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Working families £18k worse off than benefits claimants after budget

587 replies

shoelances · 30/11/2025 23:14

This is madness. Can the last taxpayer in the UK please close the door behind them.

www.msn.com/en-gb/money/other/households-on-handouts-to-be-18-000-better-off-than-families-on-modest-wages/ar-AA1RqxlQ

OP posts:
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7
Penguinsandspaniels · 01/12/2025 22:12

GentleOlive · 01/12/2025 21:34

The removal of two child benefit cap will give each of these families an additional £5k per year.

Now imagine the kind of pay rise you need to get the amount in your net pay, if you are a productive member of society.

But if you choose to have children you cannot afford, then it’s just handed to your for free.

There are families out there who are paying into this madness who will have less to spend on their children so they can pay for other people’s irresponsible life choices.

This is true

I have one child as can’t afford two £5l a year is a lot extra

UserFront242 · 01/12/2025 21:58

Kirbert2 · 01/12/2025 21:44

I don't know how others manage it but as soon as DH has hours that drop him below the required AET, he is called it for an appointment and pestered to work more hours or find a new job with more hours.

This tends to only happen in January with him because he works in hospitality and after the Christmas rush, his work goes really quiet but then picks up again.

He absolutely does not get away with working 16 hours per week, next week he'll be working 50 hours and tonight he wasn't home from work until about an hour ago.

I would like someone to post a link to where it says on the UC part of the Gov website about only having to work 16 hours to claim full benefits.

I am pretty sure it was a thing with Tax Credits, but people on that have migrated over to UC now.

Kirbert2 · 01/12/2025 21:44

GentleOlive · 01/12/2025 21:31

Yeah the token 16 hours so they can claim max benefits. Thats a joke.

I don't know how others manage it but as soon as DH has hours that drop him below the required AET, he is called it for an appointment and pestered to work more hours or find a new job with more hours.

This tends to only happen in January with him because he works in hospitality and after the Christmas rush, his work goes really quiet but then picks up again.

He absolutely does not get away with working 16 hours per week, next week he'll be working 50 hours and tonight he wasn't home from work until about an hour ago.

dottiehens · 01/12/2025 21:42

ForWildCyanTiger · 01/12/2025 04:31

Went so well when Liz truss did her budget. I must have missed the part where RR crashed the markets (spoiler alert they reacted quite well)

Well Liz Trust resigned but RR doesn’t want to. She does accept when she makes mistakes and is pushed by Torsten Bel to make decisions allegedly.

Ihatetomatoes · 01/12/2025 21:39

Marshmallow4545 · 01/12/2025 10:18

Lots of minimisation and attempts to divert discourse after you've read some left wing stories.

See how you are part of the polarisation and not actually above it?

Edited

I don't read newspapers. I don't hate people who are worse off than me and I don't begrudge children in poor households. I would think anyone jealous of a family on benefits should perhaps try it. Too much frothing and nastiness aimed at people with large families who need benefit support, mist of whom are working.

GentleOlive · 01/12/2025 21:34

The removal of two child benefit cap will give each of these families an additional £5k per year.

Now imagine the kind of pay rise you need to get the amount in your net pay, if you are a productive member of society.

But if you choose to have children you cannot afford, then it’s just handed to your for free.

There are families out there who are paying into this madness who will have less to spend on their children so they can pay for other people’s irresponsible life choices.

GentleOlive · 01/12/2025 21:31

Kirbert2 · 30/11/2025 23:19

Plenty of families on UC are also working families.

Yeah the token 16 hours so they can claim max benefits. Thats a joke.

dottiehens · 01/12/2025 21:24

Carla786 · 30/11/2025 23:25

Hmm...partly agree

I think a higher wealth tax would be reasonable. But yes, over-taxing moderate and middle earners is not the way to go.

What is high earners for you?

Kirbert2 · 01/12/2025 18:52

BrownTroutBluesAgain · 01/12/2025 18:43

It’s not using your house to tick a box saying they are meeting a requirement. It’s not how it works

They have converted the property to a lifetime home and won’t pay to convert it back
because
thats a waste of money
and you won’t be there forever so it is available for others after you

It's the same attitude by planners to owners of listed buildings …we are just looking after the asset for the future

If it's the same as my area, it will be because no one who is disabled required it at the time.

Our private rental property was unsuitable for our disabled son and he wasn't allowed to be discharged from hospital to an unsuitable property which meant we needed somewhere fast. We shot up to the top of the list and pretty much became #1 for any suitable adapted property in the area and just 1 month later, we got this place just in time for our son to be discharged.

I was told when viewing the property that there was a huge list of people behind us, some disabled/with disabled children and some not but the ones not would only be offered the property if those with needs for an adapted property either didn't bid for it in the first place or deemed it unsuitable for whatever reason.

BrownTroutBluesAgain · 01/12/2025 18:46

Frequency · 01/12/2025 18:38

I get that, but I think using our house to fulfil that requirement is cheating the system somewhat. None of us are disabled, and we've lived here 6 years now, so it's not like we might up and leave, and the house could be re-let to a disabled family.

Surely the point of having x number of adapted homes is to house x number of disabled people.

Re the x number

When I worked on housing we were required to build most properties as lifetime homes
A small % just had downstairs WCs

The houses were for sale so no idea of who would buy them. It’s just future proofing

BrownTroutBluesAgain · 01/12/2025 18:43

Frequency · 01/12/2025 18:38

I get that, but I think using our house to fulfil that requirement is cheating the system somewhat. None of us are disabled, and we've lived here 6 years now, so it's not like we might up and leave, and the house could be re-let to a disabled family.

Surely the point of having x number of adapted homes is to house x number of disabled people.

It’s not using your house to tick a box saying they are meeting a requirement. It’s not how it works

They have converted the property to a lifetime home and won’t pay to convert it back
because
thats a waste of money
and you won’t be there forever so it is available for others after you

It's the same attitude by planners to owners of listed buildings …we are just looking after the asset for the future

Frequency · 01/12/2025 18:38

BrownTroutBluesAgain · 01/12/2025 18:30

Your HA are correct in that requirement

Its basically what used to be called a lifetime home

I get that, but I think using our house to fulfil that requirement is cheating the system somewhat. None of us are disabled, and we've lived here 6 years now, so it's not like we might up and leave, and the house could be re-let to a disabled family.

Surely the point of having x number of adapted homes is to house x number of disabled people.

BrownTroutBluesAgain · 01/12/2025 18:30

Frequency · 01/12/2025 18:11

Yes, the house was previously let to a disabled man who had it adapted for his needs, but it is a three-bedroom family house with a reasonably sized garden, so I don't understand why we need to keep the adaptations, but according to the HA, they need ever so many adapted properties, so we're not allowed to touch the wetroom.

Your HA are correct in that requirement

Its basically what used to be called a lifetime home

Kirbert2 · 01/12/2025 18:19

Frequency · 01/12/2025 18:11

Yes, the house was previously let to a disabled man who had it adapted for his needs, but it is a three-bedroom family house with a reasonably sized garden, so I don't understand why we need to keep the adaptations, but according to the HA, they need ever so many adapted properties, so we're not allowed to touch the wetroom.

It's like we have the same house.

Ours is an adapted 3 bedroom with a reasonably sized garden and dodgy wet room too. 😂

Kirbert2 · 01/12/2025 18:13

BrownTroutBluesAgain · 01/12/2025 18:07

Assume you’ve checked the outlet for hair clogging it up

( apologies if I’m teaching you to suck eggs )

Yep.

They think there's an actual issue with the draining system and are supposed to be looking into it but I need to call them and give them another nag.

Frequency · 01/12/2025 18:11

BrownTroutBluesAgain · 01/12/2025 18:08

Guessing that wet room might be to accommodate disabled people

Yes, the house was previously let to a disabled man who had it adapted for his needs, but it is a three-bedroom family house with a reasonably sized garden, so I don't understand why we need to keep the adaptations, but according to the HA, they need ever so many adapted properties, so we're not allowed to touch the wetroom.

BrownTroutBluesAgain · 01/12/2025 18:08

Frequency · 01/12/2025 17:45

We removed the vinyl wallpaper weeks ago. We're currently trying to redecorate, and this is how we are finding all these issues. The mold was all behind a built-in wardrobe we ripped out (with permission).

I say trying to because every time we find an issue, we have to stop and wait months for the HA to come and fix it. Currently, DD's room has no wallpaper/paint because we are waiting for the mold to be fixed, the work in the hall has been halted because we noticed the wall (internal stud wall) is being held up only by the wallpaper, and we don't want to risk it falling down and having to wait months for it to be repaired while we're still waiting on dozens of other repairs.

The kitchen is half-painted, but we had to stop because of a leak, which caused the ceiling to bow. The ceiling cannot be fixed until the wet room leak is fixed, but that needs approval from a manager, and he is not very eager to approve it.

The living room is also half decorated because we had to stop when we noticed damp on that wall.

My room has no curtains because that wall is also damp, and no matter how strong the wall plugs I use are, the curtain pole just falls off because the wall is literally crumbling away.

I'm 100% sure we will find more issues as we go on. Half of these I would pay for/do myself, but I'm not allowed. The bathroom, for example, I hate the wetroom, I've always hated the wetroom. I would happily rip the lot out and pay for a new bathroom to be fitted, but I can't.

Guessing that wet room might be to accommodate disabled people

BrownTroutBluesAgain · 01/12/2025 18:07

Kirbert2 · 01/12/2025 18:05

We currently have a wet room leak too. In our case, it's an issue with the draining after a shower.

I don't think it will be sorted any time soon but so far, we seem to be avoiding any damp. I'm definitely concerned about it happening though.

Assume you’ve checked the outlet for hair clogging it up

( apologies if I’m teaching you to suck eggs )

Kirbert2 · 01/12/2025 18:05

Frequency · 01/12/2025 17:45

We removed the vinyl wallpaper weeks ago. We're currently trying to redecorate, and this is how we are finding all these issues. The mold was all behind a built-in wardrobe we ripped out (with permission).

I say trying to because every time we find an issue, we have to stop and wait months for the HA to come and fix it. Currently, DD's room has no wallpaper/paint because we are waiting for the mold to be fixed, the work in the hall has been halted because we noticed the wall (internal stud wall) is being held up only by the wallpaper, and we don't want to risk it falling down and having to wait months for it to be repaired while we're still waiting on dozens of other repairs.

The kitchen is half-painted, but we had to stop because of a leak, which caused the ceiling to bow. The ceiling cannot be fixed until the wet room leak is fixed, but that needs approval from a manager, and he is not very eager to approve it.

The living room is also half decorated because we had to stop when we noticed damp on that wall.

My room has no curtains because that wall is also damp, and no matter how strong the wall plugs I use are, the curtain pole just falls off because the wall is literally crumbling away.

I'm 100% sure we will find more issues as we go on. Half of these I would pay for/do myself, but I'm not allowed. The bathroom, for example, I hate the wetroom, I've always hated the wetroom. I would happily rip the lot out and pay for a new bathroom to be fitted, but I can't.

We currently have a wet room leak too. In our case, it's an issue with the draining after a shower.

I don't think it will be sorted any time soon but so far, we seem to be avoiding any damp. I'm definitely concerned about it happening though.

PansyPotter84 · 01/12/2025 18:04

Said it before. DD and I both work full
timenand have less disposable income and smaller house than some families on benefits in the same school:

BrownTroutBluesAgain · 01/12/2025 17:57

Frequency · 01/12/2025 17:45

We removed the vinyl wallpaper weeks ago. We're currently trying to redecorate, and this is how we are finding all these issues. The mold was all behind a built-in wardrobe we ripped out (with permission).

I say trying to because every time we find an issue, we have to stop and wait months for the HA to come and fix it. Currently, DD's room has no wallpaper/paint because we are waiting for the mold to be fixed, the work in the hall has been halted because we noticed the wall (internal stud wall) is being held up only by the wallpaper, and we don't want to risk it falling down and having to wait months for it to be repaired while we're still waiting on dozens of other repairs.

The kitchen is half-painted, but we had to stop because of a leak, which caused the ceiling to bow. The ceiling cannot be fixed until the wet room leak is fixed, but that needs approval from a manager, and he is not very eager to approve it.

The living room is also half decorated because we had to stop when we noticed damp on that wall.

My room has no curtains because that wall is also damp, and no matter how strong the wall plugs I use are, the curtain pole just falls off because the wall is literally crumbling away.

I'm 100% sure we will find more issues as we go on. Half of these I would pay for/do myself, but I'm not allowed. The bathroom, for example, I hate the wetroom, I've always hated the wetroom. I would happily rip the lot out and pay for a new bathroom to be fitted, but I can't.

Clearly lack of ventilation then
with moisture trapped behind the wardrobe

Suggest modern plaster is removed in problem areas and replaced with lime.( after it’s been allowed to completely dry out and the wall checked with a moisture meter) lime plaster breaths . You will get push back on this as you need someone specialised in lime plastering

Buy a humidity tester to leave in your rooms. About £20.

If the humidity is high it shows moisture is getting in but being trapped.

When you come to paint only use fully breathable paints.

We have walls without any dpm , dpc or cavity but we do not have any mould. We do have a winter humidity issue as we are single glazed by we control it with ventilation ( and a dehumidifier in our book room because books need a really low level. If we didn’t hav so many books we wouldn’t need this )
The point is. You can have solid walls without mould and crumbling walls if the natural moisture in the air is allowed to ventilate and this includes with breathable materials , vents etc

phantomofthepopera · 01/12/2025 17:53

BrownTroutBluesAgain · 01/12/2025 17:29

You can’t just redecorate with anti fungal
It doesnt get rid of the problem

Ventilation
Remove all mould
Check leaks re down pipes and for dpm
Dry out walls completely preferably naturally ( so not in winter)
Redecorate with breathable materials ( so no glue based paints and no wallpaper)
Ventilate all rooms throughout the year

Edited

I know it won’t cure it, but we hoped that sealing the walls might help. As I said, we know where the water is coming from. The whole building needs repointing, and the water comes in every time it rains. It won’t help that it’s always freezing in there so it never dries out. She just couldn’t afford to have the heating on as much as it needs to be.

It’s reassuring that next year she’ll be able to kick up a stink about it. Unfortunately when she took the flat she had no credit history in the UK, which ruled out the majority of landlords. Slum landlords exist to take advantage of people in her situation. She had to save six months rent and pay upfront for this hovel. Her plan was to build her credit rating and then look for somewhere else. But at the moment she has no chance of affording anything better.

She never complains. She is so grateful for everything the UK has done for her and for other Ukrainians and she’s just happy to have a roof over their head. She couldn’t speak English 3.5 years ago, now she has an English GCSE amongst other qualifications. She has worked so bloody hard to get this far. Despite what some on here might think of her, I am unspeakably proud of her.

Frequency · 01/12/2025 17:45

BrownTroutBluesAgain · 01/12/2025 17:34

Your vinyl wallpaper is trapping moisture
All cavities have moisture within them

We removed the vinyl wallpaper weeks ago. We're currently trying to redecorate, and this is how we are finding all these issues. The mold was all behind a built-in wardrobe we ripped out (with permission).

I say trying to because every time we find an issue, we have to stop and wait months for the HA to come and fix it. Currently, DD's room has no wallpaper/paint because we are waiting for the mold to be fixed, the work in the hall has been halted because we noticed the wall (internal stud wall) is being held up only by the wallpaper, and we don't want to risk it falling down and having to wait months for it to be repaired while we're still waiting on dozens of other repairs.

The kitchen is half-painted, but we had to stop because of a leak, which caused the ceiling to bow. The ceiling cannot be fixed until the wet room leak is fixed, but that needs approval from a manager, and he is not very eager to approve it.

The living room is also half decorated because we had to stop when we noticed damp on that wall.

My room has no curtains because that wall is also damp, and no matter how strong the wall plugs I use are, the curtain pole just falls off because the wall is literally crumbling away.

I'm 100% sure we will find more issues as we go on. Half of these I would pay for/do myself, but I'm not allowed. The bathroom, for example, I hate the wetroom, I've always hated the wetroom. I would happily rip the lot out and pay for a new bathroom to be fitted, but I can't.

BrownTroutBluesAgain · 01/12/2025 17:34

Frequency · 01/12/2025 16:48

The technician said there was nothing wrong with the guttering or the roof. The surveyor disagreed and said the roof above the lintel needs to be replaced, all the plaster needs stripping back to bare brick and redoing, he has no clue why the plasterers said it was caused by water coming through the single brick wall and getting stuck under the vinyl wallpaper because it is a cavity wall and the cavity wall insulation and damp coursing needs redoing. He is also very unimpressed at the state of the bathroom and that it has not been fixed yet, despite being reported over a month ago, ditto the state of the kitchen ceiling. He has promised to take personal responsibility for all the repairs needed.

He seemed like a decent bloke, but I've heard all this before, so I'm not holding my breath. Usually, I have to lose my temper and start threatening legal action before they actually fix things (HA house).

Your vinyl wallpaper is trapping moisture
All cavities have moisture within them

BrownTroutBluesAgain · 01/12/2025 17:29

phantomofthepopera · 01/12/2025 16:19

She is, it just comes back! We’ve redecorated with anti-fungal paint, and it’s back within a month. She’s constantly scrubbing but the walls never dry out. The flat needs repointing, water is getting in every time it rains. The landlord refuses to do it. She can’t rock the boat too much because she’s scared of getting an eviction notice. If she ended up homeless she’d have to go into temporary accommodation in another city, she’d lose her job and the kids wouldn’t be able to stay in their schools. It’s just an awful position for renters these days.

You can’t just redecorate with anti fungal
It doesnt get rid of the problem

Ventilation
Remove all mould
Check leaks re down pipes and for dpm
Dry out walls completely preferably naturally ( so not in winter)
Redecorate with breathable materials ( so no glue based paints and no wallpaper)
Ventilate all rooms throughout the year