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To think stepparents should not be financially responsible for other people's children?

608 replies

Mrsnothingthanks · 01/12/2025 22:00

That's just it really. I'm married. My husband is only financially responsible for our daughter, not my other children. Why should he be? Not his kids!
Surprises me on MN that others think stepparents should assume financial responsibility for kids that aren't theirs!

OP posts:
Tiswa · 04/12/2025 07:50

Mrsnothingthanks · 03/12/2025 21:18

@Calliopespa I am, I admit. Staunch feminist (in the true equality camp - not the "feminism when it suits me" brigade).

Who got married

Leopardsandcheetahsarefast · 04/12/2025 07:33

TFImBackIn · 01/12/2025 22:06

I know a lot of A level students found this out the hard way when their step parent's income was taken into account with student finance, even though the couple kept separate accounts.

This. My ex does not has never paid a penny in CSA money for children. But my husband had to declare his income for university.

yet he would pay no maintenance for them if we divorced - crazy system.

Fortunately he sees mine as his and likewise. My insurance is split between all the children in my will and same for him.

MumAgainAt41 · 04/12/2025 07:31

Each to their own. I have 2 sons from a previous relationship and have 2 children with my husband.

in the earlier stages of our relationship i said that i was responsible for my 2 but he wouldn’t have it, he’s always supported us all as a family financially.

DigitalSam · 04/12/2025 07:30

If you are married (in the UK) there is no such thing as separation of finances, "I pay for my kids, you pay for yours" etc. Legally you are considered one financial unit when it comes to income and assets. So it doesn't matter which account you pay from for your 'own' children, it's still joint money - your money is his money and vice versa. E.g. if you divorced tomorrow, your husband would be entitled to half of that common pot of money and assets, or possibly more than half in some cases if he is a much lower earner. (In other countries there is the possibility of getting married in separation of assets so the rules are different)

So basically, if you are married in the UK, step parents do 'pay' for children who are not theirs, even if indirectly. They don't have an option to opt out, because all finances are joint. In fact, they legally should have a say on how you spend this money even on children who are not theirs, and restricting access to your money, which is also his money, can be considered financial abuse in certain cases.

inappropriateraspberry · 04/12/2025 07:20

You become responsible for each others children when you become one family, that includes finances! What a mean way to look at things.

Stressystressylemonzesty · 04/12/2025 06:36

TheEveningSun · 03/12/2025 20:22

Ok but if the situations were reversed - your dh was a higher earner and lets say you what to go for holidays so he pays for himself and half for shared child and you pay for your two sons and yourself? What if you can’t afford to pay for that? He’d need to sponsor everyone otherwise there’s no holidays. The same with the house, ok you and your sons take up more space and you pay more because you make more but what if he made more money? Would he pay more even though he has only one child? I think it’s very clear and easy for you because you came with the baggage and you’re earning more so “oh I’m responsible for my kids”. My friend is dating a childless guy (she had two kids) he told her: I’m happy to pay for you to go on holidays with me but I’m not paying for your children. Is that fair? She absolutely can’t afford a holiday. According to you that’s ok but in this case they never go on holiday because she can’t afford to. Or they only holiday without her children

That’s exactly the position I’m in no holidays since 2017 for us (my DCs go with their Dad) my DC with my partner doesn’t get holidays but she lives with 2 parents who love one another and I think that’s more important.

fedupposter · 04/12/2025 06:23

BossaNovaOnAllNight · 03/12/2025 20:34

Then why date someone with kids if theyre not willing to pay for the kids? That isn't being a step 'parent' its being dad's girlfriend who hasn't fully transitioned into taking on the family and keeps herself separate from them.

Interesting that you think that a member of the household who doesn’t financially contribute isn’t considered a ‘proper’ part of the family. Do you think the same of stay at home mothers?

Damsonjam1 · 04/12/2025 05:34

This very much depends on the relative circumstances. Children living in the same household should as far as practical, on a day to day basis, be given the same opportunities (out of school activities, family holidays, clothes, meals out etc). If your husband had children from a previous relationship, wouldn't you want this for them?

Pherian · 04/12/2025 05:16

Mrsnothingthanks · 01/12/2025 22:17

@lanthanum Genuine q re child maintenance then...is a stepparent's income taken into account here as it is for student loan?

No.

Pherian · 04/12/2025 05:15

Mrsnothingthanks · 01/12/2025 22:00

That's just it really. I'm married. My husband is only financially responsible for our daughter, not my other children. Why should he be? Not his kids!
Surprises me on MN that others think stepparents should assume financial responsibility for kids that aren't theirs!

I’m a step parent. I wouldn’t say that I’m financially responsible for my stepchildren, but I certainly feed them, take them on holidays and buy them gifts. I love them and would never deny them anything they need.

Wilnis7 · 04/12/2025 04:34

I have 2 children from previous relationship, my DP is not financially responsible for them.

If you've worked out a relationship with your partner that they are financially respopnsible, and that they are happy with that then I definitely would not impose my world view on you, you can live your life as you choose, I would resist you forcing your life choices on me and my family though.

DurinsBane · 03/12/2025 22:21

Mrsnothingthanks · 03/12/2025 16:32

@DurinsBane Why the assumption that a single mum is on benefits?

I said everyone I know, I also said that I know some do work full time. I just don’t personally don’t any who do. It wasn’t a judgement at all, it was a fact from my experience.

TheEveningSun · 03/12/2025 22:17

Mrsnothingthanks · 03/12/2025 21:58

@TheEveningSun The solution would be to work more hours so she can afford to pay her way. If she's getting maintenance from both fathers, can't she use this for holiday funds?
And does she really want 3 kids by three different dads? Each to their own I suppose.but if she's struggling to pay for two as it is...

Edited

Apparently she’s unable to work more hours, doesn’t get maintenance as it’s 50/50. Obviously 3rd child would be a crazy idea but I don’t control her life. Current children have significantly different lifestyles due to the fathers being one rich one not so much. I guess she should give up dating because “no step parent should be paying for stepchildren”, sounds great in principle but in reality rather unachievable. If you blend families there will alway be one that contributes more financially.

Mrsnothingthanks · 03/12/2025 21:58

@TheEveningSun The solution would be to work more hours so she can afford to pay her way. If she's getting maintenance from both fathers, can't she use this for holiday funds?
And does she really want 3 kids by three different dads? Each to their own I suppose.but if she's struggling to pay for two as it is...

OP posts:
TheEveningSun · 03/12/2025 21:54

Mrsnothingthanks · 03/12/2025 21:36

@TheEveningSun So if the kids are 50/50 and well supported by fathers (two kids, two different dads?) then it isn't down to her partner to pay for their holidays?

Well they holiday with their fathers (yes 2 kids 2 dads) but obviously can’t do a holiday with her unless paid by her current partner. Her exs wont pay for that and they shouldn’t. I know it’s down to the choices she’s made but it means if they have a child together she’d be able to holiday only with the current partners child, not the others. It’s a shit show but by the rule your post is about - that’s the way it should be.

Mrsnothingthanks · 03/12/2025 21:41

@gamerchick Perhaps ex's wife could contribute if he couldn't? Would that be reasonable?

OP posts:
gamerchick · 03/12/2025 21:39

Mrsnothingthanks · 03/12/2025 21:25

@gamerchick Changes in unexpected circumstances of course can change things. But that doesn't explain the assumption of many that a step-parent must automatically provide financially for stepchildren, regardless of anything else? Almost like they equate good step-parent = provider but often failing to support their own bio children financially themselves?

Your views don't come across as cherry picking though. They're rigid. Which means if you or your ex couldn't support your kids anymore then your husband shouldn't have to.

You can't go into this sort of arrangement with rigid views. The chance of financially supporting step children is always there whether you like it or not.

If you marry someone who absolutely agrees with your stance, then you may find yourself vulnerable. It's not the sort of chance I would be happy in taking.

Mrsnothingthanks · 03/12/2025 21:36

@TheEveningSun So if the kids are 50/50 and well supported by fathers (two kids, two different dads?) then it isn't down to her partner to pay for their holidays?

OP posts:
TheEveningSun · 03/12/2025 21:32

Mrsnothingthanks · 03/12/2025 20:27

@TheEveningSun Does the lady work ft?

She doesn’t. Does her business PT. It’s a long story but I don’t know what to tell her. I kind of see the guy’s point but then if they start living together then I don’t know, it’s too complicated. It feels that he either takes her and the kids (kids are well supported by the fathers with 50/50 split) or not get involved with her

Flippingnora100 · 03/12/2025 21:30

It really depends. It's better for the children if their biological parents cover all their main expenses, so there's no need for the step parent to contribute unless they actually want to. In reality, the step parent would have to be quite petty and tight to not end up spending any of their own money on their step children.

I also think it's pretty awful in blended families when there's a big disparity in how much is spent on different children, depending on who their biological parents are. This is, however, the reality of life for many. The whole blended family thing is quite often a mess for everyone involved.

A few step parents I've had contact with don't even like their step children. That plays a role in the mess too. If you're expected to support a step child even beyond adulthood in some cases, who is not very gracious or likeable, or is lazy, that's a super difficult position to be in as well.

Step parents can't really win unless they are extremely self-sacrificing.
Parents probably often feel torn between what's best for their children and what's best for their partner.
Step children have a really rough time of it if they don't feel welcome and treated equally in their home(s).

Mrsnothingthanks · 03/12/2025 21:25

@gamerchick Changes in unexpected circumstances of course can change things. But that doesn't explain the assumption of many that a step-parent must automatically provide financially for stepchildren, regardless of anything else? Almost like they equate good step-parent = provider but often failing to support their own bio children financially themselves?

OP posts:
Calliopespa · 03/12/2025 21:22

Mrsnothingthanks · 03/12/2025 21:18

@Calliopespa I am, I admit. Staunch feminist (in the true equality camp - not the "feminism when it suits me" brigade).

Complicated situations require an ability to be responsive to nuance.

I'm glad you feel you have your own circumstances sorted to your satisfaction, but I'm not quite sure why you are attempting a crusade of blanket application to the circumstances of others.

gamerchick · 03/12/2025 21:21

Mrsnothingthanks · 03/12/2025 21:10

@gamerchick I'd be interested to know (genuinely) from those posters who feel it is a stepfather's duty to "provide" then... I assume they also feel it is the duty of any stepmother?
I am definitely not a bloke; I am very much for equality.

You're looking at things in a very black and white way OP.

We are all one accident or illness way from not being able to work. Not all couples split and tip up as an absent parent. Your ex could end up not being able to provide for his kids. You could end up not being able to provide for your kids.

Do you then show your husband the door saying it's not fair on him and you should split?

Life has a way of kicking us in the nuts OP. The only way the responsibility of step kids can't happen, is if you don't enter into a relationship with someone who has them.

CommonAsMucklowe · 03/12/2025 21:20

I knew a couple who did not marry until the children had left education for this very reason.

Mrsnothingthanks · 03/12/2025 21:18

@Calliopespa I am, I admit. Staunch feminist (in the true equality camp - not the "feminism when it suits me" brigade).

OP posts:
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