Page 23 | Working families £18k worse off than benefits claimants after budget

Minty25 · 01/12/2025 00:28

bodyofproof · 01/12/2025 00:07

I’m claiming UC currently as I lost my job
£400 a month doesn’t go far paying bills

Yes benefits are awfully low for anyone on UC. I don't know how people live on that. I hope you find something else soon.

Whywhywhyyyy · 01/12/2025 00:25

UserFront242 · 01/12/2025 00:20

They get their rent paid because rents have rocketed and they are not affordable without some help in the form of benefits.

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All housing has rocketed. How is PP paying her roof over her head on £400 a month. And other people get thousands for housing.

It’s a bloody disgrace.

midsummabreak · 01/12/2025 00:23

AutumnAllTheWay · 30/11/2025 23:43

Go on benefits then! Be stupid not to, surely?

Except you wont because saying people on benefits are better off than workers on moderate wages is crap.

We have a three child household, and earn just a bit too much to claim.

Yes we struggle.

No, I dont begrudge a household earning less than us to claim a bit to top up low wages.

This is what the vast majority of uc claimants claim for. To be able to go to work and fill all the lower paid positions, you know, shop workers,.cleaners, teaching assistants and the like. Orange they should just get their pittance for working and then go home to a tent? Would that suit better?

Good golly, how gullible some are to keep going on about ridiculous cases dredged up to keep us attacking each other while the billionaires get richer.

Absolutely agree

UserFront242 · 01/12/2025 00:20

Whywhywhyyyy · 01/12/2025 00:18

Err because they also get paid the same shit wages but other people get their rents paid for them?

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They get their rent paid because rents have rocketed and they are not affordable without some help in the form of benefits.

UserFront242 · 01/12/2025 00:19

BrownTroutBluesAgain · 01/12/2025 00:17

It’s a short term loan with interest added
It means you have to pay it back

Rent paid through benefits with no limit on time isn’t a loan. You don’t have to pay it back

The two are completely different

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Yes, sorry I maybe confused it a little.
SMI is a loan.
Rent is not a loan.

Whywhywhyyyy · 01/12/2025 00:18

Mothwing · 01/12/2025 00:14

A lot of people on benefits are working. Why do non of the posters whinging about benefits ever criticise the companies paying shit wages that need to be topped up by benefits?

Edited

Err because they also get paid the same shit wages but other people get their rents paid for them?

BrownTroutBluesAgain · 01/12/2025 00:17

UserFront242 · 01/12/2025 00:10

They are. The landlord's mortgage.
I don't know the exact details, but UC will pay towards mortgage interest after a few months of claiming, and I believe it is a loan. Why should the government be paying off your asset?

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It’s a short term loan with interest added
It means you have to pay it back

Rent paid through benefits with no limit on time isn’t a loan. You don’t have to pay it back

The two are completely different

Mothwing · 01/12/2025 00:14

A lot of people on benefits are working. Why do non of the posters whinging about benefits ever criticise the companies paying shit wages that need to be topped up by benefits?

BrownTroutBluesAgain · 01/12/2025 00:13

Screamingabdabz · 30/11/2025 23:23

We’ll all be worse off because there is no strategy for growth or investment or business.

When everyone loses their jobs because Labour’s moronic tax-anything-that-moves policy means that businesses go down the pan or start laying people off, it might eventually dawn on them where all the money for generous benefits and the NHS etc actually originates from. Yes evil capitalism.

So it would make sense to make us a prosperous trading nation. But no. This is Labour. Spend spend spend. Trillions and billions in more debt to potentially hostile nations who have us by the short and curlies.

What a Colossal
lack of planning and forward thinking that Labour are so good at.

So far it’s been the only thing they are good at

Whywhywhyyyy · 01/12/2025 00:11

x12 · 01/12/2025 00:10

@Whywhywhyyyy because the owners end up with an asset.

We shouldn’t spend all that benefit money on housing & build more social housing but that’s a separate point.

Yes but private rentals also paying for someone’s asset.

PP above saying they get 400. I assume because homeowner. What are benefits for? Why are they not getting a housing allowance but someone living in rent is. Makes no sense.

Flibbertyfloo · 01/12/2025 00:11

Including disability benefits is odd. I'm a very high earner and I receive full PIP, and before that DLA. I have done since I was a child due to a severe life-long disability. I use it to pay for the additional costs of my disability. It's not means tested.

Having said that, I do not agree with removing the two child cap. All my friends and family are in work,, and have all made decisions on the size of their families based on finances. I don't see why it should be different for those on benefits.

UserFront242 · 01/12/2025 00:10

Whywhywhyyyy · 01/12/2025 00:07

Why are we paying rent for people but not mortgages. Honest question.

They are. The landlord's mortgage.
I don't know the exact details, but UC will pay towards mortgage interest after a few months of claiming, and I believe it is a loan. Why should the government be paying off your asset?

x12 · 01/12/2025 00:10

@Whywhywhyyyy because the owners end up with an asset.

We shouldn’t spend all that benefit money on housing & build more social housing but that’s a separate point.

dizzydizzydizzy · 01/12/2025 00:09

littleorangefox · 30/11/2025 23:47

Lol most families on UC are not receiving £15-17k of housing element per year for a start. Also every single one of their random examples on their little graph includes payments for LCWRA and PIP. Which means at least one of the adults in the household is classed as having a disability or long term health condition so receive payments for that. What a thing to be bitter about eh. Anything to stir up the mouth frothers.

Good point about the LCWRA. It is around £5k/year. It a UC top up for those who are too sick or disabled to work. It is very hard to get.

Whywhywhyyyy · 01/12/2025 00:07

Why are we paying rent for people but not mortgages. Honest question.

bodyofproof · 01/12/2025 00:07

I’m claiming UC currently as I lost my job
£400 a month doesn’t go far paying bills

UserFront242 · 01/12/2025 00:04

x12 · 01/12/2025 00:02

Do people not realise disability benefits are not means tested?

It seems not.
It is also silly to compare a non-working household that claim benefits for disabilities with a working household where no one is disabled. Apples and oranges.

ilovesooty · 01/12/2025 00:02

Tippexy · 30/11/2025 23:19

YANBU but you won’t get any sympathy on here.

Oh I wouldn't be so sure about that. The benefit bashing on here has been relentless for days.

x12 · 01/12/2025 00:02

Do people not realise disability benefits are not means tested?

cupfinalchaos · 30/11/2025 23:56

shoelances · 30/11/2025 23:14

This is madness. Can the last taxpayer in the UK please close the door behind them.

www.msn.com/en-gb/money/other/households-on-handouts-to-be-18-000-better-off-than-families-on-modest-wages/ar-AA1RqxlQ

I’m not sure what anyone expected after voting Labour. And yes I’ll be closing the door firmly.

TheAutumnCrow · 30/11/2025 23:50

dizzydizzydizzy · 30/11/2025 23:42

I think the £18k includes PIP. A very disabled person who gets the full amount received just under £10k per year. THIS IS NOT MEANS TESTED. It is supposed to go some way towards meeting the extra costs of being disabled. There are people with get the £10K who are in full time work earning a fortune.

Three kids all on top rate DLA, with (for two years) x2 non-working parents who miraculously live in rented social housing in a certain London postcode paying rent that ties in exactly with the maximum LHA.

littleorangefox · 30/11/2025 23:47

Lol most families on UC are not receiving £15-17k of housing element per year for a start. Also every single one of their random examples on their little graph includes payments for LCWRA and PIP. Which means at least one of the adults in the household is classed as having a disability or long term health condition so receive payments for that. What a thing to be bitter about eh. Anything to stir up the mouth frothers.

HelenaWaiting · 30/11/2025 23:45

shoelances · 30/11/2025 23:14

This is madness. Can the last taxpayer in the UK please close the door behind them.

www.msn.com/en-gb/money/other/households-on-handouts-to-be-18-000-better-off-than-families-on-modest-wages/ar-AA1RqxlQ

Would you like me to fetch you some water? Your metaphorical pants are on fire.

AutumnAllTheWay · 30/11/2025 23:43

Go on benefits then! Be stupid not to, surely?

Except you wont because saying people on benefits are better off than workers on moderate wages is crap.

We have a three child household, and earn just a bit too much to claim.

Yes we struggle.

No, I dont begrudge a household earning less than us to claim a bit to top up low wages.

This is what the vast majority of uc claimants claim for. To be able to go to work and fill all the lower paid positions, you know, shop workers,.cleaners, teaching assistants and the like. Orange they should just get their pittance for working and then go home to a tent? Would that suit better?

Good golly, how gullible some are to keep going on about ridiculous cases dredged up to keep us attacking each other while the billionaires get richer.

dizzydizzydizzy · 30/11/2025 23:42

I think the £18k includes PIP. A very disabled person who gets the full amount received just under £10k per year. THIS IS NOT MEANS TESTED. It is supposed to go some way towards meeting the extra costs of being disabled. There are people with get the £10K who are in full time work earning a fortune.