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Working families £18k worse off than benefits claimants after budget

587 replies

shoelances · 30/11/2025 23:14

This is madness. Can the last taxpayer in the UK please close the door behind them.

www.msn.com/en-gb/money/other/households-on-handouts-to-be-18-000-better-off-than-families-on-modest-wages/ar-AA1RqxlQ

OP posts:
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7
bodyofproof · 02/12/2025 23:44

BrownTroutBluesAgain · 02/12/2025 23:31

The threads not about temporary support though

UC when unemployed is supposed to be to tie people over till they find work
Its not enough to always pay for everything we want eg parking

It’s not even enough to pay my bills is my point really
i don’t think anyone can on £400 which is why I said about parking. Single so it falls all to me
if you have a mortgage it’s don’t pay it or take a mortgage holiday on that. Just covers my water, gas, electric and service charge

TheGrimSmile · 02/12/2025 23:43

Has Mumsnet been taken over by the Daily Mail lately. It used to be a safe space to get away from this shite. Go away with your benefit bashing bollocks.

BrownTroutBluesAgain · 02/12/2025 23:31

bodyofproof · 02/12/2025 23:06

No but there’s a lot of that people are raking it in on benefits and they should have to go to the job centre etc etc
maybe yes some people are able to claim too much but the temporary help available is nowhere near enough
I couldn’t afford the parking on £400pm

The threads not about temporary support though

UC when unemployed is supposed to be to tie people over till they find work
Its not enough to always pay for everything we want eg parking

BrownTroutBluesAgain · 02/12/2025 23:22

There are 8.3million on UC

There are nearly 1million jobs not taken by any of those people and nearly 1.8mill not working

Only 33% of those on UC work and not all full time

The numbers claiming are rising
The numbers claiming PIP are rising
Predictions on the cost to the tax payer by 2030 make the system unaffordable
That’s why the Conservatives and Labour tried to reduce welfare

This isn’t a sustainable system
too many people are not net providers
too many people do not provide at all

bodyofproof · 02/12/2025 23:06

BrownTroutBluesAgain · 02/12/2025 22:49

No one has said temporary support shouldn’t be available

No but there’s a lot of that people are raking it in on benefits and they should have to go to the job centre etc etc
maybe yes some people are able to claim too much but the temporary help available is nowhere near enough
I couldn’t afford the parking on £400pm

BrownTroutBluesAgain · 02/12/2025 22:49

bodyofproof · 02/12/2025 22:38

I needed temporary help. I’ve worked since I was 13 and never been unemployed
i was made redundant from my job of 7 years and took a new one, then they got rid of me after 8 weeks (no fault of my own)
so while I was job hunting I claimed UC
is that ok? I mean it was £400 and that’s it

yes there are jobs but applications, interviews, processes etc took time and I wanted to avoid going into a job to be made redundant yet again

No one has said temporary support shouldn’t be available

bodyofproof · 02/12/2025 22:38

Bumblebee72 · 02/12/2025 17:43

People fall into two catagories those that solve problems and support themselves and those that come up with excuses for why they can't do things. They always have a bloody excuse. Tough love is needed.

I needed temporary help. I’ve worked since I was 13 and never been unemployed
i was made redundant from my job of 7 years and took a new one, then they got rid of me after 8 weeks (no fault of my own)
so while I was job hunting I claimed UC
is that ok? I mean it was £400 and that’s it

yes there are jobs but applications, interviews, processes etc took time and I wanted to avoid going into a job to be made redundant yet again

Southernecho · 02/12/2025 19:58

Bumblebee72 · 02/12/2025 17:29

The government should test it. Half benefits in April and watch the vacancies disappear. We used to be a nation of shop keepers now we are a nation of piss takers.

You have no clue do you.

UK spends less on welfare than pretty much any European country, because its so low and has no contributory aspect, some people can get stuck in unemployment.
Compare to Germany where a newly unemployed worker gets almost all their old salary, subject to length of time in work.

There are 34m people in work, some 27m in FT work, numbers in work increased by 440k in the last 12 months.

We are still a nation of workers, despite the constant doom mongering from the 'right wing.

Penguinsandspaniels · 02/12/2025 19:35

Fearfulsaints · 02/12/2025 10:29

I personally think they'd get more people working more hours if it wasnt 55p deducted out of net pay. To me you earn £1 and keep 20p of it after income tax, ni and the deduction. Its not the most motivating amount of money if you are a single parent who is struggling to access childcare during the hours work is available to you. Its factually more money but a lot of effort to get it.

I dont really have a string opinion on the hours peoolr should work I just think that the current set up could be more motivating by a lower taper.

Im fairly consistent on this in that i think the tax cliff at 100k is bonkers too. People do all sorts to keep under 100k so they can keep their free childcare.

I agree. It’s a huge chunk to lose when trying to better self and work

Kirbert2 · 02/12/2025 18:56

LakieLady · 02/12/2025 18:47

Quite.

My friend's son was initially refused DLA, despite diagnoses of autism, PTSD and generalised anxiety disorder, but I helped her get the decision overturned at a mandatory reconsideration.

PIP's the same. I recently retired after spending several years working in welfare rights, and every PIP appeal I've ever done was successful, because DWP decision making is pisspoor and the system is stacked against the claimant. My DB was on the standard rate of PIP for daily living; I helped him with his renewal and he's got enhanced rate of daily living plus standard mobility, which is exactly what he should have been getting for the last 4 years.

Imo, the DWP treat it as a numbers game, they turn down valid claims or make awards lower than they should be because they know that a lot of people simply won't have the energy or ability to challenge their decisions.

Edited

My son was awarded HRC & HRM at the first time of asking but I strongly believe that is only because he was in hospital at the time which meant I had access to hospital social workers who knew exactly how to word things, what to emphasise and what would be irrelevant. It still took hours of note taking, going through all of the questions on the forms, asking the social workers questions etc.

and then it was gathering all of the evidence needed which isn't just a GP saying ''Bob is anxious'' as some people seem to think.

It is so complicated, it's no wonder some just give up and don't bother if they or their child are turned down the first time.

Coffeeandbooks88 · 02/12/2025 18:49

Kirbert2 · 02/12/2025 15:26

It's similar in a way to DH's job in hospitality. Next week, he'll be working 60 hours but come January? His work will likely be closed 2 days a week due to how quiet it becomes and then around March, it will slowly start to pick up again and eventually will go back to regular hours.

He stays because he likes the job but also because shift work suits our family well and it's fairly flexible (just not in December).

Edited

Yep same here. It is a relief to know UC is there as a back up.

LakieLady · 02/12/2025 18:47

Kirbert2 · 01/12/2025 03:57

The parent of the child or a different family member?

I have claimed personally for DLA for my child and it isn't easy at all.

Quite.

My friend's son was initially refused DLA, despite diagnoses of autism, PTSD and generalised anxiety disorder, but I helped her get the decision overturned at a mandatory reconsideration.

PIP's the same. I recently retired after spending several years working in welfare rights, and every PIP appeal I've ever done was successful, because DWP decision making is pisspoor and the system is stacked against the claimant. My DB was on the standard rate of PIP for daily living; I helped him with his renewal and he's got enhanced rate of daily living plus standard mobility, which is exactly what he should have been getting for the last 4 years.

Imo, the DWP treat it as a numbers game, they turn down valid claims or make awards lower than they should be because they know that a lot of people simply won't have the energy or ability to challenge their decisions.

Benjithedog · 02/12/2025 18:45

JenniferBooth · 02/12/2025 18:38

I had my legs up on the table and used to write my shopping list and plan what i was wearing to the Christmas do

And why not! 😆

JenniferBooth · 02/12/2025 18:38

Benjithedog · 02/12/2025 18:27

Is it true when the ladies are on the phone, they are knitting or doing crossword or sudoku?

I had my legs up on the table and used to write my shopping list and plan what i was wearing to the Christmas do

Benjithedog · 02/12/2025 18:27

JenniferBooth · 02/12/2025 18:12

I used to work in a sex chatline office. I assume women who think the same way as some do on this thread were ok with their husbands calling me

Is it true when the ladies are on the phone, they are knitting or doing crossword or sudoku?

Benjithedog · 02/12/2025 18:13

HelpMySocksAreTouchingMe · 02/12/2025 18:06

If a family had three children and were working bringing home a salary of 28k they would also be entitled to universal credit. So they wouldn’t be worse off than the family on benefits.

I know this because I had three children before the cap cut off (so received UC for all three) I received UC when my salary was 35k

It kept me in work, allowed me to progress in my career and I now earn enough to not need any benefits so I don’t feel ashamed or guilty about the help I received.

You shouldn’t feel guilty or ashamed either because the welfare system did its job and kept you in work allowing you to progress further in your career . That is what it should do

dreamiesformolly · 02/12/2025 18:12

Frequency · 02/12/2025 18:07

I wasn't talking theoretically, FWIW. I was made redundant 6/7 months ago. I was unemployed for 7/8ish weeks because, despite applying for literally everything, I couldn't find anything.

DH died suddenly of SUDEP 3 years ago, so my kids don't have a father in the picture to pick up the financial slack when things are tight.

That's terrible. 😥I hadn't seen your earlier reply when I was replying to pp. Hope you're all coping.

JenniferBooth · 02/12/2025 18:12

Frequency · 02/12/2025 17:45

Great. Next time I get made redundant, or my husband dies, I will set up a weed farm. I assume you're okay with me marketing my product to your kids? After all, I would be taking personal responsibility and not asking your taxes to help me.

I used to work in a sex chatline office. I assume women who think the same way as some do on this thread were ok with their husbands calling me

dreamiesformolly · 02/12/2025 18:11

Bumblebee72 · 02/12/2025 18:04

I know nothing about you? You might be one of the mumsnetters who earns millions or a nurse or a whole range of different roles.

Just checking. Because, you see, a lot of us who actually understand poverty and how the job market works, and that the challenges involved in helping those in need to improve their lives are not as straightforward as some of the batshit being peddled on this thread, actually are working people, we're not your mythical X-boxers. Just so we're clear.

Princessbananahamock · 02/12/2025 18:08

Whywhywhyyyy · 01/12/2025 00:07

Why are we paying rent for people but not mortgages. Honest question.

I agree, but in a way we are……the landlords mortgage will be paid. Make that make sense!

Benjithedog · 02/12/2025 18:08

Laurenwhitelow · 02/12/2025 17:59

I never even had a job until I was 21 I’m very ashamed of it and understand why people are resentful of their tax money being spent on other people I became pregnant at 15 gave birth when I was 16 yes it’s my fault but I was young, stupid and romantic didn’t even know about benefits when I got pregnant but luckily there were benefits or idk what I would have done. I had a thread the other day and maybe someone will recognise my name and tell me they’re sick of hearing about this, but I’m just saying most people on benefits with children didn’t just have their children for benefits

We’ve all been young and stupid so I wouldn’t worry about that. I think a lot of people don’t have kids to get benefits but there are always some. But actually well done you in getting a job. You should be very proud of yourself and I hope things are going well for you and your children.

dreamiesformolly · 02/12/2025 18:07

Bumblebee72 · 02/12/2025 18:01

If you have the resources to set up a weed farm as you propose, which would be pretty capital intensive and I doubt you could get a bank loan to fund, you both don't need benefits and you would have the skills to set up a business trading on a legal trade.

All of which is wholly irrelevant to what I just said.

Frequency · 02/12/2025 18:07

dreamiesformolly · 02/12/2025 18:03

Why are you assuming pp was speaking theoretically? I mean, she might have been and I might have misunderstood, but I find it interesting you made an assumption that allowed you to continue the snark.

I wasn't talking theoretically, FWIW. I was made redundant 6/7 months ago. I was unemployed for 7/8ish weeks because, despite applying for literally everything, I couldn't find anything.

DH died suddenly of SUDEP 3 years ago, so my kids don't have a father in the picture to pick up the financial slack when things are tight.

HelpMySocksAreTouchingMe · 02/12/2025 18:06

If a family had three children and were working bringing home a salary of 28k they would also be entitled to universal credit. So they wouldn’t be worse off than the family on benefits.

I know this because I had three children before the cap cut off (so received UC for all three) I received UC when my salary was 35k

It kept me in work, allowed me to progress in my career and I now earn enough to not need any benefits so I don’t feel ashamed or guilty about the help I received.

dreamiesformolly · 02/12/2025 18:06

Frequency · 02/12/2025 17:59

Thank you. The redundancy worked out for the best in the end. Even though I loved my job at the time, the job I have now has a lot of training opportunities and chances to step into other roles for short periods to gain experience.

Finding it took longer than I would have liked because the job market is terrible atm. If I didn't kill every plant I have ever looked at, setting up a weed farm might have been a tempting option, but luckily, there was a safety net available for me to cover the gap between jobs.

Glad you got there in the end. It is terrible, and the amount of ignorance and naivety on here beggars belief.