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Original poster

Do you check your bank and credit card statements?

36 replies

Wheelskeepturning · 22/12/2025 10:43

Inspired by a news item of someone who'd accidentally signed up for a subscription when buying some leggings. She only discovered 7 years later than she'd been paying £50 a month for a subscription to the company. The article then mentioned this had happened to a number of people.

It made me wonder how many people check their statements each month as I do.

Sorry, I thought I'd posted this in Chat.

OP posts:
Sprogonthetyne · 22/12/2025 10:51

I check on the app most weeks. Tbh there are occasionally payments I can't place, like the odd £5 card payment from a week ago I don't remember. If there was £50/month going out, I'd definitely notice and work out why

LadyBlakeneysHanky · 22/12/2025 10:51

Yes of course.

I recently found that a very well known & apparently reputable campaign/petition website had set up a monthly subscription I absolutely did not sign up for (have still not managed to get a refund for all of it), and a year or so ago found that a large retailer who was meant to be giving me a refund had instead re-taken the amount owed to me.

Hate doing it though.

TeenToTwenties · 22/12/2025 10:49

Yes. I have paper statements and check and annotate them before filing.

lazyarse123 · 22/12/2025 10:49

I check my app nearly every day.
I think i do probably because i don't have a lot of disposable income so need to know what's what.
I have a running total in my notes every time i spend so i know what i have left.
If i had plenty i maybe wouldn't check.

YorkieTheRabbit · 22/12/2025 10:48

Always. I can’t imagine not doing.
Ive found issues in the past when I’ve been charged twice on my debit card. We also had a large amount fraudulently charged on our credit card.

Flowerslamp · 22/12/2025 10:48

I always used to tick them back religiously, but since online banking on my phone, I see all transactions as they go through, so would notice something like that pretty quickly.

ShanghaiDiva · 22/12/2025 10:47

Yes and check account balance daily. Also track interest rates on savings accounts and move money when eg special rates end.

greenwithglee · 22/12/2025 10:47

Yes I do. I read the article too, I thought it was very interesting that the BBC didn't themselves run through the sales journey to see how clear it was you are entering into a subscription, for me that is another key piece of information as to whether these people have a genuine grievance. The other lady in the article hadn't checked her statements for 3 years! Its baffling.

I have found a number of things over the years that aren't quite right, a restaurant double charging for example. They also said they contacted their banks for chargeback- god knows why it should be the banks problem when you aren't keeping an eye on your finances.

DustyMaiden · 22/12/2025 10:46

Yes, I check every morning whilst drinking my tea, on the app it takes two seconds. In the old days I recorded everything and ticked it off the statement.

slashlover · 22/12/2025 10:46

Not the statements but I log onto online banking at least once per week to look at my transactions. I also have a spreadsheet which tracks to make sure all my DDs have actually been taken, I've read too much about people who haven't had a DD taken and been given a late payment marker.

Cloverforever · 22/12/2025 10:44

Yes of course. Would be madness not to.