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Share your dilemmas and get honest opinions from other Mumsnetters.

To quit my job and lose a ton of money/salary?

341 replies

SparklyLimeHair · 02/12/2025 18:41

Last year I unexpectedly became a kinship foster cater to 3 of my neices/nephews. I don’t have a DH or partner, I’m single. I also work as a global head of department in a large global company. I’ve tried to keep on working full time (4 days a week) whilst also being a kinship foster carer but it’s just not sustainable because of the amount of meetings with social services and appointments for the children and the foster training. I feel like I’m going to have quit my job and just somehow survive on the money from fostering. I love my job and don’t want to quit but I don’t really feel like I have any other choice. Would I be unreasonable to quit my job and become a full time foster carer? I’d lose a ton of money/salary from my job though and we would just have to try and survive on the money from fostering somehow.

OP posts:
SicknessMadness · 03/12/2025 18:13

SparklyLimeHair · 03/12/2025 16:41

I’ve tried to be clear/direct with them but not quite that direct to be fair, maybe I need to be more direct with them then possibly? But at the same time I think part of the problem is that it’s just not sustainable for me to keep this job whilst fostering them, and I don’t want to give up fostering so that would leave the only other option as quitting my job.

Edited

This

It's very unlikely that Children Services have the resources to place the children elsewhere so it's time to be clear which meetings are essential for the kids / you and which suit the social workers schedule only.

SWs are very busy so will always fit around what works best for them unless you put your foot down.

TwoTuesday · 03/12/2025 17:08

The OP shouldn't have to give up her job because of social workers' work patterns though. Perhaps she should say she can't look after the children any more because it is not compatible with her work pattern?
I feel they should be doing more to support her. As a single person she needs to have a job, there is no safety net.
Maybe the fosterers who don't work have a partner who works, independent wealth or access to higher levels of benefits?

PuppyMonkey · 03/12/2025 17:02

OP, I think you missed my question about what the IRO has suggested at the LAC reviews. Your situation must have been discussed?

Also, have you any support network? When I was a foster carer, my sister and her DP had approval to be our support after they had DBS checks etc which meant they could babysit and also do school pick ups etc.

Jellycatspyjamas · 03/12/2025 16:59

The problem is that meetings need to happen within a legal framework and timescales, and will involve multiple professionals particularly given there are three children to consider. I can’t see how social workers could guarantee being able to have meetings on one day of the week only - it may be a non-working day for people who need to be there.

InfoSecInTheCity · 03/12/2025 16:49

@SparklyLimeHairi think the time has come for a direct but remaining polite approach. Make sure there is a tangible action on SS to complete, so directly ask them “please confirm that is your decision that it is preferable for me to be unemployed and fully reliant on foster care payment rather than employed but unavailable to you Mon-Thurs?”

SparklyLimeHair · 03/12/2025 16:44

Gfdeh · 03/12/2025 16:38

Also when these children no longer need your care, how are you supposed to support yourself?
Giving up work will have a catastrophic affect on your pension.
The long term negative impact on how you financially care for yourself, not to mind these children is huge.
This has the potential to cost you hundred of thousands in pension contributions, additional to your loss of salary.
Unless you are independently wealthy or expecting an enormous inheritance, I can't understand how you will survive.

I’m definitely not wealthy at all. If I quit my job then we (me and the children) would have to manage on the fostering allowances and then when the children are older I would have to go back in to employment at some point. I need to work out though if it’s possible to manage on the fostering allowances.

OP posts:
SparklyLimeHair · 03/12/2025 16:41

InfoSecInTheCity · 03/12/2025 16:33

How clearly have you laid it out for them, as in:

” As a direct result of the way that you are scheduling appointments, the frequency and times, I will need to leave paid employment. This will mean I have only the Foster care payments to financially support a family of 4 people which will have a detrimental effect on the standard of living for me and the 3 children entrusted to my care. As a direct result of your actions, I will no longer be able to afford enrichment activities like clubs and holidays, will have a much smaller budget for food and clothing and will may need to downsize to a smaller, cheaper property in a less desirable area. Your actions will be the direct cause of potentially taking a financially stable household and making us financially vulnerable. This could be avoided by reducing the frequency of appointments and scheduling appts on the week day that I do not work.”

I’ve tried to be clear/direct with them but not quite that direct to be fair, maybe I need to be more direct with them then possibly? But at the same time I think part of the problem is that it’s just not sustainable for me to keep this job whilst fostering them, and I don’t want to give up fostering so that would leave the only other option as quitting my job.

OP posts:
SparklyLimeHair · 03/12/2025 16:40

hellotojason · 02/12/2025 19:06

I'm a children's social worker (now in senior management) - not a chance could I hold down a senior role and be a connected carer (or mainstream carer) especially for 3 children. I think it's incredible you've sustained it as long as you have. If you're long term matched visits /meetings may reduce but I imagine potentially you'll still have family time to manage and importantly the continued needs for nieces and nephews. Speak to your supervising social worker about an affordability assessment, how will they support you. They will want to keep the kids in your care and they won't want it to break down, use this to try and garner what you can from the LA. I can tell you I have seen connected carers and adoptive carers reach good financial agreements with the LA outside of the normal offer.

I spoke to my supervising social worker again today and asked her for an affordability assessment (thank you for that advice). I’ve had one before but now I’ve asked her for another. I’m not sure what the SW can do though because I already get the fostering allowances and if I quit my job then I’ll just get the fostering allowances and not the salary from my job as well.

OP posts:
Gfdeh · 03/12/2025 16:38

Also when these children no longer need your care, how are you supposed to support yourself?
Giving up work will have a catastrophic affect on your pension.
The long term negative impact on how you financially care for yourself, not to mind these children is huge.
This has the potential to cost you hundred of thousands in pension contributions, additional to your loss of salary.
Unless you are independently wealthy or expecting an enormous inheritance, I can't understand how you will survive.

SparklyLimeHair · 03/12/2025 16:33

TwoTuesday · 02/12/2025 22:06

How are you supposed to live yourself and support 3 kids without a job? If you can't combine the two roles then the kids will have to be looked after by someone else. It's an awful situation but how can anyone manage without a job? It's a totally unrealistic expectation of Social Services when you're without a partner to support you. You'll have no money, no pension and possibly no home either. A life ruined basically.

I don’t want the kids to be looked after by someone else.

OP posts:
InfoSecInTheCity · 03/12/2025 16:33

SparklyLimeHair · 03/12/2025 15:21

So I’ve spoken to my supervising social worker and we have discussed it and I’ve also said that I will raise it in the other meeting that we have this Friday. I’m not sure if she listened to me properly and fully understood though (at times it felt like she was listening and understood and was supportive and at times it felt like she didn’t understand or listen properly and wasn’t supportive) because she did say again that “a lot of foster carers don’t work alongside fostering” but I will just have to see what they say in the meeting this Friday when I raise it again and keep on raising it with my supervising social worker and the children’s social worker too. I do still feel like I’m going to end up having to quit my job even though I don’t want to.

Edited

How clearly have you laid it out for them, as in:

” As a direct result of the way that you are scheduling appointments, the frequency and times, I will need to leave paid employment. This will mean I have only the Foster care payments to financially support a family of 4 people which will have a detrimental effect on the standard of living for me and the 3 children entrusted to my care. As a direct result of your actions, I will no longer be able to afford enrichment activities like clubs and holidays, will have a much smaller budget for food and clothing and will may need to downsize to a smaller, cheaper property in a less desirable area. Your actions will be the direct cause of potentially taking a financially stable household and making us financially vulnerable. This could be avoided by reducing the frequency of appointments and scheduling appts on the week day that I do not work.”

SparklyLimeHair · 03/12/2025 16:31

I really do think I am going to end up having to quit my job though. I also need to find the time to work out if it’s possible to manage on just the fostering allowances.

OP posts:
SparklyLimeHair · 03/12/2025 16:29

Gfdeh · 03/12/2025 15:43

Have you created a paper trail of what you want to happen so that you can do both?
You need to email SS the minutes of your conversation today, what you want, what has been agreed, what needs to happen so you can have the child and work.
Do they want you to have the children, or would they prefer them in the system?

Lots of women work with children.
I think you are giving up to much sacrificing your career.
Its too much.

You may need a papertrail to help with your work situation.

Get on to ACAS to see what your rights are.
Go out sick for a few weeks whilst you get your head together.

Edited

I do have a paper trail of everything yes. I have also emailed the supervising social worker a summery of the conversation we had today too.

I’ll have a look at ACAS too I think.

I just don’t see how I can continue in this job whilst fostering though, it’s just not sustainable.

My employer also isn’t happy because I’m not managing to work all of my contracted hours (4 days a week) either (and I haven’t been able to work all of my contracted hours since I started kinship fostering last year) but I’m doing the best I can.

OP posts:
SparklyLimeHair · 03/12/2025 16:25

InSpainTheRain · 03/12/2025 16:23

Can you hire some help (cleaner/childcare/gardener) to enable you to continue in your role? Could you get your employer to approve working from home (if suitable for you). It seems a huge shame and potentially really difficult if you give up your role. Would you be able to have a nanny or use a nanny share? Good luck with whatever you decide. I can see that's a massive challenge.

I already do work from home except one day a fortnight when I have to go in to the office and a nanny isn’t an option unfortunately.

OP posts:
InSpainTheRain · 03/12/2025 16:23

Can you hire some help (cleaner/childcare/gardener) to enable you to continue in your role? Could you get your employer to approve working from home (if suitable for you). It seems a huge shame and potentially really difficult if you give up your role. Would you be able to have a nanny or use a nanny share? Good luck with whatever you decide. I can see that's a massive challenge.

ScaredOfFlying · 03/12/2025 16:01

Also, they must have taken your working hours into account when deciding if the placement was feasible?

ScaredOfFlying · 03/12/2025 15:59

What I find very surprising is that one would presume that part of the decision-making process in placing the children with you would have been your financial situation and ability to provide a comfortable life for them.
Yet now social services seem hugely unbothered about the prospect of a massive drop in your income. How does that make sense?

Gfdeh · 03/12/2025 15:43

Have you created a paper trail of what you want to happen so that you can do both?
You need to email SS the minutes of your conversation today, what you want, what has been agreed, what needs to happen so you can have the child and work.
Do they want you to have the children, or would they prefer them in the system?

Lots of women work with children.
I think you are giving up to much sacrificing your career.
Its too much.

You may need a papertrail to help with your work situation.

Get on to ACAS to see what your rights are.
Go out sick for a few weeks whilst you get your head together.

SparklyLimeHair · 03/12/2025 15:21

So I’ve spoken to my supervising social worker and we have discussed it and I’ve also said that I will raise it in the other meeting that we have this Friday. I’m not sure if she listened to me properly and fully understood though (at times it felt like she was listening and understood and was supportive and at times it felt like she didn’t understand or listen properly and wasn’t supportive) because she did say again that “a lot of foster carers don’t work alongside fostering” but I will just have to see what they say in the meeting this Friday when I raise it again and keep on raising it with my supervising social worker and the children’s social worker too. I do still feel like I’m going to end up having to quit my job even though I don’t want to.

OP posts:
SparklyLimeHair · 03/12/2025 15:17

ScaredOfFlying · 03/12/2025 14:18

Such a sad situation and an amazing thing you are doing.

How do you currently care for the 2 year-old though? You’ve said a nanny is not an option so does she go to nursery?

Yes she goes to nursery.

OP posts:
lambinapram · 03/12/2025 14:34

I would not give up the job. can you make do using a combination of annual leave, unpaid parental leave, sick days and your 5th day until the meetings are less frequent? Your work are being inflexible, I wouldn't go until I was forced out, and then at that stage I'd get an employment lawyer involved.

ScaredOfFlying · 03/12/2025 14:18

SparklyLimeHair · 02/12/2025 18:49

Niece’s are 2 and 9 and nephew is 11

Such a sad situation and an amazing thing you are doing.

How do you currently care for the 2 year-old though? You’ve said a nanny is not an option so does she go to nursery?

Crazybigtoe · 03/12/2025 13:15

Teathecolourofcreosote · 03/12/2025 11:48

The thing is, once you've decided that the job will need to go, it oddly puts you in a stronger position.

What do you have to lose by playing hardball with them? Take a week off sick if you need to in order to see how you really feel without the stress you are currently under.

Start making a paper trail. Decide what you want. Is it a step down and fewer hours. If so then fill out and submit a flexible working request.

You sound like an asset to them. Fine, you may not be able to do your current role but don't let them off the hook completely. Negotiation is easier when you are not worried if you lose! Push hard and if that doesn't work you still walk away with nothing lost.

I think you do need some work for you. It is important to retain a sense of self beyond parenthood.

I agree with this.

I'd also plan meticulously from a financial point of view. You have years ahead of caring ahead of you and it's harder to get back into work once you leave. So exit is good. But you also need a plan (timeframe and a story) to get back into work.

I have found teen years deffo labour and emotionally intensive and you are about to hit that time.

ChloeMorningstar · 03/12/2025 13:02

SparklyLimeHair · 02/12/2025 19:06

No because I have to do the meetings with SS myself, I can’t just hire someone else to attend the SS meetings instead of me.

How many meetings are you talking about?
Surely even if its weekly, you can do on your day off?

Gfdeh · 03/12/2025 12:38

I meant speak to ACAS.
I agree with playing hardball with them.
You have nothing to lose.

3 children are very costly, of course you have to consider the salary, housing and pension implications for yourself in all of this.

Getting signed out sick with stress would be a good start.

I think you need to play serious hardball with SS while you can.

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