s left is for while you wait to be paid in the new job and a small emergency fund if things don’t work out, or you need new appliances, or anything really. Just say no.

I can only imagine she's winding you up to get a reaction! Assuming she knows what you've been through.

There's taking the piss but this seems to be beyond that.

I could be wrong, but this looks like more than just lack of consideration or thoughtlessness.

Absolutely this and if you told her how much you really borrowed, say you lied because you were embarrassed to tell her the true amount. Suicidal because she’s spunked money on nails and a car? Does she have a spending problem/addiction? I might be tempted to send her some help for addiction links to support her. I’m sure other posters can put some up.

No.

Don't tell her why OP, you don't have to justify it just a simple closed answer.

No.

She's a cheeky cow anyway and you are not her cash point so she can take a long walk off a short pier.

Some people are so entitled.

Even if she starts begging you tell her she will get it in monopoly money.

Tell her to kindly fuck off.

Please don’t give her any money! You will never see it again.

Suggest to your friend that she gets in touch with her GP for mental health support. I don’t think it is fair for her to lean much on you whilst you’re recovering from the turbulence of recent months.

And she must contact Step Change, or a local debt advice charity, for help.

https://www.stepchange.org/?gclsrc=aw.ds&gad_source=1&gad_campaignid=12348298313&gbraid=0AAAAAD1toAgV4TgdowXRjsSiYzZujbkoi&gclid=EAIaIQobChMI84q5upLjkQMVYaNQBh0kYSRuEAAYASAAEgKiLvD_BwE

She needs to face her problems, and start to tackle the underlying behaviours that led to her accumulating debt. It must have taken courage to threaten your employer with tribunal. I am sorry you have gone through all this. 💐

No.

Just tell her that you built up quite a lot of debt over the period that you have been through and you don't have enough left. She doesn't need to know the details. Or lie about a relative who needs help.

I'd have no qualms about lying to her, it's the easy way out and how will she ever know.

Do not lend her anything.

Christ's sake. No. She's really trying to guilt trip you out of that money. Please just say no.

No, she isn’t a real friend tbh.

£5,000 is a huge amount of money to ‘loan’ to a person who has no control over their spending. They had no problem asking you for money, it was a question that can only have two possible answers, yes or no.

You need to answer no. If this offends them, that’s up to them. This isn’t your burden to carry. Their reaction to your answer will tell you how much of a true friend they are.

Well done for getting through all of this and good luck with your new job.

This really is easy, just tell her No. You don't need to give a reason, but tell her it's needed for specific stuff if you must.

Presumably you told her about your settlement? It's best to keep quiet about that sort of thing.

Absolutely NO

Just say you don't have that kind of cash to lend and sorry she's having a tough time

And I would spend less time with her. Doesn't sound like much of a friend

You’ve put it in an interest bearing account which does not allow withdrawals.dont specify which bank.

Absolutely don’t do it, especially if she is bad with money. Just say you need it in your savings as until you pass probation with a new job nothing is totally secure (of course, I hope you settle in and pass with flying colours, and can keep it as a nice nest egg)

"No, sorry, I can't" (don't elaborate further).
"Have you looked into debt counselling?"
It's horrible when 'friends' behave like this, and you are put in this position, especially after everything you've been through.

Say you had debts of your own when you left your job and bills to pay until you start your new one, all true. There is no money to lend her. Don’t go into anymore detail.

Say no, she won’t pay you back.