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AIBU?

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Original poster

Have I committed fraud?

586 replies

Boxedin2431 · 12/12/2025 12:25

I am a single mum to three.

I have a UC review and bank statements are due.
I have three bank accounts and two I have not declared.
The two bank accounts I have not declared get child maintenance paid in from my children’s dads, respectively.
I have not had any other income apart from the maintenance and some help from my dad sometimes.
i transfer money between all three.
Two bank accounts are in my birth name, the third is in my middle name.

Am I in trouble when I declare them?

I only have UC, child benefit into the one I have declared.
i have child maintenance into one bank account and another child maintenance into the other bank account.

Shall I include 6 month statement for all three?

OP posts:
Nicknacky · 12/12/2025 12:32

So why haven’t you declared them if you are supposed to?

Original poster
Boxedin2431 · 12/12/2025 12:32

What will happen do you think? It is child maintenance paid every month, the same amount, from my children’s dad.

OP posts:
peonysinthesun · 12/12/2025 12:32

It won’t make much difference, you’ll be fine they will just update the details.

snoopythebeagle · 12/12/2025 12:31

Boxedin2431 · 12/12/2025 12:29

I thought that child maintenance was disregarded.
Will I get into trouble for this? There are no savings, every penny is spent every month.

Yes - you deliberately hid 2/3 of your bank accounts.

Sillysoggyspaniel · 12/12/2025 12:30

Boxedin2431 · 12/12/2025 12:29

I thought that child maintenance was disregarded.
Will I get into trouble for this? There are no savings, every penny is spent every month.

I spend every penny every month, doesn't make me entitled to benefits 😂

KilkennyCats · 12/12/2025 12:30

What was your reasoning when deciding not to declare all your bank accounts?

Think about it, it’s fairly clear to everyone else… including the benefits office.

Original poster
Boxedin2431 · 12/12/2025 12:29

I thought that child maintenance was disregarded.
Will I get into trouble for this? There are no savings, every penny is spent every month.

OP posts:
Sillysoggyspaniel · 12/12/2025 12:29

Yes, given they want to know about your financial situation, not providing information on two thirds of your accounts isn't great.

snoopythebeagle · 12/12/2025 12:28

Yes, this is benefit fraud and hopefully they throw the book at you for it.

ChristmasIsAMindset · 12/12/2025 12:28

Yeah you need to declare all three as otherwise you are actively choosing to misrepresent your circumstances.

Flip.question, why wouldnt you declare them all? If ots because you think you'll get less, then that's also your answer.

TigerRag · 12/12/2025 12:28

You need to declare all bank accounts