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Christmas now unaffordable

293 replies

purplepentagram · 02/12/2025 18:38

Is there even any point in me bothering with the tree, decs and all that goes with it. When I can’t even afford to do any shopping.
all you see in the news is all about how those on benefits are so better off and living a life a luxury…. Well can someone point me in the right direction cause our life sucks.
things were ok till my husbands health took a turn for the worse.which is also starting to effect our marriage - for that might as well be over an all. He is now under investigation due to neurological tremors and a few other things. I’m also disabled with physical and neurological issues. I get some pip and my husband gets carers.( he’s not applied for pip due to believing all the nastiness that’s currently going round) Our universal credit is 1085 a month after deductions. Our rent is 700 of that. So we’re living off less than 500 a month. By the time Iv paid all the bills there is nothing left. So what’s the point in even carrying on anymore. Things were manageable even after our youngest child dropped off our claim. ( he’s still in college full time and at home) my daughter has left and gone to uni. My eldest 2 have their own life’s. Am I wrong in telling them not to bother coming home this year and asking my son if he can find a friends to go to instead. We’re down to 2 meals a week, minimal heating due to the amount that British Gas is asking for each month. Iv cancelled everything I could from insurance policies to subscriptions, internet ( that’s due to go off any day now) life is miserable and I can’t seem to find anyway out. We can’t afford to move, or even get on the council list. All the local help has stopped applications and I can’t even get a food bank referral. There is nothing left in our town and trying to find work is impossible. Just keep getting refused. So no Christmas for us this year and the kids have all been told not to bother since there is nothing. I just feel that the only way would be if we wasn’t here to be a burden. We don’t have any other family or friends. So that’s not an option either. Rather fed up on life and how the news is portraying things when it’s way far from reality.

OP posts:
Anyahyacinth · 02/12/2025 21:37

Egglio · 02/12/2025 21:24

I have to agree with this - no GP appointments for a year? No support for suspected blood cancer? Eating two meals a week? Food banks refusing support. I feel there is a lot more going on here.

This is poor reading comprehension …OP talks about getting past GP receptionist, food banks are definitely not open access and the NHS waiting times are terrifying …for many critical illness investigations. Why would you disbelieve the Op about eating so little?

19lottie82 · 02/12/2025 21:37

Kirbert2 · 02/12/2025 21:14

Honestly, I'd be making it priority to chase up the biopsy test if your husband has suspected blood cancer. How on earth is it taking so long? My son had blood cancer last year and waiting a year for a biopsy would've killed him.

I'd be making a lot of noise about it. It's completely unacceptable.

I understand what the OP says about getting past the GP receptionist, but at the end of the day you just need to be firm and tell them you NEED to speak to a doctor and that’s that. Even tell them you have mental health problems that you don’t feel comfortable talking to someone about who’s not a doctor.

MoominMai · 02/12/2025 21:37

MrsSkylerWhite · 02/12/2025 21:23

Why do you only eat twice a week?

Lidl own brand porridge is really cheap and nutritious, can make it with half water/half milk. Cheapest way is in the microwave. If you’re struggling with your health you need to eat.

Do your adult children know that you’re basically starving yourself?

Please talk to your GP and get a food bank referral. Malnutrition will make your situation even worse.

Completely agree. I have gastro issues with no appetite sometimes and my go to food is often porridge. Whilst I’m extremely lucky to have a FT job and be able to afford food, porridge with an egg thrown in, a few chopped nuts honestly is a nutritious and affordable meal as surely you will only deteriorate rapidly if you’re going without food and it’s very easy to prepare even add water if no milk.

Also I hope your DH can be convinced to apply for PIP, I know you said he’s reluctant to until he has a diagnosis and his paperwork but that’s not needed as the assessor can get access to GP records if he agrees and can investigate themselves also. It’s just important they know sooner than later how his life is being affected right now. He doesn’t need a perfect log of documents.

Hoping things improve soon ❤️

cannynotsay · 02/12/2025 21:37

You need to get your kids to help you in any way shape or form, advocate for you etc

Egglio · 02/12/2025 21:33

REDB99 · 02/12/2025 21:32

There’s somethings in here that don’t ring true. A year for a biopsy to ‘confirm husband has a type of blood cancer’ is not possible. Suspected cancer would be investigated promptly and the husband would be very very unwell living with blood cancer for a year. Can’t get past the evil receptionist at the doctor? Again, for a year?

Several PPs are suggesting ways to help but the OP bats them all back. OP is clearly in very difficult times and will need to broaden where she looks for help. No magic extra money is going to arrive. It sounds like now the kids have grown up and there’s no money coming in for them that circumstances have changed and there is no longer enough money.

OP you do really need to read some of the very good advice on here and act if things are as hard as you describe. No one is going to swoop in and sort things out, you need to be proactive and seek help, it is out there, you need to access it.

Agree. And also, no, it's not for your young adult children to sort out as others have indicated.

RaininSummer · 02/12/2025 21:33

Kirbert2 · 02/12/2025 21:24

Of course it isn't true.

That figure is based on a couple with three eligible children one or some of whom are disabled. Was in radio 4 this morning from some official stats somewhere.

Anyahyacinth · 02/12/2025 21:33

2dogsandabudgie · 02/12/2025 21:18

Yes, under NHS guidelines, a person who is referred for suspected cancer is supposed to be told of the results within 28 days.

Those targets haven’t been met in a long time

REDB99 · 02/12/2025 21:32

There’s somethings in here that don’t ring true. A year for a biopsy to ‘confirm husband has a type of blood cancer’ is not possible. Suspected cancer would be investigated promptly and the husband would be very very unwell living with blood cancer for a year. Can’t get past the evil receptionist at the doctor? Again, for a year?

Several PPs are suggesting ways to help but the OP bats them all back. OP is clearly in very difficult times and will need to broaden where she looks for help. No magic extra money is going to arrive. It sounds like now the kids have grown up and there’s no money coming in for them that circumstances have changed and there is no longer enough money.

OP you do really need to read some of the very good advice on here and act if things are as hard as you describe. No one is going to swoop in and sort things out, you need to be proactive and seek help, it is out there, you need to access it.

Thisismadness · 02/12/2025 21:31

Joeninety · 02/12/2025 21:24

Read that the average benefits claimant has a lifestyle equivalent to someone earning £71,000 a year. Don't know whether this is true or not ?

Definitely not true! Surely no one believes that. If there is the very rare family with exceptional needs/outgoings, maybe but nowhere near average.

Crikeyalmighty · 02/12/2025 21:29

GeorgeEdwardsMum · 02/12/2025 19:06

No she won't as it's already included in UC, but only at the local housing rate. The LHR might be (for example) £600 per month, so if your rent in £1200 per month you have to pay it yourself from the rest of your UC that's meant for bills, food, etc.

And that’s a really big issue that a lot of people just dont get. You are usually roughly on the limit if in HA or council but very often hugely under if in private rent especially in southern half of country or more ‘in demand’ areas in midlands, north and wales. I couldn’t for instance where I live (Bath) get a 1 bed flat covered off if on my own , by some margin ( around £300 a month less) - even if I went to much cheaper places within 10 miles I woukd still be around £200 short ( because the local allowance is less too) that’s why we need more controlled rents or more social housing

Timetochillnow · 02/12/2025 21:27

What type of collage does you son attend? Student finance can be claimed for further education collage, my son was advised to but then his collage ended up funding him anyway based on a health condition.

ThisKindAmberLemur · 02/12/2025 21:26

When you feel stuck, you're stuck.

It sounds as if the OP lives in a very depressed area and is depressed themselves.

It's difficult to get through to a doctor, but this is your starting point as they will have contact with other agencies. Just make this your one task. You have to start somewhere. Health also seems to be the key to some of your struggles.

You seem hopeless and, frankly, slightly suicidal. If you can physically get to your doctors' surgery, tell them that you don't feel safe. I'm hoping they have a mental health specialist you can talk to.

LadyKenya · 02/12/2025 21:26

Joeninety · 02/12/2025 21:24

Read that the average benefits claimant has a lifestyle equivalent to someone earning £71,000 a year. Don't know whether this is true or not ?

I would hazard a guess, that is not true whatsoever.

Egglio · 02/12/2025 21:24

BankfieldForever · 02/12/2025 21:17

I believe that things are tough, they are for many, but I’m afraid I can’t take a lot of it seriously as you are certainly not eating twice a week ‘if that’. Its not physically possible.

You do have some money coming in and there are food banks who will turn nobody away who goes to them. Come on.

You say you can’t get food help because of different beliefs - I’m assuming you mean you need your food to have been produced to a religious standard - if that’s the case your religious community should have support of that kind available for you to access, surely.

Christmas isn’t real, and not worth getting upset about if you’ve only got adult children. Just don’t do it, its not important.

I have to agree with this - no GP appointments for a year? No support for suspected blood cancer? Eating two meals a week? Food banks refusing support. I feel there is a lot more going on here.

Kirbert2 · 02/12/2025 21:24

Joeninety · 02/12/2025 21:24

Read that the average benefits claimant has a lifestyle equivalent to someone earning £71,000 a year. Don't know whether this is true or not ?

Of course it isn't true.

Medexpert · 02/12/2025 21:24

From what you are saying OP, you should have over £700 left after you pay your rent. It's not a lot but at the same time, it should cover some gas and electricity, some food to cover more than 2 meals and internet.

How is that £700 spent on at the moment?

arcticpandas · 02/12/2025 21:24

@purplepentagram You really need to eat OP! Please swallow your pride and go to the food bank.

Fasting for up to three days has reliably been shown to induce stress hormone alterations including hypercortisolism, which is common to several stress models and points to brain adaptive response to energetic stress.

You will just get sicker by not eating.

Joeninety · 02/12/2025 21:24

Read that the average benefits claimant has a lifestyle equivalent to someone earning £71,000 a year. Don't know whether this is true or not ?

MrsSkylerWhite · 02/12/2025 21:23

Why do you only eat twice a week?

Lidl own brand porridge is really cheap and nutritious, can make it with half water/half milk. Cheapest way is in the microwave. If you’re struggling with your health you need to eat.

Do your adult children know that you’re basically starving yourself?

Please talk to your GP and get a food bank referral. Malnutrition will make your situation even worse.

Ncforthiscms · 02/12/2025 21:22

Olio app is also very good for free food.

Pumpkinsonastring · 02/12/2025 21:21

19lottie82 · 02/12/2025 21:01

Hi OP - Something doesn’t sound right with the amount of benefits you’re getting. My boyfriend can’t work as he is being treated for Cancer and has associated health conditions. He gets lower level Adult Disability Payment (Scottish equivalent of PIP I think?) and a few other things. In total including his housing payment he gets around £1300 a month plus his council tax paid, so surely you must be entitled to around that plus £360 a month carers allowance? So £1660 a month ish?

Can you speak to a local benefits advisor to make sure you’re getting everything that you’re entitled to? As someone pointed out, it’s hard to get hard of the citizens advice over the phone but maybe they offer drop in sessions, or there’s another local benefits advisor.

OP mentioned work in one of her posts so I'm wondering if the problem is that although she's disabled, she's not been found unfit for work. Plenty of disabled people can and do work (although it's probably true the majority are on benefits only, due to the nature of their disability). If she's a jobseeker, all a person gets is unemployment payments and rent payments which often don't cover the actual rent, then the unemployment bit gets spent mostly on rent. She could easily be spending all her PIP on utility bills and council tax (especially if she lives somewhere expensive where even a modest home has a high value and therefore generally a higher council tax banding) if she hasn't yet claimed that benefit, leaving them with a small amount of carer's allowance each week to spend on food, travel, toiletries, pharmacy meds etc. I can see how a person can end up in OPs situation. It won't be long term though, she will die if she continues as she is. Worrying about burdening her children in these circumstances is warped thinking.

OP your children are people, with friends, helpers etc they could ask a question of too. They might have some knowledge or ideas that could help you. You'll never know if you don't speak to them about your situation.

madaboutpurple · 02/12/2025 21:19

\have you looked at how to feed your family on £20 pounds a week. Lorna has many suggestions for meals for 4 people if this helps. Porridge is worthwhile for breakfasts as it is not expensive and is filling and would mean you start the day with a hot meal. I am so sorry you are only eating twice a week.

themerchentofvenus · 02/12/2025 21:18

@purplepentagram your son needs to try harder to get a job so he can contribute.

Having no GCSE maths and english is irrelevant. There are so many xmas jobs available all over that need no qualifications.

Your husband also needs to make an effort to apply for PIP.

What does the £500 a month left over have to cover?

2dogsandabudgie · 02/12/2025 21:18

Kirbert2 · 02/12/2025 21:14

Honestly, I'd be making it priority to chase up the biopsy test if your husband has suspected blood cancer. How on earth is it taking so long? My son had blood cancer last year and waiting a year for a biopsy would've killed him.

I'd be making a lot of noise about it. It's completely unacceptable.

Yes, under NHS guidelines, a person who is referred for suspected cancer is supposed to be told of the results within 28 days.

BankfieldForever · 02/12/2025 21:17

I believe that things are tough, they are for many, but I’m afraid I can’t take a lot of it seriously as you are certainly not eating twice a week ‘if that’. Its not physically possible.

You do have some money coming in and there are food banks who will turn nobody away who goes to them. Come on.

You say you can’t get food help because of different beliefs - I’m assuming you mean you need your food to have been produced to a religious standard - if that’s the case your religious community should have support of that kind available for you to access, surely.

Christmas isn’t real, and not worth getting upset about if you’ve only got adult children. Just don’t do it, its not important.