Do you check your bank and credit card statements?

Yes, frequently. I have previously questioned a payment which turned out to be legitimate but was a name that was nothing like the shop I had bought from. I've also picked up fraudulent use in the past.

One of my banking apps has a reminder that pops up every now and then to ask if I'm still using all my subscriptions. (Amazon Prime is the only one I have, and I don't really need it, but I use it just enough that I haven't cancelled yet )

Yes, I do check statements and regularly check balance on online banking. I need to do this to keep within my budget

I saw that article and couldn't believe how she'd spent THOUSANDS without noticing.

I check daily and I am astonished someone wouldn’t notice £50 a month

I never used to check very often or very thoroughly, until someone sent us some money for a birthday and I didn’t realise and they got upset about me not thanking them (don’t ask me why they didn’t tell me they’d sent it). But their surname is the same as my husbands first name eg Edward so when I did a brief scan of the account it just looked like a movement my husband did. So now I try to check a bit more thoroughly!

I check monthly, but receive a notification every time something goes out my account so always check at the time too. I also cancel any app subscriptions so I have to activate them again if I want them. Easy to forget if they are annual.

I check my banking apps every day - I don’t have a credit card as they aren’t a thing in Spain (your debit card can function as a credit card too). I’d certainly notice any transaction I hadn’t authorised pretty quickly!

No, but I have notifications come up on my phone whenever a transaction is made, so I would see anything come out of my account anyway.

Yes, I used to live on a tiny budget, so I’m still kind of in that mindset so I’m still very careful with monitoring my spending. I would notice that much going out, I sometimes have to check my paypal as albums etc that I buy just appear as an apple purchase, so the odd small amount could get through there if I was buying a lot.

I put all my spending on my credit card and pay it off in full every month . So I keep a very vigilant eye on my credit card spending and check the running statement virtually every day.

There isn't really any reason for my current accounts to change during the month because I use the credit card but I look.at my main one a few times a week and check all of them at least at the beginning of the month.

I heard the story about the leggings subscription. Yet another story of unscrupulous retail tactics.

Yes check credit card statements and check my current account several times a week. That’s bonkers someone didn’t notice for 7yrs! Did they get their money back?

No because I have notifications on my app to tell me every time there’s a transaction on my account. If anything looks suspicious I have a look online then.

No, but my banking app is set up to notify me of every single transaction, so I would notice any anomalies straight away (and did when my card was cloned a couple of years ago).

I check it at least weekly and would definitely notice £50 not being there when it should be.

regularly
a lot easier with apps these days

Yes. As part of a job I had I used to have to try to trace people who were still paying the company by standing order every month to refund back their money. Sometimes luckily people realised and phoned up making my job easier.

These days with an app on my phone it is easier than ever.

I had a fradulent direct debit ... £30 a month ... set up. It stemmed from a hospital car park where DH scanned a QR code to pay for parking. Well know scam apparently, the bank said. They refunded it all.

Yes. I check a few days a week. Ice spotted two fraudulent transactions in that time. I'm pretty hot on any subscriptions and cancel when not needed, I make a note on my paper calendar, or never start them in the first place.

I read that article and wondered how she missed it for so long.

I check current account and credit card transactions regularly and everything is recorded on a computer file. I have a few subscriptions that I keep an eye on / pause and I also have phone reminders so that I don’t forget to check they’re in the right place.

I do exactly the same and also used to use statements previously

Bank account yes, credit card no more than a scan. I buy absolutely everything online and my credit card statement is many pages.

Last year I noticed a dodgy transaction and it was fraud that had been going on for about 6 months, totalled £1k so I'm a little more motivated but there's so much I don't remember buying or companies that trade under a different name, and amazon just says amazon, there are several transactions each day there.

Pretty sure my house is insured twice too because one didn't cancel.

Yes I look at my app daily usually.

I do however, have a friend who divorced about 10 years ago ... he cheated and he set up a direct debit of £500 a month out of guilt. Told her he would do it for a year until she was back on her feet (no kids involved) .... still paying it 😃

I check all my accounts daily. It's easy with the apps.

I would notice £50 coming out of my account. I check transactions everyday and look over my statements regularly.

I saw that on the news, how come neither her nor her husband noticed for several years...