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Working families £18k worse off than benefits claimants after budget

587 replies

shoelances · 30/11/2025 23:14

This is madness. Can the last taxpayer in the UK please close the door behind them.

www.msn.com/en-gb/money/other/households-on-handouts-to-be-18-000-better-off-than-families-on-modest-wages/ar-AA1RqxlQ

OP posts:
Thread gallery
7
GeneralPeter · 01/12/2025 04:47

dizzydizzydizzy · 30/11/2025 23:36

This is the Daily Fail.

What they seem to have conveniently forgotten is that if you lose your job and apply for Universal Credit, you have to prove to them you are spending 35 hours a week looking for a job. Tbey will also make you go on courses. The exception is if they have deemed through an incredibly rigiourous process of form-filling, supplying reams of hospital letter and other documents and then going through a gruelling healith assessment that you are too unwell or too disabled to work.

I think it is outrageous tbat wages are so lour of step with costs that people in full time work still need UC.

Chicken and egg though. Low wages are propped up by government subsidy. What you subsidise you get more of.

ForWildCyanTiger · 01/12/2025 04:31

cupfinalchaos · 30/11/2025 23:56

I’m not sure what anyone expected after voting Labour. And yes I’ll be closing the door firmly.

Went so well when Liz truss did her budget. I must have missed the part where RR crashed the markets (spoiler alert they reacted quite well)

Kirbert2 · 01/12/2025 03:57

Pandersmum · 01/12/2025 02:51

They were the words used by by family member. I don’t know the ins and out of the system having never claimed personally.

The parent of the child or a different family member?

I have claimed personally for DLA for my child and it isn't easy at all.

Pandersmum · 01/12/2025 02:51

Kirbert2 · 01/12/2025 00:59

Why did they fight hard for a diagnosis to 'maximise' their benefits when it isn't necessary to have a diagnosis for your child to apply for DLA?

They were the words used by by family member. I don’t know the ins and out of the system having never claimed personally.

Pandersmum · 01/12/2025 02:46

UserFront242 · 01/12/2025 01:00

Funny how it is always ADHD.

I guess that’s the easiest one.

travellinglighter · 01/12/2025 01:37

Livelovebehappy · 01/12/2025 00:41

I just can’t get my head around the fact that Reeves based all this on lies anyway - there is no, nor has there ever been, a huge black hole deficit. So most of her targeting of average families is due to appeasing the rabid frothing at the mouth lefties on her back benches. So was just done out of spite. Totally unnecessary.

Our gdp to debt ratio is exactly 100%. Prior to the 2008 crash it was 40%. It went up to 60% after the crash. Brexit and Tory mismanagement drove it to 80% and then COVID happened. We pay more for our debt than other countries because of a higher perceived risk because of the rapid growth of our debt. We continue to borrow in order to fund essential services. So unless we are paying down debt faster than we are accruing it then the price of credit will continue to rise for us. The 20 billion black hole is the difference between what we have to repay and what our income is. Hope this helps.

Frequency · 01/12/2025 01:10

You know who I think we should be most angry with in that example? The LL who is raking in £15k a year of taxpayers' money off the back of a disabled woman and her five disabled children.

UserFront242 · 01/12/2025 01:00

Kirbert2 · 01/12/2025 00:59

Why did they fight hard for a diagnosis to 'maximise' their benefits when it isn't necessary to have a diagnosis for your child to apply for DLA?

Funny how it is always ADHD.

Kirbert2 · 01/12/2025 00:59

Pandersmum · 01/12/2025 00:51

I have an extended family member who rents a home whilst their children are under 18. Her boyfriend does not live with them (honest) when he is home and so she claims benefits as a single parent whilst working part time. He owns 3 properties which he rents out. He also has a very good job overseas and comes home for less than 90 days to pay less UK tax and they have lots of nice holidays - car for the teenager etc. They fought hard to have their 3rd child diagnosed with ADHD to maximize their benefits.

They have stated they will buy a property outright when the youngest turns 18 in 7 years time. I am sure they not the only ones playing the system.

Why did they fight hard for a diagnosis to 'maximise' their benefits when it isn't necessary to have a diagnosis for your child to apply for DLA?

Frequency · 01/12/2025 00:58

According to that, to get £45k in benefits, you need to be disabled and be raising five disabled children and paying rent of over £15k p/a.

If a disabled adult can manage to care for five disabled children alone, they deserve every penny of that £45k. Plus, imagine how much it would cost the state to care for five disabled children if this mythical woman decided it was too much for her. It would be a fuck tonne more than £45k p/a. Despite being imaginary, she is saving the state a fortune.

Whywhywhyyyy · 01/12/2025 00:56

UserFront242 · 01/12/2025 00:49

She will get help with housing but in the form of help with her mortgage interest, if she has a mortgage. Some people own outright.

Sorry it is a lot of words. Shall I get my crayons out?

Maybe you could use these crayons to draw some paper notes to give to PP so they can magically pay for their home. I am not buying it sorry. It’s unfair. Categorically.

Pandersmum · 01/12/2025 00:51

UserFront242 · 01/12/2025 00:43

If you cut rent, then how will people who do not own their homes have a roof over their head?
If you pay for people's mortgages, then why would anyone work when the government can just literally buy them a house? That they can sell, or pass to their children.

Home owners are not being penalised. They can get help with the interest, which is that will keep the bank off their back. Long term claimants such as those unable to work can and do lose their houses. But most people with a mortgage claim UC when in-between jobs and end up back on their feet again. Benefits are not a reward for doing "the right thing" such as buying a home, they are a safety net.

People who rent are not doing it on purpose to claim benefits. They are people who can not afford to buy. Even if you have your rent paid, if you are renting in the private sector, you are not in secure housing.

I have an extended family member who rents a home whilst their children are under 18. Her boyfriend does not live with them (honest) when he is home and so she claims benefits as a single parent whilst working part time. He owns 3 properties which he rents out. He also has a very good job overseas and comes home for less than 90 days to pay less UK tax and they have lots of nice holidays - car for the teenager etc. They fought hard to have their 3rd child diagnosed with ADHD to maximize their benefits.

They have stated they will buy a property outright when the youngest turns 18 in 7 years time. I am sure they not the only ones playing the system.

UserFront242 · 01/12/2025 00:49

Whywhywhyyyy · 01/12/2025 00:47

That’s a lot of words. The reality of it is PP is not being given any help with housing. Someone who rents is. That’s unfair.

The easiest way is to remove housing element and just pay a flat rate UC to be spent as the person wishes.

She will get help with housing but in the form of help with her mortgage interest, if she has a mortgage. Some people own outright.

Sorry it is a lot of words. Shall I get my crayons out?

SevenYellowHammers · 01/12/2025 00:47

AutumnAllTheWay · 30/11/2025 23:43

Go on benefits then! Be stupid not to, surely?

Except you wont because saying people on benefits are better off than workers on moderate wages is crap.

We have a three child household, and earn just a bit too much to claim.

Yes we struggle.

No, I dont begrudge a household earning less than us to claim a bit to top up low wages.

This is what the vast majority of uc claimants claim for. To be able to go to work and fill all the lower paid positions, you know, shop workers,.cleaners, teaching assistants and the like. Orange they should just get their pittance for working and then go home to a tent? Would that suit better?

Good golly, how gullible some are to keep going on about ridiculous cases dredged up to keep us attacking each other while the billionaires get richer.

100%

PyongyangKipperbang · 01/12/2025 00:47

The tory media have done their job well havent they?

Making sure we turn on each other instead of the real villains!

Whywhywhyyyy · 01/12/2025 00:47

UserFront242 · 01/12/2025 00:43

If you cut rent, then how will people who do not own their homes have a roof over their head?
If you pay for people's mortgages, then why would anyone work when the government can just literally buy them a house? That they can sell, or pass to their children.

Home owners are not being penalised. They can get help with the interest, which is that will keep the bank off their back. Long term claimants such as those unable to work can and do lose their houses. But most people with a mortgage claim UC when in-between jobs and end up back on their feet again. Benefits are not a reward for doing "the right thing" such as buying a home, they are a safety net.

People who rent are not doing it on purpose to claim benefits. They are people who can not afford to buy. Even if you have your rent paid, if you are renting in the private sector, you are not in secure housing.

That’s a lot of words. The reality of it is PP is not being given any help with housing. Someone who rents is. That’s unfair.

The easiest way is to remove housing element and just pay a flat rate UC to be spent as the person wishes.

UserFront242 · 01/12/2025 00:43

Whywhywhyyyy · 01/12/2025 00:34

Well I think it’s unfair. Benefits in my eyes should be a safety net. For unemployment, illness, misfortune etc.

You should be treated equally and not penalised for trying to stand on your own two feet nor awarded more for sitting in rent and expecting gov to pay for it forever.

I don’t know what the answer is. Cut rent from UC, Or add mortgages. Or just give a flat rate of x money to be used for whatever. But the current system is not acceptable.

If you cut rent, then how will people who do not own their homes have a roof over their head?
If you pay for people's mortgages, then why would anyone work when the government can just literally buy them a house? That they can sell, or pass to their children.

Home owners are not being penalised. They can get help with the interest, which is that will keep the bank off their back. Long term claimants such as those unable to work can and do lose their houses. But most people with a mortgage claim UC when in-between jobs and end up back on their feet again. Benefits are not a reward for doing "the right thing" such as buying a home, they are a safety net.

People who rent are not doing it on purpose to claim benefits. They are people who can not afford to buy. Even if you have your rent paid, if you are renting in the private sector, you are not in secure housing.

Livelovebehappy · 01/12/2025 00:41

I just can’t get my head around the fact that Reeves based all this on lies anyway - there is no, nor has there ever been, a huge black hole deficit. So most of her targeting of average families is due to appeasing the rabid frothing at the mouth lefties on her back benches. So was just done out of spite. Totally unnecessary.

littleorangefox · 01/12/2025 00:35

Mothwing · 01/12/2025 00:14

A lot of people on benefits are working. Why do non of the posters whinging about benefits ever criticise the companies paying shit wages that need to be topped up by benefits?

Edited

Because some people love nothing more than talking about "workers" and "benefit claimants" as if they are mutually exclusive things.

Also, after looking at the link posted by the OP, every single one of their examples of working families would actually also be eligible to claim a significant amount of UC on top of their wages 😂 In most cases both families would end up receiving roughly the same amount whether that is income + benefits or benefits alone. I'm sure the parents and indeed the children solely claiming benefits with all the disabled elements (seeing as the ones who published these figures have added every payment they can to beef up the benefit amounts) in these families would actually rather have good health.

Also, unemployed parents with multiple children and not receiving LCWRA/disabled child element etc would be subject to the overall benefit cap anyway so wouldn't receive more than £22,020 per year outside Greater London or £25,320 inside it.

Whywhywhyyyy · 01/12/2025 00:34

UserFront242 · 01/12/2025 00:28

She probably isn't. She wont get help with the interest on her mortgage for 3 months. People have lost their houses when on UC, especially when they are no longer able to work.
But UC is not there to pay off your asset. Paying off private landlords asset is a whole different thing, and is more about the lack of affordable and social housing.
It is all a mess.

Well I think it’s unfair. Benefits in my eyes should be a safety net. For unemployment, illness, misfortune etc.

You should be treated equally and not penalised for trying to stand on your own two feet nor awarded more for sitting in rent and expecting gov to pay for it forever.

I don’t know what the answer is. Cut rent from UC, Or add mortgages. Or just give a flat rate of x money to be used for whatever. But the current system is not acceptable.

UserFront242 · 01/12/2025 00:32

Pandersmum · 01/12/2025 00:29

Are they all working full time, or 15 hours per week to claim maximum benefits?
I suspect the latter when they quote ‘working in receipt of benefits’ figures.

They will be people with children. If you don't have kids, you are expected to work full time.

UserFront242 · 01/12/2025 00:31

Minty25 · 01/12/2025 00:29

Maybe they own their house outright and don't have any housing costs?

That too. I certainly know a couple of people that claim UC but own their homes outright. No mortgage.

Pandersmum · 01/12/2025 00:29

Mothwing · 01/12/2025 00:14

A lot of people on benefits are working. Why do non of the posters whinging about benefits ever criticise the companies paying shit wages that need to be topped up by benefits?

Edited

Are they all working full time, or 15 hours per week to claim maximum benefits?
I suspect the latter when they quote ‘working in receipt of benefits’ figures.

Minty25 · 01/12/2025 00:29

Whywhywhyyyy · 01/12/2025 00:11

Yes but private rentals also paying for someone’s asset.

PP above saying they get 400. I assume because homeowner. What are benefits for? Why are they not getting a housing allowance but someone living in rent is. Makes no sense.

Maybe they own their house outright and don't have any housing costs?

UserFront242 · 01/12/2025 00:28

Whywhywhyyyy · 01/12/2025 00:25

All housing has rocketed. How is PP paying her roof over her head on £400 a month. And other people get thousands for housing.

It’s a bloody disgrace.

She probably isn't. She wont get help with the interest on her mortgage for 3 months. People have lost their houses when on UC, especially when they are no longer able to work.
But UC is not there to pay off your asset. Paying off private landlords asset is a whole different thing, and is more about the lack of affordable and social housing.
It is all a mess.