To ask you honestly what are your first thoughts on seeing this?

Answered before I read that … showing off then! Wants everyone to say how great she is at life.

Calm down, getting yourself a bit over excited.

I have been following the thread as curious as to why OP posted in the first place, but still none the wiser as to her purpose of starting the debate if not to seek comparisons and validation of achievements. There will always be people with comparatively more money/material success than you so that is a pointless measure, or aspiration for a happy life. If neighbours and family are making comments then I can't help feeling you quite like it that they are? As I say no idea what you posted though.

A pity she didn't just say it in the first place!

I would not say average family. A normal relatively high income family. Not a they must have won a lottery but a they must havw a good income.

Newbuilt depends on location. I have friends who bought new builds with nurses salary at 25 cause they cost less than 30yo house in where I live. But to me it is having latest gadgets. If everyone in teh fanily frequently buy new gadgets that cost over £1000 (like an iPhone), you're not on a budget. Average middle class family is on a budget.

People don't have to apologise for their wealth. They should embrace it and be happy woth what they have. Ignore what your neighbours and sister says. However, it doesn't hurt to aknowledge to yourself that this is not how average family lives.

OP is one of people in that hardworking normal couple

I think that question should be what the Mums netters think of you?
You sound like a really nosey and jealous neighbour who is preoccupied with this hardworking normal couple!

Oof, catty!

Why would that be your first thought?
Mine would be that they were doing well financially- be that earnings, savings or equity.
Also PCP is not necessarily a bad way to pay for a car due to it generally depreciating (unlike property).

This is satire - surely? Living in a 5 bed house with nice things and saving 2k a month isn’t ample, an evening job wont make enough extra, no- you need to work 7 days a week. Maybe sell some of your oragans on the black market too. Anything to bump up those measly savings.

OP is jealous of herself and her H?

That's a new one for MN 😂

Well done OP! You are doing well.
My DD is in a similar position. You work hard and pay taxes, tell your nosy neighbour that the next time she makes comments.

Well said! Yes they do! Ffs I don’t even get 2k a month never mind save 2k a month! Maybe I should just put some bricks in my pockets and walk into the sea, I’m clearly failing at life 😂

Are you at it? 😂 how is 2k savings a month not enough? What are they saving for? A house on Mars?

Genuinely cannot tell if this is satire or not.

Mortgaged to the hilt, cars on PCP, Credit Cards maxed out....

There are some real twats on here saying £2 k savings a month isn't much and buying a new build. Sounds like they are the jealous ones, living in a modest house in a shit area so they have to drag someone who is doing well down.
Totally pathetic and it's immature bitchiness, they just need to fuck off and get a life.

I'd think they've got their act together. Well done.

It's only material goods, so what? I wouldn't be impressed if you said you drove a solid gold Ferrari.
Never been jealous of anyone with supposedly more money or more exciting life style, happy with my life, not much money but I'm content.

That you are jealous of them.

I think PP was being just a tad sarcastic.

That they probably earn well. That they chose to live well in the now. Maybe they are saving, maybe they aren't. Not my business. Good luck to them.

Or physically can’t save that much! Jesus what a shitty reply!

Absolutely nothing. What on earth?

Well I wouldn’t really notice, as I’ve no interest in designer anything and although I could afford to buy brand new cars, I tend to get them a few years old and keep them as long as possible as that’s far better for the environment. The only thought I would have is “I’m glad I don’t have to live in a new build house” as I think they are awful - tiny rooms, tiny gardens with poor soil, jammed in on estates together. Nothing wrong with it if you like them, but I really don’t. Different if it was an individual architect designed house commissioned for that family on a decent plot though. How would I know whether they had a mortgage or not? I think I may be missing the point of this thread,.

What I'd think? That you both have well paid jobs, and save/spend your money on big things rather than frittering it away on shit (which also keeps your house tidier).

I can't work out if the posters are joking about £130k being shit, and taking on extra work 😆

For context, DH and I earn £90k between us (even split). This seemed good to me until the cost of living rose considerably, but we still do ok and we're definitely not struggling. MN has unrealistic views of income - it might be low here but it's well over average.

We have a 4 bed semi (needs work but great potential), one car (definitely not new), a couple of holidays a year, plenty of extra curricular clubs etc. Only use the credit card for short term purchases. An extra £40k (minus tax), add a few years and reduced childcare costs and we might not look too different. Would love a tidy house 😆
Also SE, commute to London several times a week. No financial family help, but we do get babysitting if we'd like a night out.

Mostly - it sounds like you and your husband are both on the same page when it comes to spending and saving. Mine fritters spare cash.