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Working families £18k worse off than benefits claimants after budget

587 replies

shoelances · 30/11/2025 23:14

This is madness. Can the last taxpayer in the UK please close the door behind them.

www.msn.com/en-gb/money/other/households-on-handouts-to-be-18-000-better-off-than-families-on-modest-wages/ar-AA1RqxlQ

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7
Frequency · 01/12/2025 17:17

@phantomofthepopera She shouldn't have to do this, but we found running a dehumidifier during the day helps minimise the mold. It needs to be one of the proper ones, not one of the little tubs of gel, but you can sometimes pick them up for a reasonable price on Marketplace or Nextdoor.

SpaceRaccoon · 01/12/2025 17:13

phantomofthepopera · 01/12/2025 16:19

She is, it just comes back! We’ve redecorated with anti-fungal paint, and it’s back within a month. She’s constantly scrubbing but the walls never dry out. The flat needs repointing, water is getting in every time it rains. The landlord refuses to do it. She can’t rock the boat too much because she’s scared of getting an eviction notice. If she ended up homeless she’d have to go into temporary accommodation in another city, she’d lose her job and the kids wouldn’t be able to stay in their schools. It’s just an awful position for renters these days.

From May 2026 there are no more "no fault" evictions so she can really make a fuss after that date.

Mamai100 · 01/12/2025 17:10

dizzydizzydizzy · 01/12/2025 08:12

I am amazed to hear this. I get it. I sent about 200 pages of medical evidence, such as doctors letters and letters of support from employers and others. I also had to spend hours over the course of several weeks filling out a form - I write several 1000 words - and then I had to attend a gruelling health assessment which took almost 2 hours. It is a very very thorough and lengthy process. Every claim you make has to be backed up by mountains of evidence. PIP is similar.

I agree. I've been through it all with MIL and it's far from easy.

Noseyoldcow · 01/12/2025 17:06

Vivi0 · 01/12/2025 13:31

I’m starting to think it would be more beneficial in the long term for the Government to just give people benefits towards their mortgage given the amount of money being handed to landlords to pay off their own mortgage.

Some years ago, friends of ours divorced. Their joint endowment mortgage was somehow changed to an interest only mortgage in the wife’s name, and she stayed in the house with their 2 young kids. She had no income, other than support payments from her ex, so she was able to claim the mortgage payments as benefits. Worked out cheaper than rehousing her in council accommodation, apparently.

Mamai100 · 01/12/2025 16:59

ilovesooty · 01/12/2025 00:02

Oh I wouldn't be so sure about that. The benefit bashing on here has been relentless for days.

Quite.

I don't see many threads attacking the billionaires.

JenniferBooth · 01/12/2025 16:56

Frequency · 01/12/2025 16:53

I am hybrid, I can work from home when needed.

Oh good Ive just recently finished reading this. You might find it interesting.

https://hqnetwork.co.uk/news/book-review-middle-ground-a-frontline-journey-in-social-housing/

Frequency · 01/12/2025 16:53

I am hybrid, I can work from home when needed.

JenniferBooth · 01/12/2025 16:53

Frequency · 01/12/2025 16:40

I think I posted either earlier on this thread or on another thread. They are currently unable to decide what is causing it and so cannot decide how to fix it or which team needs to fix it, so atm they are stuck at the stage of sending various specialists around to gaze at it for a while every week or so.

We've so far had a painter and decorator, a plasterer, a "technician", and a surveyor come to stare at it. All have had different causes and solutions. We're currently awaiting the report from the surveyor.

How are you managing all these visits from them around your job?

Frequency · 01/12/2025 16:48

The technician said there was nothing wrong with the guttering or the roof. The surveyor disagreed and said the roof above the lintel needs to be replaced, all the plaster needs stripping back to bare brick and redoing, he has no clue why the plasterers said it was caused by water coming through the single brick wall and getting stuck under the vinyl wallpaper because it is a cavity wall and the cavity wall insulation and damp coursing needs redoing. He is also very unimpressed at the state of the bathroom and that it has not been fixed yet, despite being reported over a month ago, ditto the state of the kitchen ceiling. He has promised to take personal responsibility for all the repairs needed.

He seemed like a decent bloke, but I've heard all this before, so I'm not holding my breath. Usually, I have to lose my temper and start threatening legal action before they actually fix things (HA house).

Benjithedog · 01/12/2025 16:42

Frequency · 01/12/2025 16:40

I think I posted either earlier on this thread or on another thread. They are currently unable to decide what is causing it and so cannot decide how to fix it or which team needs to fix it, so atm they are stuck at the stage of sending various specialists around to gaze at it for a while every week or so.

We've so far had a painter and decorator, a plasterer, a "technician", and a surveyor come to stare at it. All have had different causes and solutions. We're currently awaiting the report from the surveyor.

Have they checked the guttering?

Frequency · 01/12/2025 16:40

Vivi0 · 01/12/2025 16:37

Is your landlord willing to deal with it, or refusing to like the landlord in @phantomofthepopera friend’s situation?

I think I posted either earlier on this thread or on another thread. They are currently unable to decide what is causing it and so cannot decide how to fix it or which team needs to fix it, so atm they are stuck at the stage of sending various specialists around to gaze at it for a while every week or so.

We've so far had a painter and decorator, a plasterer, a "technician", and a surveyor come to stare at it. All have had different causes and solutions. We're currently awaiting the report from the surveyor.

Vivi0 · 01/12/2025 16:37

Frequency · 01/12/2025 16:22

We keep getting told to leave the mold on DD's wall. The LL is apparently responsible for cleaning it, and they should shoulder the expense of the specialist cleaning supplies needed to properly and safely kill and remove it. They also need to be able to see how bad it gets, and they cannot do that if we are cleaning it every day.

Is your landlord willing to deal with it, or refusing to like the landlord in @phantomofthepopera friend’s situation?

Benjithedog · 01/12/2025 16:31

phantomofthepopera · 01/12/2025 16:26

Honestly, I’m not just putting up obstacles but the council wouldn’t be interested. There are probably tens of thousands of people in this city in the same boat. Anyone who kicks up a fuss gets served notice. The council aren’t interested until you’re actually homeless now. That’s the impact of austerity.

Unfortunately this is what rogue landlords rely on their tenants keeping quiet for fear of eviction and it’s wrong on every level. Do they have a social
worker or any advocate given their circumstances? ( am presuming they are Ukrainian).

phantomofthepopera · 01/12/2025 16:26

Benjithedog · 01/12/2025 16:23

Can she not have an off the record discussion with the local council about it because the landlord should not be getting away with this

Honestly, I’m not just putting up obstacles but the council wouldn’t be interested. There are probably tens of thousands of people in this city in the same boat. Anyone who kicks up a fuss gets served notice. The council aren’t interested until you’re actually homeless now. That’s the impact of austerity.

Benjithedog · 01/12/2025 16:23

phantomofthepopera · 01/12/2025 16:19

She is, it just comes back! We’ve redecorated with anti-fungal paint, and it’s back within a month. She’s constantly scrubbing but the walls never dry out. The flat needs repointing, water is getting in every time it rains. The landlord refuses to do it. She can’t rock the boat too much because she’s scared of getting an eviction notice. If she ended up homeless she’d have to go into temporary accommodation in another city, she’d lose her job and the kids wouldn’t be able to stay in their schools. It’s just an awful position for renters these days.

Can she not have an off the record discussion with the local council about it because the landlord should not be getting away with this

phantomofthepopera · 01/12/2025 16:23

Benjithedog · 01/12/2025 16:13

Interesting observation from someone who has been one.

I think being a TA is very respected job and where I live there are hardly any vacancies for them. They are snapped up.

My DS is a School Business Manager in a secondary school. They can recruit L2s but struggle to recruit L3s, and they always have unfilled vacancies.

My friend works in her dd’s primary school. She does 121 with a little boy with autism who regularly beats the shit out of her. She’s always covered in bruises/bite marks, but she loves her job. I wouldn’t want to do it!

Boomer55 · 01/12/2025 16:22

Whywhywhyyyy · 01/12/2025 00:07

Why are we paying rent for people but not mortgages. Honest question.

Because an owned home is seems as a future asset. Rental accommodation isn’t.

Frequency · 01/12/2025 16:22

Vivi0 · 01/12/2025 16:09

I really hope this doesn’t come across as a “homeless people should just get a job” type comment, but is there a reason she is just leaving the black mould on the walls and not treating it?

We keep getting told to leave the mold on DD's wall. The LL is apparently responsible for cleaning it, and they should shoulder the expense of the specialist cleaning supplies needed to properly and safely kill and remove it. They also need to be able to see how bad it gets, and they cannot do that if we are cleaning it every day.

JenniferBooth · 01/12/2025 16:21

phantomofthepopera · 01/12/2025 16:19

She is, it just comes back! We’ve redecorated with anti-fungal paint, and it’s back within a month. She’s constantly scrubbing but the walls never dry out. The flat needs repointing, water is getting in every time it rains. The landlord refuses to do it. She can’t rock the boat too much because she’s scared of getting an eviction notice. If she ended up homeless she’d have to go into temporary accommodation in another city, she’d lose her job and the kids wouldn’t be able to stay in their schools. It’s just an awful position for renters these days.

When home owners post on here that they have a mould problem they are told it must be structural When social housing tenants post about the same thing they are told its because they are drying washing indoors or breathing too much.

phantomofthepopera · 01/12/2025 16:19

Vivi0 · 01/12/2025 16:09

I really hope this doesn’t come across as a “homeless people should just get a job” type comment, but is there a reason she is just leaving the black mould on the walls and not treating it?

She is, it just comes back! We’ve redecorated with anti-fungal paint, and it’s back within a month. She’s constantly scrubbing but the walls never dry out. The flat needs repointing, water is getting in every time it rains. The landlord refuses to do it. She can’t rock the boat too much because she’s scared of getting an eviction notice. If she ended up homeless she’d have to go into temporary accommodation in another city, she’d lose her job and the kids wouldn’t be able to stay in their schools. It’s just an awful position for renters these days.

Benjithedog · 01/12/2025 16:13

Forgetmenot9 · 01/12/2025 16:10

I've actually been a TA myself! Didn't claim any benefits but I was shocked at the number who didn't have school age children, they were all receiving UC - if you get your housing paid for and benefits it a very desirable job!

Interesting observation from someone who has been one.

I think being a TA is very respected job and where I live there are hardly any vacancies for them. They are snapped up.

Forgetmenot9 · 01/12/2025 16:10

Benjithedog · 01/12/2025 16:00

Well TA’s havent left yet have they because it obviously suits their circumstances.

Edited

I've actually been a TA myself! Didn't claim any benefits but I was shocked at the number who didn't have school age children, they were all receiving UC - if you get your housing paid for and benefits it a very desirable job!

Penguinsandspaniels · 01/12/2025 16:09

x2boys · 01/12/2025 11:13

I find that extremely surprising
My now 19 year old had acute necrotising pancreatitus when he was 16 he also doesn't have a pancreas as it was completely destroyed, hes now insulin dependent diabetic and also has to take creon with his food to digest it he doesn't meet the criteria for PIP though, his wasent due to drinking it was idiopathic
.

Maybe ex gets it as now is insulin diabetic ? I don’t know

and yes takes creon before food - that’s if he bothers /remeembers /wants to take

obv if he doesn’t then he’s sick or poos

but jabbing once a day doesn’t stop him from working iyswim

but ex dh could get a part time job or a few fours a day or 2/3 days a week but he isn’t made to due to being on lwcra

and that annoys me as much as cms saying pay £27.50 a month as he’s not working

sorry to hear about your son and such a young age

Vivi0 · 01/12/2025 16:09

phantomofthepopera · 01/12/2025 15:49

Where? In her damp tiny flat with black mould all over the walls and a few sticks of furniture, no equipment, no TV, in an area where most local people wouldn’t even venture into? I very much doubt that people would be biting her hand off!

I really hope this doesn’t come across as a “homeless people should just get a job” type comment, but is there a reason she is just leaving the black mould on the walls and not treating it?

Benjithedog · 01/12/2025 16:09

Kirbert2 · 01/12/2025 16:07

Isn't that exactly what she is doing by going to college and working towards full time employment as a TA?

It takes time and doesn't happen overnight.

I did say previously that it was excellent she was doing this to improve her situation.