Working families £18k worse off than benefits claimants after budget

You need more people to pay in than receive money.
You should encourage the very rich. They spend a lot, employ people and are generally good for the economy,

This government is insane.
Reeves spares 110 council houses worth over £2m from mansion tax
www.telegraph.co.uk/money/property/stamp-duty/110-council-houses-worth-over-2m-but-wont-pay-mansion-tax/

Hmm...partly agree

I think a higher wealth tax would be reasonable. But yes, over-taxing moderate and middle earners is not the way to go.

Honestly I don’t know how he got it. But he does

it pisses me off so much as it’s his own doing - and still drinks now using the extra £416 he gets

I have no issue with people getting lwcra who need it. Sounds like you do and I’m glad you get it

he has applied for pip 3/4 times now and always been denied which I’m thankful for as it will be extra money for him to drink with

Your friend works part-time in a job with reduced hours... Im sorry her home is cold, that is miserable but I also think it's frankly ridiculous that people are able to get away with working such a low number of hours.

Different peoole have different circunstsnce therfore get differing amounts of money 18 k would be very extreme,
But if your friend had one or more children eligible for DLA ( care)
She would get a disability element added to her UC ,for each eligible child.

FOR FUCK’S SAKE!!!

This is based on one imaginary family with FIVE children who are ALL disabled. You’ll all read this and think ALL benefits claimants are automatically £20K a year better off than you are. 🤦🏻‍♀️

I have a friend on UC. She has one primary and one secondary age child. She works pt as a TA and earns £800 a month, and attends college two days a week. She gets £1200 UC. Her rent (on an mouldy flat) and council tax are £1100 so she has to pay all her bills, food, travel to work/college, everything needed to raise 2 children on £900 a month. She is not living the high life. She never puts her heating on, every time I visit they’re all sitting in their big coats indoors. It’s a miserable existence.

That’s the reality of life on UC. Please don’t be taken in by these ridiculous clickbait scenarios that only apply to a handful of people.

Honestly I don’t know how he got it. But he does

it pisses me off so much as it’s his own doing - and still drinks now using the extra £416 he gets

I have no issue with people getting lwcra who need it. Sounds like you do and I’m glad you get it

he has applied for pip 3/4 times now and always been denied which I’m thankful for as it will be extra money for him to drink with

Only 34% of UC claimants work (this includes full and part time). People on UC who don’t work or work very part time and have 3+ children are on more money than me after tax. 66% are not in employment.

Interesting maths there. My best friend is a single mum solely on benefits with 4 kids, she gets £1200 a month UC + child benefit. That’s for rent, bills, food, clothes, everything.
So I don’t see how someone working can be 18k worse off - excluding child benefit which everyone gets unless earning silly money, her yearly ‘income’ is only £14,400.

FOR FUCK’S SAKE!!!

This is based on one imaginary family with FIVE children who are ALL disabled. You’ll all read this and think ALL benefits claimants are automatically £20K a year better off than you are. 🤦🏻‍♀️

I have a friend on UC. She has one primary and one secondary age child. She works pt as a TA and earns £800 a month, and attends college two days a week. She gets £1200 UC. Her rent (on an mouldy flat) and council tax are £1100 so she has to pay all her bills, food, travel to work/college, everything needed to raise 2 children on £900 a month. She is not living the high life. She never puts her heating on, every time I visit they’re all sitting in their big coats indoors. It’s a miserable existence.

That’s the reality of life on UC. Please don’t be taken in by these ridiculous clickbait scenarios that only apply to a handful of people.

So, LL are buying up properties to rent out out of the goodness of their own hearts, and there is no benefit at all other than giving them a warm fuzzy feeling?

This is madness. Can the last taxpayer in the UK please close the door behind them.

www.msn.com/en-gb/money/other/households-on-handouts-to-be-18-000-better-off-than-families-on-modest-wages/ar-AA1RqxlQ

Plenty of families on UC are also working families.

I think we need to be careful about casting landlords as the bad guys here. Housing is expensive. Contrary to popular belief, social housing is subsidised because the cost of capital is rarely accounted for. Basically if you have a mortgage or even if you own the property fully, there will be interest to be paid or you could utilise the money elsewhere and earn interest.

You have three types of landlords.

1. Those that own their properties outright. the average property is worth £270k. If you put £270k in the bank right now earning 4.5% then you could get £12k back for absolutely nothing. You would have no landlord commitments, no safety obligations, no wear and tear or maintenance to fund. There would be no concerns about having vacant periods or tenants trashing the house. In many areas being a landlord would be an objectively bad decision when you could get the same and sometimes more money from doing nothing.

1. Those on interest only mortgages. Literally use the rent payments to service the debts. The tenants aren't buying the landlord's house but covering the costs of ownership. The idea is that the house will eventually go up in value and the landlord will make money on its sale.

1. Landlords with repayment mortgages. Very few landlords in the current environment are going to be able to find a repayment BTL mortgage at any scale.

😂lots of frothing on here, after they've read the DM or Sun (and any right wing press) stories to create hatred for anyone who receives benefits and perceived as unworthy.

Meanwhile, ignoring last government paying billionaires multiple millions in dodgy contract deals (nothing to see there).

Went so well when Liz truss did her budget. I must have missed the part where RR crashed the markets (spoiler alert they reacted quite well)

Would you like me to fetch you some water? Your metaphorical pants are on fire.

I am amazed to hear this. I get it. I sent about 200 pages of medical evidence, such as doctors letters and letters of support from employers and others. I also had to spend hours over the course of several weeks filling out a form - I write several 1000 words - and then I had to attend a gruelling health assessment which took almost 2 hours. It is a very very thorough and lengthy process. Every claim you make has to be backed up by mountains of evidence. PIP is similar.

I disagree about it being hard

ex dh managed to get it as doesn’t have a pancreas due to his constant drinking

He takes tablets to digest food and is fine as long as does that and leads a normal life

he could get a job - he’s quite capable of working and was working till he decided to stop and go on uc - but won’t /doesn’t have to now as gets lcwra

i don’t know if they will reassess. I hope they do

which also means he gets his full rent paid for him and only has to give me £27.50 a month cms out of his £800 he gets on top of his rent

he could get a job and think work 16hrs a week and still get lcwra but he doesn’t want to

if he didn’t get lcwra he would have had to find a job /uc make him go for 2w interviews

maybe he got ‘lucky’ and some struggle to get it. He didn’t

I’m sure there are many who deserve it but don’t get it so it irks he did and due to his own fault

I don’t know the system you are correct.
But the £1800 per month my family member receives via UC each month is perfectly legal in response to the answers she has given them on her forms, tells me why the current benefits system is not fit for purpose.

They will be many people who are honest and do not get the necessary support.

I truly hope there will be significant benefits reform and those who really need support get more.