Have I committed fraud?

Oh shut up.

You'll be fine, as long as you havent breached the savings threshold, they won't do anything. You've said its all spent every month so you'll be absolutely fine 🙂

Absolute rubbish! @Boxedin2431 as long as it's child maintenance, and it's clearly traceable, you need to declare the money and provide the statements but the money will be disregarded. If you are spending the money you receive each month, it is not savings.

Why are you using a bank account in a different name as well? Do you think we came down in the last shower?

Yes, prisons are full of people who haven't declared their PayPal accounts and their kids' premium bonds.

Hanging's too good for them!

Don't worry, just tell them now. Maybe try the UC helpline? Take no notice of the people trying to frighten you

Completely incorrect information. Child maintenance is disregarded for UC and OP has said they have no savings. The Benefits Agency may want access to the undeclared accounts for previous years to see if OP did have savings at anytime over the allowed threshold. If not, most likely Benefits Agency will just update OP's info onto their system.

Don't worry, just tell them now. Maybe try the UC helpline? Take no notice of the people trying to frighten you.

If the only cash you are getting into these accounts is child maintenance then whilst you should’ve declared them, you have not got any more universal credit than you should’ve because child maintenance is disregarded when universal credit is calculated. Ignore chisel tip and those like her who want to make you feel bad and just disclose the accounts and forget about it. Chisel tip, perhaps be a bit more understanding when you’re posting. And make sure you get your facts straight before scaring people with incorrect information.

You will have to declare all 3 as theyll see youv transferred to and from these accounts. If you have savings of less than 6k youll be fine. 6K to 16k is the threshold for benefit to be deducted. Please dont stress. You will have to explain transactions just be truthfull. You have nothing to worry about. Good luck

It clearly states child maintenance isn’t included as income when you apply for UC. They may find it odd that you’ve deliberately with held your other bank accounts but if it is just child maintenance then it shouldn’t cause to much of a problem.

As has been stated you need to declare ALL Bank Accounts/Monies you have to the DWP

How?
CM is not taken into account when calculated UC and she does not have savings.

She is not hiding assets. CM does not affect UC. She has said the accounts end up empty every month.

All she needs to do is tell them about the accounts and upload the statements. She wont get into trouble.

I can’t imagine any other reason why they’d be so hateful 🤷🏼‍♀️ The OP is aware she should have declared the other two accounts Ana she’s worried. Women who stick the boot in when other women are on the floor have no luck.

Probably jealous as they maybe don’t get UC themselves. It’s a fact that maintenance is not taken into consideration for UC

Yes you have and it reads that you misrepresented your financial position to gain more money. Friggin annoying tbh

Wow. Some Mums really want to pile it on!!! Yes OP you ought to have declared the accounts … but essentially child support is disregarded so it shouldn’t make a difference to your payments. The Mums saying ‘I hope they throw the book at you’, ‘possibly a criminal conviction’ etc I hope you’re all warm and cosy in your glass houses…

They will just update the accounts. Child maintenance is not taken into consideration for UC. You should be ok x

You need to declare everything, you need to be open and transparent. They can do a search on you and if you are shown to be dishonest you will be prosecuted, as you hide assets. Honesty is always best, you will never be worried about a letter dropping through your letter box. Generally child support does not affect U.C., but even if you are found to be concealing money you quite possibly could be giving yourself sleepless nights, it isn't worth it....

You need to declare everything, you need to be open and transparent. They can do a search on you and if you are shown to be dishonest you will be prosecuted, as you hide assets. Honesty is always best, you will never be worried about a letter dropping through your letter box. Generally child support does not affect U.C., but even if you are found to be concealing money you quite possibly could be giving yourself sleepless nights, it isn't worth it....

Seems like you are making a deliberate attempt to mis-declare your financial situation. sounds pretty off to me.

Don't worry tell them the truth you thought maintenance was a separate thing. Tell them your really sorry and didn't think you were going to get into bother. It's like, say you had 6.000 to 10.000 in the bank accounts such as savings Never touched it. I believe they don't take this into account when your claiming. But they would want you to tell them what you got.
Look on turn to me and put in everything you get and see what you'd get from the dss..
Maybe you'd be surprised that you're going to be ok
You'll always get people that love to frighten you..
Your on your own with kids and I can see your scared.
Send in bank account details. 4 months each for each one of them. See what they come back with.
Good luck

It is disregarded ... take no notice of the bitter and twisted on here.x

What a silly and spiteful thing to say. Child maintenance does not affect your UC, it is disregarded income. And though OP should have declared all accounts, her benefits entitlement will be the same. I can understand why she might think she didn't need to declare it as its disregarded anyway.