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AIBU?

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To be surprised about friend's household income

111 replies

CuriousKit · 07/12/2025 11:57

Recently went to see a friend. She's always been bit insecure about other people spending on things like people going on holidays or buying a nice car etc. she earns well herself but she gets insecure about others going up on career ladder etc. she says she never puts heating on or never bought a new cloth, always bought from charity etc. I have spent significant time listening to her and reassuring her that she's doing well.
Anyways her DH casually dropped her earning from last year, a whopping £550k, take home 300k. I was shocked at why she would be so insecure and miserable. We don't earn anywhere near that sort of amount but live a decent life so I am sure she can have a very nice life and not worry so much and be this insecure.

OP posts:
PatThePenguin · 07/12/2025 14:03

MasterBeth · 07/12/2025 13:53

Maybe you could buy her a new cloth for Christmas.

And cut it accordingly.

4forksache · 07/12/2025 14:02

Next time she moans, just say “but x said he earns x, why do you feel you can’t have this and that?”

It might be a relief for her to talk about it.

CuriousKit · 07/12/2025 14:01

I think she's extremely frugal and at the same time she might have husband problem as people are pointing out.

OP posts:
BunnyLake · 07/12/2025 14:00

Hollyhobbi · 07/12/2025 13:15

Why are they still married?

That woman would be so much better off emotionally and financially if they divorced. It’s so sad when someone is so downtrodden they don’t have the courage to leave.

OhDear111 · 07/12/2025 13:57

Mmm. She has a problem. She’s in a rut and she doesn’t know how to enjoy herself. Surely you must know what job she has and ball park salary for that job? Odd if you didn’t unless she’s self employed. I’d just leave her be. Folks are odd!

PithyTaupeWriter · 07/12/2025 13:56

PithyTaupeWriter · 07/12/2025 12:35

I earn roughly that. You would never guess this from how I live, I'm quite frugal. Where does this money insecurity come from? Growing up poor, and working hard to be fiercely independent and not rely on anyone else because I've seen so many women being financially abused.
I am nowhere near as frugal as your friend though, and I never talk about other people's financial situations.
At a guess your friend is being financially abused and/or grew up poor and is terrified of ending up poor again.

Edit to add: I prefer that people would never guess how much I earn, it’s not just about financial insecurity. I have a few friends who earn very little and I’d hate for anyone to feel uncomfortable around me because of the disparity in earnings. I’ve also seen how many people behave around people they consider to be wealthy, and it can be quite cringy IMO.

MasterBeth · 07/12/2025 13:53

Maybe you could buy her a new cloth for Christmas.

Upthenorth · 07/12/2025 13:51

Monty34 · 07/12/2025 13:48

He casually dropped her earnings. Not his. So it will be paid to her directly.

The OP updated that it’s his earnings not hers.

Monty34 · 07/12/2025 13:50

thecalmsea · 07/12/2025 12:39

If he's self employed and earning 500k in invoicing, his take home is NOT 300K. there is no such thing for self employed people operating through a limited company. He will be paying corporation tax, 25% VAT and, currently, 40% tax on any money he takes out of the 500K company profit as dividends. Whilst that is a healthy profit, it is actually quite hard to spend without losing 50% to tax which consequently makes a lot of self employed people quite tight with dividends and spending. Maybe she doesn't understand that and actually doesn't have access to 300K to spend.

She is earning that. Not he.

Monty34 · 07/12/2025 13:48

Upthenorth · 07/12/2025 12:32

As PP say it sounds a bit like financial abuse if she’s worried and has no control over the finances.

He could also be bullshitting about his salary.

He casually dropped her earnings. Not his. So it will be paid to her directly.

PatThePenguin · 07/12/2025 13:47

CuriousKit · 07/12/2025 13:09

Exactly this. She is happy to accept generosity and presents etc from others but never bring anything for others etc, which is annoying and tedious especially now that I know what they make.

Ahh it too a while but there it is.

SparrowFeet · 07/12/2025 13:45

If they're self employed then I suspect money isn't always as good and there are far fewer guarantees of taking home that wage long term, if it is even true.
He might have just had a really good year.
Knowing a couple where the husband ran his own business and lived the high life but are now in financial straits make me think if I ever was self employed I would absolutely not see it as a long term guarantee.

Ohnobackagain · 07/12/2025 13:44

CuriousKit · 07/12/2025 12:28

I remember her once saying she hasn't got any clue about outgoings as all managed by DH

Sounds like he’s controlling it all, including getting her to think they’re poor! Or something. Can’t you say to her next time ‘but your DH told me you have £X, that should be plenty’?

GAJLY · 07/12/2025 13:22

Hollyhobbi · 07/12/2025 13:15

Why are they still married?

Because she is has low self esteem. I told her it's not normal. When I wasn't working I still accessed our shared bank account. I could buy what I needed and wanted (within budget). Anything big had to be discussed but usually agreed upon. She seemed shocked at this but defended her husband by saying, "he must be investing it for our future". I can't help her, only she can do that. I haven't seen her for a few years. As she can't buy coffee at the cafe anymore.

Catpiece · 07/12/2025 13:17

What job does the husband do? Sorry, just seen x

DonicaLewinsky · 07/12/2025 13:16

CuriousKit · 07/12/2025 12:30

That's a possibility now that you have mentioned. I never thought about it.

I thought that too.

Hollyhobbi · 07/12/2025 13:15

GAJLY · 07/12/2025 13:13

My friends husband runs his own IT firm. He is a very high earner. She used to moan about the price of groceries, clothes and buy second hand whenever she can. I got fed up with it all until I realised something wasn't right. She was invited with her husband to receive an OBE from the palace. Husband bought himself a new suit, italian shoes, tie and expensive watch. She couldn't find anything below £20, because that was all he'd given her! She ended up with nothing to wear (and yes she looked like a bag of rags) and he took her shopping to buy her a dress and fascinator. Because he didn't want her embarrassing her. I told her she was being financially abused, as she couldn't access any money. She had to wait to be given money from her husband, which was never enough for groceries. They often went without because she couldn't buy it. She was also director of the company but didn't receive anything. We don't meet anymore as her husband complained that she spends money on coffee when we meet at the cafe.

Edited

Why are they still married?

BrokenWorldRecord · 07/12/2025 13:13

So what’s your question? Why do you feel the need to discuss someone else’s income on a public forum? How would you feel if they started a thread about your financial situation?

GAJLY · 07/12/2025 13:13

My friends husband runs his own IT firm. He is a very high earner. She used to moan about the price of groceries, clothes and buy second hand whenever she can. I got fed up with it all until I realised something wasn't right. She was invited with her husband to receive an OBE from the palace. Husband bought himself a new suit, italian shoes, tie and expensive watch. She couldn't find anything below £20, because that was all he'd given her! She ended up with nothing to wear (and yes she looked like a bag of rags) and he took her shopping to buy her a dress and fascinator. Because he didn't want her embarrassing her. I told her she was being financially abused, as she couldn't access any money. She had to wait to be given money from her husband, which was never enough for groceries. They often went without because she couldn't buy it. She was also director of the company but didn't receive anything. We don't meet anymore as her husband complained that she spends money on coffee when we meet at the cafe.

Tiswa · 07/12/2025 13:11

I would be seriously concerned she is being financially abused if that is his wage, he manages the money etc

CuriousKit · 07/12/2025 13:09

BillieWiper · 07/12/2025 13:07

It can become an addiction saving and being frugal. You lose sight of what's normal. Kind of like financial hoarding/anorexia?

I've a mate who claims poverty all the time and gripes over every penny. Accepts my generosity without hesitation. Last time she was moaning she hated her new kitchen..
That cost £30k. While sitting in mine that hasn't been updated since the early 80s.

So yeah I get it's a bit perplexing and annoying.

Exactly this. She is happy to accept generosity and presents etc from others but never bring anything for others etc, which is annoying and tedious especially now that I know what they make.

OP posts:
BillieWiper · 07/12/2025 13:07

It can become an addiction saving and being frugal. You lose sight of what's normal. Kind of like financial hoarding/anorexia?

I've a mate who claims poverty all the time and gripes over every penny. Accepts my generosity without hesitation. Last time she was moaning she hated her new kitchen..
That cost £30k. While sitting in mine that hasn't been updated since the early 80s.

So yeah I get it's a bit perplexing and annoying.

Catwalking · 07/12/2025 13:03

If your friends DH deals with all outgoings & friend has no idea about expenses etc. (doesn’t she do any food or household shopping?). Is it possible the DH could be a bit ‘Controlling’?

ToKittyornottoKitty · 07/12/2025 13:01

CuriousKit · 07/12/2025 12:18

Anyways I think it's none of my business and I will just have to dodge next time when she goes on about others having nice time in holidays and that she's miserable.

Why? Is she less of a friend now you know her husband has money? Her feelings aren’t any less valid and you’ve still no reason to think she has access to more disposable income.

You sound a bit jealous and judgemental

CautiousLurker2 · 07/12/2025 12:55

CuriousKit · 07/12/2025 12:24

They are self employed.

Well, there you are then. Self-employed means that the income can be great for a few years and then dry up completely and you are left with no income at all and a business insolvency. There are no protections in law (redundancy pay etc) and you have all the risk if there is an issue with a client/service/product which means you are personally liable if you get sued.

I think the enormity of how vulnerable SE people are in this climate and economy probably means she is sensibly not taking her current earnings for granted. She is smart to be wary.

Not so smart in her choice of DH, though. He sounds like a dick.

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