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AIBU?

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Original poster

Employer pension contributions

79 replies

Adultdcs · 05/12/2025 00:00

Hi all,

This is a bit of a random/personal question. I would like to gain others opinions please.

Regarding the pension, I am full time employed & been with the same company for almost 10yrs.

Due to life changes/seperation etc, I have not felt in a position to personally contribute to my pension for quite a long period of time, including previous employment,

i have approx 15+ years till I reach retirement but due to the fact I I can’t afford the deduction it’s also cheaper for my employer…….

So, question is because I can’t afford the pension deduction, am I being unreasonable that the company should still pay their share given it is personal circumstances?

OP posts:
IKnowAristotle · 05/12/2025 00:11

Well it's variable across different schemes and employers. My employer makes a 10% contribution whether i pay in or not. So if that's the kind of pension you would like, you could find a different employer. Alternatively, you could campaign for different conditions in your own workplace.

Penfoldfive · 05/12/2025 00:08

Is there any way you can afford it? You're basically throwing away free money.

rainbowunicorn · 05/12/2025 00:07

Don't be daft.

Bobbingtons · 05/12/2025 00:04

You are being unreasonable, why should they pay when you don't?