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Friend asking for 'financial support for a few months'...

490 replies

winterhaze · 20/12/2025 10:37

Hi. Looking for advice. My friend (who I've known for many years) is single. I am too - although; it is because my DH died (in 2022). Needless to say, it's been a rough few years - especially since he died around Christmas time.

A friend that I have known for 22 years was often complaining about the state of her life, which I must admit, I often found insensitive, given what I was going through in the early days of grief, but I guess she couldn’t relate to losing a husband.

She - for a long while now - has been leaving me voice notes about how much she hates her job, flat, life and wants to travel etc... I’ve offered practical/logical advice, but it always results in a week going by - and a similar voice note/similar topic again… the cycle continues.

Long story short, she asked me via a voice note if I would be willing to help her financially/support her for a ‘few months’. (My financial position is better than hers, but I am not ‘rich’). I obviously work FT (live on my own) etc… but I really feel taken aback by such a request.

She’s not asked for any particlar amount, nor said anything about what her plans are, how long she (I assume) would be out of work for…? Nothing beyond 'for a few months'. My suspicion is she wants to quit her job, cover her rent - and go travelling for a few months.

I think she thinks because my DH died, I would have had his money too as ‘play money’ despite my own income.

Another friend - who I was nowhere near as close to; asked me to invest in an interior design business she wanted to start… she is not an interior designer - and has had no experience in interior design. I immediately said ’no’.

However, this is someone I’ve known for 22 years. I don’t know what to do/say/think - it is also the anniversary of my DH’s passing today. Please help/advise.

OP posts:
Evan456 · 22/12/2025 12:32

No no no if she’s physically capable of looking after herself why can’t she, why should you support her whims? She obviously feels very entitled, she’s trying to take advantage of your situation when you’re most vulnerable. I don’t think she’s a good friend tbh, hope you have a lovely Christmas

WhyamIinahandcartandwherearewegoing · 22/12/2025 12:31

“So glad to hear you are all sorted financially for your plans - always good to save! Have a lovely trip”

over and out!

PoppySaidYesIKnow · 22/12/2025 12:13

winterhaze · 22/12/2025 01:01

My guess is that because she had savings herself (something she didn't disclose until early this morning - after asking the day before) makes me think, she wants me to play a guessing game of 'how much do you think I'd need to live for a few months' rather than outright saying a number. It keeps it all vague.

For example. If she wanted £5k but someone offered £8k, she wouldn't exactly baulk at that. It leaves the onus/pressure on the other person that way.

Anyway, the bottom line is I didn't even acknowledge her initial text because she since said she would fund it herself. My fear is she is going to run out of money in the coming months, so I'm not saying anything at all. That way, she can't say: 'But you were considering it a few months ago....!'

Bear in mind, this is a person who lives in London in her parents' second flat paying minimal rent. This isn't someone who is hard up at all.

I'm just sad and angry at the same time. Looking forward to a peaceful end to the year after a period of unrelenting grief.

Thank you to everyone who listened/helped/advised.

Honestly I would call time on this “friendship”. When she goes off on her travels block her and move on with your life.

Alexaremovethenotifications · 22/12/2025 12:05

I cannot believe you have two so called ‘friends’ who see you as a cash cow because you lost your husband.

These people are vultures. They should be looking to support you, not leech from you because they only see a financial gain in this situation and not what it is actually about - the loss of your husband.

I would cut the pair of them off. They both sound vile.

Elektra1 · 22/12/2025 11:55

NO! What a bloody cheek! This is not a good friend, she is a user and a chancer. I’d have no qualms in saying no.

ScribblingPixie · 22/12/2025 11:48

Bear in mind, this is a person who lives in London in her parents' second flat paying minimal rent. This isn't someone who is hard up at all.

Oh well, there you are. She's used to being looked after and thought you might also like to step into that role. People can be so disappointing, but try to laugh about it a little bit if you can, OP.

EMUKE · 22/12/2025 11:47

Sending hugs darling. People are very clever when they want a way out and look for options. It’s very unfair and your “friend” has been very clever laying the foundations of a bad life, then testing the waters on you financially supporting her. That’s very different to a “I can’t afford to go for dinner” type scenario. You know the answer and many prev posts have executed the best response. No. With no explanation needed! Good luck in your future sending love.

oldmoaner · 22/12/2025 11:29

As I've said to others "never borrow, never lend, if you want to keep a friend"
Id just say I have to work full time to live, I havnt got loads of money. Maybe try saving for whatever it is you want to do. I had a similar situation and lent a friend some money (£500) for a couple of weeks, after 3 months I was struggling myself and had to ask her to pay it back, I felt really embarrassed to have to do that, but she was really "off" about it, as if I'd no right to expect it to be re-paid. It took 6 months B4 I got it back. It sounds like your friends think your sitting on a pot of gold, make out your struggling and you'll soon find out who your real friends are. Let her get a Loan if she's going to pay it back anyway, What's the difference?

Rednotdead · 22/12/2025 09:19

I’m so sorry for your loss. Now to your “friend”, I really don’t think you should even consider lending (giving) your friend any money, you’ll never get it back, if she has always wanted to travel in her later years she should have saved to pay for it. You do not need to give a reason but if you feel you need to you could say that you need to keep what little savings you have for a “rainy day”.

carbuncleonapigsposterior · 22/12/2025 09:13

I am so sorry for your loss. I imagine you are completely nonplussed at such an outrageous request from a supposed friend. Given your later posts, she had savings all along, but she was shocking enough to lean on you. This is the sort of thing you might expect from a child, not a friend. In light of that I'm afraid I'd have to reassess this so called friendship, I'd keep her at arms length until you feel you might want to have a conversation with her about her unreasonable expectations from you and then I'd tell her that her asking for financial support at such a difficult time has irrevocably changed the dynamic of your relationship.

Commiserations. Look after yourself, she can sort herself out.

MsDitsy · 22/12/2025 09:06

winterhaze · 22/12/2025 01:01

My guess is that because she had savings herself (something she didn't disclose until early this morning - after asking the day before) makes me think, she wants me to play a guessing game of 'how much do you think I'd need to live for a few months' rather than outright saying a number. It keeps it all vague.

For example. If she wanted £5k but someone offered £8k, she wouldn't exactly baulk at that. It leaves the onus/pressure on the other person that way.

Anyway, the bottom line is I didn't even acknowledge her initial text because she since said she would fund it herself. My fear is she is going to run out of money in the coming months, so I'm not saying anything at all. That way, she can't say: 'But you were considering it a few months ago....!'

Bear in mind, this is a person who lives in London in her parents' second flat paying minimal rent. This isn't someone who is hard up at all.

I'm just sad and angry at the same time. Looking forward to a peaceful end to the year after a period of unrelenting grief.

Thank you to everyone who listened/helped/advised.

Please be prepared for the moment she contacts you from some dodgy country overseas because she has run out of money so that you are not blindsided and caught on the hop like this. Someone asking for money beforehand to fund a foray across Europe or wherever, is easy to refuse and very different to someone contacting you begging for money because they are hungry, no accommodation, broke and alone in a foreign country. That's a whole new guilt trip there. If that happens tell her your imaginary millions are tied up in offshore stocks and take years to get out.

Hmwales · 22/12/2025 07:48

Categorically NO. Not a very nice 'friend'. I would block her messages and voice messages ~ you don't need friends like her. So sorry you lost your husband ~ Christmas, Birthdays etc are difficult times for you ~ hope you get through it.

Lobelia123 · 22/12/2025 07:24

The brass neck of this 'friend'!!! Any money that came to you from the tragedy of your husbands early death is there to secure your future, not fund some entitled fucker's travel jaunts. The fact that she even asked is outrageous. But I see you have been approached by other opportunistic people....you are going to have to grow a bit of a thick skin and be very firm with these users. because thast exactly who and what they are. regardless of how long theyve been in your life.

AnEnglishCircedee · 22/12/2025 07:21

I’m sorry for your loss .

reply "I’m sorry but no No I can’t there’s no spare funds available " .
say it as soon as possible give no other reasons .

the audacity of her wouldn’t we all like to go travelling!

PandorasBox7 · 22/12/2025 06:28

winterhaze · 20/12/2025 10:37

Hi. Looking for advice. My friend (who I've known for many years) is single. I am too - although; it is because my DH died (in 2022). Needless to say, it's been a rough few years - especially since he died around Christmas time.

A friend that I have known for 22 years was often complaining about the state of her life, which I must admit, I often found insensitive, given what I was going through in the early days of grief, but I guess she couldn’t relate to losing a husband.

She - for a long while now - has been leaving me voice notes about how much she hates her job, flat, life and wants to travel etc... I’ve offered practical/logical advice, but it always results in a week going by - and a similar voice note/similar topic again… the cycle continues.

Long story short, she asked me via a voice note if I would be willing to help her financially/support her for a ‘few months’. (My financial position is better than hers, but I am not ‘rich’). I obviously work FT (live on my own) etc… but I really feel taken aback by such a request.

She’s not asked for any particlar amount, nor said anything about what her plans are, how long she (I assume) would be out of work for…? Nothing beyond 'for a few months'. My suspicion is she wants to quit her job, cover her rent - and go travelling for a few months.

I think she thinks because my DH died, I would have had his money too as ‘play money’ despite my own income.

Another friend - who I was nowhere near as close to; asked me to invest in an interior design business she wanted to start… she is not an interior designer - and has had no experience in interior design. I immediately said ’no’.

However, this is someone I’ve known for 22 years. I don’t know what to do/say/think - it is also the anniversary of my DH’s passing today. Please help/advise.

Just say no I don’t have the spare cash. I said this to an online friend because I didn’t think I would ever be repaid.

Blondeshavemorefun · 22/12/2025 05:19

ElevensesKing · 22/12/2025 04:40

As soon as she flies out, block her on everything so can't contact you for the inevitable 'I've run out of money' calls. Better still, change your number so she can't call you from an unknown number.

If she asks again, mention a 15% interest rate and repayment plan drawn up by your solicitor. Hopefully that should put her off asking again if you formalise it and add 25% penalty charges for late repayments.

Changing a number that op has prob had for years if anything like me - is a little extreme

friend just seems so cheeky she has savings

ElevensesKing · 22/12/2025 04:40

As soon as she flies out, block her on everything so can't contact you for the inevitable 'I've run out of money' calls. Better still, change your number so she can't call you from an unknown number.

If she asks again, mention a 15% interest rate and repayment plan drawn up by your solicitor. Hopefully that should put her off asking again if you formalise it and add 25% penalty charges for late repayments.

Franjipanl8r · 22/12/2025 03:37

She doesn’t sound like a good friend. She sounds like an entitled user.

GooseberryGreen · 22/12/2025 03:26

I hope you do manage to have a happy Christmas with friends and/or family. I think your friend was very unfair to ask and it must have been a shock after so many years. I would find it hard to forgive the request especially when she had savings herself. Do you think that because her parents subsidise her life she has come to feel entitled to be supported? I mean I'd like to swan off travelling myself sometimes but I am rather stuck with the daily grind of earning a living and keeping a household going and I certainly wouldn't ask old friends to contribute to that. I mean perhaps you could consider a few trips yourself rather than subsidising your friend?

Justchilling07 · 22/12/2025 02:45

PInkyStarfish · 20/12/2025 10:45

She is despicable and trying to manipulate you into giving her money because she thinks you’re a ‘rich widow’!

She may well have been a good friend over the years but she now thinks you’re a cash cow who she can tap for money.

She is a low life and her despicable behaviour does not deserve your kind friendship.

Tell her in no uncertain terms that it’s extremely disrespectful and distasteful to ask you for money and to never mention it again.

Wow, say what you think @PInkyStarfish
manipulative, disrespectful, despicable, lowlife!!!
Gosh there’s no need to get nasty about it, they’ve been friends for over 20 years, sounds like from what op has said, this friend has never asked for a loan before.
personally, l have loaned friends money in the past, and it’s has been fully paid back, in good time, the minimum l’ve loaned is a £1,000 which l’ve been able and happy to do so.
I do understand this is a difficult time of year for you @winterhaze it’s sounds like you feel uncomfortable with this, then just say no, it really doesn’t have to be that deep, where it affects your friendship over this.

daleylama · 22/12/2025 01:42

winterhaze · 22/12/2025 01:01

My guess is that because she had savings herself (something she didn't disclose until early this morning - after asking the day before) makes me think, she wants me to play a guessing game of 'how much do you think I'd need to live for a few months' rather than outright saying a number. It keeps it all vague.

For example. If she wanted £5k but someone offered £8k, she wouldn't exactly baulk at that. It leaves the onus/pressure on the other person that way.

Anyway, the bottom line is I didn't even acknowledge her initial text because she since said she would fund it herself. My fear is she is going to run out of money in the coming months, so I'm not saying anything at all. That way, she can't say: 'But you were considering it a few months ago....!'

Bear in mind, this is a person who lives in London in her parents' second flat paying minimal rent. This isn't someone who is hard up at all.

I'm just sad and angry at the same time. Looking forward to a peaceful end to the year after a period of unrelenting grief.

Thank you to everyone who listened/helped/advised.

Stay strong! We have had this with close relatives and a couple of friends over the years. I cannot begin to comprehend it. A An aunt and cousin who wanted me to finance their startup , a friend who forgot her wallet multiple times when on days out ( until we got to the pub when it miraculously was discovered), another who wanted to build a unit in our garden to live in cost free. It's just mind boggling.

winterhaze · 22/12/2025 01:01

theodoretrout · 22/12/2025 00:15

Sorry for your loss. The fact your friend is cagey about the amount show she's going to be equally vague and non committal about repayments.

Her behaviour over the years fits the profile of certain type of manipulator who preys on well meaning and compassionate and empathic people like yourself. More red flags here than Tiananmen Square on the first of October.

If you lend anything, it will never end. You'd be enabling her behaviour.

Be firm. What I always advise people to tell the potential borrower is to say 'if you want a loan, to go a bank.' If they say 'Oh but the bank won't lend me...' Then you say 'So that hardly inspires confidence, does it?'

My guess is that because she had savings herself (something she didn't disclose until early this morning - after asking the day before) makes me think, she wants me to play a guessing game of 'how much do you think I'd need to live for a few months' rather than outright saying a number. It keeps it all vague.

For example. If she wanted £5k but someone offered £8k, she wouldn't exactly baulk at that. It leaves the onus/pressure on the other person that way.

Anyway, the bottom line is I didn't even acknowledge her initial text because she since said she would fund it herself. My fear is she is going to run out of money in the coming months, so I'm not saying anything at all. That way, she can't say: 'But you were considering it a few months ago....!'

Bear in mind, this is a person who lives in London in her parents' second flat paying minimal rent. This isn't someone who is hard up at all.

I'm just sad and angry at the same time. Looking forward to a peaceful end to the year after a period of unrelenting grief.

Thank you to everyone who listened/helped/advised.

OP posts:
theodoretrout · 22/12/2025 00:15

Sorry for your loss. The fact your friend is cagey about the amount show she's going to be equally vague and non committal about repayments.

Her behaviour over the years fits the profile of certain type of manipulator who preys on well meaning and compassionate and empathic people like yourself. More red flags here than Tiananmen Square on the first of October.

If you lend anything, it will never end. You'd be enabling her behaviour.

Be firm. What I always advise people to tell the potential borrower is to say 'if you want a loan, to go a bank.' If they say 'Oh but the bank won't lend me...' Then you say 'So that hardly inspires confidence, does it?'

anon666 · 21/12/2025 23:55

Sorry to hear of your sad loss. Sad to say these are not friends. They are parasites.

Some people will see kindness as a weakness, you need to have firm boundaries around this stuff.

If someone asked me this, in the wake of a loss like that, I'd probably never speak to them again tbh. Its preying on someone in a vulnerable position.

Bunny65 · 21/12/2025 23:47

She sounds awful, a moaning whinger constantly dumping on you who wants to take your money. You would be lucky to ever see any of it again.

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