I’m so so upset about this!

Googling shampoo prices and opening things to see invoices is massive snooping!
They are paying you to babysit as a favour - most sisters would not charge a sister for this. And still you are complaining.
I’m sorry money is tight - you are not the only one who feels this at Christmas, but the way you are acting suggests that if she lent you money it could start ruining your relationship. It sounds like you feel entitled to her money for some reason.

The fact they have nice things doesn’t mean she has £500 to spare, especially right before Christmas. Decent jobs or not, most people who are living in a new house and buying a new car are able to do so because they budget properly.

But also, you are being so unreasonable and entitled, she doesn’t owe you this sort of favour, nobody does. There’s no guarantee she’d ever get that money back either.

They're entitled to do as they please with THEIR money op

"I wasn't snooping by the way"

Liar 😂

Have you borrowed money from her before and did you pay it all back Op?

You have no right to be upset. It’s no one else’s responsibility to fund your Christmas. Googling the price of her toiletries is very weird.

You’ll look crackers if you start crying and telling them what you’ve ’found Out’ (snooped for… googling shampoo costs?!) you are absolutely not entitled to anything from your sister. My brother is doing much much better than me in life wage wise but I wouldn’t dream of expecting him to bail me out and be bitter that he buys himself nice things! Get a grip.

No don’t say anything, you asked for a loan and she said no, it sounds like all her savings are about to be used to pay for a new car. Just because she can afford to buy more expensive shampoo than you doesn’t mean she should give you a loan.

You need to learn to manage your money better. For next Christmas start putting away a little bit each month into a savings account, if you can afford a loan repayment you can afford to put some money aside.

YABU.

She said she couldn't give you any. And now you're complaining that you found some expensive stuff in their house.

You do sound quite entitled. People don't have to lend you cash just because you asked.

I'm sure if she said she didn't want to lend it to you, maybe you would have complained the same.

She doesn't want to lend you cash- stop asking her.

Yanbu to be upset. I would also expect a sibling to help me out at Christmas ( if they could afford it) and I would do the same.

Too try hard.

YABU

You can’t draw a conclusion about someone’s financial situation based on the brand of shampoo they use.

And its not her job to fund your Christmas.

Also what on earth are you spending £500 on? I’m fairly well off and have 3 children. Christmas is costing me almost half that

It's none of your business, you asked, she said no. Just because someone may have money, doesn't mean that they are obligated to lend it to someone else. It does sound like you were snooping. Why would you go and check how much they paid for their shampoo, who does that? Perhaps she said she didn't have it because she didn't want to tell you about her finances or she has reasons for not lending to you specifically and didnt want to cause an argument. £500 is a lot to ask of anyone, even family. We all have to cut our cloth accordingly.

Are you for real???

oof that’s painful for you. Have you borrowed from her before? Do you generally support each other emotionally etc? Does her DH like you? Does she think youve made some bad choices and so have to suck it up?

She’s clearly wise with her money. Saved well and potentially has watched every penny to afford the things that she’s got. All of her money may be accounted for. She’s literally in the process of buying a car, and you want her to hand over £500 so you can waste in on Xmas for things you don’t really need? What if that means she can no longer afford the car that she has put a deposit on? She will lose the deposit

I know it’s shit having no money whilst others around you are much better off but I’m really sorry Op you are not being fair to your sister.
Do you really expect her to go without things so that she can finance your Christmas?

Also, this. Sure, maybe you didn't have to snoop to see the shampoo, but it was really weird to then Google the costs. And it was snooping to open and read the invoice.

Stop snooping!! If you tell her what you've found she won't allow back in the house!!

So you want them to miss out because you don’t have the money?

Although it’s not her job to find your Christmas, If it were me I would have lent it.

You can't say anything as she will think you were snooping, whether you were or not. You also don't know how much debt they are in, one of our ex friends had the picture perfect life, but they were putting it all on credit.
Lending money (or not) to family is the fastest way to cause fallouts, just forget about it if your relationship is good otherwise.

Yes, you were snooping - googling the cost of her shampoo, for heaven's sake?

You have no entitlement to your sister's money. She doesn't have to loan you anything. Take responsibility for your own life.

Yabu, their finances are their business and you've no idea when they bought those things or where that money is coming from. You asked for a huge amount as a loan, many people couldn't do that on top of Christmas expenses.